Common use of Certain Merchant Responsibilities Clause in Contracts

Certain Merchant Responsibilities. Merchant agrees to comply, and to cause third parties acting as Merchant’s agent to comply, with the Card Brand’s and other payment network’s by-laws, operating regulations and/or all other rules, policies and procedures, including but not limited to the Payment Card Industry Data Security Standard, the VISA Cardholder Information Security Program, the MasterCard Site Data Protection Program, and any other program or requirement that may be published and/or mandated by the Card Brands or payment networks (collectively “Rules”). Merchant may review the websites for VISA (xxxxx://xxx.xxxx.xxx/support/small-business/regulations-fees.html), MasterCard (xxxx://xxx.xxxxxxxxxx.xxx/us/merchant/), and Discover (xxxx://xxx.xxxxxxxxxxxxxxx.xxx/merchants/) for a copy of each network’s Rules. Merchant also agrees to comply with all applicable state, federal, and local laws, rules, and regulations. Without limiting the foregoing, Merchant agrees that it will fully comply with any and all anti-money laundering laws and regulations, including but not limited to the Bank Secrecy Act, the US Treasury’s Office of Foreign Assets Control (OFAC) and the Federal Trade Commission. For purposes of this section, Merchant’s agents include, but are not limited to, Merchant’s software providers and/or equipment providers. If appropriately indicated in Merchant’s agreement with Autobooks, Merchant may be a limited-acceptance merchant, which means that Merchant has elected to accept only certain Visa and MasterCard card types (i.e., consumer credit, consumer debit, and commercial cards) and must display appropriate signage to indicate the same. Acquirer has no obligation other than those expressly provided under the Rules and applicable law as they may relate to limited acceptance. Merchant, and not Acquirer, will be solely responsible for the implementation of its decision for limited acceptance, including but not limited to policing the card type(s) accepted at the point of sale. Merchant shall only complete sales transactions produced as the direct result of bona fide sales made by Merchant to cardholders, and is expressly prohibited from presenting sales transactions which are produced as a result of sales made by any person or entity other than Merchant, or for any purposes related to any illegal or prohibited activity, including but not limited to money-laundering or financing of terrorist activities. Merchant may set a minimum transaction amount to accept a card that provides access to a credit account, under the following conditions: (a) the minimum transaction amount does not differentiate between card issuers; (b) the minimum transaction amount does not differentiate between MasterCard, Visa, or any other acceptance brand; and (c) the minimum transaction amount does not exceed ten dollars (or any higher amount established by the Federal Reserve). Merchant may set a maximum transaction amount to accept a card that provides access to a credit account, under the following conditions: Merchant is a (i) department, agency or instrumentality of the U.S. government; (ii) corporation owned or controlled by the U.S. government; or

Certain Merchant Responsibilities. Merchant agrees to comply, and to cause third parties acting as Merchant’s agent to comply, with the Card Brand’s and other payment network’s by-laws, operating regulations and/or all other rules, policies and procedures, including but not limited to the Payment Card Industry Data Security Standard, the VISA Cardholder Information Security Program, the MasterCard Site Data Protection Program, and any other program or requirement that may be published and/or mandated by the Card Brands or payment networks (collectively “Rules”). Merchant may review the websites for VISA (xxxxx://xxx.xxxx.xxx/support/small-business/regulations-fees.html), MasterCard (xxxx://xxx.xxxxxxxxxx.xxx/us/merchant/), and Discover (xxxx://xxx.xxxxxxxxxxxxxxx.xxx/merchants/) for a copy of each network’s Rules. Merchant also agrees to comply with all applicable state, federal, and local laws, rules, and regulations. Without limiting the foregoing, Merchant agrees that it will fully comply with any and all anti-money laundering laws and regulations, including but not limited to the Bank Secrecy Act, the US Treasury’s Office of Foreign Assets Control (OFAC) and the Federal Trade Commission. For purposes of this section, Merchant’s agents include, but are not limited to, Merchant’s software providers and/or equipment providers. If appropriately indicated in Merchant’s agreement with Autobooks, Merchant may be a limited-limited- acceptance merchant, which means that Merchant has elected to accept only certain Visa and MasterCard card types (i.e., consumer credit, consumer debit, and commercial cards) and must display appropriate signage to indicate the same. Acquirer has no obligation other than those expressly provided under the Rules and applicable law as they may relate to limited acceptance. Merchant, and not Acquirer, will be solely responsible for the implementation of its decision for limited acceptance, including but not limited to policing the card type(s) accepted at the point of sale. Merchant shall only complete sales transactions produced as the direct result of bona fide sales made by Merchant to cardholders, and is expressly prohibited from presenting sales transactions which are produced as a result of sales made by any person or entity other than Merchant, or for any purposes related to any illegal or prohibited activity, including but not limited to money-laundering or financing of terrorist activities. Merchant may set a minimum transaction amount to accept a card that provides access to a credit account, under the following conditions: (a) the minimum transaction amount does not differentiate between card issuers; (b) the minimum transaction amount does not differentiate between MasterCard, Visa, or any other acceptance brand; and (c) the minimum transaction amount does not exceed ten dollars (or any higher amount established by the Federal Reserve). Merchant may set a maximum transaction amount to accept a card that provides access to a credit account, under the following conditions: Merchant is a (i) department, agency or instrumentality of the U.S. government; (ii) corporation owned or controlled by the U.S. government; oror (iii) Merchant whose primary business is reflected by one of the following MCCs: 8220, 8244, 8249—Schools, Trade or Vocational; and the maximum transaction amount does not differentiate between MasterCard, Visa, or any other acceptance brand.

Certain Merchant Responsibilities. Merchant Xxxxxxxx agrees to comply, and to cause third parties acting as Merchant’s agent to comply, with the Card Brand’s and other payment network’s by-laws, operating regulations and/or all other rules, policies and procedures, including but not limited to the Payment Card Industry Data Security Standard, the VISA Cardholder Information Security Program, the MasterCard Site Data Protection Program, and any other program or requirement that may be published and/or mandated by the Card Brands or payment networks (collectively “Rules”). Merchant may review the websites for VISA (xxxxx://xxx.xxxx.xxx/support/small-business/regulations-fees.html), MasterCard (xxxx://xxx.xxxxxxxxxx.xxx/us/merchant/), and Discover (xxxx://xxx.xxxxxxxxxxxxxxx.xxx/merchants/) for a copy of each network’s Rules. Merchant Xxxxxxxx also agrees to comply with all applicable state, federal, and local laws, rules, and regulations. Without limiting the foregoing, Merchant Xxxxxxxx agrees that it will fully comply with any and all anti-money laundering laws and regulations, including but not limited to the Bank Secrecy Act, the US Treasury’s Office of Foreign Assets Control (OFAC) and the Federal Trade Commission. For purposes of this section, Merchant’s agents include, but are not limited to, Merchant’s software providers and/or equipment providers. If appropriately indicated in Merchant’s agreement with Autobooks, Merchant may be a limited-acceptance merchant, which means that Merchant Xxxxxxxx has elected to accept only certain Visa and MasterCard card types (i.e., consumer credit, consumer debit, and commercial cards) and must display appropriate signage to indicate the same. Acquirer has no obligation other than those expressly provided under the Rules and applicable law as they may relate to limited acceptance. Merchant, and not Acquirer, will be solely responsible for the implementation of its decision for limited acceptance, including but not limited to policing the card type(s) accepted at the point of sale. Merchant shall only complete sales transactions produced as the direct result of bona fide sales made by Merchant to cardholders, and is expressly prohibited from presenting sales transactions which are produced as a result of sales made by any person or entity other than Merchant, or for any purposes related to any illegal or prohibited activity, including but not limited to money-laundering or financing of terrorist activities. Merchant may set a minimum transaction amount to accept a card that provides access to a credit account, under the following conditions: (a) the minimum transaction amount does not differentiate between card issuers; (b) the minimum transaction amount does not differentiate between MasterCard, Visa, or any other acceptance brand; and (c) the minimum transaction amount does not exceed ten dollars (or any higher amount established by the Federal Reserve). Merchant may set a maximum transaction amount to accept a card that provides access to a credit account, under the following conditions: Merchant is a (i) department, agency or instrumentality of the U.S. government; (ii) corporation owned or controlled by the U.S. government; or

Certain Merchant Responsibilities. Merchant Xxxxxxxx agrees to comply, and to cause third parties acting as Merchant’s agent to comply, with the Card Brand’s and other payment network’s by-laws, operating regulations and/or all other rules, policies and procedures, including but not limited to the Payment Card Industry Data Security Standard, the VISA Cardholder Information Security Program, the MasterCard Site Data Protection Program, and any other program or requirement that may be published and/or mandated by the Card Brands or payment networks (collectively “Rules”). Merchant may review the websites for VISA (xxxxx://xxx.xxxx.xxx/support/small-business/regulations-fees.htmlxxxxx://xxx.xxxx.xxx/support/small- business/regulations-fees.html), MasterCard (xxxx://xxx.xxxxxxxxxx.xxx/us/merchant/), and Discover (xxxx://xxx.xxxxxxxxxxxxxxx.xxx/merchants/) for a copy of each network’s Rules. Merchant Xxxxxxxx also agrees to comply with all applicable state, federal, and local laws, rules, and regulations. Without limiting the foregoing, Merchant Xxxxxxxx agrees that it will fully comply with any and all anti-money laundering laws and regulations, including but not limited to the Bank Secrecy Act, the US Treasury’s Office of Foreign Assets Control (OFAC) and the Federal Trade Commission. For purposes of this section, Merchant’s agents include, but are not limited to, Merchant’s software providers and/or equipment providers. If appropriately indicated in Merchant’s agreement with Autobooks, Merchant may be a limited-acceptance merchant, which means that Merchant Xxxxxxxx has elected to accept only certain Visa and MasterCard card types (i.e., consumer credit, consumer debit, and commercial cards) and must display appropriate signage to indicate the same. Acquirer has no obligation other than those expressly provided under the Rules and applicable law as they may relate to limited acceptance. Merchant, and not Acquirer, will be solely responsible for the implementation of its decision for limited acceptance, including but not limited to policing the card type(s) accepted at the point of sale. Merchant shall only complete sales transactions produced as the direct result of bona fide sales made by Merchant to cardholders, and is expressly prohibited from presenting sales transactions which are produced as a result of sales made by any person or entity other than Merchant, or for any purposes related to any illegal or prohibited activity, including but not limited to money-laundering or financing of terrorist activities. Merchant may set a minimum transaction amount to accept a card that provides access to a credit account, under the following conditions: (a) the minimum transaction amount does not differentiate between card issuers; (b) the minimum transaction amount does not differentiate between MasterCard, Visa, or any other acceptance brand; and (c) the minimum transaction amount does not exceed ten dollars (or any higher amount established by the Federal Reserve). Merchant may set a maximum transaction amount to accept a card that provides access to a credit account, under the following conditions: Merchant is a (i) department, agency or instrumentality of the U.S. government; (ii) corporation owned or controlled by the U.S. government; or

Certain Merchant Responsibilities. Merchant Xxxxxxxx agrees to comply, and to cause third parties acting as Merchant’s Merchants agent to comply, with the Card Brand’s Brands and other payment network’s networks by-laws, operating regulations and/or all other rules, policies and procedures, including but not limited to the Payment Card Industry Data Security Standard, the VISA Cardholder Information Security Program, the MasterCard Site Data Protection Program, and any other program or requirement that may be published and/or mandated by the Card Brands or payment networks (collectively “"Rules”"). Merchant may review the websites for VISA (xxxxx://xxx.xxxx.xxx/support/small-business/regulations-fees.html), MasterCard (xxxx://xxx.xxxxxxxxxx.xxx/us/merchant/), and Discover (xxxx://xxx.xxxxxxxxxxxxxxx.xxx/merchants/) for a copy of each network’s networks Rules. Merchant Xxxxxxxx also agrees to comply with all applicable state, federal, and local laws, rules, and regulations. Without limiting the foregoing, Merchant Xxxxxxxx agrees that it will fully comply with any and all anti-money laundering laws and regulations, including but not limited to the Bank Secrecy Act, the US Treasury’s Treasury Office of Foreign Assets Control (OFAC) and the Federal Trade Commission. For purposes of this section, Merchant’s Merchants agents include, but are not limited to, Merchant’s Merchants software providers and/or equipment providers. If appropriately indicated in Merchant’s 's agreement with Autobooks, Merchant may be a limited-acceptance merchant, which means that Merchant Xxxxxxxx has elected to accept only certain Visa and MasterCard card types (i.e., consumer credit, consumer debit, and commercial cards) and must display appropriate signage to indicate the same. Acquirer has no obligation other than those expressly provided under the Rules and applicable law as they may relate to limited acceptance. Merchant, and not Acquirer, will be solely responsible for the implementation of its decision for limited acceptance, including but not limited to policing the card type(s) accepted at the point of sale. Merchant shall only complete sales transactions produced as the direct result of bona fide sales made by Merchant to cardholders, and is expressly prohibited from presenting sales transactions which are produced as a result of sales made by any person or entity other than Merchant, or for any purposes related to any illegal or prohibited activity, including but not limited to money-laundering or financing of terrorist activities. Merchant may set a minimum transaction amount to accept a card that provides access to a credit account, under the following conditions: (a) the minimum transaction amount does not differentiate between card issuers; (b) the minimum transaction amount does not differentiate between MasterCard, Visa, or any other acceptance brand; and (c) the minimum transaction amount does not exceed ten dollars (or any higher amount established by the Federal Reserve). Merchant may set a maximum transaction amount to accept a card that provides access to a credit account, under the following conditions: Merchant is a (i) department, agency or instrumentality of the U.S. government; (ii) corporation owned or controlled by the U.S. government; or;

Certain Merchant Responsibilities. Merchant agrees You agree to complyparticipate, and to cause third parties acting as Merchant’s your agent (“Agents”), to complyparticipate, with in the Card Brand’s Associations in compliance with, and other payment network’s subject to, the by-laws, operating regulations and/or all other rules, policies and proceduresprocedures of the Associations (Operating Regulations). You also agree to comply with all applicable state, federal, and local laws, rules, and regulations (“Laws”). Without limiting the foregoing, you agree that you will fully comply with any and all confidentiality and security requirements of the USA Patriot Act (or similar law, rule or regulation), VISA, MasterCard, Discover, and/or Other Networks, including but not limited to the Payment Card Industry Data Security Standard, the VISA Cardholder Information Security Program, the MasterCard Site Data Protection Program, and any other program or requirement that may be published and/or mandated by the Card Brands or payment networks (collectively “Rules”). Merchant may review the websites for VISA (xxxxx://xxx.xxxx.xxx/support/small-business/regulations-fees.html), MasterCard (xxxx://xxx.xxxxxxxxxx.xxx/us/merchant/), and Discover (xxxx://xxx.xxxxxxxxxxxxxxx.xxx/merchants/) for a copy of each network’s Rules. Merchant also agrees to comply with all applicable state, federal, and local laws, rules, and regulations. Without limiting the foregoing, Merchant agrees that it will fully comply with any and all anti-money laundering laws and regulations, including but not limited to the Bank Secrecy Act, the US Treasury’s Office of Foreign Assets Control (OFAC) and the Federal Trade CommissionAssociations. For purposes of this section, Merchant’s agents Agents include, but are not limited to, Merchant’s your software providers and/or equipment providers. If appropriately indicated in Merchant’s your agreement with Autobooksus, Merchant you may be a limited-acceptance merchantMerchant, which means that Merchant has you have elected to accept only certain Visa and and/or MasterCard card types (i.e., consumer credit, consumer debit, and commercial cards) and must display appropriate signage to indicate the same. Acquirer has Bank Processors have no obligation other than those expressly provided under the Rules Operating Regulations and applicable law as they may relate to limited acceptance. MerchantYou, and not AcquirerBank Processors, will be solely responsible for the implementation of its your decision for limited acceptance, including but not limited to policing the card type(s) accepted at the point of sale. Merchant You shall only complete sales transactions produced as the direct result of bona fide sales made by Merchant you to cardholders, and is are expressly prohibited from processing, factoring, laundering, offering, and/or presenting sales transactions which are produced as a result of sales made by any person or entity other than Merchantyou, or for any purposes related to any illegal or prohibited activity, including but not limited to money-laundering or financing of terrorist activities. Merchant You may set a minimum transaction amount to accept a card that provides access to a credit account, under the following conditions: (ai) the minimum transaction amount does not differentiate between card issuers; (bii) the minimum transaction amount does not differentiate between MasterCard, Visa, or any other acceptance brand; and (ciii) the minimum transaction amount does not exceed ten dollars (or any higher amount established by the Federal Reserve). Merchant You may set a maximum transaction amount to accept a card that provides access to a credit account, under the following conditions: Merchant is You are a (i) department, agency or instrumentality of the U.S. government; (ii) corporation owned or controlled by the U.S. government; oror iii) your primary business is reflected by one of the following MCCs: 8220, 8244, 8249 –Schools, Trade or Vocational; and the maximum transaction amount does not differentiate between MasterCard, Visa, or any other acceptance brand.