Common use of Cash Access Clause in Contracts

Cash Access. With the PIN, you may use the Card to obtain cash from any Automated Teller Machine (“ATM”) or any Point-of-Sale (“POS”) device, as permissible by a merchant, that bears the Visa®, Maestro®, PLUS® or Interlink® Acceptance Mark. All ATM transactions are treated as cash withdrawal transactions. You may use the Card at an ATM and withdraw funds from a participating bank (Teller Assisted Cash Withdrawal). Any funds withdrawn from a POS device will be subject to the maximum amount that can be spent on the Card per calendar day. The maximum value of the Card is restricted to $25,000.00. These are the limits associated with withdrawing cash from the Card: Transaction Type Frequency and/or Dollar Limits* Cash Withdrawal (ATM) 2 times per day, $1,000.00 per transaction, up to $2,000.00 per day** Cash Withdrawal (Teller Assisted Cash Withdrawal) 2 times per day, $250.00 per transaction up to $500.00 per day** Cash back at POS 2 times per day up to $100.00 per day** *ATM and POS device owner-operators and participating banks may impose their own lower limits on cash withdrawals. ** Per day means rolling twenty-four (24) hour period beginning with the first applicable transaction. You may not load funds to the Card. Only the Program Manager may load additional funds to the Card. You will have access to the funds immediately once posted to the Card Account. Personal checks, cashier’s checks, and money orders sent to the Issuer are not an acceptable form of loading. All checks and money orders sent to the Issuer for Card loading will be returned unless the full amount may be applied towards a negative balance, in which case the check or money order may or may not be loaded to the Card at the discretion of the Issuer. The maximum value of the Card is restricted to $25,000.00.

Cash Access. With the your PIN, you may use the your Card to obtain cash from any Automated Teller Machine (“ATM”) or any Point-of-Sale (“POS”) device, as permissible by a merchant, that bears the VisaMastercard®, Maestro®, PLUS® or InterlinkPULSE® Acceptance Mark. All ATM transactions are treated as cash withdrawal transactions. You may use the your Card at an ATM and to withdraw funds from a participating bank (Teller Assisted Cash WithdrawalOver- the-Counter “OTC” withdrawals). Any funds withdrawn from ATM withdrawals, OTC withdrawals, and cash back received at a POS device will be are all subject to a cumulative maximum amount of $5,000.00 daily and $7,5000.00 monthly that can be with- drawn from your Card. Please note that the daily/monthly combined maximum cumulative cash access limits are lower than the aggregate of each individual limit, which means that you may not withdraw the maximum amount that can be spent on the Card per calendar day. The maximum value of the Card is restricted to $25,000.00/month from each cash access method. These are the our limits associated with withdrawing cash from the your Card: Transaction Type Frequency and/or Dollar Limits* Cash Withdrawal (Domestic ATM) 2 5 times per day, $1,000.00 400.00 per transaction, up to $2,500.00 per month (past 30 days) Cash Withdrawal (International ATM) 5 times per day, $100.00 per transaction, up to $2,000.00 per day** month (past 30 days) Cash Withdrawal (Teller Assisted Cash WithdrawalPOS) 2 No Limit to the number of times per day, $250.00 3,000.00 per transaction transaction, up to $500.00 3,000.00 per day** , maximum of $5,000.00 per month (past 30 days) Cash back at POS 2 Withdrawal (Over-the-Counter) No limit to the number of times per day day, $2,500.00 per transaction, up to $100.00 2,500.00 per day, $5,000.00 per month (past 30 days) ** All Cash Withdrawal (ATM, POS and Over-the-Counter) are all subject to a cumulative maximum amount of $5,000.00 daily and $7,500.00 monthly that can be withdrawn from your Card. **ATM and POS device owner-operators operators, merchants and participating banks may impose their own fees and lower limits on cash withdrawals. ** Per day means rolling twenty-four (24) hour period beginning with the first applicable transaction. You may not load funds to the Card. Only the Program Manager may load additional funds to the Card. You will have access to the funds immediately once posted to the Card Account. Personal checks, cashier’s checks, and money orders sent to the Issuer are not an acceptable form of loading. All checks and money orders sent to the Issuer for Card loading will be returned unless the full amount may be applied towards a negative balance, in which case the check or money order may or may not be loaded to the Card at the discretion of the Issuer. The maximum value of the Card is restricted to $25,000.00.

Cash Access. With the your PIN, you may use the your Card to obtain cash from any Automated Teller Machine (“ATM”) or any Point-of-Sale (“POS”) device, as permissible by a merchant, that bears the Visa®, MaestroPlus®, PLUS® Interlink®, PULSE®, or InterlinkMoneyPass® Acceptance Mark. All ATM transactions are treated as cash withdrawal transactions. You may use the your Card at an ATM and to withdraw funds from a participating bank (Teller Assisted Cash WithdrawalOver-the- Counter “OTC” withdrawals). Any funds ATM withdrawals, OTC withdrawals, and cash back received at a POS are all subject to a cumulative maximum amount of $5,000.00 daily and $7,5000.00 monthly that can be withdrawn from a POS device will be subject to your Card. Please note that the daily/monthly combined maximum cumulative cash access limits are lower than the aggregate of each individual limit, which means that you may not withdraw the maximum amount that can be spent on the Card per calendar day. The maximum value of the Card is restricted to $25,000.00/month from each cash access method. These are the our limits associated with withdrawing cash from the your Card: Transaction Type Frequency and/or Dollar Limits* Cash Withdrawal (Domestic ATM) 2 5 times per day, $1,000.00 400.00 per transaction, up to $2,500.00 per month (past 30 days) Cash Withdrawal (International ATM) 5 times per day, $100.00 per transaction, up to $2,000.00 per day** month (past 30 days) Cash Withdrawal (Teller Assisted Cash WithdrawalPOS) 2 No Limit to the number of times per day, $250.00 3,000.00 per transaction transaction, up to $500.00 3,000.00 per day** , maximum of $5,000.00 per month (past 30 days) Cash back at POS 2 Withdrawal (Over-the-Counter) No limit to the number of times per day day, $2,500.00 per transaction, up to $100.00 2,500.00 per day, $5,000.00 per month (past 30 days) ** *ATM and POS device owner-operators operators, merchants and participating banks may impose their own fees and lower limits on cash withdrawals. ** Per day means rolling twenty-four (24) hour period beginning with the first applicable transaction. You may not load funds to the Card. Only the Program Manager may load additional funds to the Card. You will have access to the funds immediately once posted to the Card Account. Personal checks, cashier’s checks, and money orders sent to the Issuer are not an acceptable form of loading. All checks and money orders sent to the Issuer for Card loading will be returned unless the full amount may be applied towards a negative balance, in which case the check or money order may or may not be loaded to the Card at the discretion of the Issuer. The maximum value of the Card is restricted to $25,000.00.

Cash Access. With the your PIN, you may use the your Card to obtain cash from any fromany Automated Teller Machine (“ATM”) or any Point-of-Sale of -Sale (“POS”) device, as permissible by a merchant, that bears the Visa®, MaestroInterlink®, PLUS® Plus®, Commerce Bank, or InterlinkAllpoint® Acceptance MarkXxxx. All ATM transactions are treated as cash withdrawal w ithdrawal transactions. You may use the your Card at an ATM and withdraw w ithdraw funds from a froma participating bank (Teller Assisted Cash WithdrawalOver the Counter Withdraw al). Any funds withdrawn from a w ithdrawn froma POS device will or ATM w ill be subject to the maximum amount that can be spent on the your Card per calendar day. The maximum value of the Card is restricted to $25,000.00125,000.00. These are the our limits associated with w ith withdrawing cash from the Cardfromyour Card Account: Transaction Type Frequency and/or Dollar Limits* Limits 1,2 Cash Withdrawal Withdraw al (ATM) 2 4 times per day, up to $1,000.00 800.00 per transaction, up to $2,000.00 per day** , up to$20,000.00 per month Cash Withdrawal Withdraw al (Teller Assisted Over the Counter) 8 times per month, up to $20,000.00 per transaction, up to $20,000.00 per day, up to $20,000.00 per month Cash WithdrawalWithdraw al (International Over the Counter) 2 8 times per month, up to $1,500.00 per transaction, up to $1,500.00 per day, upto $20,000.00 per month Cash Back at POS (Point of Sale) No limit to the number of times per day, $250.00 per transaction up to $500.00 2,000.00 per day** Cash back at POS 2 times , up to$9,000.00 per day up to $100.00 per day** *month 1 ATM and POS device ownerow ner-operators and participating banks may impose their own ow n lower limits on cash withdrawalsw ithdrawals. ** 2 The “per day” cutoff time for Frequency and/or Dollar Limits is midnight MT. “Per month” means a consecutive thirty (30) day means rolling twenty-four (24) hour period beginning with the first applicable transaction. You may not load funds to the Card. Only the Program Manager may load additional funds to the Card. You will have access to the funds immediately once posted to the Card Account. Personal checks, cashier’s checks, and money orders sent to the Issuer are not an acceptable form of loading. All checks and money orders sent to the Issuer for Card loading will be returned unless the full amount may be applied towards a negative balance, in which case the check or money order may or may not be loaded to the Card at the discretion of the Issuer. The maximum value of the Card is restricted to $25,000.00period.

Cash Access. With the your PIN, you may use the your Card to obtain cash from any Automated Teller Machine (“ATM”) or any Point-of-Sale (“POS”) device, as permissible by a merchant, that bears the VisaMastercard®, Maestro®, PLUS® or InterlinkPULSE® Acceptance Mark. All ATM transactions are treated as cash withdrawal transactions. You may use the your Card at an ATM and to withdraw funds from a participating bank (Teller Assisted Cash WithdrawalOver-the-Counter “OTC” withdrawals). Any funds ATM withdrawals, OTC withdrawals, and cash back received at a POS are all subject to a cumulative maximum amount of $5,000.00 daily and $7,5000.00 monthly that can be withdrawn from a POS device will be subject to your Card. Please note that the daily/monthly combined maximum cumulative cash access limits are lower than the aggregate of each individual limit, which means that you may not withdraw the maximum amount that can be spent on the Card per calendar day. The maximum value of the Card is restricted to $25,000.00/month from each cash access method. These are the our limits associated with withdrawing cash from the your Card: Transaction Type Frequency and/or Dollar Limits* Cash Withdrawal (Domestic ATM) 2 5 times per day, $1,000.00 400.00 per transaction, up to $2,500.00 per month (past 30 days) Cash Withdrawal (International ATM) 5 times per day, $100.00 per transaction, up to $2,000.00 per day** month (past 30 days) Cash Withdrawal (Teller Assisted Cash WithdrawalPOS) 2 No Limit to the number of times per day, $250.00 3,000.00 per transaction transaction, up to $500.00 3,000.00 per day** , maximum of $5,000.00 per month (past 30 days) Cash back at POS 2 Withdrawal (Over-the-Counter) No limit to the number of times per day day, $2,500.00 per transaction, up to $100.00 2,500.00 per day, $5,000.00 per month (past 30 days) ** All Cash Withdrawal (ATM, POS and Over-the-Counter) are all subject to a cumulative maximum amount of $5,000.00 daily and $7,500.00 monthly that can be withdrawn from your Card. **ATM and POS device owner-operators operators, merchants and participating banks may impose their own fees and lower limits on cash withdrawals. ** Per day means rolling twenty-four (24) hour period beginning with the first applicable transaction. You may not load funds to the Card. Only the Program Manager may load additional funds to the Card. You will have access to the funds immediately once posted to the Card Account. Personal checks, cashier’s checks, and money orders sent to the Issuer are not an acceptable form of loading. All checks and money orders sent to the Issuer for Card loading will be returned unless the full amount may be applied towards a negative balance, in which case the check or money order may or may not be loaded to the Card at the discretion of the Issuer. The maximum value of the Card is restricted to $25,000.00.

Cash Access. With the your PIN, you may use the your Card to obtain cash from any Automated Teller Machine (“ATM”) or any Point-of-Sale (“POS”) device, as permissible by a merchant, that bears the VisaMastercard®, Maestro®, PLUS® or InterlinkPULSE® Acceptance Mark. All ATM transactions are treated as cash withdrawal transactions. You may use the your Card at an ATM and to withdraw funds from a participating bank (Teller Assisted Cash WithdrawalOver- the-Counter “OTC” withdrawals). Any funds withdrawn from ATM withdrawals, OTC withdrawals, and cash back received at a POS device will be are all subject to the a cumulative maximum amount that can be spent on the Card per calendar day. The maximum value of the Card is restricted to $25,000.00. 5,000.00 daily and These are the our limits associated with withdrawing cash from the your Card: Transaction Type Frequency and/or Dollar Limits* Cash Withdrawal (Domestic ATM) 2 5 times per day, $1,000.00 400.00 per transaction, up to $2,500.00 per month (past 30 days) Cash Withdrawal (International ATM) 5 times per day, $100.00 per transaction, up to $2,000.00 per day** month (past 30 days) Cash Withdrawal (Teller Assisted Cash WithdrawalPOS) 2 No Limit to the number of times per day, $250.00 3,000.00 per transaction transaction, up to $500.00 3,000.00 per day** , maximum of $5,000.00 per month (past 30 days) Cash back at POS 2 Withdrawal (Over-the-Counter) No limit to the number of times per day day, $2,500.00 per transaction, up to $100.00 2,500.00 per day, $5,000.00 per month (past 30 days) ** All Cash Withdrawal (ATM, POS and Over-the-Counter) are all subject to a cumulative maximum amount of $5,000.00 daily and $7,500.00 monthly that can be withdrawn from your Card. **ATM and POS device owner-operators operators, merchants and participating banks may impose their own fees and lower limits on cash withdrawals. ** Per day means rolling twenty-four (24) hour period beginning with the first applicable transaction. You may not load funds to the Card. Only the Program Manager may load additional funds to the Card. You will have access to the funds immediately once posted to the Card Account. Personal checks, cashier’s checks, and money orders sent to the Issuer are not an acceptable form of loading. All checks and money orders sent to the Issuer for Card loading will be returned unless the full amount may be applied towards a negative balance, in which case the check or money order may or may not be loaded to the Card at the discretion of the Issuer. The maximum value of the Card is restricted to $25,000.00.

Cash Access. With the your PIN, you may use the your Card to obtain cash from any Automated Teller Machine (“ATM”) that bears the Visa® or STAR® Acceptance Mark or any Point-of-Sale (“POS”) device, as permissible by a merchant, that bears the Visa®, MaestroInterlink®, PLUS® or InterlinkSTAR® Acceptance Mark. All ATM transactions are treated as cash withdrawal transactions. You may use the your Card at an ATM. The maximum cumulative amount that may be withdrawn from an ATM and withdraw funds per day is $520.00 USD (including any fees charged by the ATM). The maximum cumulative amount that may be withdrawn from a participating bank (Teller Assisted Cash Withdrawal)over the counter withdrawal) is $1,020.00 USD per day. Any funds withdrawn from a POS device will be subject to the maximum amount that can be spent on the your Card per calendar day. You may add funds to your Card, called “value loading”, at any time. The minimum amount of the initial value load is $0.01 USD. The minimum amount of each value reload is $0.01 USD. The maximum value amount of the Card initial value load is restricted to $25,000.00. These are the limits associated with withdrawing cash from the Card: Transaction Type Frequency and/or Dollar Limits* Cash Withdrawal (ATM) 2 times per day, $1,000.00 per transaction, up to USD ($2,000.00 per day** Cash Withdrawal 9,999.00 USD for direct deposit). The maximum amount of each value reload is $1,000.00 USD (Teller Assisted Cash Withdrawal) 2 times per day, $250.00 per transaction up to $500.00 per day** Cash back at POS 2 times per day up to $100.00 per day** *ATM and POS device owner-operators and participating banks may impose their own lower limits on cash withdrawals. ** Per day means rolling twenty-four (24) hour period beginning with the first applicable transaction9,999.00 USD for direct deposit). You may not add value or load funds to the your Card via direct deposit, Bank-to-Card Transfer (ACH), Card-to-Card Transfer, or cash load via Visa ReadyLink. Only the Program Manager The maximum number of times you may load additional funds your Card per day with the following methods is: Bank-to-Card Transfer (ACH) one (1) per day; direct deposit four (4) per day; ReadyLink two (2) per day. There is no limit on Card-to-Card Transfers allowed per day with a maximum amount of $2,500.00 per month. Instructions for setting up direct deposit can be found at xxx.xxxxxxxxxx.xxx or by calling customer service at 1-855-5-AKIMBO (0- 000-000-0000) during normal business hours. Bank-to-Card Transfers (ACH) and Card-to-Card Transfers may be initiated through our website xxx.xxxxxxxxxx.xxx or by calling 0-000-0-XXXXXX (0-000-000-0000). Cash loads can be initiated at any Visa ReadyLink location. Please visit xxxx://xxx.xxxx.xxx/personal/cards/prepaid/readylink_card.html for more information. Funds from Card-to-Card Transfers will typically be available within one (1) day. Funds from all other methods will be available within two (2) to the Card. You will have access to the funds immediately once posted to the Card Accountseven (7) days. Personal checks, cashier’s checks, and money orders sent to the Issuer are not an acceptable form of loading. All checks and money orders sent to the Issuer for Card loading will be returned unless the full amount may be applied towards a negative balance, in which case the check or money order may or may not be loaded to the Card at the discretion of the Issuer. Your prepaid Card Account and associated direct deposit account number cannot be used for preauthorized direct debits from merchants or from utility or Internet service providers. If presented for payment, these preauthorized direct debits will be declined and your payment to the merchant or provider will not be processed. The bank routing number and direct deposit account number are for the purpose of initiating direct deposits to your prepaid Card Account only. You are not authorized to provide this bank routing number and direct deposit account number to anyone other than your employer or payer. The maximum amount that can be spent on your Card per day is $2,500.00 USD. The maximum value of the your Card is restricted to $25,000.009,999.00 USD. You may use your Card to purchase or lease goods or services everywhere Visa debit cards, Interlink cards, or STAR cards are accepted as long as you do not exceed the value available on your Card Account. Some merchants do not allow cardholders to conduct split transactions where you would use the Card as partial payment for goods and services and pay the remainder of the balance with another form of legal tender. If you wish to conduct a split transaction and it is permitted by the merchant, you must tell the merchant to charge only the exact amount of funds available on the Card to the Card. You must then arrange to pay the difference using another payment method. Some merchants may require payment for the remaining balance in cash. If you fail to inform the merchant that you would like to complete a split transaction prior to swiping your Card, your Card is likely to be declined. If you use your Card number without presenting your Card (such as for a mail order, telephone, or Internet purchase), the legal effect will be the same as if you used the Card itself. For security reasons, we may limit the amount or number of transactions you can make on your Card. Your Card cannot be redeemed for cash. You may not use your Card for online gambling or any illegal transaction. Each time you use your Card, you authorize us to reduce the value available in your Card Account by the amount of the transaction and any applicable fees. You are not allowed to exceed the available amount in your Card Account through an individual transaction or a series of transactions. Nevertheless, if a transaction exceeds the balance of the funds available on your Card, you shall remain fully liable to us for the amount of the transaction and any applicable fees. You do not have the right to stop payment on any purchase or payment transaction originated by use of your Card. You may not make preauthorized regular payments from your Card Account. If you authorize a transaction and then fail to make a purchase of that item as planned, the approval may result in a hold for that amount of funds for up to thirty (30) days. All transactions relating to car rentals may result in a hold for that amount of funds for up to sixty (60) days. New procedures are in effect that may impact you when you use your Card at certain merchant locations. In the past, transactions have been processed as Visa debit transactions unless you entered a PIN. Now, if you do not enter a PIN, transactions may be processed as either a Visa debit transaction or as a STAR transaction. Merchants are responsible for and must provide you with a clear way of choosing to make a Visa debit transaction if they support the option. Please be advised that should you choose to use the STAR network when making a transaction without a PIN, different terms may apply. Certain protections and rights applicable only to Visa debit transactions as described in this Agreement will not apply to transactions processed on the STAR network. Please refer to the paragraph labeled “Your Liability for Unauthorized Transfers” for a description of these rights and protections applicable to Visa debit and non-Visa debit transactions. To initiate a Visa debit transaction at the POS, swipe your Card through a POS terminal, sign the receipt, or provide your Card number for a mail order, telephone, or Internet purchase. To initiate a non-Visa debit transaction at the POS, enter your PIN at the POS terminal or provide your Card number after clearly indicating a preference to route your transaction as a non-Visa debit transaction for certain bill payment, mail order, telephone, or Internet purchases.