Common use of Care Expenses Clause in Contracts

Care Expenses. This insurance covers the cost to repair or replace natural teeth or permanently attached artificial teeth required as the result of an Injury to the mouth, to a maximum of $2,000 per Insured Person. Chewing accidents are not covered. To be eligible for coverage, dental Treatment must take place during Your Trip. Treatment for the emergency relief of dental pain is covered to a maximum of $150 per Insured Person. Transportation to the Bedside This insurance covers one round-trip economy airfare by the most direct and cost effective route from Canada, plus lodging and meals up to a maximum of $250, for any one Immediate Family Member to: • Be with an Insured Person who is travelling alone and has been admitted to a Hospital as an Inpatient. The Insured Person must be expected to be an Inpatient for at least seven days outside their home province or territory and have verification from the attending Physician that the situation is serious enough to require the visit; or • Identify a deceased Insured Person prior to release of the body, where necessary. Return of Deceased In the event of the death of an Insured Person while on a Trip, this insurance covers up to $3,000 for the preparation (including cremation) and transportation of the deceased’s remains to his/her province or territory of residence. The cost of a burial coffin or urn is not covered. Additional Hotel and Meal Expenses If Your return to Canada is delayed due to a Medical Emergency, this insurance covers the cost for hotel and meal expenses incurred after Your planned return date up to $200 a day to a maximum of ten days per Account. To receive reimbursement, original receipts must be submitted. Return of Vehicle If neither You nor anyone travelling with You is able to operate Your owned or rented vehicle due to Sickness, Injury or death while travelling outside Your province or territory of residence, You will be reimbursed up to a maximum of $1,000 for the costs associated with the return of the vehicle. Eligible for reimbursement is the cost of the return performed by a professional agency; or the following necessary and reasonable expenses incurred by an individual returning the vehicle by a direct route and in a reasonable time frame on behalf of the Insured Person: fuel, meals, overnight accommodation, one-way economy airfare. Benefits will only be payable when the return of the vehicle is pre-approved and/or arranged by the Operations Centre and the vehicle is returned to Your normal place of residence or the nearest appropriate rental agency within thirty days of Your return to Canada. To receive reimbursement, original itemized receipts must be submitted. Any other expenses are not covered. Expenses incurred by anyone travelling with the person returning the vehicle are not covered.

Care Expenses. This insurance covers the cost to repair or replace natural teeth or permanently attached artificial teeth required as the result of an Injury to the mouth, to a maximum of $2,000 per Insured Person. Chewing accidents are not covered. To be eligible for coverage, dental Treatment must take place during Your Trip. Treatment for the emergency relief of dental pain is covered to a maximum of $150 per Insured Person. Transportation to the Bedside This insurance covers one round-trip economy airfare by the most direct and cost effective route from Canada, plus lodging and meals up to a maximum of $250, for any one Immediate Family Member to: • Be with an Insured Person who is travelling alone and has been admitted to a Hospital as an InpatientInpa- tient. The Insured Person must be expected to be an Inpatient for at least seven (7) days outside their home province or territory and have verification from the attending Physician that the situation is serious enough to require the visit; or • Identify a deceased Insured Person prior to release of the body, where necessary. Return of Deceased In the event of the death of an Insured Person while on a Trip, this insurance covers up to $3,000 for the preparation (including cremation) and transportation of the deceased’s remains to his/her province or territory of residence. The cost of a burial coffin or urn is not covered. Additional Hotel and Meal Expenses If Your return to Canada is delayed due to a Medical Emergency, this insurance covers the cost for hotel and meal expenses incurred after Your planned return date up to $200 a day to a maximum of ten (10) days per Account. To receive reimbursement, original receipts must be submitted. Return of Vehicle If neither You nor anyone travelling with You is able to operate Your owned or rented vehicle due to Sickness, Injury or death while travelling outside Your province or territory of residence, You will be reimbursed up to a maximum of $1,000 for the costs associated with the return of the vehicle. Eligible for reimbursement is the cost of the return performed by a professional agency; or the following necessary and reasonable expenses incurred by an individual returning the vehicle by a direct route and in a reasonable time frame on behalf of the Insured Person: fuel, meals, overnight accommodation, one-way economy airfare. Benefits will only be payable when the return of the vehicle is pre-approved and/or arranged by the Operations Centre and the vehicle is returned to Your normal place of residence or the nearest appropriate rental agency within thirty (30) days of Your return to Canada. To receive reimbursement, original itemized receipts must be submitted. Any other expenses are not covered. Expenses incurred by anyone travelling with the person returning the vehicle are not covered.