Common use of Balance Transfers Clause in Contracts

Balance Transfers. A balance transfer (a Balance Transfer) occurs if we have approved the transfer to your Card Account of all or part of an outstanding balance owing by you on a credit, charge account or loan with ATB or with another credit card issuer or financial institution designated by you (the Payee). Balance Transfers are subject to your available Business Credit Limit. If a Balance Transfer exceeds your available credit, it may not be processed. You cannot instruct a stop payment on a Balance Transfer. A Balance Transfer is charged to your Card Account as a Cash Advance and is subject to interest at your current Cash Advance annual interest rate from (and including) the date the amount is recorded on the Card Account (as indicated by the post date on the Statement) and any applicable fees indicated in the Rate and Fee Schedule. You can request a Balance Transfer by calling us or through ATB’s online service. You can also request Cheques for use with Balance Transfers and then make a Balance Transfer by using one of those Cheques. If you or a Cardholder asks us to make a Balance Transfer, you authorize us to verify the status and balance of such other account. We will process Balance Transfers within 3 to 5 business days of the request being received; however we cannot control when the Payee will credit your account with them (that is, your account with whom you have the outstanding debt). You will still be responsible for paying any amounts you owe to the Payee both before and after we add the Balance Transfer to your Card Account. We are not responsible for any charges that may be imposed by the Payee as a result of paying the Balance Transfer on your behalf, any delays with respect to paying the Balance Transfer or for any other matters related to such other account with the Payee.

Balance Transfers. A If offered by Xxx, a balance transfer (a “Balance Transfer”) occurs if we have approved the transfer to your Card Account of all or part of an outstanding balance owing by you on a credit, charge account or loan with ATB or with another credit card issuer issuer, creditor, or financial institution designated by you (the “Payee”). Balance Transfers are subject to your available Business Credit Limit. If a Balance Transfer exceeds your available credit, it may not be processed. You cannot instruct a stop payment on a Balance Transfer. A Balance Transfer is charged to your Card Account as a Cash Advance and is subject to interest at your current Cash Advance annual interest rate from (and including) the date the amount is recorded on the Card Account (as indicated by the post date on the Statement) and any applicable charges and fees indicated in the Rate and Fee Schedule. You can request a Balance Transfer by calling us or through ATB’s online service. You can also request Cheques for use with Balance Transfers and then make a Balance Transfer by using one of those Chequesthe Neo Platform (if this feature is available). If you a Primary Cardholder or a Cardholder Authorized User asks us to make a Balance Transfer, you authorize us to verify the status and balance of such other account. We will process Balance Transfers within 3 to 5 business days of the request being received; however we cannot control when the Payee will credit your account with them (that is, your account with whom you have the outstanding debt). You will still be responsible for paying any amounts you owe to the Payee both before and after we add the Balance Transfer to your Card Account. We are not responsible for any charges Charges that may be imposed by the Payee as a result of paying the Balance Transfer on your behalf, any delays with respect to paying the Balance Transfer Transfer, or for any other matters related to such other account with the Payee.

Balance Transfers. A balance transfer (a Balance Transfer) occurs if we have approved the transfer to your Card Account of all or part of an outstanding balance owing by you on a credit, charge account or loan with ATB or with another credit card issuer issuer, creditor, or financial institution designated by you (the Payee). Balance Transfers are subject to your available Business Credit Limit. If a Balance Transfer exceeds your available credit, it may not be processed. You cannot instruct a stop payment on a Balance Transfer. A Balance Transfer is charged to your Card Account as a Cash Advance and is subject to interest at your current Cash Advance annual interest rate from (and including) the date the amount is recorded on the Card Account (as indicated by the post date on the Statement) and any applicable fees indicated in the Rate and Fee Schedule. You can request a Balance Transfer by calling us or through ATB’s online service. You can also request Cheques for use with Balance Transfers and then make a Balance Transfer by using one of those Cheques. If you a Primary Cardholder or a Cardholder Authorized User asks us to make a Balance Transfer, you authorize us to verify the status and balance of such other account. We will process Balance Transfers within 3 to 5 business days of the request being received; however we cannot control when the Payee will credit your account with them (that is, your account with whom you have the outstanding debt). You will still be responsible for paying any amounts you owe to the Payee both before and after we add the Balance Transfer to your Card Account. We are not responsible for any charges that may be imposed by the Payee as a result of paying the Balance Transfer on your behalf, any delays with respect to paying the Balance Transfer or for any other matters related to such other account with the Payee.

Balance Transfers. A balance transfer (a “Balance Transfer”) occurs if we have approved the transfer to your Card Account of all or part of an outstanding balance owing by you on a credit, charge account or loan with ATB or with another credit card issuer issuer, creditor, or financial institution designated by you (the “Payee”). Balance Transfers are subject to your available Business Credit Limit. If a Balance Transfer exceeds your available credit, it may not be processed. You cannot instruct a stop payment on a Balance Transfer. A Balance Transfer is charged to your Card Account as a Cash Advance and is subject to interest at your current Cash Advance annual interest rate from (and including) the date the amount is recorded on the Card Account (as indicated by the post date on the Statement) and any applicable fees indicated in the Rate and Fee Schedule. You can request a Balance Transfer by calling us or through ATBNeo’s online service. You can also request Cheques for use with Balance Transfers and then make a Balance Transfer by using one of those Chequesservice or mobile app. If you a Primary Cardholder or a Cardholder Authorized User asks us to make a Balance Transfer, you authorize us to verify the status and balance of such other account. We will process Balance Transfers within 3 to 5 business days of the request being received; however we cannot control when the Payee will credit your account with them (that is, your account with whom you have the outstanding debt). You will still be responsible for paying any amounts you owe to the Payee both before and after we add the Balance Transfer to your Card Account. We are not responsible for any charges Charges that may be imposed by the Payee as a result of paying the Balance Transfer on your behalf, any delays with respect to paying the Balance Transfer Transfer, or for any other matters related to such other account with the Payee.

Balance Transfers. A balance We may permit you to transfer balances and obligations that you owe other companies or financial institutions (“Balance Transfers”) to your Account subject to this Agreement and the terms and conditions of any special Balance Transfer offers we make to you. Your available Credit Limit will be reduced by the total amount of the Balance Transfer. Any Balance Transfer must be at least $200; however, we may choose to process a Balance Transfer) occurs if we have approved the transfer to your Card Account of all or part of an outstanding balance owing by you on a credit, charge account or loan with ATB or with another credit card issuer or financial institution designated by you (the Payee)Transfer for less at our discretion. Balance Transfers are subject will post to your available Business Credit Limit. If Account and be separately reflected on your Statements as a Balance Transfer exceeds or, depending upon the offer, may post to your available creditAccount and be treated as a purchase, it cash advance or some other kind of advance transaction. Unless otherwise specified in the offer, interest on Balance Transfer transactions will be at the rate for purchases; however, balance transfers are not eligible for the grace period. We will, in connection with any special Balance Transfer offer we make, provide you with materials that explain how the Balance Transfer will post to your Account and be reflected on your Statements. You may not request Balance Transfers of existing obligations you owe us or our affiliates. Balance Transfer requests to individuals for cash will not be processed. You canRecurring payments to the same companies or financial institutions will not instruct a stop payment on be processed as a Balance Transfer. A Balance Transfer is charged to your Card Account as a Cash Advance and is subject to interest at your current Cash Advance annual interest rate from (and including) the date the amount is recorded on the Card Account (as indicated by the post date on the Statement) and any applicable fees indicated in the Rate and Fee Schedule. You can If you request a Balance Transfer by calling us that would cause your Account to exceed its Credit Limit, we may, at our option, (a) post the entire Balance Transfer requested to your Account and assess an overlimit fee; (b) post only a portion of the Balance Transfer requested to your Account up to the amount of credit available under the Credit Limit; or through ATB’s online service(c) refuse to process any of the amount of the Balance Transfer requested. You can also request Cheques for use Recently disputed charges with Balance Transfers and then make other creditors should not be included in a Balance Transfer by using one request. By transferring an amount in dispute, certain dispute rights you have may be forfeited. Allow approximately three weeks from Account opening for processing of those Chequesyour Balance Transfers. If you or a Cardholder asks us to make a Balance Transfer, you authorize us to verify the status and balance of such other account. We will process Balance Transfers within 3 to 5 business days of will not automatically close the request being received; however we cannot control when the Payee will credit your account with them (that is, your account with whom you have the outstanding debt). You will still be responsible for paying any amounts you owe to the Payee both before and after we add from which the Balance Transfer was made. You must contact the other creditor to your Card Accountclose that account. Balance Transfers do not earn points or rebates under reward programs. We are not responsible for may, in our sole discretion, deny any charges that may be imposed by the Payee as a result of paying the Balance Transfer on your behalf, any delays with respect to paying the Balance Transfer or for any other matters related to such other account with the Payeerequest.

Balance Transfers. A balance transfer (a "Balance Transfer") occurs if we have approved the transfer to your Card Account of all or part of an outstanding balance owing by you on a credit, charge account or loan with ATB or with another credit card issuer issuer, creditor, or financial financial institution designated by you (the "Payee"). Balance Transfers are subject to your available Business Credit Limit. If a Balance Transfer exceeds your available credit, it may not be processed. You cannot instruct a stop payment on a Balance Transfer. A Balance Transfer is charged to your Card Account as a Cash Advance and is subject to interest at your current Cash Advance annual interest rate from (and including) the date the amount is recorded on the Card Account (as indicated by the post date on the Statement) and any applicable charges and fees indicated in the Rate and Fee Schedule. You can request a Balance Transfer by calling us or through ATBNeo’s online service. You can also request Cheques for use with Balance Transfers and then make a Balance Transfer by using one of those Chequesservice or mobile app. If you a Primary Cardholder or a Cardholder Authorized User asks us to make a Balance Transfer, you authorize us to verify the status and balance of such other account. We will process Balance Transfers within 3 to 5 business days of the request being received; however we cannot control when the Payee will credit your account with them (that is, your account with whom you have the outstanding debt). You will still be responsible for paying any amounts you owe to the Payee both before and after we add the Balance Transfer to your Card Account. We are not responsible for any charges that may be imposed by the Payee as a result of paying the Balance Transfer on your behalf, any delays with respect to paying the Balance Transfer Transfer, or for any other matters related to such other account with the Payee.

Balance Transfers. A balance We may permit you to transfer balances and obligations that you owe other companies or financial institutions (“Balance Transfers”) to your Account subject to this Agreement and the terms and conditions of any special Balance Transfer offers we make to you. Your available Credit Limit will be reduced by the total amount of the Balance Transfer. Any Balance Transfer must be at least $200; however, we may choose to process a Balance Transfer) occurs if we have approved the transfer to your Card Account of all or part of an outstanding balance owing by you on a credit, charge account or loan with ATB or with another credit card issuer or financial institution designated by you (the Payee)Transfer for less at our discretion. Balance Transfers are subject will post to your available Business Credit Limit. If Account and be separately reflected on your Statements as a Balance Transfer exceeds or, depending upon the offer, may post to your available creditAccount and be treated as a purchase, it cash advance or some other kind of advance transaction. Unless otherwise specified in the offer, interest on Balance Transfer transactions will be at the rate for purchases; however, balance transfers are not eligible for the grace period. We will, in connection with any special Balance Transfer offer we make, provide you with materials that explain how the Balance Transfer will post to your Account and be reflected on your Statements. You may not request Balance Transfers of existing obligations you owe us or our affiliates. Balance Transfer requests to individuals for cash will not be processed. You canRecurring payments to the same companies or financial institutions will not instruct a stop payment on be processed as a Balance Transfer. A Balance Transfer is charged to your Card Account as a Cash Advance and is subject to interest at your current Cash Advance annual interest rate from (and including) the date the amount is recorded on the Card Account (as indicated by the post date on the Statement) and any applicable fees indicated in the Rate and Fee Schedule. You can If you request a Balance Transfer by calling us that would cause your Account to exceed its Credit Limit, we may, at our option, (a) post the entire Balance Transfer requested to your Account and assess an overlimit fee; (b) post only a portion of the Balance Transfer requested to your Account up to the amount of credit available under the Credit Limit; or through ATB’s online service(c) refuse to process any of the amount of the Balance Transfer requested. You can also request Cheques for use Recently disputed charges with Balance Transfers and then make other creditors should not be included in a Balance Transfer by using one request. By transferring an amount in dispute, certain dispute rights you have may be forfeited. Allow approximately three weeks from Account opening for processing of those Chequesyour Balance Transfers. If you or a Cardholder asks us to make a Balance Transfer, you authorize us to verify the status and balance of such other account. We will process Balance Transfers within 3 to 5 business days of will not automatically close the request being received; however we cannot control when the Payee will credit your account with them (that is, your account with whom you have the outstanding debt). You will still be responsible for paying any amounts you owe to the Payee both before and after we add from which the Balance Transfer was made. You must contact the other creditor to your Card Accountclose that account. Balance Transfers do not earn points or rebates under reward programs. We are not responsible for may, in our sole discretion, deny any charges that may be imposed by the Payee as a result of paying the Balance Transfer on your behalf, any delays with respect to paying the Balance Transfer or for any other matters related to such other account with the Payeerequest.

Balance Transfers. A balance transfer (a “Balance Transfer”) occurs if we have approved the transfer to your Card Account of all or part of an outstanding balance owing by you on a credit, charge account or loan with ATB or with another credit card issuer issuer, creditor, or financial institution designated by you (the “Payee”). Balance Transfers are subject to your available Business Credit Limit. If a Balance Transfer exceeds your available credit, it may not be processed. You cannot instruct a stop payment on a Balance Transfer. A Balance Transfer is charged to your Card Account as a Cash Advance and is subject to interest at your current Cash Advance annual interest rate from (and including) the date the amount is recorded on the Card Account (as indicated by the post date on the Statement) and any applicable charges and fees indicated in the Rate and Fee Schedule. You can request a Balance Transfer by calling us or through ATBNeo’s online service. You can also request Cheques for use with Balance Transfers and then make a Balance Transfer by using one of those Chequesservice or mobile app. If you a Primary Cardholder or a Cardholder Authorized User asks us to make a Balance Transfer, you authorize us to verify the status and balance of such other account. We will process Balance Transfers within 3 to 5 business days of the request being received; however we cannot control when the Payee will credit your account with them (that is, your account with whom you have the outstanding debt). You will still be responsible for paying any amounts you owe to the Payee both before and after we add the Balance Transfer to your Card Account. We are not responsible for any charges Charges that may be imposed by the Payee as a result of paying the Balance Transfer on your behalf, any delays with respect to paying the Balance Transfer Transfer, or for any other matters related to such other account with the Payee.