Common use of Benefit Provisions Clause in Contracts

Benefit Provisions. A. We will pay covered veterinary services expenses that you incur during the policy term for the diagnosis or treatment of your pet’s condition, up to the limits of this policy. To be eligible for payment, your pet’s condition or procedure to treat this condition must be listed in the VPI® Major Medical Plan Benefit Schedule. B. We will apply your deductible to covered veterinary services expenses that you incur during the policy term. We will pay covered veterinary services expenses that exceed your deductible, up to the limit of one Column A Primary Diagnosis Allowance and any Column B Secondary Diagnosis Allowance that applies to your pet’s condition. These Diagnosis Allowances are the most that we will pay during the policy term for any condition covered by this policy, regardless of the number of incidents or treatments during the policy term. C. Covered veterinary services expenses from each incident are eligible for payment under only one Column A Primary Diagnosis Allowance and any applicable Column B Secondary Diagnosis Allowance. In each incident, we will apply the Column A Primary Diagnosis Allowance of the predominant condition for which your pet received veterinary services. We will not pay both a Column A Primary Diagnosis Allowance and a Column B Secondary Diagnosis Allowance under any Diagnosis Code that applies to the same condition. D. All payments under any Diagnosis Allowance reduce the amount payable under that Diagnosis Allowance for any other covered veterinary services expenses incurred during the policy term. Covered veterinary services expenses that are paid under one Diagnosis Allowance are not payable under any other Diagnosis Allowance. We will only pay veterinary services expenses for diagnostic testing resulting in the diagnosis of a condition that is covered by this policy. E. We will pay for Specialized Diagnostic Tests conducted by your veterinarian, up to the limits of the Specialized Diagnostic Test amounts listed in the VPI® Major Medical Plan Benefit Schedule. We will only pay for tests resulting in the diagnosis of a condition that is covered by this policy. We will not pay more than $1,500 in Specialized Diagnostic Tests per policy term. These Specialized Diagnostic Test allowances apply in addition to any diagnostic testing amounts payable under a Column A Primary Diagnosis Allowance or a Column B Secondary Diagnosis Allowance. F. We will not pay more than $14,000 in each policy term. G. Additional Coverage 1. Diagnosis or medical treatment expenses for specified ineligible conditions. We will pay up to $250 during the policy term for veterinary services expenses that you incur for the diagnosis or medical treatment of any condition listed in the Diagnosis or Medical Treatment for Ineligible Conditions section of the VPI® Major Medical Plan Benefit Schedule. We will not pay these expenses for any diagnosis or medical treatment provided in the first twelve (12) months that your policy is in effect. We will not pay more than $250 during the policy term, regardless of the number of incidents or treatments during the policy term. 2. Surgical expenses for specified ineligible conditions. We will pay up to $500 for veterinary services expenses that you incur for your pet’s surgery due to any condition listed in the Surgical Treatment for Ineligible Conditions section of the VPI® Major Medical Plan Benefit Schedule. We will not pay these expenses for any surgery that occurs in the first twelve (12) months that your policy is in effect. We will not pay more than $500 during the policy term, regardless of the number of incidents or treatments during the policy term. 3. The additional coverage provided in this section does not increase the maximum amount payable in each policy term.

Benefit Provisions. A. We will pay covered veterinary services expenses that you incur during the policy term for the diagnosis or treatment of your pet’s condition, up to the limits of this policy. To be eligible for payment, your pet’s condition or procedure to treat this condition must be listed in the VPI® Major Medical Plan Benefit Schedule. B. We will apply your deductible to covered veterinary services expenses that you incur during the policy term. We will pay covered veterinary services expenses that exceed your deductible, up to the limit of one Column A Primary Diagnosis Allowance and any Column B Secondary Diagnosis Allowance that applies to your pet’s condition. These Diagnosis Allowances are the most that we will pay during the policy term for any condition covered by this policy, regardless of the number of incidents or treatments during the policy term. C. Covered veterinary services expenses from each incident are eligible for payment under only one Column A Primary Diagnosis Allowance and any applicable Column B Secondary Diagnosis Allowance. In each incident, we will apply the Column A Primary Diagnosis Allowance of the predominant condition for which your pet received veterinary services. We will not pay both a Column A Primary Diagnosis Allowance and a Column B Secondary Diagnosis Allowance under any Diagnosis diagnosis Code that applies to the same condition. D. All payments under any Diagnosis Allowance reduce the amount payable under that Diagnosis Allowance for any other covered veterinary services expenses incurred during the policy term. Covered veterinary services expenses that are paid under one Diagnosis Allowance are not payable under any other Diagnosis Allowance. We will only pay veterinary services expenses for diagnostic testing resulting in the diagnosis of a condition that is covered by this policy. E. We will pay for Specialized Diagnostic Tests conducted by your veterinarian, up to the limits of the Specialized Diagnostic Test amounts listed in the VPI® Major Medical Plan Benefit Schedule. We will only pay for tests Specialized Diagnostic Tests resulting in the diagnosis of a condition that is covered by this policy. We will not pay more than $1,500 750 in Specialized Diagnostic Tests per policy term. These Specialized Diagnostic Test allowances apply in addition to any diagnostic testing amounts payable under a Column A Primary Diagnosis Allowance or a Column B Secondary Diagnosis Allowance. F. We will not pay more than $14,000 in each policy term. G. Additional Coverage 1. Diagnosis or medical treatment expenses for specified ineligible conditions. We will pay up to $250 during the policy term for veterinary services expenses that you incur for the diagnosis or medical treatment of any condition listed in the Diagnosis or Medical Treatment for Ineligible Conditions section of the VPI® Major Medical Plan Benefit Schedule. We will not pay these expenses for any diagnosis or medical treatment provided in the first twelve (12) months that your policy is in effect. We will not pay more than $250 during the policy term, regardless of the number of incidents or treatments during the policy term. 2. Surgical expenses for specified ineligible conditions. We will pay up to $500 for veterinary services expenses that you incur for your pet’s surgery due to any condition listed in the Surgical Treatment for Ineligible Conditions section of the VPI® Major Medical Plan Benefit Schedule. We will not pay these expenses for any surgery that occurs in the first twelve (12) months that your policy is in effect. We will not pay more than $500 during the policy term, regardless of the number of incidents or treatments during the policy term. 3. The additional coverage provided in this section does not increase the maximum amount payable in each policy term.

Benefit Provisions. A. We will pay covered veterinary services expenses that you incur during the policy term for the diagnosis or treatment of your pet’s condition, up to the limits of this policy. To be eligible for payment, your pet’s condition or procedure to treat this condition must be listed in the VPI® Major Medical Plan Benefit Schedule. B. We will apply your deductible to covered veterinary services expenses that you incur during the policy term. We will pay covered veterinary services expenses that exceed your deductible, up to the limit of one Column A Primary Diagnosis Allowance and any Column B Secondary Diagnosis Allowance that applies to your pet’s condition. These Diagnosis Allowances are the most that we will pay during the policy term for any condition covered by this policy, regardless of the number of incidents or treatments during the policy term. C. Covered veterinary services expenses from each incident are eligible for payment under only one Column A Primary Diagnosis Allowance and any applicable Column B Secondary Diagnosis Allowance. In each incident, we will apply the Column A Primary Diagnosis Allowance of the predominant condition for which your pet received veterinary services. We will not pay both a Column A Primary Diagnosis Allowance and a Column B Secondary Diagnosis Allowance under any Diagnosis Code that applies to the same condition. D. All payments under any Diagnosis Allowance reduce the amount payable under that Diagnosis Allowance for any other covered veterinary services expenses incurred during the policy term. Covered veterinary services expenses that are paid under one Diagnosis Allowance are not payable under any other Diagnosis Allowance. We will only pay veterinary services expenses for diagnostic testing resulting in the diagnosis of a condition that is covered by this policy. E. We will pay for Specialized Diagnostic Tests conducted by your veterinarian, up to the limits of the Specialized Diagnostic Test amounts listed in the VPI® Major Medical Plan Benefit Schedule. We will only pay for tests Specialized Diagnostic Tests resulting in the diagnosis of a condition that is is: (1) covered by this policy and (2) not an ineligible condition listed on page 10 of this policy. We will not pay more than $1,500 1,650 in Specialized Diagnostic Tests per policy term. These Specialized Diagnostic Test allowances apply in addition to any diagnostic testing amounts payable under a Column A Primary Diagnosis Allowance or a Column B Secondary Diagnosis Allowance. F. We will not pay more than $14,000 in each policy term. G. Additional Coverage 1. Diagnosis or medical treatment expenses for specified ineligible conditions. We will pay up to $250 during the policy term for veterinary services expenses that you incur for the diagnosis or medical treatment of any condition listed in the Diagnosis or Medical Treatment for Ineligible Conditions section of the VPI® Major Medical Plan Benefit Schedule. We will not pay these expenses for any diagnosis or medical treatment provided in the first twelve (12) months that your policy is in effect. We will not pay more than $250 during the policy term, regardless of the number of incidents or treatments during the policy term. 2. Surgical expenses for specified ineligible conditions. We will pay up to $500 for veterinary services expenses that you incur for your pet’s surgery due to any condition listed in the Surgical Treatment for Ineligible Conditions section of the VPI® Major Medical Plan Benefit Schedule. We will not pay these expenses for any surgery that occurs in the first twelve (12) months that your policy is in effect. We will not pay more than $500 during the policy term, regardless of the number of incidents or treatments during the policy term. 3. The additional coverage provided in this section does not increase the maximum amount payable in each policy term.

Benefit Provisions. A. We will pay covered veterinary services expenses that you incur during the policy term for the diagnosis or treatment of your pet’s condition, up to the limits of this policy. To be eligible for payment, your pet’s condition or procedure to treat this condition must be listed in the VPI® Major Medical Plan Benefit Schedule. B. We will apply your deductible to covered veterinary services expenses that you incur during the policy term. We will pay covered veterinary services expenses that exceed your deductible, up to the limit of one Column A Primary Diagnosis Allowance and any Column B Secondary Diagnosis Allowance that applies to your pet’s condition. These Diagnosis Allowances are the most that we will pay during the policy term for any condition covered by this policy, regardless of the number of incidents or treatments during the policy term. C. Covered veterinary services expenses from each incident are eligible for payment under only one Column A Primary Diagnosis Allowance and any applicable Column B Secondary Diagnosis Allowance. In each incident, we will apply the Column A Primary Diagnosis Allowance of the predominant condition for which your pet received veterinary services. We will not pay both a Column A Primary Diagnosis Allowance and a Column B Secondary Diagnosis Allowance under any Diagnosis Code that applies to the same condition. D. All payments under any Diagnosis Allowance reduce the amount payable under that Diagnosis Allowance for any other covered veterinary services expenses incurred during the policy term. Covered veterinary services expenses that are paid under one Diagnosis Allowance are not payable under any other Diagnosis Allowance. We will only pay veterinary services expenses for diagnostic testing resulting in the diagnosis of a condition that is covered by this policy. E. We will pay for Specialized Diagnostic Tests conducted by your veterinarian, up to the limits of the Specialized Diagnostic Test amounts listed in the VPI® Major Medical Plan Benefit Schedule. We will only pay for tests resulting in the diagnosis of a condition that is covered by this policy. We will not pay more than $1,500 in Specialized Diagnostic Tests per policy term. These Specialized Diagnostic Test allowances apply in addition to any diagnostic testing amounts payable under a Column A Primary Diagnosis Allowance or a Column B Secondary Diagnosis Allowance. F. We will not pay more than $14,000 in each policy term. G. Additional Coverage 1. Diagnosis or medical treatment expenses for specified ineligible conditions. We will pay up to $250 during the policy term for veterinary services expenses that you incur for the diagnosis or medical treatment of any condition listed in the Diagnosis or Medical Treatment for Ineligible Conditions section of the VPI® Major Medical Plan Benefit Schedule. We will not pay these expenses for any diagnosis or medical treatment provided in the first twelve (12) months that your policy is in effect. We will not pay more than $250 during the policy term, regardless of the number of incidents or treatments during the policy term. 2. Surgical expenses for specified ineligible conditions. We will pay up to $500 for veterinary services expenses that you incur for your pet’s surgery due to any condition listed in the Surgical Treatment for Ineligible Conditions section of the VPI® Major Medical Plan Benefit Schedule. We will not pay these expenses for any surgery that occurs in the first twelve (12) months that your policy is in effect. We will not pay more than $500 during the policy term, regardless of the number of incidents or treatments during the policy term. 3. The additional coverage provided in this section does not increase the maximum amount payable in each policy term.

Benefit Provisions. A. We will pay covered veterinary services expenses that you incur during the policy term for the diagnosis or treatment of your pet’s conditioninjury, up to the limits of this policy. To be eligible for payment, your pet’s injury must be a condition or procedure to treat this condition must be listed in the VPI® Major Medical Injury Plan Benefit Schedule. B. We will apply your deductible to covered veterinary services expenses that you incur during the policy term. We will pay covered veterinary services expenses that exceed your deductible, up to the limit of one Column A Primary Diagnosis Allowance and any Column B Secondary Diagnosis Allowance that applies to your pet’s conditioninjury. These Diagnosis Allowances are the most that we will pay during the policy term for any condition injury covered by this policy, regardless of the number of incidents or treatments during the policy term. C. Covered veterinary services expenses from each incident are eligible for payment under only one Column A Primary Diagnosis Allowance and any applicable Column B Secondary Diagnosis Allowance. In each incident, we will apply the Column A Primary Diagnosis Allowance of the predominant condition for which your pet received veterinary services. We will not pay both a Column A Primary Diagnosis Allowance and a Column B Secondary Diagnosis Allowance under any Diagnosis Code that applies to the same conditioninjury. D. All payments under any Diagnosis Allowance reduce the amount payable under that Diagnosis Allowance for any other covered veterinary services expenses incurred during the policy term. Covered veterinary services expenses that are paid under one Diagnosis Allowance are not payable under any other Diagnosis Allowance. We will only pay veterinary services expenses for diagnostic testing resulting in the diagnosis of a condition that is covered by this policythispolicy. E. We will pay for Specialized Diagnostic Tests conducted by your veterinarian, up to the limits of the Specialized Diagnostic Test amounts listed in the VPI® Major Medical Injury Plan Benefit Schedule. We will only pay for tests resulting in the diagnosis of a condition that is covered by this policy. We will not pay more than $1,500 in Specialized Diagnostic Tests per policy term. These Specialized Diagnostic Test allowances apply in addition to any diagnostic testing amounts payable under a Column A Primary Diagnosis Allowance or a Column B Secondary Diagnosis Allowance. F. We will not pay more than $14,000 in each policy term. G. Additional Coverage 1. Diagnosis or medical treatment expenses for specified ineligible conditions. We will pay up to $250 during the policy term for veterinary services expenses that you incur for the diagnosis or medical treatment of any condition listed in the Diagnosis or Medical Treatment for Ineligible Conditions section of the VPI® Major Medical Plan Benefit Schedule. We will not pay these expenses for any diagnosis or medical treatment provided in the first twelve (12) months that your policy is in effect. We will not pay more than $250 during the policy term, regardless of the number of incidents or treatments during the policy term. 2. Surgical expenses for specified ineligible conditions. We will pay up to $500 for veterinary services expenses that you incur for your pet’s surgery due to any condition listed in the Surgical Treatment for Ineligible Conditions section of the VPI® Major Medical Plan Benefit Schedule. We will not pay these expenses for any surgery that occurs in the first twelve (12) months that your policy is in effect. We will not pay more than $500 during the policy term, regardless of the number of incidents or treatments during the policy term. 3. The additional coverage provided in this section does not increase the maximum amount payable in each policy term.

Benefit Provisions. A. We will pay covered veterinary services expenses that you incur during the policy term for the diagnosis or treatment of your pet’s conditioninjury, up to the limits of this policy. To be eligible for payment, your pet’s injury must be a condition or procedure to treat this condition must be listed in the VPI® Major Medical Injury Plan Benefit Schedule. B. We will apply your deductible to covered veterinary services expenses that you incur during the policy term. We will pay covered veterinary services expenses that exceed your deductible, up to the limit of one Column A Primary Diagnosis Allowance and any Column B Secondary Diagnosis Allowance that applies to your pet’s conditioninjury. These Diagnosis Allowances are the most that we will pay during the policy term for any condition injury covered by this policy, regardless of the number of incidents or treatments during the policy term. C. Covered veterinary services expenses from each incident are eligible for payment under only one Column A Primary Diagnosis Allowance and any applicable Column B Secondary Diagnosis Allowance. In each incident, we will apply the Column A Primary Diagnosis Allowance of the predominant condition for which your pet received veterinary services. We will not pay both a Column A Primary Diagnosis Allowance and a Column B Secondary Diagnosis Allowance under any Diagnosis Code that applies to the same conditioninjury. D. All payments under any Diagnosis Allowance reduce the amount payable under that Diagnosis Allowance for any other covered veterinary services expenses incurred during the policy term. Covered veterinary services expenses that are paid under one Diagnosis Allowance are not payable under any other Diagnosis Allowance. We will only pay veterinary services expenses for diagnostic testing resulting in the diagnosis of a condition that is covered by this policy. E. We will pay for Specialized Diagnostic Tests conducted by your veterinarian, up to the limits of the Specialized Diagnostic Test amounts listed in the VPI® Major Medical Injury Plan Benefit Schedule. We will only pay for tests resulting in the diagnosis of a condition that is covered by this policy. We will not pay more than $1,500 in Specialized Diagnostic Tests per policy term. These Specialized Diagnostic Test allowances apply in addition to any diagnostic testing amounts payable under a Column A Primary Diagnosis Allowance or a Column B Secondary Diagnosis Allowance. F. We will not pay more than $14,000 in each policy term. G. Additional Coverage 1. Diagnosis or medical treatment expenses for specified ineligible conditions. We will pay up to $250 during the policy term for veterinary services expenses that you incur for the diagnosis or medical treatment of any condition listed in the Diagnosis or Medical Treatment for Ineligible Conditions section of the VPI® Major Medical Plan Benefit Schedule. We will not pay these expenses for any diagnosis or medical treatment provided in the first twelve (12) months that your policy is in effect. We will not pay more than $250 during the policy term, regardless of the number of incidents or treatments during the policy term. 2. Surgical expenses for specified ineligible conditions. We will pay up to $500 for veterinary services expenses that you incur for your pet’s surgery due to any condition listed in the Surgical Treatment for Ineligible Conditions section of the VPI® Major Medical Plan Benefit Schedule. We will not pay these expenses for any surgery that occurs in the first twelve (12) months that your policy is in effect. We will not pay more than $500 during the policy term, regardless of the number of incidents or treatments during the policy term. 3. The additional coverage provided in this section does not increase the maximum amount payable in each policy term.

Benefit Provisions. A. We will pay covered veterinary services expenses that you incur during the policy term for the diagnosis or treatment of your pet’s condition, up to the limits of this policy. To be eligible for payment, your pet’s condition or procedure to treat this condition must be listed in the VPI® Major Medical Plan Benefit Schedule. B. We will apply your deductible to covered veterinary services expenses that you incur during the policy term. We will pay covered veterinary services expenses that exceed your deductible, up to the limit of one Column A Primary Pri- xxxx Diagnosis Allowance and any Column B Secondary Diagnosis Allowance that applies to your pet’s condition. These Diagnosis Allowances are the most that we will pay during the policy term for any condition con- dition covered by this policy, regardless of the number of incidents or treatments during the policy term. C. Covered veterinary services expenses from each incident are eligible for payment under only one Column A Primary Diagnosis Allowance and any applicable Column B Secondary Diagnosis Allowance. In each incidentinci- dent, we will apply the Column A Primary Diagnosis Allowance of the predominant condition for which your pet received veterinary services. We will not pay both a Column A Primary Diagnosis Allowance and a Column B Secondary Diagnosis Allowance under any Diagnosis Code that applies to the same conditioncon- dition. D. All payments under any Diagnosis Allowance reduce the amount payable under that Diagnosis Allowance for any other covered veterinary services expenses incurred during the policy term. Covered veterinary services expenses ex- penses that are paid under one Diagnosis Allowance are not payable under any other Diagnosis Allowance. We will only pay veterinary services expenses for diagnostic testing resulting in the diagnosis of a condition that is covered by this policy. E. We will pay for Specialized Diagnostic Tests conducted by your veterinarian, up to the limits of the Specialized Diagnostic Test amounts listed in the VPI® Major Medical Plan Benefit Schedule. We will only pay for tests resulting in the diagnosis of a condition that is covered by this policy. We will not pay more than $1,500 in Specialized Diagnostic Tests per policy term. These Specialized Diagnostic Test allowances apply in addition to any diagnostic testing amounts payable under a Column A Primary Diagnosis Allowance or a Column B Secondary Diagnosis Allowance. F. We will not pay more than $14,000 in each policy term. G. Additional Coverage 1. Diagnosis or medical treatment expenses for specified ineligible conditions. We will pay up to $250 during the policy term for veterinary services expenses that you incur for the diagnosis or medical treatment of any condition listed in the Diagnosis or Medical Treatment for Ineligible Conditions section of the VPI® Major Medical Plan Benefit Schedule. We will not pay these expenses for any diagnosis or medical treatment provided in the first twelve (12) months that your policy is in effect. We will not pay more than $250 during the policy term, regardless of the number of incidents or treatments during the policy term. 2. Surgical expenses for specified ineligible conditions. We will pay up to $500 for veterinary services expenses that you incur for your pet’s surgery due to any condition listed in the Surgical Treatment for Ineligible Conditions section of the VPI® Major Medical Plan Benefit Schedule. We will not pay these expenses for any surgery that occurs in the first twelve (12) months that your policy is in effect. We will not pay more than $500 during the policy term, regardless of the number of incidents or treatments during the policy term. 3. The additional coverage provided in this section does not increase the maximum amount payable in each policy term.

Benefit Provisions. A. We will pay covered veterinary services expenses that you incur during the policy term for the diagnosis or treatment of your pet’s condition, up to the limits of this policy. To be eligible for payment, your pet’s condition or procedure to treat this condition must be listed in the VPI® Major Medical Plan Benefit Schedule. B. We will apply your deductible to covered veterinary services expenses that you incur during the policy term. We will pay covered veterinary services expenses that exceed your deductible, up to the limit of one Column A Primary Pri- xxxx Diagnosis Allowance and any Column B Secondary Diagnosis Allowance that applies to your pet’s condition. These Diagnosis Allowances are the most that we will pay during the policy term for any condition con- dition covered by this policy, regardless of the number of incidents or treatments during the policy term. C. Covered veterinary services expenses from each incident are eligible for payment under only one Column A Primary Pri- xxxx Diagnosis Allowance and any applicable Column B Secondary Diagnosis Allowance. In each incidentinci- dent, we will apply the Column A Primary Diagnosis Allowance of the predominant condition for which your pet received veterinary services. We will not pay both a Column A Primary Diagnosis Allowance and a Column B Secondary Diagnosis Allowance under any Diagnosis Code that applies to the same conditioncon- dition. D. All payments under any Diagnosis Allowance reduce the amount payable under that Diagnosis Allowance for any other covered veterinary services expenses incurred during the policy term. Covered veterinary services expenses ex- penses that are paid under one Diagnosis Allowance are not payable under any other Diagnosis Allowance. We will only pay veterinary services expenses for diagnostic testing resulting in the diagnosis of a condition that is covered by this policy. E. We will pay for Specialized Diagnostic Tests conducted by your veterinarian, up to the limits of the Specialized Diagnostic Test amounts listed in the VPI® Major Medical Plan Benefit Schedule. We will only pay for tests resulting in the diagnosis of a condition that is covered by this policy. We will not pay more than $1,500 in Specialized Diagnostic Tests per policy term. These Specialized Diagnostic Test allowances apply in addition to any diagnostic testing amounts payable under a Column A Primary Diagnosis Allowance or a Column B Secondary Diagnosis Allowance. F. We will not pay more than $14,000 in each policy term. G. Additional Coverage 1. Diagnosis or medical treatment expenses for specified ineligible conditions. We will pay up to $250 during the policy term for veterinary services expenses that you incur for the diagnosis or medical treatment of any condition listed in the Diagnosis or Medical Treatment for Ineligible Conditions section of the VPI® Major Medical Plan Benefit Schedule. We will not pay these expenses for any diagnosis or medical treatment provided in the first twelve (12) months that your policy is in effect. We will not pay more than $250 during the policy term, regardless of the number of incidents or treatments during the policy term. 2. Surgical expenses for specified ineligible conditions. We will pay up to $500 for veterinary services expenses that you incur for your pet’s surgery due to any condition listed in the Surgical Treatment for Ineligible Conditions section of the VPI® Major Medical Plan Benefit Schedule. We will not pay these expenses for any surgery that occurs in the first twelve (12) months that your policy is in effect. We will not pay more than $500 during the policy term, regardless of the number of incidents or treatments during the policy term. 3. The additional coverage provided in this section does not increase the maximum amount payable in each policy term.

Benefit Provisions. A. We will pay covered veterinary services expenses that you incur during the policy term for the diagnosis or treatment of your pet’s condition, up to the limits of this policy. To be eligible for payment, your pet’s condition or procedure to treat this condition must be listed in the VPI® Major Medical Plan Benefit Schedule. B. We will apply your deductible to covered veterinary services expenses that you incur during the policy term. We will pay covered veterinary services expenses that exceed your deductible, up to the limit of one Column A Primary Diagnosis Allowance and any Column B Secondary Diagnosis Allowance that applies to your pet’s condition. These Diagnosis Allowances are the most that we will pay during the policy term for any condition covered by this policy, regardless of the number of incidents or treatments during the policy term. C. Covered veterinary services expenses from each incident are eligible for payment under only one Column A Primary Diagnosis Allowance and any applicable Column B Secondary Diagnosis Allowance. In each incident, we will apply the Column A Primary Diagnosis Allowance of the predominant condition for which your pet received veterinary services. We will not pay both a Column A Primary Diagnosis Allowance and a Column B Secondary Diagnosis Allowance under any Diagnosis Code that applies to the same condition. D. All payments under any Diagnosis Allowance reduce the amount payable under that Diagnosis Allowance for any other covered veterinary services expenses incurred during the policy term. Covered veterinary services expenses that are paid under one Diagnosis Allowance are not payable under any other Diagnosis Allowance. .We will only pay veterinary services expenses for diagnostic testing resulting in the diagnosis of a condition that is covered by this policy. E. We will pay for Specialized Diagnostic Tests conducted by your veterinarian, up to the limits of the Specialized Diagnostic Test amounts listed in the VPI® Major Medical Plan Benefit Schedule. We will only pay for tests Specialized Diagnostic Tests resulting in the diagnosis of a condition that is is: (1) covered by this policy and (2) not an ineligible condition listed on page 10 of this policy. We will not pay more than $1,500 1,650 in Specialized Diagnostic Tests per policy term. These Specialized Diagnostic Test allowances apply in addition to any diagnostic testing amounts payable under a Column A Primary Diagnosis Allowance or a Column B Secondary Diagnosis Allowance. F. We will not pay more than $14,000 in each policy term. G. Additional Coverage 1. Diagnosis or medical treatment expenses for specified ineligible conditions. We will pay up to $250 during the policy term for veterinary services expenses that you incur for the diagnosis or medical treatment of any condition listed in the Diagnosis or Medical Treatment for Ineligible Conditions section of the VPI® Major Medical Plan Benefit Schedule. We will not pay these expenses for any diagnosis or medical treatment provided in the first twelve (12) months that your policy is in effect. We will not pay more than $250 during the policy term, regardless of the number of incidents or treatments during the policy term. 2. Surgical expenses for specified ineligible conditions. We will pay up to $500 for veterinary services expenses that you incur for your pet’s surgery due to any condition listed in the Surgical Treatment for Ineligible Conditions section of the VPI® Major Medical Plan Benefit Schedule. We will not pay these expenses for any surgery that occurs in the first twelve (12) months that your policy is in effect. We will not pay more than $500 during the policy term, regardless of the number of incidents or treatments during the policy term. 3. The additional coverage provided in this section does not increase the maximum amount payable in each policy term.

Benefit Provisions. A. We will pay covered veterinary services expenses that you incur during the policy term for the diagnosis or treatment of your pet’s condition, up to the limits of this policy. To be eligible for payment, your pet’s condition or procedure to treat this condition must be listed in the VPI® Major Medical Plan Benefit Schedule. B. We will apply your deductible to covered veterinary services expenses that you incur during the policy term. We will pay covered veterinary services expenses that exceed your deductible, up to the limit of one Column A Primary Diagnosis Allowance and any Column B Secondary Diagnosis Allowance that applies to your pet’s condition. These Diagnosis Allowances are the most that we will pay during the policy term for any condition covered by this policy, regardless of the number of incidents or treatments during the policy term. C. Covered veterinary services expenses from each incident are eligible for payment under only one Column A Primary Diagnosis Allowance and any applicable Column B Secondary Diagnosis Allowance. In each incident, we will apply the Column A Primary Diagnosis Allowance of the predominant condition for which your pet received veterinary services. We will not pay both a Column A Primary Diagnosis Allowance and a Column B Secondary Diagnosis Allowance under any Diagnosis Code that applies to the same condition. D. All payments under any Diagnosis Allowance reduce the amount payable under that Diagnosis Allowance for any other covered veterinary services expenses incurred during the policy term. Covered veterinary services expenses that are paid under one Diagnosis Allowance are not payable under any other Diagnosis Allowance. We will only pay veterinary services expenses for diagnostic testing resulting in the diagnosis of a condition that is covered by this policy. E. We will pay for Specialized Diagnostic Tests conducted by your veterinarian, up to the limits of the Specialized Diagnostic Test amounts listed in the VPI® Major Medical Plan Benefit Schedule. We will only pay for tests Specialized Diagnostic Tests resulting in the diagnosis of a condition that is covered by this policy. We will not pay more than $1,500 750 in Specialized Diagnostic Tests per policy term. These Specialized Diagnostic Test allowances apply in addition to any diagnostic testing amounts payable under a Column A Primary Diagnosis Allowance or a Column B Secondary Diagnosis Allowance. F. We will not pay more than $14,000 in each policy term. G. Additional Coverage 1. Diagnosis or medical treatment expenses for specified ineligible conditions. We will pay up to $250 during the policy term for veterinary services expenses that you incur for the diagnosis or medical treatment of any condition listed in the Diagnosis or Medical Treatment for Ineligible Conditions section of the VPI® Major Medical Plan Benefit Schedule. We will not pay these expenses for any diagnosis or medical treatment provided in the first twelve (12) months that your policy is in effect. We will not pay more than $250 during the policy term, regardless of the number of incidents or treatments during the policy term. 2. Surgical expenses for specified ineligible conditions. We will pay up to $500 for veterinary services expenses that you incur for your pet’s surgery due to any condition listed in the Surgical Treatment for Ineligible Conditions section of the VPI® Major Medical Plan Benefit Schedule. We will not pay these expenses for any surgery that occurs in the first twelve (12) months that your policy is in effect. We will not pay more than $500 during the policy term, regardless of the number of incidents or treatments during the policy term. 3. The additional coverage provided in this section does not increase the maximum amount payable in each policy term.