Coverage E – Personal Liability and Coverage F. Medical Payments to Others do not apply to "bodily injury" or "property damage":
a. Which is expected or intended by the "insured";
b. Arising out of or in connection with a "business" engaged in by an "insured." This exclusion applies but is not limited to an act or omission, regardless of its nature or circum- stance, involving a service or duty rendered, promised, owed, or implied to be provided be- cause of the nature of the "business";
c. Arising out of the rental or holding for rental of any part of any premises by an "insured." This exclusion does not apply to the rental or hold- ing for rental of an "insured location":
(1) On an occasional basis if used only as a residence;
(2) In part for use only as a residence, unless a single family unit is intended for use by the occupying family to lodge more than two roomers or boarders; or
(3) In part, as an office, school, studio or pri- vate garage;
d. Arising out of the rendering of or failure to render professional services;
Coverage E – Personal Liability and Coverage F. Medical Payments to Others do not apply to "bodily injury" or "property damage":
a. Which is expected or intended by the "insured";
b. Arising out of or in connection with a "business" engaged in by an "insured." This exclusion ap- plies but is not limited to an act or omission, re- gardless of its nature or circumstance, involving a service or duty rendered, promised, owed, or implied to be provided because of the nature of the "business";
c. Arising out of the rental or holding for rental of any part of any premises by an "insured." This exclusion does not apply to the rental or hold- ing for rental of an "insured location":
(1) On an occasional basis if used only as a residence;
(2) In part for use only as a residence, unless a single family unit is intended for use by the occupying family to lodge more than two roomers or boarders; or
(3) In part, as an office, school, studio or pri- vate garage;
d. Arising out of the rendering of or failure to ren- der professional services;
e. Arising out of a premises:
(1) Owned by an "insured";
(2) Rented to an "insured"; or
(3) Rented to others by an "insured"; that is not an "insured location";
f. Arising out of:
(1) The ownership, maintenance, use, loading or unloading of motor vehicles or all other motorized land conveyances, including trail- ers, owned or operated by or rented or loaned to an "insured";
(2) The entrustment by an "insured" of a motor vehicle or any other motorized land convey- ance to any person; or
(3) Vicarious liability, whether or not statutorily imposed, for the actions of a child or minor using a conveyance excluded in paragraph
(1) A trailer not towed by or carried on a motor- ized land conveyance.
(2) A motorized land conveyance designed for recreational use off public roads, not subject to motor vehicle registration and:
(a) Not owned by an "insured"; or
(b) Owned by an "insured" and on an "in- sured location";
(3) A motorized golf cart when used to play golf on a golf course;
(4) A vehicle or conveyance not subject to motor vehicle registration which is:
(a) Used to service an "insured's" resi- dence;
(b) Designed for assisting the handicapped; or
(c) In dead storage on an "insured location";
g. Arising out of:
(1) The ownership, maintenance, use, loading or unloading of an excluded watercraft de- scribed below;
(2) The entrustment by an "insured" of an ex- cluded watercraft described below to any person; or
(3) Vicarious liability, whether or not statutorily imposed, for the actions ...
Coverage E – Personal Liability and Coverage F. Medical Payments to Others do not apply to “bodily injury” or “property damage”:
a. Which is expected or intended by an “insured” even if the resulting “bodily injury” or “property damage”:
(1) Is of a different kind, quality or degree than initially expected or intended; or
(2) Is sustained by a different person, entity, real or personal property, than initially expected or intended.
b. Arising out of or in connection with a “business” or “Family Day Care Home” engaged in by an “insured.” This exclusion applies but is not limited to an act or omission, regardless of its nature or circumstance, involving a service or duty rendered, promised, owed, or implied to be provided because of the nature of the "business" or “Family Day Care Home” enterprise;
c. Arising out of the rental or holding for rental of any part of any premises by an “insured.” This exclusion does not apply to the rental or holding for rental of an “insured location”:
(1) On an occasional basis if used only as a residence;
(2) In part for use only as a residence, unless a single family unit is intended for use by the occupying family to lodge more than two roomers or boarders; or
(3) In part, as an office, school, studio or private garage;
d. Arising out of the rendering of or failure to render professional services;
Coverage E – Personal Liability and Coverage F. Medical Payments to Others
Coverage E – Personal Liability and Coverage F. Medical Payments to Others do not apply to “bodily injury” or “property damage” arising:
(1) Out of the ingestion of paint that has lead in it;
(2) Out of the ingestion of paint that has lead compounds in it;
(3) Out of the inhalation of paint that has lead in it;
(4) Out of the inhalation of paint that has lead compounds in it;
(5) From radon, or any other substance that emits radiation;
(6) In any manner (including liability imposed by law) from the discharge, disposal, release or escape of:
(a) Vapors or fumes;
(b) Gas or oil;
(c) Toxic chemicals, liquid or gas;
(d) Waste materials; and
(e) Irritants, contaminants or pollutants. All other conditions are the same.
Coverage E – Personal Liability and Coverage F. Medical Payments to Others do not apply to "bodily injury" or "property damage":
a. Which is expected or intended by the "in- sured";
b. Arising out of or in connection with a "busi- ness" engaged in by an "insured." This exclu- sion applies but is not limited to an act or omission, regardless of its nature or circums- tance, involving a service or duty rendered, promised, owed, or implied to be provided be- cause of the nature of the "business";
c. Arising out of the rental or holding for rental of any part of any premises by an "insured." This exclusion does not apply to the rental or hold- ing for rental of an "insured location":
(1) On an occasional basis if used only as a residence;
(2) In part for use only as a residence, unless a single family unit is intended for use by the occupying family to lodge more than two roomers or boarders; or
(3) In part, as an office, school, studio or pri- vate garage;
d. Arising out of the rendering of or failure to render professional services;
e. Arising out of a premises:
(1) Owned by an "insured";
(2) Rented to an "insured"; or
(3) Rented to others by an "insured"; that is not an "insured location";
f. Arising out of:
(1) The ownership, maintenance, use, loading or unloading of motor vehicles or all other motorized land conveyances, including trai- lers, owned or operated by or rented or loaned to an "insured";
(2) The entrustment by an "insured" of a motor vehicle or any other motorized land con- veyance to any person; or
(3) Vicarious liability, whether or not statutorily imposed, for the actions of a child or minor using a conveyance excluded in paragraph
(1) A trailer not towed by or carried on a moto- rized land conveyance.
(2) A motorized land conveyance designed for recreational use off public roads, not sub- ject to motor vehicle registration and:
(a) Not owned by an "insured"; or
(b) Owned by an "insured" and on an "in- sured location";
(3) A motorized golf cart when used to play golf on a golf course;
(4) A vehicle or conveyance not subject to motor vehicle registration which is:
(a) Used to service an "insured's" resi- dence;
(b) Designed for assisting the handicapped; or
(c) In dead storage on an "insured loca- tion";
g. Arising out of:
(1) The ownership, maintenance, use, loading or unloading of an excluded watercraft de- scribed below;
(2) The entrustment by an "insured" of an excluded watercraft described below to any person; or
(3) Vicarious liability, whether or not statutorily imposed, for the ac...
Coverage E – Personal Liability and Coverage F. Medical Payments to Others do not apply to bodily injury or
a. which is expected or intended by the insured;
b. arising out of business pursuits of an insured or the rental or holding for rental of any part of any premises by an insured. This exclusion does not apply to:
(1) activities which are usual to non-business pursuits; or
(2) the rental or holding for rental of an insured location:
(a) on an occasional basis if used only as a residence;
(b) in part for use only as a residence, unless a single family unit is intended for use by the occupying family to lodge more than two roomers or boarders; or
(c) in part, as an office, school, studio or private garage.
c. arising out of the rendering of or failure to render professional services;
d. arising out of a premises;
(1) owned by an insured;
(2) rented to an insured;
(3) rented to others by an insured; that is not an insured location;
Coverage E – Personal Liability and Coverage F. MEDICAL PAYMENTS TO OTHERS DO NOT apply to bodily injury or property damage:
A. Which is expected or intended by any insured;
B. 1) Arising out of or in connection with a business engaged in by an insured. This exclusion applies but is not limited to an act or omission, regardless of its nature or circumstance, involving a service or duty rendered, promised, owed, or implied to be provided because of the nature of the business;
Coverage E – Personal Liability and Coverage F. Medical Payments to Others, the following exclusions are added:
Coverage E – Personal Liability and Coverage F. Medical Payments to Others do not apply to “bodily injury” or “property damage”:
a. Which is expected or intended by one or more “insureds”;
b. Arising out of or in connection with a “business” engaged in by an “insured.” This EXCLUSION applies but is not limited to an act or omission, regardless of its nature or circumstance, involving a service or duty rendered, promised, owed, or implied to be provided because of the nature of the “business”;
