Changes to Interest Rate. ATB Financial’s interest rates that are payable on deposits, and how interest is calculated, may vary from time to time. ATB Financial’s current interest rates are set out on the Rate and Fee Schedule. If interest is payable on the Account, ATB Financial will advise you of the interest rate and any changes in the interest rate by way of a notice that will be provided, either by mail to your most recent address in ATB Financial’s records, by posting a notice in ATB Financial branches, by posting on ATB Financial’s website xxx.xxx.xxx, or by any other manner, at ATB Financial’s option.
Changes to Interest Rate. The annual interest rates that apply to the Card Account may change from time to time in accordance with this Agreement and as described in the Rate and Fee Schedule. As described in the Rate and Fee Schedule, the applicable annual interest rates that apply to the Card Account (for Purchases and Cash Advances) may increase from a preferred rate to a standard rate (if applicable), or from a standard rate to a default rate, if you do not pay at least the Minimum Balance Due by the Payment Due Date shown on your Statement. In such case, the increased annual interest rate shown in the Rate and Fee Schedule will apply until you have paid at least the Minimum Balance Due by the Payment Due Date for the required number of Billing Periods indicated in the Rate and Fee Schedule. We may make changes to the standard, preferred or default interest rates that apply to the Card Account at any time. We will provide you advance notification of any interest rate changes if required by law. Notwithstanding any other provision of this Agreement, if the annual interest rate that applies to the Card Account is based upon ATB’s prime lending rate then:
a) the annual interest rate that applies to the Card Account will change automatically without prior notice upon a change to ATB’s prime lending rate; and
b) such change will be effective on the first day of the Billing Period during which the change to ATB’s prime lending rate occurred.
Changes to Interest Rate. The interest rate may change from time to time and may vary depending on the type of Account and as set out in this Agreement.
Changes to Interest Rate. The interest rate may change from time to time and may vary depending on the type of Account and as set out in this Agreement. Unless otherwise specified in this Agreement or the Rate and Fee Schedule, ATB Financial will provide 30 days notice to you of any changes to the interest rate or to the method of calculating interest. Upon the expiry of the 30 days, the new interest rate will apply and be indicated as a percent per annum on the Statement and in the Rate and Fee Schedule. If a Customer Card is used or any Debt remains unpaid after the date of a change to the Rate and Fee Schedule or Statement, you will be deemed to have agreed to the change.
Changes to Interest Rate. The interest rates may change from time to time, may vary depending on the type of Card and as set out in this Agreement. Unless otherwise specified in this Agreement or in the Rate and Fee Schedule, ATB will provide 30 days notice to you of any changes to the inter- est rates or to the method of calculating interest. Upon the expiry of the 30 days, the new interest rate will apply and be indicated as a percent per annum on the Statement and in the Rate and Fee Schedule. If any Card is used or any Debt remains unpaid after the effec- tive date of a change to the interest rate, you will be deemed to have agreed to the change. Notwithstanding any other provision of this Agreement, if the interest rate is based upon ATB’s prime lending rate then, in such circumstances, the:
a) applicable rate used to calculate interest for the entire billing period in respect of a Statement will be the rate in effect on the billing date of the Statement (the Statement Date) for that billing period; and
b) the interest rate will change automatically without prior notice upon a change to ATB’s prime lending rate.
Changes to Interest Rate. We may prospectively change the interest rates and APY at any time in our discretion. We will publish any changes to the interest rates and APYs and the effective dates of any changes on xxxx://xxx.xxxxxxxxx.xxx/APYs-NYCB.
