Effective date and duration of the Insurance Policy. The Insurance is effective from midnight on the day of entry of the Insured Party in Italy provided that the foreign citizen has paid the premium, the membership fee and obtained the entry permit. The coverage will cease on the expiry date of the insured's entry permit without obligation of cancellation and, in any case, its duration cannot exceed 90 days of continuous stay. * If the permit is not issued by the authorities to the Insured Party at the time of submitting the documents for the request to stay in Italy, they will be entitled to a refund of the premium paid, upon presentation of the documentation certifying failure of issue of the permit.
