Common use of Banking Services Clause in Contracts

Banking Services. We reserve the right to limit the types and number of accounts eligible for Mobile Banking. We reserve the right to refuse to execute any transaction you request through Mobile Banking. We also reserve the right to modify the scope of the Mobile Banking Service at any time. We do not guarantee functionality of the service on all mobile phones. Minimum system requirements on your phone are:  Android, Android version 4.4 (or higher), two mega-pixel camera in resolution  iOS-iPhone, iOS version 7.0 (or higher)  iOS-iPad, iOS version 7.0 (or higher) Mobile Banking may not be accessible or may have limited use over some network carriers. We cannot guarantee and are not responsible for the availability of data services provided by your mobile carrier, such as data outages or “out of range” issues. You are responsible for the charges of any wireless service provider while using the service. You agree that you will contact us directly if you encounter any problems with Mobile Banking. We may modify the Mobile Banking service from time to time at our sole discretion. In the event of any modifications, you are responsible for making sure you understand how to use Mobile Banking as modified. You also accept responsibility for making sure that you know how to properly use your mobile phone and we will not be liable to you for any losses caused by your failure to properly use the Mobile Banking service or your mobile phone. You agree that, when you use Mobile Banking, you remain subject to the terms and conditions of your existing agreements with any unaffiliated service providers, including, but not limited to, your mobile service provider and that this E-Banking Agreement does not amend or supersede any of those agreements. You understand that those agreements may provide for fees, limitations and restrictions which may impact your use of Mobile Banking (i.e. data usage charges imposed on you by your mobile service provider for uses of or interaction with Mobile Banking), and you agree to be solely responsible for all such fees, limitations, and restrictions. You agree that only your mobile service provider is responsible for its products and services. Accordingly, you agree to resolve any problems with your provider directly without involving us. The accounts that you access using the Mobile Banking service are subject to the terms and conditions of the deposit agreement for those accounts and the additional terms and conditions included in this E-Banking Agreement. You agree not to use Mobile Banking for any illegal, fraudulent, unauthorized or improper manner or purpose and will only be used in compliance with all applicable laws, rules and regulations, including all applicable state, federal, and international Internet, data, telecommunications, telemarketing, “spam,” and import/export laws and regulations. You agree that you will not attempt to: (i) access this service for which your use has not been authorized; (ii) use or attempt to use a third party’s account; or (iii) otherwise abuse the service. We will use commercially reasonable efforts to secure the service to prevent access by unauthorized persons and to prevent the introduction of any unauthorized tracking or malicious code, such as a computer virus or spyware. However, no security system is failsafe, and despite our efforts the security of the service could be compromised or malicious code could be introduced by third parties. We will provide you with notice if your information is the subject of a security breach as required by applicable law. Use of Mobile Banking requires agreement with additional terms and conditions between you and our Service Provider. You must agree to the additional terms and conditions electronically when you first enroll in and access Mobile Banking. By using Mobile Banking you will be bound by this Agreement as well as the additional terms and conditions. We will provide you a copy of the additional terms and conditions at your request.

Banking Services. We reserve the right to limit the types and number of accounts eligible for Mobile Banking. We reserve the right to refuse to execute any transaction you request through Mobile Banking. We also reserve the right to modify the scope of the Mobile Banking Service at any time. We do not guarantee functionality of the service on all mobile phones. Minimum system requirements on your phone are:  Android, We support the current and two previous versions of operating systems for Apple iOS devices and Android version 4.4 (devices. We are not able to support beta releases. Certain application features may have additional hardware or higher), two mega-pixel camera in resolution  iOS-iPhone, iOS version 7.0 (or higher)  iOS-iPad, iOS version 7.0 (or higher) software requirements. Mobile Banking may not be accessible or may have limited use over some network carriers. We cannot guarantee and are not responsible for the availability of data services provided by your mobile carrier, such as data outages or “out of range” issues. You are responsible for the charges of any wireless service provider while using the service. You agree that you will contact us directly if you encounter any problems with Mobile Banking. We may modify the Mobile Banking service from time to time at our sole discretion. In the event of any modificationsamends, you are responsible for making sure you understand how to use Mobile Banking as modified. You also accept responsibility for making sure that you know how to properly use your mobile phone and we will not be liable to you for any losses caused by your failure to properly use the Mobile Banking service or your mobile phone. You agree that, when you use Mobile Banking, you remain subject to the terms and conditions of your existing agreements with any unaffiliated service providers, including, but not limited to, your mobile service provider and that this E-Banking Agreement does not amend or supersede any of those agreements. You understand that those agreements may provide for fees, limitations and restrictions which may impact your use of Mobile Banking (i.e. data usage charges imposed on you by your mobile service provider for uses of or interaction with Mobile Banking), and you agree to be solely responsible for all such fees, limitations, and restrictions. You agree that only your mobile service provider is responsible for its products and services. Accordingly, you agree to resolve any problems with your provider directly without involving us. The accounts that you access using the Mobile Banking service are subject to the terms and conditions of the deposit agreement for those accounts and the additional terms and conditions included in this E-Banking Agreement. You agree not to use Mobile Banking for any illegal, fraudulent, unauthorized or improper manner or purpose and will only be used in compliance with all applicable laws, rules and regulations, including all applicable state, federal, and international Internet, data, telecommunications, telemarketing, “spam,” and import/export laws and regulations. You agree that you will not attempt to: (i) access this service for which your use has not been authorized; (ii) use or attempt to use a third party’s account; or (iii) otherwise abuse the service. We will use commercially reasonable efforts to secure the service to prevent access by unauthorized persons and to prevent the introduction of any unauthorized tracking or malicious code, such as a computer virus or spyware. However, no security system is failsafe, and despite our efforts the security of the service could be compromised or malicious code could be introduced by third parties. We will provide you with notice if your information is the subject of a security breach as required by applicable law. Use of Mobile Banking requires agreement with additional terms and conditions between you and our Service Provider. You must agree to the additional terms and conditions electronically when you first enroll in and access Mobile Banking. By using Mobile Banking you will be bound by this Agreement as well as the additional terms and conditions. We will provide you a copy of the additional terms and conditions at your request.

Banking Services. We reserve the right to limit the types and number of accounts eligible for Mobile Banking. We reserve the right to refuse to execute any transaction you request through Mobile Banking. We also reserve the right to modify the scope of the Mobile Banking Service at any time. We do not guarantee functionality of the service on all mobile phones. Minimum system requirements on your phone are:  Android, Android version 4.4 (or higher), two mega-pixel camera in resolution  iOS-iPhone, iOS version 7.0 (or higher)  iOS-iPad, iOS version 7.0 (or higher) Mobile Banking may not be accessible or may have limited use over some network carriers. We cannot guarantee and are not responsible for the availability of data services provided by your mobile carrier, such as data outages or “out of range” issues. You are responsible for the charges of any wireless service provider while using the service. You agree that you will contact us directly if you encounter any problems with Mobile Banking. We may modify the Mobile Banking service from time to time at our sole discretion. In the event of any modifications, you are responsible for making sure you understand how to use Mobile Banking as modified. You also accept responsibility for making sure that you know how to properly use your mobile phone and we will not be liable to you for any losses caused by your failure to properly use the Mobile Banking service or your mobile phone. You agree that, when you use Mobile Banking, you remain subject to the terms and conditions of your existing agreements with any unaffiliated service providers, including, but not limited to, your mobile service provider and that this E-Banking Agreement does not amend or supersede any of those agreements. You understand that those agreements may provide for fees, limitations and restrictions which may impact your use of Mobile Banking (i.e. data usage charges imposed on you by your mobile service provider for uses of or interaction with Mobile Banking), and you agree to be solely responsible for all such fees, limitations, and restrictions. You agree that only your mobile service provider is responsible for its products and services. Accordingly, you agree to resolve any problems with your provider directly without involving us. The accounts that you access using the Mobile Banking service are subject to the terms and conditions of the deposit agreement for those accounts and the additional terms and conditions included in this E-Banking Agreement. You agree not to use Mobile Banking for any illegal, fraudulent, unauthorized or improper manner or purpose and will only be used in compliance with all applicable laws, rules and regulations, including all applicable state, federal, and international Internet, data, telecommunications, telemarketing, “spam,” and import/export laws and regulations. You agree that you will not attempt to: (i) access this service for which your use has not been authorized; (ii) use or attempt to use a third party’s account; or (iii) otherwise abuse the service. We will use commercially reasonable efforts to secure the service to prevent access by unauthorized persons and to prevent the introduction of any unauthorized tracking or malicious code, such as a computer virus or spyware. However, no security system is failsafe, and despite our efforts the security of the service could be compromised or malicious code could be introduced by third parties. We will provide you with notice if your information is the subject of a security breach as required by applicable law. Use of Mobile Banking requires agreement with additional terms and conditions between you and our Service Provider. You must agree to the additional terms and conditions electronically when you first enroll in and access Mobile Banking. By using Mobile Banking you will be bound by this Agreement as well as the additional terms and conditions. We will provide you a copy of the additional terms and conditions at your request.or