GOVERNING LAW AND JURISDICTIONS. These Terms and Conditions are governed by and shall be construed in accordance with the laws of the Macau SAR. Each transaction or its underlying investment or instrument shall be subject to the laws of the jurisdiction where it is made or located and also the rules, regulations, policies and directives of all relevant governmental and other regulatory bodies and agencies. The Customer submits to the non-exclusive jurisdiction of the Macau courts but these Terms and Conditions may be enforced in the courts of any competent jurisdiction. The following terms and conditions apply to all checking accounts and related services provided by the Bank to its Customer. The "Terms and Conditions for Accounts and Related Services" (the "Terms and Conditions") from time to time issued by the Bank shall apply to the following as if those Terms and Conditions are set out in this Schedule in full.
1. Drawing of checks
(a) Checks may only be drawn on check forms provided by the Bank in the currency in which the account is denominated.
(b) Upon closure of any checking account with the Bank, the Customer must either return to the Bank or destroy all unused checks.
2. Delivery of check books
3. Xxxxxx in dealing with check books
(a) Upon receipt of a check book, the Customer should count the number of checks carefully and examine the account and serial numbers printed thereon. Any discrepancy should immediately be reported to the Bank.
(b) Check books must at all times be kept in a safe place to guard against loss or theft.
(c) When a signed check or a check book is lost or stolen, the Customer must immediately report such loss by notice in writing to the Bank. The Bank will not be responsible for any loss suffered by the Customer if any payment has been made before such report is actually received by the Bank.
4. Manner in drawing checks
(a) In drawing a check, the Customer is advised that the amount both in words and figures should be written distinctly in non-erasable ink or ball-point pen and that to prevent fraud, the amount in both words and figures should begin as near to the left hand margin as possible, so that other words or figures cannot be inserted. A line should be drawn or the words "only" should be added after the amount expressed in words.
(b) All alterations on checks must be confirmed by the full signature of the Customer. The Bank will not be responsible for losses arising from alterations which cannot be readily detected. If a mistake is made in the amou...
