Common use of Authorized Use of Services by Other Persons Clause in Contracts

Authorized Use of Services by Other Persons. You are responsible for keeping your User ID, Password, and account data confidential. We are entitled to act on transaction instructions received using your User ID and Password, and you agree that the use of your credentials will have the same effect as your signature authorizing the transaction(s). If you authorize other persons to use your User ID or Password in any manner, your authorization will be considered unlimited in amount and manner until you have notified us in writing that you have revoked the authorization and changed your credentials. You are responsible for any transactions made by such persons until you notify us that transfers by that person or instructions regarding your account(s) are no longer authorized and we have a reasonable opportunity to act upon the change of your User ID and Password.