Common use of Cash Access Clause in Contracts

Cash Access. With your PIN, you may use your Card to obtain cash from any Automated Teller Machine (“ATM”) or any Point-of-Sale (“POS”) device, as permissible by a merchant, that bears the Mastercard®, Maestro® or PULSE® Acceptance Mark. All ATM transactions are treated as cash withdrawal transactions. You may use your Card at an ATM and to withdraw funds from a participating bank (Over- the-Counter “OTC” withdrawals). ATM withdrawals, OTC withdrawals, and cash back received at a POS are all subject to a cumulative maximum amount of $5,000.00 daily and $7,5000.00 monthly that can be with- drawn from your Card. Please note that the daily/monthly combined maximum cumulative cash access limits are lower than the aggregate of each individual limit, which means that you may not withdraw the maximum amount per day/month from each cash access method. These are our limits associated with withdrawing cash from your Card: Transaction Type* Frequency and/or Dollar Limits** Cash Withdrawal (Domestic ATM) 5 times per day, $400.00 per transaction, up to $2,500.00 per month (past 30 days) Cash Withdrawal (International ATM) 5 times per day, $100.00 per transaction, up to $2,000.00 per month (past 30 days) Cash Withdrawal (POS) No Limit to the number of times per day, $3,000.00 per transaction, up to $3,000.00 per day, maximum of $5,000.00 per month (past 30 days) Cash Withdrawal (Over-the-Counter) No limit to the number of times per day, $2,500.00 per transaction, up to $2,500.00 per day, $5,000.00 per month (past 30 days) *All Cash Withdrawal (ATM, POS and Over-the-Counter) are all subject to a cumulative maximum amount of $5,000.00 daily and $7,500.00 monthly that can be withdrawn from your Card. **ATM owner-operators, merchants and participating banks may impose their own fees and lower limits on cash withdrawals.

Cash Access. With your PIN, you may use your Card to obtain cash from any Automated Teller Machine (“ATM”) or any Point-of-Sale (“POS”) device, as permissible by a merchant, that bears the MastercardVisa®, Maestro® Plus®, Interlink®, PULSE®, or PULSEMoneyPass® Acceptance Mark. All ATM transactions are treated as cash withdrawal transactions. You may use your Card at an ATM and to withdraw funds from a participating bank (Over- theOver-the- Counter “OTC” withdrawals). ATM withdrawals, OTC withdrawals, and cash back received at a POS are all subject to a cumulative maximum amount of $5,000.00 daily and $7,5000.00 monthly that can be with- drawn withdrawn from your Card. Please note that the daily/monthly combined maximum cumulative cash access limits are lower than the aggregate of each individual limit, which means that you may not withdraw the maximum amount per day/month from each cash access method. These are our limits associated with withdrawing cash from your Card: Transaction Type* Frequency and/or Dollar Limits** Cash Withdrawal (Domestic ATM) 5 times per day, $400.00 per transaction, up to $2,500.00 per month (past 30 days) Cash Withdrawal (International ATM) 5 times per day, $100.00 per transaction, up to $2,000.00 per month (past 30 days) Cash Withdrawal (POS) No Limit to the number of times per day, $3,000.00 per transaction, up to $3,000.00 per day, maximum of $5,000.00 per month (past 30 days) Cash Withdrawal (Over-the-Counter) No limit to the number of times per day, $2,500.00 per transaction, up to $2,500.00 per day, $5,000.00 per month (past 30 days) *All Cash Withdrawal (ATM, POS and Over-the-Counter) are all subject to a cumulative maximum amount of $5,000.00 daily and $7,500.00 monthly that can be withdrawn from your Card. **ATM owner-operators, merchants and participating banks may impose their own fees and lower limits on cash withdrawals.

Cash Access. With your PIN, you may use your Card to obtain cash from any Automated Teller Machine (“ATM”) that bears the Visa® or STAR® Acceptance Mark or any Point-of-Sale (“POS”) device, as permissible by a merchant, that bears the MastercardVisa®, Maestro® Interlink®, or PULSESTAR® Acceptance Mark. All ATM transactions are treated as cash withdrawal transactions. You may use your Card at an ATM. The maximum cumulative amount that may be withdrawn from an ATM and to withdraw funds per day is $520.00 USD (including any fees charged by the ATM). The maximum cumulative amount that may be withdrawn from a participating bank (Over- the-Counter over the counter withdrawal) is $1,020.00 USD per day. Any funds withdrawn from a POS device will be subject to the maximum amount that can be spent on your Card per day. Loading Your Card You may add funds to your Card, called “OTC” withdrawalsvalue loading”, at any time. The minimum amount of the initial value load is $0.01 USD. The minimum amount of each value reload is $0.01 USD. The maximum amount of the initial value load is $1,000.00 USD ($9,999.00 USD for direct deposit). ATM withdrawalsThe maximum amount of each value reload is $1,000.00 USD ($9,999.00 USD for direct deposit). You may add value or load your Card via direct deposit, OTC withdrawalsBank-to-Card Transfer (ACH), and Card-to-Card Transfer, or cash back received at load via Visa ReadyLink. The maximum number of times you may load your Card per day with the following methods is: Bank-to-Card Transfer (ACH) one (1) per day; direct deposit four (4) per day; ReadyLink two (2) per day. There is no limit on Card-to-Card Transfers allowed per day with a POS are all subject to a cumulative maximum amount of $5,000.00 daily 2,500.00 per month. Instructions for setting up direct deposit can be found at xxx.xxxxxxxxxx.xxx or by calling customer service at 1-855-5-AKIMBO (0- 000-000-0000) during normal business hours. Bank-to-Card Transfers (ACH) and $7,5000.00 monthly Card-to-Card Transfers may be initiated through our website xxx.xxxxxxxxxx.xxx or by calling 0-000-0-XXXXXX (0-000-000-0000). Cash loads can be initiated at any Visa ReadyLink location. Please visit xxxx://xxx.xxxx.xxx/personal/cards/prepaid/readylink_card.html for more information. Funds from Card-to-Card Transfers will typically be available within one (1) day. Funds from all other methods will be available within two (2) to seven (7) days. Personal checks, cashier’s checks, and money orders sent to the Issuer are not an acceptable form of loading. All checks and money orders sent to the Issuer for Card loading will be returned unless the full amount may be applied towards a negative balance, in which case the check or money order may or may not be loaded to the Card at the discretion of the Issuer. Direct Deposit Account Your prepaid Card Account and associated direct deposit account number cannot be used for preauthorized direct debits from merchants or from utility or Internet service providers. If presented for payment, these preauthorized direct debits will be declined and your payment to the merchant or provider will not be processed. The bank routing number and direct deposit account number are for the purpose of initiating direct deposits to your prepaid Card Account only. You are not authorized to provide this bank routing number and direct deposit account number to anyone other than your employer or payer. Using Your Card/Features The maximum amount that can be with- drawn from spent on your Card per day is $2,500.00 USD. The maximum value of your Card is restricted to $9,999.00 USD. You may use your Card to purchase or lease goods or services everywhere Visa debit cards, Interlink cards, or STAR cards are accepted as long as you do not exceed the value available on your Card Account. Some merchants do not allow cardholders to conduct split transactions where you would use the Card as partial payment for goods and services and pay the remainder of the balance with another form of legal tender. If you wish to conduct a split transaction and it is permitted by the merchant, you must tell the merchant to charge only the exact amount of funds available on the Card to the Card. You must then arrange to pay the difference using another payment method. Some merchants may require payment for the remaining balance in cash. If you fail to inform the merchant that you would like to complete a split transaction prior to swiping your Card, your Card is likely to be declined. If you use your Card at an automated fuel dispenser (“pay at the pump”), the merchant may preauthorize the transaction amount up to $125.00 USD or more. If your Card is declined, even though you have sufficient funds available, pay for your purchase inside with the cashier. If you use your Card at a restaurant, a hotel, for a car rental purchase, or for similar purchases, the merchant may preauthorize the transaction amount for the purchase amount plus up to 20% or more to ensure there are sufficient funds available to cover tips or incidental expenses incurred. Any preauthorization amount will place a “hold” on your available funds until the merchant sends us the final payment amount of your purchase. Once the final payment amount is received, the preauthorization amount on hold will be removed. It may take up to seven (7) days for the hold to be removed. During the hold period, you will not have access to the preauthorized amount. If you use your Card number without presenting your Card (such as for a mail order, telephone, or Internet purchase), the legal effect will be the same as if you used the Card itself. For security reasons, we may limit the amount or number of transactions you can make on your Card. Please note that the daily/monthly combined maximum cumulative cash access limits are lower than the aggregate of each individual limit, which means that you Your Card cannot be redeemed for cash. You may not withdraw the maximum amount per day/month from each cash access methoduse your Card for online gambling or any illegal transaction. These are our limits associated with withdrawing cash from Each time you use your Card: Transaction Type* Frequency and/or Dollar Limits** Cash Withdrawal (Domestic ATM) 5 times per day, $400.00 per transaction, up you authorize us to $2,500.00 per month (past 30 days) Cash Withdrawal (International ATM) 5 times per day, $100.00 per transaction, up to $2,000.00 per month (past 30 days) Cash Withdrawal (POS) No Limit to reduce the number of times per day, $3,000.00 per transaction, up to $3,000.00 per day, maximum of $5,000.00 per month (past 30 days) Cash Withdrawal (Over-the-Counter) No limit to value available in your Card Account by the number of times per day, $2,500.00 per transaction, up to $2,500.00 per day, $5,000.00 per month (past 30 days) *All Cash Withdrawal (ATM, POS and Over-the-Counter) are all subject to a cumulative maximum amount of $5,000.00 daily the transaction and $7,500.00 monthly that can be withdrawn from any applicable fees. You are not allowed to exceed the available amount in your Card Account through an individual transaction or a series of transactions. Nevertheless, if a transaction exceeds the balance of the funds available on your Card, you shall remain fully liable to us for the amount of the transaction and any applicable fees. You do not have the right to stop payment on any purchase or payment transaction originated by use of your Card. **ATM ownerYou may not make preauthorized regular payments from your Card Account. If you authorize a transaction and then fail to make a purchase of that item as planned, the approval may result in a hold for that amount of funds for up to thirty (30) days. All transactions relating to car rentals may result in a hold for that amount of funds for up to sixty (60) days. Non-operatorsVisa Debit Transactions New procedures are in effect that may impact you when you use your Card at certain merchant locations. In the past, merchants transactions have been processed as Visa debit transactions unless you entered a PIN. Now, if you do not enter a PIN, transactions may be processed as either a Visa debit transaction or as a STAR transaction. Merchants are responsible for and participating banks must provide you with a clear way of choosing to make a Visa debit transaction if they support the option. Please be advised that should you choose to use the STAR network when making a transaction without a PIN, different terms may impose their own fees apply. Certain protections and lower limits rights applicable only to Visa debit transactions as described in this Agreement will not apply to transactions processed on cash withdrawalsthe STAR network. Please refer to the paragraph labeled “Your Liability for Unauthorized Transfers” for a description of these rights and protections applicable to Visa debit and non-Visa debit transactions. To initiate a Visa debit transaction at the POS, swipe your Card through a POS terminal, sign the receipt, or provide your Card number for a mail order, telephone, or Internet purchase. To initiate a non-Visa debit transaction at the POS, enter your PIN at the POS terminal or provide your Card number after clearly indicating a preference to route your transaction as a non-Visa debit transaction for certain bill payment, mail order, telephone, or Internet purchases.

Cash Access. With your PIN, you may use your Card to obtain cash from any Automated Teller Machine (“ATM”) or any Point-of-Sale (“POS”) device, as permissible by a merchant, that bears the Mastercard®, Maestro® or PULSE® Acceptance Mark. All ATM transactions are treated as cash withdrawal transactions. You may use your Card at an ATM and to withdraw funds from a participating bank (Over- Over-the-Counter “OTC” withdrawals). ATM withdrawals, OTC withdrawals, and cash back received at a POS are all subject to a cumulative maximum amount of $5,000.00 daily and $7,5000.00 monthly that can be with- drawn withdrawn from your Card. Please note that the daily/monthly combined maximum cumulative cash access limits are lower than the aggregate of each individual limit, which means that you may not withdraw the maximum amount per day/month from each cash access method. These are our limits associated with withdrawing cash from your Card: Transaction Type* Frequency and/or Dollar Limits** Cash Withdrawal (Domestic ATM) 5 times per day, $400.00 per transaction, up to $2,500.00 per month (past 30 days) Cash Withdrawal (International ATM) 5 times per day, $100.00 per transaction, up to $2,000.00 per month (past 30 days) Cash Withdrawal (POS) No Limit to the number of times per day, $3,000.00 per transaction, up to $3,000.00 per day, maximum of $5,000.00 per month (past 30 days) Cash Withdrawal (Over-the-Counter) No limit to the number of times per day, $2,500.00 per transaction, up to $2,500.00 per day, $5,000.00 per month (past 30 days) *All Cash Withdrawal (ATM, POS and Over-the-Counter) are all subject to a cumulative maximum amount of $5,000.00 daily and $7,500.00 monthly that can be withdrawn from your Card. **ATM owner-operators, merchants and participating banks may impose their own fees and lower limits on cash withdrawals.

Cash Access. With your PIN, you may use your Card to obtain cash from any fromany Automated Teller Machine (“ATM”) or any Point-of-Sale of -Sale (“POS”) device, as permissible by a merchant, that bears the MastercardVisa®, Maestro® Interlink®, Plus®, Commerce Bank, or PULSEAllpoint® Acceptance MarkXxxx. All ATM transactions are treated as cash withdrawal w ithdrawal transactions. You may use your Card at an ATM and to withdraw w ithdraw funds from a froma participating bank (Over- the-Over the Counter “OTC” withdrawalsWithdraw al). Any funds w ithdrawn froma POS device or ATM withdrawals, OTC withdrawals, and cash back received at a POS are all w ill be subject to a cumulative the maximum amount of $5,000.00 daily and $7,5000.00 monthly that can be with- drawn from spent on your Card. Please note that the daily/monthly combined maximum cumulative cash access limits are lower than the aggregate of each individual limit, which means that you may not withdraw the maximum amount Card per day/month from each cash access method. The maximum value of the Card is restricted to $125,000.00. These are our limits associated with w ith withdrawing cash from your Cardfromyour Card Account: Transaction Type* Type Frequency and/or Dollar Limits** Limits 1,2 Cash Withdrawal Withdraw al (Domestic ATM) 5 4 times per day, $400.00 per transaction, up to $2,500.00 per month (past 30 days) Cash Withdrawal (International ATM) 5 times per day, $100.00 800.00 per transaction, up to $2,000.00 per day, up to$20,000.00 per month Cash Withdraw al (past 30 daysOver the Counter) Cash Withdrawal (POS) No Limit to the number of 8 times per daymonth, up to $3,000.00 20,000.00 per transaction, up to $3,000.00 20,000.00 per day, maximum of up to $5,000.00 20,000.00 per month Cash Withdraw al (past 30 daysInternational Over the Counter) 8 times per month, up to $1,500.00 per transaction, up to $1,500.00 per day, upto $20,000.00 per month Cash Withdrawal Back at POS (Over-the-CounterPoint of Sale) No limit to the number of times per day, $2,500.00 per transaction, up to $2,500.00 2,000.00 per day, $5,000.00 up to$9,000.00 per month (past 30 days) *All Cash Withdrawal (ATM, POS and Over1 ATM ow ner-the-Counter) are all subject to a cumulative maximum amount of $5,000.00 daily and $7,500.00 monthly that can be withdrawn from your Card. **ATM owner-operators, merchants operators and participating banks may impose their own fees and ow n lower limits on cash withdrawalsw ithdrawals. 2 The “per day” cutoff time for Frequency and/or Dollar Limits is midnight MT. “Per month” means a consecutive thirty (30) day period.