Common use of Client identification Clause in Contracts

Client identification. 9.2.1 When the Client logs on Internet Banking, it is identified by means of its username and password (hereinafter referred to as “Identification Data”). The Client will not be able to receive information about/ view its bank account(s), perform banking transactions or register for service(s) unless it enters its Identification Data in the login screen. 9.2.2 To ensure the security of the Client’s information and transactions, the Bank shall have the right to put in place additional client identification measures/tools, and for some banking transactions, require codes generated by special devices transferred by the Bank to the Client’s possession (Digipass token, etc.) and/or other codes. If the mentioned devices and/or codes generated by these devices and/or other codes become available to a third party by reason of the Client, the Bank shall not be held responsible for the ensuing consequence(s). 9.2.3 The Bank and the Client shall keep the identification data confidential. If the identification data become available to a third party by reason of the Client, the Bank shall not be held responsible for the ensuing consequence(s). 9.2.4 In the event of loss of the Identification Data, the Client shall immediately inform the Bank thereof (in any form stipulated by the present Agreement) to ensure the receipt of new Identification Data. 9.2.5 Based on the Client’s notification on the loss of the Identification Data, the Bank shall ensure the suspension of the Internet Banking services in the Client’s accounts until receiving new instructions from the Client. 9.2.6 If the Client’s account(s) are managed by using several signatures (facsimiles) at a time, the Client’s transaction shall be performed via Internet Banking only if it is electronically confirmed (authorized) by all the signatories. If despite the existence of several signatories, any of them is authorized to independently perform the transactions, the latter shall be performed if electronically confirmed (authorized) by one of the signatories. 9.2.7 In the event of the Client’s opening a new account with the Bank, Internet Banking services will be provided automatically through the use of the existing Identification Data. 9.2.8 The Client preliminarily declares that he/she will register as the user of the services only after studying in details the terms and conditions of relevant services; the expression of his/her will for the registration by using the Identification Data mentioned in Article 9.2.1 of this Agreement will be deemed the Client’s acceptance of all the conditions of the services for which he/she will be registered through the website. 9.2.9 The Client acknowledges and confirms that any notification/instruction (including a payment order), any statement/ requirement/ confirmation (including those related to opening/closing an account and/or prepayment of a credit, cancellation and/or revision of a registered service/facility (including a credit facility), acceptance (confirmation of the acceptance) of a banking facility offered by the Bank (including a credit facility, whether a new one or any part/tranche of the existing credit facility), revision of client data and any other statement/ request/ confirmation) submitted by the Client to the Bank via internet banking, or any deal (including those related to credit facilities) concluded by and between the Bank and the Client via internet banking has the same legal force as a printed copy of a document composed in writing that bears the signature of (is certified by) a person duly authorized to use the account.. 9.2.10 Through the Internet Banking contact, the Client authorises the Bank to: 9.2.10.1 make the banking information available to the Client; 9.2.10.2 perform banking transactions and/or actions within Internet Banking services upon the Client’s order. 9.2.11 If the Bank requires, the Client shall submit to the Bank a signed physical copy of a deal/transaction concluded/ confirmed through internet banking (including a deal related to credit facilities) in a form/in a way acceptable to the Bank.

Client identification. 9.2.1 When the Client logs on Internet Banking, it is identified by means of its username and password (hereinafter referred to as “Identification Data”). The Client will not be able to receive information about/ view its bank account(s), perform banking transactions or register for service(s) unless it enters its Identification Data in the login screen. 9.2.2 To ensure the security of the Client’s information and transactions, the Bank shall have the right to put in place additional client identification measures/tools, and for some banking transactions, require codes generated by special devices transferred by the Bank to the Client’s possession (Digipass token, etc.) and/or other codes. If the mentioned devices and/or codes generated by these devices and/or other codes become available to a third party by reason of the Client, the Bank shall not be held responsible for the ensuing consequence(s). 9.2.3 The Bank and the Client shall keep the identification data confidential. If the identification data become available to a third party by reason of the Client, the Bank shall not be held responsible for the ensuing consequence(s). 9.2.4 In the event of loss of the Identification Data, the Client shall immediately inform the Bank thereof (in any form stipulated by the present Agreement) to ensure the receipt of new Identification Data. 9.2.5 Based on the Client’s notification on the loss of the Identification Data, the Bank shall ensure the suspension of the Internet Banking services in the Client’s accounts until receiving new instructions from the Client. 9.2.6 If the Client’s account(s) are managed by using several signatures (facsimiles) at a time, the Client’s transaction shall be performed via Internet Banking only if it is electronically confirmed (authorized) by all the signatories. If despite the existence of several signatories, any of them is authorized to independently perform the transactions, the latter shall be performed if electronically confirmed (authorized) by one of the signatories. 9.2.7 In the event of the Client’s opening a new account with the Bank, Internet Banking services will be provided automatically through the use of the existing Identification Data. 9.2.8 The Client preliminarily declares that he/she will register as the user of the services only after studying in details the terms and conditions of relevant services; the expression of his/her will for the registration by using the Identification Data mentioned in Article 9.2.1 of this Agreement will be deemed the Client’s acceptance of all the conditions of the services for which he/she will be registered through the website. 9.2.9 The Client acknowledges and confirms that any notification/instruction (including a payment order), any statement/ requirement/ confirmation (including those related Client’s claims with respect to opening/closing an account and/or prepayment of a credit, cancellation and/or revision of a registered service/facility (including a credit facility), acceptance (confirmation of the acceptance) of a banking facility offered by the Bank (including a credit facility, whether a new one or any part/tranche of the existing credit facility), revision of client data and any other statement/ request/ confirmation) submitted by the Client to the Bank via internet banking, or any deal (including those related to credit facilities) concluded by and between the Bank and the Client via internet banking has the same legal force as a printed copy of a document composed in writing that bears the signature of (is certified by) a person duly authorized to use the account.. 9.2.10 Through the Internet Banking contact, transactions shall be accepted only within 45 (forty- five) days after the Client authorises the Bank to: 9.2.10.1 make the banking information available to the Client; 9.2.10.2 perform banking transactions and/or actions within Internet Banking services upon the Client’s order. 9.2.11 If the Bank requires, the Client shall submit to the Bank a signed physical copy processing of a deal/transaction concluded/ confirmed through internet banking (including a deal related to credit facilities) in a form/in a way acceptable to the Bankrelevant transaction.

Client identification. 9.2.1 When the Client logs on Internet Banking, it is ,t iis identified by means of its username and password (hereinafter referred to as “Identification Data”). The Client will not be able to receive information about/ view its bank account(s), perform banking transactions or register for service(s) unless it enters unlesesnitters its Identification Data in the login screen. 9.2.2 To ensure the security of the Client’s information and transactions, the Bank shall have the right to put in a place additional client identification measures/tools, and for some banking transactions, require transact,iornesquire codes generated by special devices transferred by the Bank to the Client’s possession (Digipass token, etc.) and/or other codes. If the mentioned devices and/or codes generated by these devices and/or other codes become available to a third party by partyby reason of the Client, the Bank shall not be held responsible for the ensuing consequence(s). 9.2.3 The Bank and the Client shall keep the identification data confidential. If the identification data become available to a third party by reason of the ClienttheClient, the Bank shall not be held responsible for the ensuing consequence(s). 9.2.4 In the event of loss of the Identification Data, the Client shall immediately inform the Bank thereof (in any form stipulated by the present Agreement) to ensure the receipt of repcteoi f new Identification Data. 9.2.5 Based on the Client’s notification on the loss of the Identification Data, the Bank shall ensure the suspension o of the Internet Banking services in the ClientClie.nt’s accounts until receiving new instructions from the Client.acc 9.2.6 If the Client’s account(s) are managed by using several signatures (facsimiles) at a time, the Client’s usin transaction shall be performed via Internet Banking only if it is electronically confirmed (authorized) by all the signatories. If despite the existence theexistence of several signatories, any of them is authorized to independently perform the transactions, the latter shall be performed if electronically confirmed (authorized) by one of the signatories. 9.2.7 In the event of the Client’s opening a new account with the Banktthweith thCe lBainke, Internet Banking services will be provided Inntetrn’etsBanokinpgesenrviicensgwill bae prnoveidewd accoun automatically through the use of the existing Identification Data. 9.2.8 The Client preliminarily declares that he/she will register as the user of the services only after studying in details the terms theterms and conditions of relevant services; the expression of his/her will for the registration by using the Identification Data mentioned in Article 9.2.1 of this Agreement will be deemed the Client’s acceptance of all the conditions of the services for which forhiwch he/she will be registered through the website. 9.2.9 The Client acknowledges and confirms that any notification/instruction (including a payment order), any statement/ requirement/ confirmation (including those related Client’s claims with respect to opening/closing an account and/or prepayment the I-nternet five) days after the processing of a credit, cancellation and/or revision of a registered service/facility (including a credit facility), acceptance (confirmation of the acceptance) of a banking facility offered by the Bank (including a credit facility, whether a new one or any part/tranche of the existing credit facility), revision of client data and any other statement/ request/ confirmation) submitted by the Client to the Bank via internet banking, or any deal (including those related to credit facilities) concluded by and between the Bank and the Client via internet banking has the same legal force as a printed copy of a document composed in writing that bears the signature of (is certified by) a person duly authorized to use the account.. 9.2.10 Through the Internet Banking contact, the Client authorises the Bank to: 9.2.10.1 make the banking information available to the Client; 9.2.10.2 perform banking transactions and/or actions within Internet Banking services upon the Client’s orderrelevant transaction. 9.2.11 If the Bank requires, the Client shall submit to the Bank a signed physical copy of a deal/transaction concluded/ confirmed through internet banking (including a deal related to credit facilities) in a form/in a way acceptable to the Bank.

Client identification. 9.2.1 When the Client logs on Internet Banking, it is identified by means of its username and password (hereinafter referred to as “Identification Data”). The Client will not be able to receive information about/ view its bank account(s), perform banking transactions or register for service(s) unless it enters its Identification Data in the login screen. 9.2.2 To ensure the security of the Client’s information and transactions, the Bank shall have the right to put in place additional client identification measures/tools, and for some banking transactions, require codes generated by special devices transferred by the Bank to the Client’s possession (Digipass token, etc.) and/or other codes. If the mentioned devices and/or codes generated by these devices and/or other codes become available to a third party by reason of the Client, the Bank shall not be held responsible for the ensuing consequence(s). 9.2.3 The Bank and the Client shall keep the identification data confidential. If the identification data become available to a third party by reason of the Client, the Bank shall not be held responsible for the ensuing consequence(s). 9.2.4 In the event of loss of the Identification Data, the Client shall immediately inform the Bank thereof (in any form stipulated by the present Agreement) to ensure the receipt of new Identification Data. 9.2.5 Based on the Client’s notification on the loss of the Identification Data, the Bank shall ensure the suspension of the Internet Banking services in the Client’s accounts until receiving new instructions from the Client. 9.2.6 If the Client’s account(s) are managed by using several signatures (facsimiles) at a time, the Client’s transaction shall be performed via Internet Banking only if it is electronically confirmed (authorized) by all the signatories. If despite the existence of several signatories, any of them is authorized to independently perform the transactions, the latter shall be performed if electronically confirmed (authorized) by one of the signatories. 9.2.7 In the event of the Client’s opening a new account with the Bank, Internet Banking services will be provided automatically through the use of the existing Identification Data. 9.2.8 The Client preliminarily declares that he/she will register as the user of the services only after studying in details the terms and conditions of relevant services; the expression of his/her will for the registration by using the Identification Data mentioned in Article 9.2.1 of this Agreement will be deemed the Client’s acceptance of all the conditions of the services for which he/she will be registered through the website. 9.2.9 The Client acknowledges and confirms that any notification/instruction (including a payment order), any statement/ requirement/ confirmation (including those related to opening/closing an account and/or prepayment of a credit, cancellation and/or revision of a registered service/facility (including a credit facility), acceptance (confirmation of the acceptance) of a banking facility offered by the Bank (including a credit facility, whether a new one or any part/tranche of the existing credit facility), revision of client data and any other statement/ request/ confirmation) submitted by the Client to the Bank via internet banking, or any deal (including those related to credit facilities) concluded by and between the Bank and the Client via internet banking has the same legal force as a printed copy of a document composed in writing that bears the signature of (is certified by) a person duly authorized to use the account.. 9.2.10 Through the Internet Banking contact, the Client authorises authorizes the Bank to: 9.2.10.1 make Make the banking information available to the Client; 9.2.10.2 perform Perform banking transactions and/or actions within Internet Banking services upon the Client’s order. 9.2.11 If the Bank requires, the Client shall submit to the Bank a signed physical copy of a deal/transaction concluded/ confirmed through internet banking (including a deal related to credit facilities) in a form/in a way acceptable to the Bank.