Digital Tokens. 4.1) To facilitate your interaction with SCA, the Bank will provide a Digital Token for each Authorised Representative which allows them to:
(a) Active the token by receiving activation information from the Bank and setting up Identifying Information and Authentication Passcodes on the device
(b) Authenticate into the online cash management services provided by the Bank to you (as defined in section 2a)
(c) Provide consent to the Bank for access by a third party service provider (TPP) to your accounts held with the Bank
(d) Sign payment transactions you have initiated from your accounts held with the Bank using these Cash Management Services (as defined in section 2a)
4.2) The Digital Token is purely for user authentication and transaction signing. It does not offer other banking services such as account reporting or payment initiation.
4.3) The Digital Token is provided as part of our service to you and is solely for the use of your Authorised Representatives. The Digital Token is not designed or intended for and should not be downloaded or used by, individuals or consumers acting in their own capacity.
4.4) We will protect the communication sessions between you and us as part of the SCA Service using the Digital Token against the capture of authentication data transmitted during the authentication, and against manipulation by unauthorised parties.
4.5) You will notify the Bank immediately if you have received information on a Digital Token that is not meant for you.
4.6) You will notify the Bank immediately if you know or believe any of your Identifying Information, Authentication Passcodes or Digital Tokens have been compromised in some way.
4.7) You will follow all security measures and advices provided by the Bank.
4.8) We do not guarantee that the Digital Token will always be available and functional. If you are unable to use the Digital Token and therefore cannot access the Bank’s Cash Management Services because the Digital Token or associated services provided are unavailable or interrupted we shall have no liability to you.
4.9) You understand and acknowledge that where you to utilise a TPP, it is possible that such providers will issue their own credentials (to be used by you in those providers' own platforms) These are separate from the SCA Service and Digital Tokens described in this Schedule.
4.10) By entering the Agreement, you agree to the licence and liability terms, as listed in Appendix 1 to this Schedule, relating to the Mobile Authenti...
