CALIFORNIA AND UTAH RESIDENTS. As required by California and Utah law, I am hereby notified that a negative credit report reflecting on my credit record may be submitted to a credit reporting agency if I fail to fulfill the terms of my credit obligations.
CALIFORNIA AND UTAH RESIDENTS. As required by California and Utah law, Borrower is hereby notified that a negative credit report reflecting on Borrower’s credit record may be submitted to a credit reporting agency if Borrower fails to fulfill the terms of Borrower’s credit obligations. KANSAS (and IOWA residents if the principal amount of this loan exceeds $20,000): IMPORTANT: READ BEFORE SIGNING. THE TERMS OF THIS AGREEMENT SHOULD BE READ CAREFULLY BECAUSE ONLY THOSE TERMS IN WRITING ARE ENFORCEABLE. NO OTHER TERMS OR ORAL PROMISES NOT CONTAINED IN THIS WRITTEN CONTRACT MAY BE LEGALLY ENFORCED. LENDER MAY CHANGE THE TERMS OF THIS AGREEMENT ONLY BY ANOTHER WRITTEN AGREEMENT. MARYLAND RESIDENTS ONLY: Lender elects to make this loan pursuant to Subtitle 10 (Credit Grantor Closed End Credit provisions) of Title 12 of the Maryland Commercial Law Article only to the extent that such provisions are not inconsistent with Lender’s authority under federal law (12 U.S.C. § 85, § 1463(g), or § 1831d, as appropriate) and related regulations and interpretations, which authority Lender expressly reserves.
CALIFORNIA AND UTAH RESIDENTS. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations. Wisconsin Residents: Your signature confirms that this loan obligation is being incurred in the interest of your marriage or family. No provision of any marital property agreement, unilateral statement or court decree adversely affects a creditor’s interest unless, prior to the time the credit is granted, the creditor is furnished a copy of the agreement, statement or decree or has actual knowledge of the adverse provision.
CALIFORNIA AND UTAH RESIDENTS. As required by California and Utah law, Bxxxxxxx is hereby notified that a negative credit report reflecting on Bxxxxxxx’s credit record may be submitted to a credit reporting agency if Bxxxxxxx fails to fulfill the terms of Bxxxxxxx’s credit obligations.
CALIFORNIA AND UTAH RESIDENTS. As required by California and Utah law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of this Agreement. Iowa, Kansas, and Nebraska Residents: IMPORTANT: READ BEFORE SIGNING. The terms of this agreement should be read carefully because only those terms in writing are enforceable. No other terms or oral promises not contained in this written contract may be legally enforced. You may change the terms of this agreement only by another written agreement. NOTICE TO CONSUMER. 1. DO NOT SIGN THIS LOAN AGREEMENT BEFORE YOU READ THIS LOAN AGREEMENT. 2. YOU ARE ENTITLED TO A COPY OF THIS LOAN AGREEMENT. 3. YOU HAVE THE RIGHT TO PREPAY THE AMOUNT OF YOUR LOAN AGREEMENT, IN WHOLE OR IN PART, AT ANY TIME WITHOUT PENALTY AND MAY BE ENTITLED TO A REFUND OF CERTAIN CHARGES IN ACCORDANCE WITH LAW Maryland Residents: This loan is made pursuant to the Credit Grantor Closed-end Credit Provisions of Title 12, Subtitle 1 of the Maryland Commercial Law Article (Md. Code Xxx., Com. Law § 12-1001 et seq.).
