Common use of Balance Transfers Clause in Contracts

Balance Transfers. Balance transfers are treated as cash advances. There is no grace period for payments on balance transfers. If you transfer a balance from another financial institution to us, you will immediately incur finance charges at the regular or promotional APR available at the time of the balance transfer and on purchases at the purchase APR. For instance if you transfer $1,000 at a promotional rate of 0% APR and then make a purchase of $200, you will immediately accrue finance charges at the purchase rate, forgoing the grace period. To avoid finance charges on new purchases after you transfer a balance, you must pay all balances on your account including any balances that you transfer in full by the due date.

Appears in 14 contracts

Samples: Cardholder Agreement, Cardholder Agreement, Cardholder Agreement

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Balance Transfers. Balance transfers are treated as cash advances. There is no grace period for payments on balance transfers. If you transfer a balance from another financial institution to us, you will immediately incur finance fi- xxxxx charges at the regular or promotional APR available at the time of the balance transfer and on purchases at the purchase APR. For instance if you transfer $1,000 at a promotional pro- motional rate of 0% APR and then make a purchase of $200, you will immediately accrue finance charges at the purchase rate, forgoing the grace period. To avoid finance charges on new purchases after you transfer a balance, you must pay all balances on your account including any balances that you transfer in full by the due date.

Appears in 8 contracts

Samples: Cardholder Agreement, Cardholder Agreement, Cardholder Agreement

Balance Transfers. Balance transfers are treated as cash advances. There is no grace period for payments on balance transfers. If you transfer a balance from another financial institution insti- tution to us, you will immediately incur finance charges at the regular or promotional APR available at the time of the balance transfer and on purchases at the purchase APR. For instance if you transfer $1,000 at a promotional rate of 0% APR and then make a purchase of $200, you will immediately accrue finance charges at the purchase rate, forgoing the grace period. To avoid finance charges on new purchases after you transfer a balance, you must pay all balances on your account including any balances bal- ances that you transfer in full by the due date.

Appears in 2 contracts

Samples: Cardholder Agreement, Cardholder Agreement

Balance Transfers. Balance transfers are treated as cash advances. There is no grace period for payments on balance transfers. If you transfer a balance from another financial institution to us, you will immediately incur finance charges at the regular or promotional APR available at the time of the balance transfer and on purchases at the purchase APR. For instance if you transfer $1,000 at a promotional rate of 0% APR and then make a purchase of $200, you will immediately accrue finance charges at the purchase rate, forgoing the grace period. To avoid finance charges on new purchases after you transfer a balance, you must pay all balances on your account including any balances that you transfer in full by the due date.of

Appears in 2 contracts

Samples: Cardholder Agreement, Cardholder Agreement

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Balance Transfers. Balance transfers are treated as cash advances. There is no grace period for payments on balance bal- ance transfers. If you transfer a balance from another financial institution to us, you will immediately incur finance charges at the regular or promotional APR available at the time of the balance transfer and on purchases at the purchase APR. For instance if you transfer $1,000 at a promotional rate of 0% APR and then make a purchase of $200, you will immediately accrue finance charges at the purchase rate, forgoing the grace period. To avoid finance charges on new purchases after you transfer a balance, you must pay all balances on your account including any balances that you transfer in full by the due date.

Appears in 1 contract

Samples: Cardholder Agreement

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