Cruise Cover - Missed Port Departure. We shall reimburse the following expenses incurred by the Insured Person during the Policy Period in excess of the Deductible specified and up to a maximum of the Sum Insured specified in Policy Schedule / Certificate of Insurance: In the event where the Insured Person fails to arrive at the Departure Point in time to board the ship on which he has booked to travel on the initial journey of his Trip because of:
a. The failure of scheduled Public Transport on which the Insured Person is travelling to run according to its timetable
b. An Accident or breakdown of the vehicle in which the Insured Person is travelling.
c. An Accident or breakdown occurring ahead of him on a motorway or dual carriageway which causes an unexpected delay to the vehicle in which Insured Person is travelling
d. Sudden Strike, industrial action or adverse weather conditions We shall reimburse the Insured Person reasonable additional accommodation (room only) and travel expenses necessarily incurred in joining the cruise ship journey at the next docking port up to the limit specified in Policy Schedule / Certificate of Insurance. Our maximum, total and cumulative liability to make payment under this Benefit is only in excess of the Deductible as specified in Policy Schedule/Certificate of Insurance.
1. Claims arising directly or indirectly from:
a) Strike or industrial action or air traffic control delay existing or publicly declared by the date this insurance is purchased by insured/insured person or the date insured/insured trip was booked whichever is the later;
b) An accident to or breakdown of the vehicle in which insured/insured are travelling for which a professional repairers report is not provided;
c) Breakdown of any vehicle in which insured/insured person are travelling if the vehicle is owned by insured/insured and has not been serviced properly and maintained in accordance with manufacturer’s instructions; or
d) Withdrawal from service (temporary or otherwise) of an aircraft or sea vessel on the recommendation of the Civil Aviation Authority or a Port Authority or any such regulatory body in a country to/from which Insured/insured person are travelling.
2. Additional expenses where the scheduled public transport operator has offered reasonable alternative travel arrangements.
3. Additional expenses where insured/insured person planned arrival time at the port is less than 3 hours in advance of the sail departure time if insured/insured person are travelling independently ...
