Bank’s Liability for Failure to Make Transfers. If we do not complete a transfer to or from your account on time or in the correct amount, according to our agreement with you, we will be liable for your losses or damages. However, there are some exceptions. We will not be liable, for instance:
Bank’s Liability for Failure to Make Transfers. (For Consumer Accounts Only)
Bank’s Liability for Failure to Make Transfers. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. However, there are some exceptions. We will NOT be liable, for instance: (i) if, through no fault of ours, you do not have enough money in your account to make the transfer; (ii) if circumstances beyond our control prevent the transfer despite reasonable precautions we have taken. There may be other exceptions stated in other agreements with you. IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC FUND TRANSFERS, TELEPHONE US AT:
Bank’s Liability for Failure to Make Transfers. If we do not complete an electronic fund transfer to or from your HSA on time or in the correct amount according to our agreement with you, we will be liable only for your actual losses or damages; provided, however, that WE ARE NOT LIABLE FOR ANY SPECIAL, INDIRECT, OR CONSEQUENTIAL DAMAGES. In addition, we will not be liable to you in the following circumstances:
a. If, through no fault of ours, you do not have enough money in your HSA to make the transfer.
b. If the funds in your HSA are subject to legal process.
c. If you attempt to complete a transaction that is not for a Qualified Medical Expense.
d. If your Card has been reported lost or stolen and you attempt to use the Card without notifying us that it has been found.
e. If we have reason to believe the requested transaction is unauthorized.
f. If the transaction would exceed the security limitations on use of your Card.
g. If the merchant terminal or system was not working properly and you knew about the breakdown when you started the transfer.
h. If circumstances beyond our control (such as fire, flood, water damage, power failure, strike, labor dispute, war, terrorism, computer breakdown, telephone line disruption, or a natural disaster) prevent the transaction, despite reasonable precautions that we have taken.
i. If a merchant refuses to accept the Card.
j. If any other exception stated in our agreements with you applies.
Bank’s Liability for Failure to Make Transfers. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. However, there are some exceptions. We will NOT be liable, for instance: (i) if, through no fault of ours, you do not have enough money in your account to make the transfer; (ii) if the transfer would go over the credit limit on your credit line; (iii) if the ATM was not working properly and you knew about the breakdown when you started the transfer;
Bank’s Liability for Failure to Make Transfers. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. However there are some exceptions. We will not be liable, for instance:
a. If through no fault of ours, you do not have enough money in your account to make the transfer.
b. If the transfer would go over the credit limit on your overdraft line.
c. If the Services were not working properly and you knew about the breakdown when you started the transfer.
d. If there are any errors in the information you provide necessary to process the transfer or you do not follow procedures required to make the transfer.
e. If we have reason to believe your Login Credentials have been compromised or a transaction has not been properly authorized or authenticated, or is fraudulent, erroneous or illegal.
f. If you have exceeded any transfer frequency or amount limitations.
g. If making a transfer would cause us to violate any law, rule, or regulation to which we are subject.
h. If circumstances beyond our control (such as a fire or flood) prevented the transfer, despite reasonable precautions that we have taken.
i. If your telephone, device, Internet Service provider, telephone line, modem or any computer software or hardware fails to perform or if there are technical or editorial errors or omissions contained in any instructions pertaining to the services or your computer software or hardware. There may be other exceptions stated in our agreement with you, or as otherwise provided by applicable law.
Bank’s Liability for Failure to Make Transfers. If the Bank does not process a transaction on time and for the correct amount, it will be liable for your losses or damages. However, the Bank will not be responsible under the following circumstances: (1) if for any reason outside the Bank’s control, You do not have enough funds or credit available in your Account to make the transfer or withdrawal; (2) if the ATH machine where the transaction is made does not have enough cash; (3) if the transfer amount exceeds the available funds on your transactions, savings, reserve account, (4) if the ATH machine is not working properly and You knew about the breakdown when You started the transfer; (5) if You have not notified to the Bank the loss, theft, or possible unauthorized use of the card; (6) if circumstances beyond the Bank’s control, such as fire or flood, prevent the transfer, despite reasonable precautions taken by the Bank; (7) if the account funds are subject to a legal process, restriction or attachment that restrains the funds transfer.
Bank’s Liability for Failure to Make Transfers. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses and damages. However, there are some exceptions. We will NOT be liable, for instance: (a) If through no fault of ours, you do not have enough money in your account to make the transfer; (b) If, in the case of preauthorized credit to your account, a third party does not send your money to us on time or does not send the correct amount; (c) If a withdrawal would consist of money deposited in the form of a check or other order and not yet available for withdrawal; (d) If the withdrawal would consist of money we have been ordered to pay or hold for someone else; (e) If a court has ordered us not to allow a withdrawal; (f) If the withdrawal amount would consist of funds in an account pledged as collateral for a debt; (g) If an owner of the account dies and we have not received all documents required by law; (h) If another owner of a joint account tells us not to allow a withdrawal; (i) If there is a dispute about the amount of the transfer; (j) If the transfer would go over the credit limit on your overdraft line, if you have one; (k) If the automated teller machine where you are making the transfer does not have enough cash; (l) If the EFT Terminal or processing system was not working properly and you knew about the breakdown when you started the transfer; or
Bank’s Liability for Failure to Make Transfers. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we may be liable for your losses or damages up to the value of the transfer. However, there are some exceptions. We will not be liable, for instance:
a. If, through no fault of ours, you do not have enough money in your account to make the transfer;
b. If the system was not working properly;
c. If there is a dispute about the amount to be paid or transferred, or we have been legally ordered to pay to or hold the money in your account for someone else;
d. If a withdrawal would consist of money deposited in the form of a check or other order and is not yet available for withdrawal;
e. If you have told us that your password was lost or stolen;
f. If, in the case of a preauthorized credit or debit to your account, a third party does not send your money to us on time or does not send us the correct amount, or we do not have the required authorization to perform the transaction;
g. If circumstances beyond our control (such as fire, flood, or natural disaster) prevent the transfer, despite reasonable precautions and efforts we have taken.
h. Other exceptions may be stated in our stop payment agreement, if we have any with you.
Bank’s Liability for Failure to Make Transfers. If we do not complete a transfer to or f rom your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. However, there are some exceptions. We will NOT be liable, for instance: (i) if, through no fault of ours, you do not have enough moneyin your account to make the transfer; (ii) if the transfer would go over the credit limit on your credit line; (iii) if the ATM was not working properly and you knew aboutthe breakdown when you started the transfer;(iv) if circumstances beyond our control prevent the transfer despite reasonable precautions we have taken; and (v) if the ATM where you are making the transfer, does not have enough cash. There may be other exceptions stated in other agreements withyou. IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC FUND TRANSFERS, TELEPHONE US AT: 000-0XXXXXX or Write: Truist Fraud Management X.X. Xxx 0000 Xxxxxxxxx, Xxxxx Xxxxxxxx 00000 Tell us as soon as you can, if you think your statement or receipt is wrong, or if you need more information about a transfer listed on the statement or receipt. We must hear from you no later than sixty(60) days after we sent the FIRST statement on which the problem or error appeared. • Tell us your name and deposit account number (if any) • Describe the error or the transfer about which you are unsure, and explain as clearly as you can why you believe it is an error or why you need more information • Tell us the dollar amount of the suspected error If you tell us orally, we may require that you also send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation within ten (10) business days after we hear from you, and we will correct any error promptly. If we need more time, however, we may take up to forty-five (45) days to investigate your complaintor question for ATM transactions made within the United States and up to ninety (90) days for new accounts, foreign initiated transactions and point-of-sale transactions. If we decide to do this, we will credit your account within ten (10) business days for the amount you think is in error, minus a maximum of $50, so you will have the use of the money during the time it takes us to complete our investigation. For new accounts, we may take up to twenty (20) business days to credit your account for the amount you think is in error, minus a maximum of $50. If we ask you to put your complaint in writing, and we...
