ADDITIONAL IMPORTANT INFORMATION FOR QUEBEC CUSTOMERS Sample Clauses

ADDITIONAL IMPORTANT INFORMATION FOR QUEBEC CUSTOMERS. This box contains information required under the Quebec Consumer Protection Act (the “Act”). For any questions pertaining to the sections included in this box, you can communicate, when necessary, with the Office de la protection du consommateur. For ease of reference, some of the words used in this Agreement correspond to certain terms used in the Quebec Consumer Protection Act (the “Act”), as set out below. Term used in this Agreement Corresponding meaning used in the Act Credit limit Amount up to which credit is granted Annual interest rate Credit rate Interest charges Credit charges Grace period Period during which the consumer may discharge the obligation without being compelled to pay credit charges Annual Fees Membership or renewal fees The Toronto-Dominion Bank / We Merchant / lender / open credit merchant You Consumer Please note that this Agreement is an Open Credit Contract (the Act s. 125).
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ADDITIONAL IMPORTANT INFORMATION FOR QUEBEC CUSTOMERS. (continued from page 55) collaborated with a view to granting credit, plead against the lender any ground of defence urgeable against the merchant who is the vendor, lessor, contractor or service provider. The consumer may also, in the circumstances described in the first paragraph, exercise against the open credit merchant, or against the merchant’s assignee, any right exercisable against the merchant who is the vendor, lessor, contractor or service provider if that merchant is no longer active or has no assets in Quebec, is insolvent or is declared bankrupt. The open credit merchant or the merchant’s assignee is then responsible for the performance of the obligations of the merchant who is the vendor, lessor, contractor or service provider up to the amount of, as the case may be, the debt owed to the open credit merchant at the time the contract is entered into, the debt owed to the assignee at the time it was assigned to him or the payment the open credit merchant received if he assigned the debt.
ADDITIONAL IMPORTANT INFORMATION FOR QUEBEC CUSTOMERS. (continued from page 57) of the period, no credit charges may be required from the consumer on that outstanding balance, except as regards money advances. In the case of a money advance, charges may accrue as of the date of the advance until the date of payment.
ADDITIONAL IMPORTANT INFORMATION FOR QUEBEC CUSTOMERS. This box contains information required under the Quebec Consumer Protection Act (the “Act”). For any questions pertaining to the sections included in this box, you can communicate, when necessary, with the Office de la protection du consommateur. For ease of reference, some of the words used in this Agreement correspond to certain terms used in the Quebec Consumer Protection Act (the “Act”), as set out below. Term used in this Agreement Corresponding meaning used in the Act Credit limit The amount up to which credit is extended Annual interest rate Annual credit rate Interest charges Credit charges Grace period The time during which the consumer may discharge his/her obligation without being compelled to pay credit charges Annual Fees Membership or renewal fees The Toronto-Dominion Bank Merchant* You Consumer Please note that this Agreement is a Contract Extending Variable Credit (Consumer Protection Act s. 125). Also, the Minimum Payment is the minimum payment required for each period. *For greater clarity, the term “merchant” refers to The Toronto-Dominion Bank in the required clauses set out below. (continued on page 17)
ADDITIONAL IMPORTANT INFORMATION FOR QUEBEC CUSTOMERS. (continued from page 16)
ADDITIONAL IMPORTANT INFORMATION FOR QUEBEC CUSTOMERS. This box contains information required under the Quebec Consumer Protection Act (the “Act”). For any questions pertaining to the sections included in this box, you can communicate, when necessary, with the Office de la protection du consommateur. For ease of reference, some of the words used in this Agreement correspond to certain terms used in the Quebec Consumer Protection Act (the “Act”), as set out below. Term used in this Agreement Corresponding meaning used in the Act Credit limit The amount up to which credit is extended Annual interest rate Annual credit rate Interest charges Credit charges Grace period The time during which the consumer may discharge his/her obligation without being compelled to pay credit charges Annual Fees Membership or renewal fees The Toronto-Dominion Bank Merchant* You Consumer Please note that this Agreement is a Contract Extending Variable Credit (Consumer Protection Act s. 125). Also, the Minimum Payment is the minimum payment required for each period. *For greater clarity, the term “merchant” refers to The Toronto-Dominion Bank in the required clauses set out below. Payment Upon Default The Agreement in Section 14 provides the following rights in a situation of default: “If you do not make the minimum payment on or before the Payment Due Date on your statement, or otherwise do not follow this Agreement, or if anything occurs which causes us to believe that you will be unable to make a payment or otherwise not be able to follow this Agreement.

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