Common use of Consumer Accounts Clause in Contracts

Consumer Accounts. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. Our sole responsibility for an error will be to correct the error. In no case will we be liable for any indirect, special or incidental damages. For instance, we will not be liable: i. If, through no fault of ours, you do not have enough money in your account to make the transfer, your account is inactive, or the transfer would go over the credit limit on your line of credit. ii. If you used the wrong access code, or you used an access code in an incorrect manner. iii. If the Card has expired or is damaged and cannot be used. iv. If the automated teller machine (ATM) where you are making the transfer does not have enough cash. v. If the ATM or POS terminal was not working properly and you knew about the problem when you started the transaction. vi. If circumstances beyond our control (such as fire, flood or power failure) prevent the transaction. vii. If the money in your account is subject to legal process or other claim. viii. If your account is frozen because of a delinquent loan. ix. If the error was caused by a system of any of the designated ATM networks. x. If you have not given the Credit Union complete, correct and current instructions so the Credit Union can process a transfer or bill payment. xi. If, through no fault of ours, a bill payment or funds transfer transaction does not reach a particular payee due to changes in the payee address, account number or otherwise, the time you allow for payment delivery was inaccurate, or the payee failed to process a payment correctly, or in a timely manner, and a fee, penalty, or interest is assessed against you. xii. If the error was caused by a system beyond the Credit Union’s control such as a telecommunications system, an Internet service provider, or any computer virus or problems related to software not provided by the Credit Union. xiii. If there are other exceptions as established by the Credit Union. xiv. If the ATM machine retains your Card in certain instances, in which event you may contact the Credit Union about its replacement.

Consumer Accounts. If we do not complete a transfer transaction to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. Our sole responsibility for an error in a transaction will be to correct the error. In error and in no case will we be liable for any indirect, special special, incidental, or incidental consequential damages. For instanceIn states that do not allow the exclusion or limitation of such damages, we our liability is limited to the extent permitted by applicable law. The Credit Union will not be liable: i. liable for the following: • If, through no fault of ours, you do not have enough money sufficient funds in your account to make complete the transfertransaction, your account is inactive, or the transfer transaction would go over exceed the credit limit on your line of credit. ii, if applicable. • If you used the wrong access codeaccount or PIN, you have not properly followed any applicable service or Credit Union user instructions for making Home Banking, Bill Pay, or you used an access code in an incorrect manner. iiiMobile Banking transactions. • If your personal computer malfunctioned or the Card has expired phone lines were not working properly or is damaged and cannot be used. iv. If the automated teller machine (ATM) where you are making the transfer does not have enough cash. v. If the ATM or POS terminal Credit Union computer system was not working properly and you knew about the problem such problem(s) should have been apparent when you started the attempted your transaction. vi. • If circumstances beyond our control (such as fire, flood flood, telecommunication outages or strikes, equipment or power failure) prevent making the transaction. vii. • If the money funds in your account is are subject to an administrative hold, legal process or other claim. viii. If your account is frozen because of a delinquent loan. ix. If the error was caused by a system of any of the designated ATM networks. x. • If you have not given the Credit Union complete, correct and current instructions so the Credit Union can process a transfer or bill payment. xithe transaction. • If, through no fault of ours, a bill payment Bill Pay, Home Banking or funds transfer Mobile Banking transaction does not reach a particular payee due to changes in the payee address, account number or otherwise, ; the time you allow for payment delivery was inaccurate, insufficient; payment is lost in the mail or the payee failed to process a payment correctly, correctly or in a timely manner, manner and a fee, penalty, or interest charge is assessed against you. xii. • If the an error was caused by a system beyond the Credit Union’s 's control such as a telecommunications system, an Internet service providerService Provider, or any computer virus or problems related to software not provided by the Credit Union. xiii. • If there are other exceptions as established by the Credit Union. xiv. If the ATM machine retains your Card in certain instances, in which event you may contact the Credit Union about its replacement.

Consumer Accounts. If we do not complete a transfer transaction to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. Our sole responsibility for an error in a transaction will be to correct the error. In error and in no case will we be liable for any indirect, special special, incidental, or incidental consequential damages. For instanceIn states that do not allow the exclusion or limitation of such damages, we our liability is limited to the extent permitted by applicable law. The Credit Union will not be liableliable for the following: i. If, through no fault of ours, you do not have enough money sufficient funds in your account to make complete the transfertransaction, your account is inactive, or the transfer transaction would go over exceed the credit limit on your line of credit, if applicable. ii. If you used the wrong access codeaccount or password, you have not properly followed any applicable service or you used an access code in an incorrect mannerCredit Union user instructions for making payment transactions. iii. If your personal computer malfunctioned or the Card has expired phone lines were not working properly or is damaged and cannot be used. iv. If the automated teller machine (ATM) where you are making the transfer does not have enough cash. v. If the ATM or POS terminal Credit Union computer system was not working properly and you knew about the problem such problem(s) should have been apparent when you started the attempted your transaction. viiv. If circumstances beyond our control (such as fire, flood flood, telecommunication outages or strikes, equipment or power failure) prevent making the transaction. vii. v. If the money funds in your account is are subject to an administrative hold, legal process or other claim. viiivi. If your account is frozen because of a delinquent loan. ix. If the error was caused by a system of any of the designated ATM networks. x. If you have not given the Credit Union complete, correct and current instructions so the Credit Union can process a transfer or bill paymentthe transaction. xivii. If, through no fault of ours, a bill payment or funds transfer transaction does not reach a particular payee due to changes in the payee address, account number or otherwise, ; the time you allow for payment delivery was inaccurate, insufficient; payment is lost in the mail or the payee failed to process a payment correctly, correctly or in a timely manner, manner and a fee, penalty, or interest charge is assessed against you. xiiviii. If the an error was caused by a system beyond the Credit Union’s 's control such as a telecommunications system, an Internet service provider, or any computer virus or problems related to software not provided by the Credit Union. xiiiix. If there are other exceptions as established by the Credit Union. xiv. If the ATM machine retains your Card in certain instances, in which event you may contact the Credit Union about its replacement.

Consumer Accounts. If we do not complete a transfer transaction to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. Our sole responsibility for an error in a transaction will be to correct the error. In error and in no case will we be liable for any indirect, special special, incidental, or incidental consequential damages. For instanceIn states that do not allow the exclusion or limitation of such damages, we our liability is limited to the extent permitted by applicable law. The Credit Union will not be liable: i. liable for the following: - If, through no fault of ours, you do not have enough money sufficient funds in your account to make complete the transfertransaction, your account is inactive, or the transfer transaction would go over exceed the credit limit on your line of credit. ii, if applicable. - If you used the wrong access codeaccount or Password, you have not properly followed any applicable service or you used an access code in an incorrect manner. iiiCredit Union user instructions for making Internet Banking or Mobile Banking transactions. - If your personal computer malfunctioned or the Card has expired phone lines were not working properly or is damaged and cannot be used. iv. If the automated teller machine (ATM) where you are making the transfer does not have enough cash. v. If the ATM or POS terminal Credit Union computer system was not working properly and you knew about the problem such problem(s) should have been apparent when you started the attempted your transaction. vi. - If circumstances beyond our control (such as fire, flood flood, telecommunication outages or strikes, equipment or power failure) prevent making the transaction. vii. - If the money funds in your account is are subject to an administrative hold, legal process or other claim. viii. If your account is frozen because of a delinquent loan. ix. If the error was caused by a system of any of the designated ATM networks. x. - If you have not given the Credit Union complete, correct and current instructions so the Credit Union can process a transfer or bill payment. xithe transaction. - If, through no fault of ours, a bill payment an Internet Banking or funds transfer Mobile Banking transaction does not reach a particular payee due to changes in the payee address, account number or otherwise, ; the time you allow for payment delivery was inaccurate, insufficient; payment is lost in the mail or the payee failed to process a payment correctly, correctly or in a timely manner, manner and a fee, penalty, or interest charge is assessed against you. xii. - If the an error was caused by a system beyond the Credit Union’s control such as a telecommunications system, an Internet service providerService Provider, or any computer virus or problems related to software not provided by the Credit Union. xiii. - If there are other exceptions as established by the Credit Union. xiv. If the ATM machine retains your Card in certain instances, in which event you may contact the Credit Union about its replacement.