Common use of and 4 Clause in Contracts

and 4. 7 We will not pay for claims arising directly or indirectly from: 1. Government regulation or Act, delay or amendment of the booked Trip (including due to error, omission or default) by the provider of any service forming part of the booked Trip, the Travel Agent or tour operator through whom the Trip was booked; 2. Bankruptcy, insolvency, liquidation or default of travel agencies or common carrier; 3. You or Your travelling companion’s business, financial or contractual obligations; 4. Your disinclination to travel; 5. The unlawful act or criminal proceedings of any person on whom the booked Trip depends, other than for attendance as a witness in Court under a subpoena; 6. Your failure to notify the Travel Agent/ tour operator, provider of transport or accommodation, immediately upon discovery of any event requiring You to cancel or curtail travel arrangement; 7. Any additional expenses incurred if any part of Your Trip is deferred or postponed. 8. Infectious Disease excluding COVID-19, which is declared or notified as an epidemic by the applicable health authority in the covered destination or a pandemic by the WHO until such declaration or notification is lifted by the WHO or the applicable health authority in the covered destination. 9. Any circumstances regarding COVID-19 if You are not Fully Vaccinated. 10.COVID-19 if the PCR/ RTK-Ag test was not done by a Medical Practitioner or lab technician. 11.COVID-19 if You or Your Travelling Companion tested positive for COVID-19 other than via a PCR / RTK-Ag test. 12.Your failure to fulfil all the requirements which have been set by the government of Malaysia and the destination country before and during the Trip. IMPORTANT: Only Benefit 4.6 or 4.7 is payable for any one event.