Common use of Charges for Use of the Services Clause in Contracts

Charges for Use of the Services. All charges associated with the Services are disclosed in your (Fee Schedule). Warranties. I UNDERSTAND THAT THE DIRECTIONS CREDIT UNION DOES NOT MAKE ANY WARRANTIES ON EQUIPMENT, HARDWARE, SOFTWARE OR INTERNET PROVIDER SERVICE, OR ANY PART OF THEM, EXPRESSED OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THE DIRECTIONS CREDIT UNION IS NOT RESPONSIBLE FOR ANY LOSS, INJURY OR DAMAGES, WHETHER DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL, CAUSED BY THE INTERNET PROVIDER, ANY RELATED SOFTWARE, OR THE DIRECTIONS CREDIT UNION'S USE OF ANY OF THEM OR ARISING IN ANY WAY FROM THE INSTALLATION, USE, OR MAINTENANCE OF MY PERSONAL COMPUTER HARDWARE, SOFTWARE, OR OTHER EQUIPMENT. Change in Terms. You may change the terms and charges for the Services indicated in this Disclosure and Agreement by notifying me of such change in writing and may amend, modify, add to, or delete from this Disclosure and Agreement from time to time. My use of the Services after receipt of notification of any change by you constitutes my acceptance of the change. Termination of the Services. I may, by written request, terminate the Services provided for in this Disclosure and Agreement. You may terminate my use of the Services at any time upon written notice. In the event of termination of the Services, I will remain liable for all transactions performed on my Account. Directions may terminate your service at any time in their discretion due to account abuse, misuse or fraud. Relationship to Other Disclosures. The information in this Disclosure applies only to the Services described herein. Provisions in other disclosure documents, as may be revised from time to time, remain effective for all other aspects of the Account.

Charges for Use of the Services. All charges associated with the Services are disclosed in your (Service Charges and Fee Schedule). Warranties. I UNDERSTAND THAT THE DIRECTIONS CREDIT UNION DOES NOT MAKE ANY WARRANTIES ON EQUIPMENT, HARDWARE, SOFTWARE OR INTERNET PROVIDER SERVICE, OR ANY PART OF THEM, EXPRESSED OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THE DIRECTIONS CREDIT UNION IS NOT RESPONSIBLE FOR ANY LOSS, INJURY OR DAMAGES, WHETHER DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL, CAUSED BY THE INTERNET PROVIDER, ANY RELATED SOFTWARE, OR THE DIRECTIONS CREDIT UNION'S ’S USE OF ANY OF THEM OR ARISING IN ANY WAY FROM THE INSTALLATION, USE, OR MAINTENANCE OF MY PERSONAL COMPUTER HARDWARE, SOFTWARE, OR OTHER EQUIPMENT. Change in Terms. You may change the terms and charges for the Services indicated in this Disclosure and Agreement by notifying me of such change in writing and may amend, modify, add to, or delete from this Disclosure and Agreement from time to time. My use of the Services after receipt of notification of any change by you constitutes my acceptance of the change. No amendments requested by me shall be effective unless received, and agreed to in writing, by you. Termination of the Services. I may, by written request, terminate the Services provided for in this Disclosure and Agreement. You may terminate my use of the Services at any time upon written notice. In the event of termination of the Services, I will remain liable for all transactions performed on my Account. Directions may terminate your service at any time in their discretion due to account abuse, misuse or fraud. Relationship to Other Disclosures. The information in this Disclosure applies only to the Services described herein. Provisions in other disclosure documents, as may be revised from time to time, remain effective for all other aspects of the Account.

Charges for Use of the Services. All charges associated with the Services are disclosed in your (Fee Schedule)fee schedule which accompanies this Disclosure and Agreement. Warranties. I UNDERSTAND THAT THE DIRECTIONS CREDIT UNION FINANCIAL INSTITUTION DOES NOT MAKE ANY WARRANTIES ON EQUIPMENT, HARDWARE, SOFTWARE OR INTERNET PROVIDER SERVICE, OR ANY PART OF THEM, EXPRESSED OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THE DIRECTIONS CREDIT UNION FINANCIAL INSTITUTION IS NOT RESPONSIBLE FOR ANY LOSS, INJURY OR DAMAGES, WHETHER DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL, CAUSED BY THE INTERNET PROVIDER, ANY RELATED SOFTWARE, OR THE DIRECTIONS CREDIT UNIONFINANCIAL INSTITUTION'S USE OF ANY OF THEM OR ARISING IN ANY WAY FROM THE INSTALLATION, USE, OR MAINTENANCE OF MY PERSONAL COMPUTER HARDWARE, SOFTWARE, OR OTHER EQUIPMENT. Change in Terms. You may change the terms and charges for the Services indicated in this Disclosure and Agreement by notifying me of such change in writing and may amend, modify, add to, or delete from this Disclosure and Agreement from time to time. My use of the Services after receipt of notification of any change by you constitutes my acceptance of the change. Termination of the Services. I may, by written request, terminate the Services provided for in this Disclosure and Agreement. You may terminate my use of the Services at any time upon written notice. In the event of termination of the Services, I will remain liable for all transactions performed on my Account. Directions may terminate your service at any time in their discretion due to account abuse, misuse or fraud. Relationship to Other Disclosures. The information in this Disclosure applies only to the Services described herein. Provisions in other disclosure documents, as may be revised from time to time, remain effective for all other aspects of the Account.

Charges for Use of the Services. All charges associated with the Services are disclosed in your our (Fee Schedule)) which accompanies this Disclosure and Agreement. Warranties. I YOU UNDERSTAND THAT THE DIRECTIONS CREDIT UNION DOES NOT MAKE ANY WARRANTIES ON EQUIPMENT, HARDWARE, SOFTWARE OR INTERNET PROVIDER SERVICE, OR ANY PART OF THEM, EXPRESSED OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THE DIRECTIONS CREDIT UNION FINANCIAL INSTITUTION IS NOT RESPONSIBLE FOR ANY LOSS, INJURY OR DAMAGES, WHETHER DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL, CAUSED BY THE INTERNET PROVIDER, ANY RELATED SOFTWARE, OR THE DIRECTIONS CREDIT UNION'S ’S USE OF ANY OF THEM OR ARISING IN ANY WAY FROM THE INSTALLATION, USE, OR MAINTENANCE OF MY YOUR PERSONAL COMPUTER HARDWARE, SOFTWARE, OR OTHER EQUIPMENT. Change in Terms. You We may change the terms and charges for the Services indicated in this Disclosure and Agreement by notifying me you of such change in writing and may amend, modify, add to, or delete from this Disclosure and Agreement from time to time. My Your use of the Services after receipt of notification of any change by you us constitutes my your acceptance of the change. Termination of the Services. I You may, by written request, terminate the Services provided for in this Disclosure and Agreement. You We may terminate my your use of the Services at any time upon written notice. In the event of termination of the Services, I will remain liable for all transactions performed on my Account. Directions may terminate your service at any time in their discretion due to account abuse, misuse or fraud. Relationship to Other Disclosures. The information in this Disclosure applies only to the Services described herein. Provisions in other disclosure documents, as may be revised from time to time, remain effective for all other aspects of the Account.upon

Charges for Use of the Services. All charges associated with the Services are disclosed in your (Fee Schedule). Warranties. I UNDERSTAND THAT THE DIRECTIONS MIDWEST COMMUNITY FEDERAL CREDIT UNION DOES NOT MAKE ANY WARRANTIES ON EQUIPMENT, HARDWARE, SOFTWARE OR INTERNET PROVIDER SERVICE, OR ANY PART OF THEM, EXPRESSED OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THE DIRECTIONS MIDWEST COMMUNITY FEDERAL CREDIT UNION IS NOT RESPONSIBLE FOR ANY LOSS, INJURY OR DAMAGES, WHETHER DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL, CAUSED BY THE INTERNET PROVIDER, ANY RELATED SOFTWARE, OR THE DIRECTIONS MIDWEST COMMUNITY FEDERAL CREDIT UNION'S USE OF ANY OF THEM OR ARISING IN ANY WAY FROM THE INSTALLATION, USE, OR MAINTENANCE OF MY PERSONAL COMPUTER HARDWARE, SOFTWARE, OR OTHER EQUIPMENT. Change in Terms. You may change the terms and charges for the Services indicated in this Disclosure and Agreement by notifying me of such change in writing and may amend, modify, add to, or delete from this Disclosure and Agreement from time to time. My use of the Services after receipt of notification of any change by you constitutes my acceptance of the change. Termination of the Services. I may, by written request, terminate the Services provided for in this Disclosure and Agreement. You may terminate my use of the Services at any time upon written or emailed notice. In the event of termination of the Services, I will remain liable for all transactions performed on my Account. Directions may terminate your service at any time in their discretion due to account abuse, misuse or fraud. Relationship to Other Disclosures. The information in this Disclosure applies only to the Services described herein. Provisions in other disclosure documents, as may be revised from time to time, remain effective for all other aspects of the Account.

Charges for Use of the Services. All charges associated with the Services are disclosed in your (Fee Schedule)Schedule which accompanies this Disclosure and Agreement. Warranties. I UNDERSTAND THAT THE DIRECTIONS CREDIT UNION FINANCIAL INSTITUTION DOES NOT MAKE ANY WARRANTIES ON EQUIPMENT, HARDWARE, SOFTWARE OR INTERNET PROVIDER SERVICE, OR ANY PART OF THEM, EXPRESSED OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THE DIRECTIONS CREDIT UNION FINANCIAL INSTITUTION IS NOT RESPONSIBLE FOR ANY LOSS, INJURY OR DAMAGES, WHETHER DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL, CAUSED BY THE INTERNET PROVIDER, ANY RELATED SOFTWARE, OR THE DIRECTIONS CREDIT UNION'S FINANCIAL INSTITUTION’S USE OF ANY OF THEM OR ARISING IN ANY WAY FROM THE INSTALLATION, USE, OR MAINTENANCE OF MY PERSONAL COMPUTER HARDWARE, SOFTWARE, OR OTHER EQUIPMENT. Change in Terms. You may change the terms and charges for the Services indicated in this Disclosure and Agreement by notifying me of such change in writing and may amend, modify, add to, or delete from this Disclosure and Agreement from time to time. My use of the Services after receipt of notification of any change by you constitutes my acceptance of the change. Termination of the Services. I may, by written request, terminate the Services provided for in this Disclosure and Agreement. You may terminate my use of the Services at any time provided I do not use the Services in the manner agreed upon written noticein this Disclaimer. You may also terminate the use of the Services if my account is not in good standing, or I have caused a loss to the credit union. In the event of termination of the Services, I will remain liable for all transactions performed on my Account. Directions may terminate your service at any time in their discretion due to account abuse, misuse or fraud. Relationship to Other Disclosures. The information in this Disclosure these Disclosures applies only to the Services described herein. Provisions in other disclosure documents, as may be revised from time to time, remain effective for all other aspects of the Account.

Charges for Use of the Services. All Any charges associated with the Services are disclosed in your (ECU’s Fee Schedule). WarrantiesSchedule which accompanies this Disclosure and Agreement. I UNDERSTAND THAT THE DIRECTIONS XXXXXXX CREDIT UNION DOES NOT MAKE ANY WARRANTIES ON EQUIPMENT, HARDWARE, SOFTWARE OR INTERNET PROVIDER SERVICE, OR ANY PART OF THEM, EXPRESSED EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THE DIRECTIONS XXXXXXX CREDIT UNION IS NOT RESPONSIBLE FOR ANY LOSS, INJURY OR DAMAGES, WHETHER DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL, CAUSED BY THE INTERNET PROVIDER, ANY RELATED SOFTWARE, OR THE DIRECTIONS CREDIT UNION'S ’S USE OF ANY OF THEM OR ARISING IN ANY WAY FROM THE INSTALLATION, USE, OR MAINTENANCE OF MY PERSONAL COMPUTER HARDWARE, SOFTWARE, OR OTHER EQUIPMENT. Change in Terms. You Xxxxxxx Credit Union may change the terms and charges for the Services indicated in this Disclosure and Agreement by notifying me of such change in writing and may amend, modify, add to, or delete from this Disclosure and Agreement from time to time. My use of the Services after receipt of notification of any change by you ECU constitutes my acceptance of the change. Termination of the Services. I may, by written request, terminate the Services provided for in this Disclosure and Agreement. You ECU may terminate my use of the Services at any time upon written notice. In the event of termination of the Services, I will remain liable for all transactions performed on my Account. Directions may terminate your service at any time in their discretion due to account abuse, misuse or fraud. Relationship to Other Disclosures. The information in this Disclosure applies only to the Services described herein. Provisions in other disclosure documents, as may be revised from time to time, remain effective for all other aspects of the Account.

Charges for Use of the Services. All charges associated with the Services are disclosed in your (Fee Schedule)Schedule which accompanies this Disclosure and Agreement. Warranties. I UNDERSTAND THAT THE DIRECTIONS CREDIT UNION FINANCIAL INSTITUTION DOES NOT MAKE ANY WARRANTIES ON EQUIPMENT, HARDWARE, SOFTWARE OR INTERNET PROVIDER SERVICE, OR ANY PART OF THEM, EXPRESSED OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THE DIRECTIONS CREDIT UNION FINANCIAL INSTITUTION IS NOT RESPONSIBLE FOR ANY LOSS, INJURY OR DAMAGES, WHETHER DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL, CAUSED BY THE INTERNET PROVIDER, ANY RELATED SOFTWARE, OR THE DIRECTIONS CREDIT UNIONFINANCIAL INSTITUTION'S USE OF ANY OF THEM OR ARISING IN ANY WAY FROM THE INSTALLATION, USE, OR MAINTENANCE OF MY PERSONAL COMPUTER HARDWARE, SOFTWARE, OR OTHER EQUIPMENT. Change in Terms. You may change the terms and charges for the Services indicated in this Disclosure and Agreement by notifying me of such change in writing and may amend, modify, add to, or delete from this Disclosure and Agreement from time to time. My use of the Services after receipt of notification of any change by you constitutes my acceptance of the change. Termination of the Services. I may, by written request, terminate the Services provided for in this Disclosure and Agreement. You may terminate my use of the Services at any time upon written notice. In the event of termination of the Services, I will remain liable for all transactions performed on my Account. Directions may terminate your service at any time in their discretion due to account abuse, misuse or fraud. Relationship to Other Disclosures. The information in this Disclosure applies only to the Services described herein. Provisions in other disclosure documents, as may be revised from time to time, remain effective for all other aspects of the Account.

Charges for Use of the Services. All related charges associated with the Services are disclosed in your (Fee Schedule). Warranties. I UNDERSTAND THAT THE DIRECTIONS FIRST SOURCE FEDERAL CREDIT UNION DOES NOT MAKE ANY WARRANTIES ON EQUIPMENT, HARDWARE, SOFTWARE OR INTERNET PROVIDER SERVICE, OR ANY PART OF THEM, EXPRESSED OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THE DIRECTIONS FIRST SOURCE FEDERAL CREDIT UNION IS NOT RESPONSIBLE FOR ANY LOSS, INJURY OR DAMAGES, WHETHER DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL, CAUSED BY THE INTERNET PROVIDER, ANY RELATED SOFTWARE, OR THE DIRECTIONS FIRST SOURCE FEDERAL CREDIT UNION'S ’S USE OF ANY OF THEM OR ARISING IN ANY WAY FROM THE INSTALLATION, USE, OR MAINTENANCE OF MY PERSONAL COMPUTER HARDWARE, SOFTWARE, OR OTHER EQUIPMENT. Change in Terms. You may change the terms and charges for the Services indicated in this Disclosure and Agreement by notifying me of such change in writing and may amend, modify, add to, or delete from this Disclosure and Agreement from time to time. My use of the Services after receipt of notification of any change by you constitutes my acceptance of the change. Termination of the Services. I may, by written request, terminate the Services provided for in this Disclosure and Agreement. You may terminate my use of the Services at any time upon written without notice. In the event of termination of the Services, I will remain liable for all transactions performed on my Account. Directions may terminate your service at any time in their discretion due to account abuse, misuse or fraud. Relationship to Other Disclosures. The information in this Disclosure applies only to the Services described herein. Provisions in other disclosure documents, as may be revised from time to time, remain effective for all other aspects of the Account.

Charges for Use of the Services. All charges associated with the Services RDC are disclosed in your (the Insight Credit Union Fee Schedule). Warranties. I UNDERSTAND THAT THE DIRECTIONS INSIGHT CREDIT UNION DOES NOT MAKE ANY WARRANTIES ON EQUIPMENT, HARDWARE, SOFTWARE SOFTWARE, OR INTERNET PROVIDER SERVICE, OR ANY PART OF THEM, EXPRESSED OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THE DIRECTIONS CREDIT UNION IS NOT RESPONSIBLE FOR ANY LOSS, INJURY INJURY, OR DAMAGES, WHETHER DIRECT, INDIRECT, SPECIAL SPECIAL, OR CONSEQUENTIAL, CAUSED BY THE INTERNET PROVIDER, ANY RELATED SOFTWARE, OR THE DIRECTIONS CREDIT UNION'S USE OF ANY OF THEM OR ARISING IN ANY WAY FROM THE INSTALLATION, USE, OR MAINTENANCE OF MY PERSONAL COMPUTER HARDWARE, SOFTWARE, OR OTHER EQUIPMENT. Change in Terms. You Insight may change the terms and charges for the Services RDC indicated in this Disclosure and Agreement by notifying me of such the change in writing and may amend, modify, add to, or delete from this Disclosure and Agreement from time to time. My use of the Services RDC after receipt of notification of any change by you constitutes my acceptance of the change. Termination of the Services. I may, by written request, terminate the Services provided for in this Disclosure and Agreement. You Insight may terminate my use of the Services at any time upon without written notice. In the event of termination of the Services, I will remain liable for all transactions performed on my Account. Directions may terminate your service at any time in their discretion due to account abuse, misuse or fraud. Relationship to Other Disclosures. The information in this Disclosure applies only to the Services described herein. Provisions in other disclosure documents, as may be revised from time to time, remain effective for all other aspects of the Account.

Charges for Use of the Services. All charges associated with the Services are disclosed in your (Fee Schedule)fee schedule. Warranties. I UNDERSTAND THAT THE DIRECTIONS CREDIT UNION FINANCIAL INSTITUTION DOES NOT MAKE ANY WARRANTIES ON EQUIPMENT, HARDWARE, SOFTWARE OR INTERNET PROVIDER SERVICE, OR ANY PART OF THEM, EXPRESSED OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THE DIRECTIONS CREDIT UNION FINANCIAL INSTITUTION IS NOT RESPONSIBLE FOR ANY LOSS, INJURY OR DAMAGES, WHETHER DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL, CAUSED BY THE INTERNET PROVIDER, ANY RELATED SOFTWARE, OR THE DIRECTIONS CREDIT UNIONFINANCIAL INSTITUTION'S USE OF ANY OF THEM OR ARISING IN ANY WAY FROM THE INSTALLATION, USE, OR MAINTENANCE OF MY PERSONAL COMPUTER HARDWARE, SOFTWARE, OR OTHER EQUIPMENT. Change in Terms. You may change the terms and charges for the Services indicated in this Disclosure and Agreement by notifying me of such change in writing and may amend, modify, add to, or delete from this Disclosure and Agreement from time to time. My use of the Services after receipt of notification of any change by you constitutes my acceptance of the change. Termination of the Services. I may, by written request, terminate the Services provided for in this Disclosure and Agreement. You may terminate my use of the Services at any time upon written notice. In the event of termination of the Services, I will remain liable for all transactions performed on my Account. Directions may terminate your service at any time in their discretion due to account abuse, misuse or fraud. Relationship to Other Disclosures. The information in this Disclosure applies only to the Services described herein. Provisions in other disclosure documents, as may be revised from time to time, remain effective for all other aspects of the Account.upon

Charges for Use of the Services. All charges associated with the Services e-Deposits are disclosed in your (the MIT Federal Credit Union Fee Schedule). Warranties. I UNDERSTAND THAT THE DIRECTIONS MIT FEDERAL CREDIT UNION DOES NOT MAKE ANY WARRANTIES ON EQUIPMENT, HARDWARE, SOFTWARE SOFTWARE, OR INTERNET PROVIDER SERVICE, OR ANY PART OF THEM, EXPRESSED OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THE DIRECTIONS CREDIT UNION IS NOT RESPONSIBLE FOR ANY LOSS, INJURY INJURY, OR DAMAGES, WHETHER DIRECT, INDIRECT, SPECIAL SPECIAL, OR CONSEQUENTIAL, CAUSED BY THE INTERNET PROVIDER, ANY RELATED SOFTWARE, OR THE DIRECTIONS CREDIT UNION'S ’S USE OF ANY OF THEM OR ARISING IN ANY WAY FROM THE INSTALLATION, USE, OR MAINTENANCE OF MY PERSONAL COMPUTER HARDWARE, SOFTWARE, OR OTHER EQUIPMENT. Change in Terms. You MITFCU may change the terms and charges for the Services e-Deposits indicated in this Disclosure and Agreement by notifying me of such the change in writing and may amend, modify, add to, or delete from this Disclosure and Agreement from time to time. My use of the Services e-Deposits after receipt of notification of any change by you constitutes my acceptance of the change. Termination of the Services. Services I may, by written request, terminate the Services provided for in this Disclosure and Agreement. You MITFCU may terminate my use of the Services at any time upon written notice. In the event of termination of the Services, I will remain liable for all transactions performed on my Account. Directions may terminate your service at any time in their discretion due to account abuse, misuse or fraud. Relationship to Other Disclosures. The information in this Disclosure applies only to the Services described herein. Provisions in other disclosure documents, as may be revised from time to time, remain effective for all other aspects of the Account.

Charges for Use of the Services. All charges associated with the Services are disclosed in your (Fee Schedule)fee schedule. Warranties. I UNDERSTAND THAT THE DIRECTIONS CREDIT UNION FINANCIAL INSTITUTION DOES NOT MAKE ANY WARRANTIES ON EQUIPMENT, HARDWARE, SOFTWARE OR INTERNET PROVIDER SERVICE, OR ANY PART OF THEM, EXPRESSED OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THE DIRECTIONS CREDIT UNION FINANCIAL INSTITUTION IS NOT RESPONSIBLE FOR ANY LOSS, INJURY OR DAMAGES, WHETHER DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL, CAUSED BY THE INTERNET PROVIDER, ANY RELATED SOFTWARE, OR THE DIRECTIONS CREDIT UNIONFINANCIAL INSTITUTION'S USE OF ANY OF THEM OR ARISING IN ANY WAY FROM THE INSTALLATION, USE, OR MAINTENANCE OF MY PERSONAL COMPUTER HARDWARE, SOFTWARE, OR OTHER EQUIPMENT. Change in Terms. You may change the terms and charges for the Services indicated in this Disclosure and Agreement by notifying me of such change in writing and may amend, modify, add to, or delete from this Disclosure and Agreement from time to time. My use of the Services after receipt of notification of any change by you constitutes my acceptance of the change. Termination of the Services. I may, by written request, terminate the Services provided for in this Disclosure and Agreement. You may terminate my use of the Services at any time upon written notice. In the event of termination of the Services, I will remain liable for all transactions performed on my Account. Directions may terminate your service at any time in their discretion due to account abuse, misuse or fraud. Relationship to Other Disclosures. The information in this Disclosure applies only to the Services described herein. Provisions in other disclosure documents, as may be revised from time to time, remain effective for all other aspects of the Account.

Charges for Use of the Services. All charges associated with the Services are disclosed in your (Fee Schedule)Nutmeg State Financial Credit Union provides this as a free service to its members. Warranties. I UNDERSTAND THAT THE DIRECTIONS CREDIT UNION FINANCIAL INSTITUTION DOES NOT MAKE ANY WARRANTIES ON EQUIPMENT, HARDWARE, SOFTWARE OR INTERNET PROVIDER SERVICE, OR ANY PART OF THEM, EXPRESSED OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THE DIRECTIONS CREDIT UNION FINANCIAL INSTITUTION IS NOT RESPONSIBLE FOR ANY LOSS, INJURY OR DAMAGES, WHETHER DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL, CAUSED BY THE INTERNET PROVIDER, ANY RELATED SOFTWARE, OR THE DIRECTIONS CREDIT UNIONFINANCIAL INSTITUTION'S USE OF ANY OF THEM OR ARISING IN ANY WAY FROM THE INSTALLATION, USE, OR MAINTENANCE OF MY PERSONAL COMPUTER HARDWARE, SOFTWARE, OR OTHER EQUIPMENT. Change in Terms. You may change the terms and charges for the Services indicated in this Disclosure and Agreement by notifying me of such change in writing and may amend, modify, add to, or delete from this Disclosure and Agreement from time to time. My use of the Services after receipt of notification of any change by you constitutes my acceptance of the change. Termination of the Services. I may, by written request, terminate the Services provided for in this Disclosure and Agreement. You may terminate my use of the Services at any time upon written notice. In the event of termination of the Services, I will remain liable for all transactions performed on my Account. Directions may terminate your service at any time in their discretion due to account abuse, misuse or fraud. Relationship to Other Disclosures. The information in this Disclosure applies only to the Services described herein. Provisions in other disclosure documents, as may be revised from time to time, remain effective for all other aspects of the Account.

Charges for Use of the Services. All There are no charges associated with the use of the Services at this time; however, you understand and agree that you are still responsible for checks you deposit that are returned to us unpaid, and for any other problems involving your deposit, and for any related and/or applicable charges including attorney’s fees disclosed in your (our Rate and Fee Schedule)Schedule which accompanies this Disclosure and Agreement. Warranties. I YOU UNDERSTAND THAT THE DIRECTIONS CREDIT UNION FINANCIAL INSTITUTION DOES NOT MAKE ANY WARRANTIES ON EQUIPMENTEQUIPM ENT, HARDWARE, SOFTWARE OR INTERNET PROVIDER SERVICE, OR ANY PART OF THEM, EXPRESSED OR IMPLIEDIM PLIED, INCLUDING, WITHOUT LIMITATIONLIM ITATION, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THE DIRECTIONS CREDIT UNION FINANCIAL INSTITUTION IS NOT RESPONSIBLE FOR ANY LOSS, INJURY OR DAMAGESDAM AGES, WHETHER DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL, CAUSED BY THE INTERNET PROVIDER, ANY RELATED SOFTWARE, OR THE DIRECTIONS CREDIT UNION'S FINANCIAL INSTITUTION’S USE OF ANY OF THEM OR ARISING IN ANY WAY FROM THE INSTALLATION, USE, OR MAINTENANCE OF MY YOUR PERSONAL COMPUTER COM PUTER HARDWARE, SOFTWARE, OR OTHER EQUIPMENTEQUIPM ENT. Change in Terms. You We may change the terms and charges for the Services indicated in this Disclosure and Agreement by notifying me you of such change in writing and may amend, modify, add to, or delete from this Disclosure and Agreement from time to time. My Your use of the Services after receipt of notification of any change by you us constitutes my your acceptance of the change. Termination of the Services. I You may, by written request, terminate the Services provided for in this Disclosure and Agreement. You We may terminate my your use of the Services at any time upon written notice. In the event of termination of the Services, I will you w ill remain liable for all transactions performed on my Account. Directions may terminate your service at any time in their discretion due to account abuse, misuse or fraud. Relationship to Other Disclosures. The information in this Disclosure applies only to the Services described herein. Provisions in other disclosure documents, as may be revised from time to time, remain effective for all other aspects of the Account.

Charges for Use of the Services. All charges associated with the Services are disclosed in your (Fee Schedule)) which accompanies this Disclosure and Agreement. Warranties. I UNDERSTAND THAT THE DIRECTIONS CREDIT UNION DOES NOT MAKE ANY WARRANTIES ON EQUIPMENT, HARDWARE, SOFTWARE OR INTERNET PROVIDER SERVICE, OR ANY PART OF THEM, EXPRESSED OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THE DIRECTIONS CREDIT UNION IS NOT RESPONSIBLE FOR ANY LOSS, INJURY OR DAMAGES, WHETHER DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL, CAUSED BY THE INTERNET PROVIDER, ANY RELATED SOFTWARE, OR THE DIRECTIONS CREDIT UNION'S ’S USE OF ANY OF THEM OR ARISING IN ANY WAY FROM THE INSTALLATION, USE, OR MAINTENANCE OF MY PERSONAL COMPUTER HARDWARE, SOFTWARE, OR OTHER EQUIPMENT. Change in Terms. You may change the terms and charges for the Services indicated in this Disclosure and Agreement by notifying me of such change in writing and may amend, modify, add to, or delete from this Disclosure and Agreement from time to time. My use of the Services after receipt of notification of any change by you constitutes my acceptance of the change. Termination of the Services. I may, by written request, terminate the Services provided for in this Disclosure and Agreement. You may terminate my use of the Services at any time upon written notice. In the event of termination of the Services, I will remain liable for all transactions performed on my Account. Directions Withdrawal of Service. You may terminate your service at any time in their discretion due to account abusealso deny, misuse suspend or fraud. Relationship to Other Disclosures. The information in this Disclosure applies only revoke access to the Services described herein. Provisions immediately, in other disclosure documentswhole, as may be revised from time to timewithin your sole and absolute discretion, remain effective for all other aspects without notice, if you believe I am in violation of the Accountterms of this Agreement, am otherwise using or accessing the Services inconsistent with the terms and conditions of this Agreement or if you feel it is necessary to maintain the security of the system.

Charges for Use of the Services. All charges associated with the Services are disclosed in your (Fee Schedule)Schedule which accompanies this Disclosure and Agreement. Warranties. : I UNDERSTAND THAT THE DIRECTIONS NY TEAM FEDERAL CREDIT UNION DOES NOT MAKE ANY WARRANTIES ON EQUIPMENT, HARDWARE, SOFTWARE OR INTERNET PROVIDER SERVICE, OR ANY PART OF THEM, EXPRESSED OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THE DIRECTIONS NY TEAM FEDERAL CREDIT UNION IS NOT RESPONSIBLE FOR ANY LOSS, INJURY OR DAMAGES, WHETHER DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL, CAUSED BY THE INTERNET PROVIDER, ANY RELATED SOFTWARE, OR THE DIRECTIONS CREDIT UNION'S ’S USE OF ANY OF THEM OR ARISING IN ANY WAY FROM THE INSTALLATION, USE, OR MAINTENANCE OF MY PERSONAL COMPUTER HARDWARE, SOFTWARE, OR OTHER EQUIPMENT. Change in Terms. : You may change the terms and charges for the Services indicated in this Disclosure and Agreement by notifying me of such change in writing and may amend, modify, add to, or delete from this Disclosure and Agreement from time to time. My use of the Services after receipt of notification of any change by you constitutes my acceptance of the change. Termination of the Services. : I may, by written request, terminate the Services provided for in this Disclosure and Agreement. You may terminate my use of the Services at any time upon written notice. In the event of termination of the Services, I will remain liable for all transactions performed on my Account. Directions may terminate your service at any time in their discretion due to account abuse, misuse or fraud. Relationship to Other Disclosures. The information in this Disclosure applies only to the Services described herein. Provisions in other disclosure documents, as may be revised from time to time, remain effective for all other aspects of the Account.

Charges for Use of the Services. All charges associated with the Services are disclosed in your (Fee Schedule)) which accompanies this Disclosure and Agreement. Warranties. I UNDERSTAND THAT THE DIRECTIONS RESOURCE ONE CREDIT UNION DOES NOT MAKE ANY WARRANTIES ON EQUIPMENT, HARDWARE, SOFTWARE OR INTERNET PROVIDER SERVICE, OR ANY PART OF THEM, EXPRESSED OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THE DIRECTIONS RESOURCE ONE CREDIT UNION IS NOT RESPONSIBLE FOR ANY LOSS, INJURY OR DAMAGES, WHETHER DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL, CAUSED BY THE INTERNET PROVIDER, ANY RELATED SOFTWARE, OR THE DIRECTIONS CREDIT UNION'S USE OF ANY OF THEM OR ARISING IN ANY WAY FROM THE INSTALLATION, USE, OR MAINTENANCE OF MY PERSONAL COMPUTER HARDWARE, SOFTWARE, OR OTHER EQUIPMENT. Change in Terms. You may change the terms and charges for the Services indicated in this Disclosure and Agreement by notifying me of such change in writing and may amend, modify, add to, or delete from this Disclosure and Agreement from time to time. My use of the Services after receipt of notification of any change by you constitutes my acceptance of the change. Termination of the Services. I may, by written request, terminate the Services provided for in this Disclosure and Agreement. You may terminate my use of the Services at any time upon written notice. In the event of termination of the Services, I will remain liable for all transactions performed on my Account. Directions Withdraw of Service. You may terminate your service at any time in their discretion due to account abusealso deny, misuse suspend or fraud. Relationship to Other Disclosures. The information in this Disclosure applies only revoke access to the Services described herein. Provisions immediately, in other disclosure documentswhole, as may be revised from time to timewithin your sole and absolute discretion, remain effective for all other aspects without notice, if you believe I am in violation of the Accountterms of this Agreement, am otherwise using or accessing the Services inconsistent with the terms and conditions of this Agreement or if you feel it is necessary to maintain the security of the system.

Charges for Use of the Services. All There are no charges associated with the use of the Services at this time; however, you understand and agree that you are still responsible for checks you deposit that are returned to us unpaid, and for any other problems involving your deposit, and for any related and/or applicable charges including attorney’s fees disclosed in your (our Rate and Fee Schedule)Schedule which accompanies this Disclosure and Agreement. Warranties. I YOU UNDERSTAND THAT THE DIRECTIONS CREDIT UNION FINANCIAL INSTITUTION DOES NOT MAKE ANY WARRANTIES ON EQUIPMENTEQUIPM ENT, HARDWARE, SOFTWARE OR INTERNET PROVIDER SERVICE, OR ANY PART OF THEM, EXPRESSED OR IMPLIEDIM PLIED, INCLUDING, WITHOUT LIMITATIONLIM ITATION, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THE DIRECTIONS CREDIT UNION FINANCIAL INSTITUTION IS NOT RESPONSIBLE FOR ANY LOSS, INJURY OR DAMAGESDAM AGES, WHETHER DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL, CAUSED BY THE INTERNET PROVIDER, ANY RELATED SOFTWARE, OR THE DIRECTIONS CREDIT UNION'S FINANCIAL INSTITUTION’S USE OF ANY OF THEM OR ARISING IN ANY WAY FROM THE INSTALLATION, USE, OR MAINTENANCE OF MY M Y PERSONAL COMPUTER COM PUTER HARDWARE, SOFTWARE, OR OTHER EQUIPMENTEQUIPM ENT. Change in Terms. You We may change the terms and charges for the Services indicated in this Disclosure and Agreement by notifying me you of such change in writing and may amend, modify, add to, or delete from this Disclosure and Agreement from time to time. My Your use of the Services after receipt of notification of any change by you us constitutes my your acceptance of the change. Termination of the Services. I You may, by written request, terminate the Services provided for in this Disclosure and Agreement. You We may terminate my your use of the Services at any time upon written notice. In the event of termination of the Services, I will you w ill remain liable for all transactions performed on my Account. Directions may terminate your service at any time in their discretion due to account abuse, misuse or fraud. Relationship to Other Disclosures. The information in this Disclosure applies only to the Services described herein. Provisions in other disclosure documents, as may be revised from time to time, remain effective for all other aspects of the Account.

Charges for Use of the Services. All charges associated with the Services are disclosed in your (Fee Schedule)Xxxxxx Bank’s associated Account Agreement and Disclosures. WarrantiesPlease ask a Xxxxxx Bank representative if you have any questions regarding associated fees. I UNDERSTAND THAT THE DIRECTIONS CREDIT UNION FINANCIAL INSTITUTION DOES NOT MAKE ANY WARRANTIES ON EQUIPMENT, HARDWARE, SOFTWARE OR INTERNET PROVIDER SERVICE, OR ANY PART OF THEM, EXPRESSED OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THE DIRECTIONS CREDIT UNION FINANCIAL INSTITUTION IS NOT RESPONSIBLE FOR ANY LOSS, INJURY OR DAMAGES, WHETHER DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL, CAUSED BY THE INTERNET PROVIDER, ANY RELATED SOFTWARE, OR THE DIRECTIONS CREDIT UNION'S FINANCIAL INSTITUTION’S USE OF ANY OF THEM OR ARISING IN ANY WAY FROM THE INSTALLATION, USE, OR MAINTENANCE OF MY PERSONAL COMPUTER HARDWARE, SOFTWARE, OR OTHER EQUIPMENT. Change in Terms. You may change the terms and charges for the Services indicated in this Disclosure and Agreement by notifying me of such change in writing and may amend, modify, add to, or delete from this Disclosure and Agreement from time to time. My use of the Services after receipt of notification of any change by you constitutes my acceptance of the change. Termination of the Services. I may, by written request, terminate the Services provided for in this Disclosure and Agreement. You may terminate my use of the Services at any time upon written notice. In the event of termination of the Services, I will remain liable for all transactions performed on my Account. Directions may terminate your service at any time in their discretion due to account abuse, misuse or fraud. Relationship to Other Disclosures. The information in this Disclosure applies only to the Services described herein. Provisions in other disclosure documents, as may be revised from time to time, remain effective for all other aspects of the Account.