Authorization to Execute Payment Instructions. By providing us with names, mobile telephone numbers, and email addresses of Receivers to whom you wish to direct Zelle® payments, you authorize us to follow the Payment Instructions that we receive through the Zelle® Payment Service. Once enrolled in Zelle®, you also authorize us to credit your Eligible Account for payments remitted to you on behalf of a Sender via Zelle® without further approval from you. By providing us with names, Eligible Account information and other contact information for Receivers to whom you wish to direct payments via Other Payment Services, you authorize us to follow the Payment Instructions that we receive via the Other Payment Services. You also authorize us to credit your Eligible Account for payments remitted to you on behalf of a Sender via Other Payment Services without further approval from you. When we receive a Payment Instruction from you, you authorize us to debit your Eligible Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Online Banking Service website or within our mobile banking application) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing of the Payment Instruction could not be completed.
