Common use of Kredi Limiti Clause in Contracts

Kredi Limiti. (a) Banka Kredili Mevduat Hesabı’nı, Müşteri kredi performansına göre Banka’nın kredi tahsis koşulları da göz önünde bulundurularak, Müşteri talimatına bağlı olarak tahsis eder. Kurtaran hesap limitiniz açıldığında buna ilişkin bilgilendirme tarafınıza SMS ile yapılacaktır. Banka, Müşteri’nin kredi performansına göre gerekli ise Kredili Mevduat Hesabı limiti ve kullanım şartlarını belirlemeye, kredi limitini artırıp, azaltmaya veya iptal etmeye mevzuat çerçevesinde yetkilidir. Kredili Mevduat Hesabı limiti Müşteri’nin onayı olmadan artırılamaz. (b) Müşteri; kredi limitinin aşılmasına sebebiyet verdiği takdirde, kredi limitinin aşan kısmından da sorumlu olur ve aşan kısma limit xxxx tarihinden itibaren TCMB tarafından yayınlanan kredi kartı işlemlerinde uygulanacak azami oranındaki temerrüt faizi uygulanır. Ancak, kredili mevduat applied retrospectively. If the Customer pays the whole debt within sixty days at the latest as of the date of notification and ceases to utilize the loan, s/he shall not be effected from the interest increase. The Customer may not accept the amendment made in Contract conditions other than the contractual interest rate and use his/her right to terminate the contract within the framework of the related legislation. (c) The Customer may request a copy of this Contract free of charge for the first year following the date of issue. (d) The monthly interest rate of Overdraft Account is calculated with one day value date upon the contractual interest rate. If overdraft account limit is utilised and repayment is made on the same business day, contractual interest shall apply until the first business day following the repayment date. If limit is utilised and repayment is made on the same day or another day on holidays, contractual interest shall apply until the first business day following the repayment date. (e)The Bank shall send to the Customer the account statement including the debt, receivables and balance of the overdraft account after the month in which the account is used. (f) The overdraft account with installments is a credit account that can be used with installments and within the limit of the overdraft account upon the request of the Customer. In case of utilization of overdraft account with installments, the contractual interest rate applied to the account is stated above. 2. Repayment (a) The minimum payment amount of the overdraft account stated in the account statement sent to the Customer should be paid on the due date and in case the overdraft account amount that is used by the Customer is not paid on the notified payment date, the Bank shall be authorized to cease credit utilization, automatically collect the amounts deposited to the account of the Customer, and close the debt of the overdraft account. (b) In the event the maturity of the credit installment coincides with an official holiday, the installment shall be paid on the first working day following the official holiday. 3. Credit Limit (a) The Bank shall allocate the overdraft account as per the credit performance of the customer, and by taking into consideration the credit allocation conditions of the Bank and depending on the order of the customer. You will be informed by SMS when your overdraft account limit is available for use. The Bank shall be authorized to define the overdraft account limit and utilization conditions as per the credit performance of the customer, if necessary, increase, decrease or cancel the credit limit within the framework of the legislation. The limit of the overdraft account cannot be increased without the approval of the Customer. (b)If the Customer causes that the credit limit is exceeded, the Customer shall be liable for the exceeding part of the credit limit and the maximum default interest to be applied in credit card transactions announced by CBRT shall be applied to the

Kredi Limiti. (a) Banka Kredili Mevduat Hesabı’nı, Müşteri kredi performansına göre Banka’nın kredi tahsis koşulları da göz önünde bulundurularak, Müşteri talimatına bağlı olarak tahsis eder. Kurtaran hesap limitiniz açıldığında buna ilişkin bilgilendirme tarafınıza SMS ile yapılacaktır. Banka, Müşteri’nin kredi performansına göre gerekli ise Kredili Mevduat Hesabı limiti ve kullanım şartlarını belirlemeye, kredi limitini artırıp, azaltmaya veya iptal etmeye mevzuat çerçevesinde yetkilidir. Kredili Mevduat Hesabı limiti Müşteri’nin onayı olmadan artırılamaz. (b) Müşteri; kredi limitinin aşılmasına sebebiyet verdiği takdirde, kredi limitinin aşan kısmından da sorumlu olur ve aşan kısma limit xxxx tarihinden itibaren TCMB tarafından yayınlanan kredi kartı işlemlerinde uygulanacak azami oranındaki temerrüt faizi uygulanır. Ancak, kredili mevduat hesaplarında uygulanacak azami akdi ve gecikme faiz oranları ile ilgili mevzuat kapsamında belirlenen akdi ve gecikme faiz applied retrospectively. If the Customer pays the whole debt within sixty days at the latest as of the date of notification and ceases to utilize the loan, s/he shall not be effected from the interest increase. The Customer may not accept the amendment made in Contract conditions other than the contractual interest rate and use his/her right to terminate the contract within the framework of the related legislation. (c) The Customer may request a copy of this Contract free of charge for the first year following the date of issue. (d) The monthly interest amount of the overdraft account shall be calculated over the contractual interest rate of Overdraft Account is calculated with one day value date upon value. In the contractual interest rate. If event that the limit of the overdraft account limit is utilised utilized and repayment is made on repaid within the same business day, contractual interest shall apply until be applied for one day. In the first business day following the repayment date. If event that limit is utilised utilized on holidays and repayment is made on repaid within the same day or another day on holidaysday, contractual interest shall apply until be applied for the first business day following the repayment dateholiday. (e)The Bank shall send to the Customer the account statement including the debt, receivables and balance of the overdraft account after the month in which the account is used. (f) The overdraft account with installments is a credit account that can be used with installments and within the limit of the overdraft account upon the request of the Customer. In case of utilization of overdraft account with installments, the contractual interest rate applied to the account is stated above. 2. Repayment (a) The minimum payment amount of the overdraft account stated in the account statement sent to the Customer should be paid on the due date and in case the overdraft account amount that is used by the Customer is not paid on the notified payment date, the Bank shall be authorized to cease credit utilization, automatically collect the amounts deposited to the account of the Customer, and close the debt of the overdraft account. (b) In the event the maturity of the credit installment coincides with an official holiday, the installment shall be paid on the first working day following the official holiday. 3. Credit Limit (a) The Bank shall allocate the overdraft account as per the credit performance of the customer, and by taking into consideration the credit allocation conditions of the Bank and depending on the order of the customer. You will be informed by SMS when your overdraft account limit is available for use. The Bank shall be authorized to define the overdraft account limit and utilization conditions as per the credit performance of the customer, if necessary, increase, decrease or cancel the credit limit within the framework of the legislation. The limit of the overdraft account cannot be increased without the approval of the Customer. (b)If the Customer causes that the credit limit is exceeded, the Customer shall be liable for the exceeding part of the credit limit and the maximum default interest to be applied in credit card transactions announced by CBRT shall be applied to thethe exceeding part as of the date of the limit excess. However, it cannot exceed the maximum contractual and default interest

Kredi Limiti. (a) Banka Kredili Mevduat Hesabı’nı, Müşteri kredi performansına göre Banka’nın kredi tahsis koşulları da göz önünde bulundurularak, Müşteri talimatına bağlı olarak tahsis eder. Kurtaran hesap limitiniz açıldığında buna ilişkin bilgilendirme tarafınıza SMS ile yapılacaktır. Banka, Müşteri’nin kredi performansına göre gerekli ise Kredili Mevduat Hesabı limiti ve kullanım şartlarını belirlemeye, kredi limitini artırıp, azaltmaya veya iptal etmeye mevzuat çerçevesinde yetkilidir. Kredili Mevduat Hesabı limiti Müşteri’nin onayı olmadan artırılamaz. (b) Müşteri; kredi limitinin aşılmasına sebebiyet verdiği takdirde, kredi limitinin aşan kısmından da sorumlu olur ve aşan kısma limit xxxx tarihinden itibaren TCMB tarafından yayınlanan kredi kartı işlemlerinde uygulanacak azami oranındaki temerrüt faizi uygulanır. Ancak, kredili mevduat applied retrospectively. If the Customer pays the whole debt hesaplarında uygulanacak azami akdi ve gecikme faiz oranları ile ilgili mevzuat kapsamında belirlenen akdi ve gecikme faiz within sixty days at the latest as of the date of notification and ceases to utilize the loan, s/he shall not be effected from the interest increase. The Customer may not accept the amendment made in Contract conditions other than the contractual interest rate and use his/her right to terminate the contract within the framework of the related legislation. (c) The Customer may request a copy of this Contract free of charge for the first year following the date of issue. (d) The monthly interest rate of Overdraft Account is calculated with one day value date upon the contractual interest rate. If overdraft account limit is utilised and repayment is made on the same business day, contractual interest shall apply until the first business day following the repayment date. If limit is utilised and repayment is made on the same day or another day on holidays, contractual interest shall apply until the first business day following the repayment date. (e)The Bank shall send to the Customer the account statement including the debt, receivables and balance of the overdraft account after the month in which the account is used. (f) The overdraft account with installments is a credit account that can be used with installments and within the limit of the overdraft account upon the request of the Customer. In case of utilization of overdraft account with installments, the contractual interest rate applied to the account is stated above. 2. Repayment (a) The minimum payment amount of the overdraft account stated in the account statement sent to the Customer should be paid on the due date and in case the overdraft account amount that is used by the Customer is not paid on the notified payment date, the Bank shall be authorized to cease credit utilization, automatically collect the amounts deposited to the account of the Customer, and close the debt of the overdraft account. (b) In the event the maturity of the credit installment coincides with an official holiday, the installment shall be paid on the first working day following the official holiday. 3. Credit Limit (a) The Bank shall allocate the overdraft account as per the credit performance of the customer, and by taking into consideration the credit allocation conditions of the Bank and depending on the order of the customer. You will be informed by SMS when your overdraft account limit is available for use. The Bank shall be authorized to define the overdraft account limit and utilization conditions as per the credit performance of the customer, if necessary, increase, decrease or cancel the credit limit within the framework of the legislation. The limit of the overdraft account cannot be increased without the approval of the Customer. (b)If the Customer causes that the credit limit is exceeded, the Customer shall be liable for the exceeding part of the credit limit and the maximum default interest to be applied in credit card transactions announced by CBRT shall be applied to thethe exceeding part as of the date of the limit excess. However, it cannot exceed the maximum contractual and default interest