Common use of Business and Other Non-Personal Accounts Clause in Contracts

Business and Other Non-Personal Accounts. The error resolution and liability provisions applicable to consumer accounts on the back of our periodic statements or with other documents you may receive from us, if any, do not apply to non-consumer accounts (e.g. Business Accounts). Business Account owners must notify the credit union immediately if they discover any unauthorized transaction or errors. We must receive written notice of and, at our request, an affidavit regarding the problem in a form satisfactory to us within a reasonable time (not to exceed 30 calendar days from the date of discovery or receipt of the first statement, report or notice reflecting the problem, whichever occurs first). If you do not notify us within these timeframes, you will be deemed to have authorized the transactions. The credit union will tell you the results of our investigation of your claim, the basis for our decision and will advise you of the action, if any, we will take. The time available under ACH rules to reverse an erroneous or unauthorized ACH is limited. You may have to act within a 24-hour time frame. If your request for a reversal of an ACH transfer is not timely, and if we are not solely responsible for the error, and if we are unable to recover the funds from the originating business or bank, we shall have no responsibility to you. Privacy Policy Our Privacy Policy, as it may change from time to time, is hereby incorporated by reference herein and shall be deemed a part of this Agreement for all intents and purposes. Please see our Online Privacy Policy. Terms and Conditions of the External Account Transfer Service This Agreement sets forth the additional terms and conditions for use of the External Account Transfer Service offered through California Coast Credit Union (CCCU). If the terms and conditions in this Section of this conflict with other terms and conditions contained in the Online Banking Terms and Conditions or the Electronic Funds Transfer Agreement, the terms herein shall control. By enrolling or using the External Account Transfer Service, you agree to the terms and conditions of this External Account Transfer Service Agreement. Please read this Agreement carefully.

Business and Other Non-Personal Accounts. The error resolution and liability provisions applicable to consumer accounts on the back of our periodic statements or with other documents you may receive from us, if any, do not apply to non-consumer accounts (e.g. Business Accounts). Business Account owners must notify the credit union immediately if they discover any unauthorized transaction or errors. We must receive written notice of and, at our request, an affidavit regarding the problem in a form satisfactory to us within a reasonable time (not to exceed 30 calendar days from the date of discovery or receipt of the first statement, report or notice reflecting the problem, whichever occurs first). If you do not notify us within these timeframes, you will be deemed to have authorized the transactions. The credit union will tell you the results of our investigation of your claim, the basis for our decision and will advise you of the action, if any, we will take. The time available under ACH rules to reverse an erroneous or unauthorized ACH is limited. You may have to act within a 24-hour time frame. If your request for a reversal of an ACH transfer is not timely, and if we are not solely responsible for the error, and if we are unable to recover the funds from the originating business or bank, we shall have no responsibility to you. Privacy Policy Our Privacy Policy, as it may change from time to time, is hereby incorporated by reference herein and shall be deemed a part of this Agreement for all intents and purposes. Please see our Online Privacy Policy. Terms and Conditions of the External Account Transfer Service This Agreement sets forth the additional terms and conditions for use of the External Account Transfer Service offered through California Coast Credit Union (CCCU). If the terms and conditions in this Section of this conflict with other the terms and conditions contained in the Online Banking Terms and Conditions or the Electronic Funds Transfer Agreement, the terms herein shall control. By enrolling or using the External Account Transfer Service, you agree to the terms and conditions of this External Account Transfer Service Agreement. Please read this Agreement carefully.