WHAT ARE THE PROCEDURES IN CASE OF A CLAIM?. 6.1. Making a claim and assessment of the damage
1 You are obliged to submit your claim to us im- mediately and you shall authorise us to obtain any information which might aid the assess- ment of the loss or damage. You are obliged in case of a claim to do everything possible to minimise the loss or damage, and must in this connection comply with any instructions given by us.
2 You must forward to your broker as soon as possible, but no later than fourteen (14) days, if a claim for liability is made against you, any letter, claim, writ, summons or other legal document you receive.
3 You must not admit liability or offer or agree to settle any claim without our written permis- sion.
WHAT ARE THE PROCEDURES IN CASE OF A CLAIM?. 7.1. Making a claim and assessment of the damage
1 You are obliged to submit your claim to us im- mediately and you shall authorise us to obtain any information which might aid the assessment of the loss or damage. You are obliged in case of a claim to do everything possible to minimise the loss or damage and to salvage the insured property, and must in this connection comply with any instruc- tions given by us.
2 In case of theft you must notify the police or common carrier without delay. If stolen property or lost luggage is returned to you, you are obliged to inform us of this immediately.
a Loss or damage as the result of a fire or natural peril loss;
WHAT ARE THE PROCEDURES IN CASE OF A CLAIM?. 7.1. Making a claim and assessment of the damage
1 You are obliged to submit your claim to us im- mediately and you shall authorise us to obtain any information which might aid the assessment of the loss or damage. You are obliged in case of a claim to do everything possible to minimise the loss or damage and to salvage the insured property, and must in this connection comply with any instruc- tions given by us.
2 In case of theft you must notify the police or common carrier without delay. If stolen property or lost luggage is returned to you, you are obliged to inform us of this immediately.
3 Please note that the sum insured does not con- stitute any proof of the existence of or the value of the insured property and that because of this, you must provide evidence of the amount of the claim. We shall however assist you in this, in that we shall determine the amount of the claim either by consulting with you or with a joint expert, or in the context of an expert appraisal. The request for an expert appraisal can come from you or from us. Each party appoints an expert and the two experts choose an umpire before the process of determin- ing the amount of the claim begins. If the experts are in agreement, their findings shall be binding on both contracting parties. If there is a difference of opinion, the umpire shall decide on those matters that are still in dispute, this within the limits of the findings of both experts. Each contracting party shall meet the costs of its own expert; both con- tracting parties shall meet half each of the costs of the umpire.