Common use of Card Use Clause in Contracts

Card Use. a) We have established the Account in your name and upon your request. You agree to be bound by the terms and conditions of this Agreement and the Corporate Cardmember Agreement provided to each person who becomes a Corporate Cardmember. The current Corporate Cardmember Agreement is enclosed in the Corporate Card Carrier and is made a part of this Agreement. b) The Corporate Cardmember is the only person who may use the Corporate Card bearing his or her name for Charges, for identification or for any other purpose. c) The Company will be liable for all Charges incurred on the Corporate Card issued to such Corporate Cardmember unless you qualify for and are subject to the terms and conditions of the applicable separate Company Protection Plan. d) We reserve the right to deny authorisation of any charge you or a Corporate Cardmember wish to make. Also, we may discontinue or suspend a Corporate Cardmember’s use of the Card, inside or outside Thai territory, at any time and without notice to you or the Corporate Cardmember, for any reasons relating to the credit status of you or the Cardmember, or the Card Account, the value or type of the transaction, the balance outstanding, fraud dishonesty or otherwise in accordance with the laws or regulations of the relevant jurisdiction. e) You agree to provide us with any information that we reasonably and lawfully request about a Corporate Cardmember’s use of a Corporate Card and to supply us with any documentation or support related to that use which we may request. You also agree to cooperate with us in any investigation, litigation or prosecution arising in connection with the use of a Corporate Card. f) We may revoke the Corporate Cardmember’s right to use the Corporate Card in respect of a particular transaction at any time at our absolute discretion and without giving you or the Corporate Cardmember any notice. g) You agree to notify us immediately if a Corporate Cardmember’s employment is terminated for any reason, whether voluntarily or involuntarily, and the effective date of such termination. You also agree to immediately cancel the relevant Corporate Card by cutting it in half or destroying it. h) Neither you nor any Corporate Cardmember are liable for any Charges that are no incurred by you or a Corporate Cardmember unless they are incurred as a result of fraud, negligence or events for which (in any such case) you or a Corporate Cardmember are responsible or otherwise as a result of breach of this agreement.

Card Use. a) We have established the Account in your name and upon your request. You agree to be bound by the terms and conditions of this Agreement and the Corporate Cardmember Agreement provided to each person who becomes a Corporate Cardmember. The current Corporate Cardmember Agreement is enclosed in the Corporate Card Carrier and is made a part of this Agreement. b) The Corporate Cardmember is the only person who may use the Corporate Card bearing his or her name for Charges, for identification or for any other purpose. c) The Company You will only be liable for all the following charges: (I) Charges which were authorized by you or were used for your business purposes, and for which you have not reimbursed the Corporate Cardmembers; (II) Charges incurred on during the period between the date the Corporate Cardmember’s employment is terminated for any reason and the date that we receive notification in writing and we acknowledge receipt of notification of such termination together with your instructions to cancel the Corporate Card issued to such Corporate Cardmember unless employee; and (III) Annual Card fees, if you qualify have chosen to receive central billing for and are subject to the terms and conditions of the applicable separate Company Protection Plan.such fees d) We reserve the right to deny authorisation of any charge you or a Corporate Cardmember wish to make. Also, we may discontinue or suspend a Corporate Cardmember’s use of the Card, inside or outside Thai territory, at any time and without notice to you or the Corporate Cardmember, for any reasons relating to the credit status of you or the Cardmember, or the Card Account, the value or type of the transaction, the balance outstanding, fraud dishonesty or otherwise in accordance with the laws or regulations of the relevant jurisdiction. e) You agree to provide us with any information that we reasonably and lawfully request about a Corporate Cardmember’s use of a Corporate Card and to supply us with any documentation or support related to that use which we may request. You also agree to cooperate with us in any investigation, litigation or prosecution arising in connection with the use of a Corporate Card. f) We may revoke the Corporate Cardmember’s right to use the Corporate Card in respect of a particular transaction at any time at our absolute discretion and without giving you or the Corporate Cardmember any notice. g) You agree to notify us immediately if a Corporate Cardmember’s employment is terminated for any reason, whether voluntarily or involuntarily, and the effective date of such termination. You also agree to immediately cancel the relevant Corporate Card by cutting it in half or destroying it. h) Neither you nor any Corporate Cardmember are liable for any Charges that are no incurred by you or a Corporate Cardmember unless they are incurred as a result of fraud, negligence or events for which (in any such case) you or a Corporate Cardmember are responsible or otherwise as a result of breach of this agreement.

Card Use. a) We have established the Account in your name and upon your request. You agree to be bound by the terms and conditions of this Agreement and the Corporate Cardmember Agreement provided to each person who becomes a Corporate Cardmember. The current Corporate Cardmember Agreement is enclosed in the Corporate Card Carrier and is made a part of this Agreement. b) The Corporate Cardmember is the only person who may use the Corporate Card bearing his to purchase goods and services from participating merchants in the U.S. You may not use the Card to pay for airline tickets, car rentals, hotel accommodations or her name to pay for Chargesgas at the pump. To purchase gas, you must give the Card to an attendant to process payment. You acknowledge and agree that the total amount of purchases that may be made with the Card is limited to the Available Balance. You are responsible for identification keeping track of your Available Balance. You may not use the Card at ATMs or for to access any accounts you may have at the Bank. If you did not receive a Personal Identification Number (PIN) when you purchased your Card, call the toll-free number on the back of the Card to obtain one. You may make purchases with a PIN instead of your signature. To use your PIN, select the “debit” payment option at the point of sale and enter your PIN when prompted. You cannot use your PIN to get cash back at the point of sale, at an ATM or through any other purpose. method. If you wish to use the Card to make purchases over the Internet, by telephone or through a catalog, you must first register the Card by visiting BBT. com/giftcard. You will be asked for the Card number and unique identifying information, and provided the opportunity to create a username and password. Notify us of any change in your address. If you wish to make a purchase that exceeds the Available Balance, you must inform the merchant that you wish to pay for your purchase with your Card and another form of payment. Not all merchants will accept this type of “split tender” payment. A merchant will obtain authorization for the amount of your purchase. A purchase will not be authorized if it exceeds the Available Balance. However, in the event that such a transaction is authorized, due to systems malfunction or any other reason, you are liable for and agree to pay immediately the difference between the Available Balance and the transaction amount. You may not use the Card to conduct illegal transactions such as gambling or to purchase illegal goods and services. We may refuse to authorize a Card transaction if: (a) the Card is reported lost or stolen; (b) we are uncertain whether the transaction is authorized by you; or (c) we reasonably believe that the transaction is made in connection with an unlawful transaction or activity, including without limitation gaming, gambling, lottery, or similar activities. We may temporarily “freeze” the Card and attempt to contact you if we note transactions that are unusual or appear suspicious. The Company will Card should be liable treated the same as cash and you are responsible for all Charges incurred on safeguarding the Corporate Card issued to such Corporate Cardmember unless you qualify for and are subject to the terms and conditions of the applicable separate Company Protection Plan. d) We reserve Card. You do not have the right to deny authorisation of stop payment on any charge you or a Corporate Cardmember wish to make. Also, we may discontinue or suspend a Corporate Cardmember’s transaction originated by use of your Card. In certain circumstances, the Card, inside or outside Thai territoryauthorization for a purchase may be greater than the actual purchase amount. For example, at any time and without notice a restaurant, an authorization may be for the amount of the meal plus an additional 20% to you ensure adequate funds should the customer decide to add a tip. Because we are obligated to pay the authorization amount, the Available Balance on the Card will be reduced by the amount of the authorization (a “hold”) even though the actual purchase may be less than the amount authorized. We are obligated to pay the amount authorized, even if the final settlement transaction has not yet been received or processed by us. This hold, which may be more or less than the Corporate Cardmemberfinal transaction amount, for any reasons relating will affect the balance available to the credit status of you pay or the Cardmemberauthorize other Card transactions. As a result, Card transactions may be declined, dishonored, or not paid. We are not responsible if we do not authorize or pay subsequent Card transactions while such a hold is placed on the Available Balance. By conducting point-of- sale transactions, you authorize us to rely on authorized amounts submitted by merchants, to place such a hold or holds on the Available Balance, and to determine the balance available to pay and/or authorize other Card Account, transactions. The hold will be released upon the value or type earlier of: (i) settlement of the transaction, the balance outstanding, fraud dishonesty or otherwise in accordance with the laws or regulations of the relevant jurisdiction. e) You agree to provide us with any information that we reasonably and lawfully request about a Corporate Cardmember’s use of a Corporate Card and to supply us with any documentation or support related to that use which we may request. You also agree to cooperate with us in any investigation, litigation or prosecution arising in connection with the use of a Corporate Card. f) We may revoke the Corporate Cardmember’s right to use the Corporate Card in respect of a particular transaction at any time at our absolute discretion and without giving you or the Corporate Cardmember any notice. g) You agree to notify us immediately if a Corporate Cardmember’s employment is terminated for any reason, whether voluntarily or involuntarily, and the effective date of such termination. You also agree to immediately cancel the relevant Corporate Card by cutting it in half or destroying it. h) Neither you nor any Corporate Cardmember are liable for any Charges that are no incurred by you or a Corporate Cardmember unless they are incurred as a result of fraud, negligence or events for which the authorization was obtained, (in any such caseii) three (3) business days after the authorization. Additionally, you or should know that a Corporate Cardmember are responsible or otherwise as a result of breach of this agreementmerchant may reverse the authorization at your request.

Card Use. a) We have established the Account in your name and upon your request. You agree to be bound by the terms and conditions of this Agreement and the Corporate Cardmember Agreement provided to each person who becomes a Corporate Cardmember. The current Corporate Cardmember Agreement is enclosed in the Corporate Card Carrier and is made a part of this Agreement. b) The Corporate Cardmember is the only person who may use the Corporate Card bearing his or her name for Charges, for identification or for any other purpose. c) The Company Each Corporate Cardmember will be liable for all Charges incurred on the Corporate Card issued to such Corporate Cardmember unless you qualify for and are subject to the terms and conditions of the applicable separate Company Protection Plan. d) We reserve the right to deny authorisation of any charge you or a Corporate Cardmember wish to make. Also, we may discontinue or suspend a Corporate Cardmember’s use of the Card, inside or outside Thai territory, at any time and without notice to you or the Corporate Cardmember, for any reasons relating to the credit status of you or the Cardmember, or the Card Account, the value or type of the transaction, the balance outstanding, fraud dishonesty or otherwise in accordance with the laws or regulations of the relevant jurisdiction. e) You agree to provide us with any information that we reasonably and lawfully request about a Corporate Cardmember’s use of a Corporate Card and to supply us with any documentation or support related to that use which we may request. You also agree to cooperate with us in any investigation, litigation or prosecution arising in connection with the use of a Corporate Card. f) We may revoke the Corporate Cardmember’s right to use the Corporate Card in respect of a particular transaction at any time at our absolute discretion and without giving you or the Corporate Cardmember any notice. g) You agree to notify us immediately if a Corporate Cardmember’s employment is terminated for any reason, whether voluntarily or involuntarily, and the effective date of such termination. You also agree to immediately cancel the relevant Corporate Card by cutting it in half or destroying it. h) Neither you nor any Corporate Cardmember are liable for any Charges that are no incurred by you or a Corporate Cardmember unless they are incurred as a result of fraud, negligence or events for which (in any such case) you or a Corporate Cardmember are responsible or otherwise as a result of breach of this agreement.