Events that are not insured. The exclusions listed in the general conditions of insurance for all sectors and the exclusions listed in the field of cancellation cover apply.
Events that are not insured. Warning! In addition to the general exclusions from insurance cover listed below, special exclusions also apply to the respective insurance products.
6.1. No insurance cover exists for events which have been caused as follows:
6.1.1. As a result of deliberate or grossly negligent acts by the insured;
6.1.2. Directly or indirectly in connection with unrest, war events or terrorism of any kind;
6.1.3. As a result of a strike;
6.1.4. Through violence resulting from a public meeting or demonstration, if the insured has been an active participant;
6.1.5. As a result of the suicide or attempted suicide initiated by the insured;
6.1.6. Resulting from orders by the authorities;
6.1.7. Directly or indirectly as a result of the influence of ionising radiation or nuclear energy as defined by the current version of the Nuclear Energy Law;
6.1.8. The insured is suffering from impairment caused by alcohol, addictive drugs or medicine or if a course of treatment prescribed for whatever reason has not been followed;
6.1.9. The claim is caused by motor sports competitions (time trials and rallies) and training associated with these events;
6.1.10. Conditions that were already in existence or were expected at the time the insurance was taken or at the time the journey was booked or at the time the journey was started; e.g. conditions arising as a result of existing illnesses or deterioration thereof; conditions related to medical conditions existing before contracting.
6.1.11. Occurred as a result of epidemics and pandemics;
6.1.12. Travel that commenced or was not interrupted immediately in spite of travel warnings issued by the Foreign Office.
6.1.13. Directly or indirectly as a result of a natural catastrophe, seismic activity or the effects of the weather.
6.2. No reimbursement will be made for loss of enjoyment during the holiday.
6.3. No reimbursement will be paid for non-pecuniary loss.
6.4. No reimbursement will be paid in case the flight is cancelled by the Airline. Warning! The insurer will pay no reimbursement for the part of damages and costs resulting from the insured having failed to take every effort in order to reduce or prevent the loss or the arising costs as it is generally expected in the given situation.
Events that are not insured. In addition to the exclusions listed in the general conditions of insurance for all lines of insurance, no insurance exists for the following situations: - if an event is due to weather-related events - for high traffic volumes (e.g. traffic jams) - if an event is caused by a mistake/measure of the airline
Events that are not insured. In addition to the exclusions listed in the general conditions of insurance for all lines of insurance, the following damage and situations are not insured or are limited to the insurer's obligation to pay benefits.
7.1. Services or benefits related directly or indirectly to routine maintenance and servicing.
7.2. No claim to a payment exists if the insurer has not given permission for the work to be carried out or the insured himself organises and undertakes rectification of the damage.
7.3. Damage will not be reimbursed if compensation can be obtained under another insurance policy.
Events that are not insured. In addition to the exclusions listed in the general conditions of insurance for all lines of insurance, no insurance exists if - The problem occurs as a result of inadequate vehicle maintenance and the defects on the vehicle which caused the problem to occur already existed at the start of travel and/or could be ascertained; - The insured resolved the problem himself.
Events that are not insured. In addition to the exclusions listed in the general conditions of insurance for all lines of insurance, no insurance exists for the following situations:
3.1. If the travel company cancels the contract;
3.2. For events and illness caused by misuse of alcohol or drugs;
3.3. If an event or illness already existed or could be expected at the time the insurance was taken out or at the time the journey was booked;
3.4. For planned or expected operations, postponed operation dates or medical interventions,
3.5. If on account of a delay in recovery from treatment or a therapy travel is not possible,
3.6. In the event of a health treatment being granted.
Events that are not insured. In addition to the exclusions listed in the general conditions of insurance for all lines of insurance, no insurance exists for the following situations:
5.1. If the assessment of the loss and settlement or the fulfilment of other obligations by Mondial Assistance is prevented by the state prosecutor, a third party or the insured;
5.2. For claims arising from unlawful and deliberate or grossly negligent actions;
5.3. For compensation obligations arising from losses which the insured or persons acting for him have caused through the keeping or use of aircraft and vehicles of whatever kind;
5.4. For losses the insured has caused to himself or his relations (spouse, partner, parents (step, in-law, grandparents), children (step, in-law, grandchildren), sibling, brother-in-law, sister-in-law, uncle, aunt, of a person listed in the policy or an insured person covered by the same insurance policy;
5.5. For damage the insured has caused during a sporting competition;
5.6. For damage caused by use, wear and excessive strain;
5.7. For damage to things which the insured has borrowed, rented, hired or taken for safekeeping;
5.8. For losses caused through contamination or damage to the environment;
5.9. For damage to property caused to or with them as a result of their use, transportation, processing or other activities;
5.10. Through the transmission of an illness by the insured.
Events that are not insured. In addition to the exclusions listed in the general conditions of insurance for all lines of insurance, no insurance exists for the following situations:
3.1. If the travel company cancels the contract; Budaörs, Xxxxxxxxx xx 000, X-2040 Cégjegyzék száma: 13 17 000129, Adószám: 23837324-1-13 Ha kérdései lennének a biztosítási szolgáltatásainkkal kapcsolatosan, vegye fel a kapcsolatot ügyfélszolgálatunkkal Azonnal segítséget nyújt vészhelyzet esetén külföldön. Érvenyes: 2015. február 1. Oldal: 22 / 26
3.2. For events and illness caused by misuse of alcohol or drugs;
3.3. If an event or illness already existed or could be expected at the time the insurance was taken out or at the time the journey was booked;
3.4. For planned or expected operations, postponed operation dates or medical interventions,
3.5. If on account of a delay in recovery from treatment or a therapy travel is not possible,
3.6. In the event of a health treatment being granted.
Events that are not insured. In addition to the exclusions listed in the general conditions of insurance for all lines of insurance, no insurance exists for the following situations:
5.1. If the assessment of the loss and settlement or the fulfilment of other obligations by Mondial Assistance is prevented by the state prosecutor, a third party or the insured;
5.2. For claims arising from unlawful and deliberate or grossly negligent actions; Budaörs, Xxxxxxxxx xx 000, X-2040 Cégjegyzék száma: 13 17 000129, Adószám: 23837324-1-13 Ha kérdései lennének a biztosítási szolgáltatásainkkal kapcsolatosan, vegye fel a kapcsolatot ügyfélszolgálatunkkal Azonnal segítséget nyújt vészhelyzet esetén külföldön. Érvenyes: 2015. február 1. Oldal: 25 / 26
5.3. For compensation obligations arising from losses which the insured or persons acting for him have caused through the keeping or use of aircraft and vehicles of whatever kind;
5.4. For losses the insured has caused to himself or his relations (spouse, partner, parents (step, in-law, grandparents), children (step, in-law, grandchildren), sibling, brother-in-law, sister-in-law, uncle, aunt, of a person listed in the policy or an insured person covered by the same insurance policy;
5.5. For damage the insured has caused during a sporting competition;
5.6. For damage caused by use, wear and excessive strain;
5.7. For damage to things which the insured has borrowed, rented, hired or taken for safekeeping;
5.8. For losses caused through contamination or damage to the environment;
5.9. For damage to property caused to or with them as a result of their use, transportation, processing or other activities;
5.10. Through the transmission of an illness by the insured.
Events that are not insured. In addition to the exclusions listed in the general conditions of insurance for all lines of insurance, no insurance exists for the following situations:
5.1. If the assessment of the loss and settlement or the fulfilment of other obligations by Mondial Assistance is prevented by the state prosecutor, a third party or the insured;
5.2. For claims arising from unlawful and deliberate or grossly negligent actions; Budaörs, Xxxxxxxxx xx 000, X-2040 Cégjegyzék száma: 13 17 000129, Adószám: 23837324-1-13 Ha kérdései lennének a biztosítási szolgáltatásainkkal kapcsolatosan, vegye fel a kapcsolatot ügyfélszolgálatunkkal Azonnal segítséget nyújt vészhelyzet esetén külföldön. Érvenyes: 2015. június 1. Oldal: 23 / 24
5.3. For compensation obligations arising from losses which the insured or persons acting for him have caused through the keeping or use of aircraft and vehicles of whatever kind;