Disclosure of Account Information and Transfers. You understand information about your accounts or the transfers you make may automatically be disclosed to others. For example, tax laws require disclosure to the government of the amount of interest you earn, and some transactions, such as large currency and foreign transactions, must be reported to the government. We also routinely inform credit bureaus when accounts are closed because they were not handled properly. We may also seek information about you from others, such as the credit bureau, in connection with the opening or maintaining of your account or in connection with approving your access to online banking. You agree and hereby authorize all of these transfers of information. Periodic Statements - You will not receive a separate online banking statement. Transfers to and from your accounts using online banking will appear on the respective periodic paper statements for your Umpqua accounts. You can use online banking to enroll in Paperless Statements for your checking and savings accounts. This is your authorization to us to stop delivering paper statements for the accounts you designate. You will only be able to view your Paperless Statements online in online banking. Use the Settings page of online banking to enroll. You will be presented with a separate Paperless Statement Agreement that outlines details of this service. Change in Terms - We may change any term of this Agreement at any time. If the change would result in increased fees for any online banking service, increased liability for you, fewer types of available electronic fund transfers, or stricter limitations on the frequency or dollar amount of transfers, we agree to give you notice at least 30 days before the effective date of any such change, unless an immediate change is necessary to maintain the security of an account or our electronic fund transfer system. We will post any required notice of the change in terms on the Umpqua online banking website or forward it to you by e-mail or by postal mail. If advance notice of the change is not required, and disclosure does not jeopardize the security of the account or our electronic fund transfer system, we will notify you of the change in terms within 30 days after the change becomes effective. Your continued use of any or all of the subject online banking Services indicates your acceptance of the change in terms. We reserve the right to waive, reduce or reverse charges or fees in individual situations. You acknowledge and agree that changes to fees applicable to specific accounts are governed by the applicable deposit agreements and disclosures. ERROR RESOLUTION - For Personal Accounts review the Error Resolution Notice in Personal Rules and Regulations that were provided to you when you initially opened your personal account. For Business Accounts review the Business Rules and Regulations that were provided to you when you initially opened your company account with Umpqua.
Appears in 2 contracts
Samples: Banking User Agreement, Banking User Agreement
Disclosure of Account Information and Transfers. You understand information about your accounts or the transfers you make may automatically be disclosed to others, as allowed by law. For example, tax laws require disclosure to the government of the amount of interest you earn, and some transactions, such as large currency and foreign transactions, must be reported to the government. We may also provide information about your accounts to persons or companies we believe would use the information for reasonable purposes, such as when a prospective creditor seeks to verify information you may have given in a credit application or a merchant calls to verify a check you have written. In addition, we routinely inform credit bureaus when accounts are closed because they were not handled properly. We may also seek information about you from others, such as the credit bureau, in connection with the opening or maintaining of your account or in connection with approving your access to online bankingOnline Banking. You agree and hereby authorize all of these transfers of information. Periodic Statements - You will not receive get a separate online banking statement. Transfers to and monthly account statement from your accounts using online banking will appear on the respective periodic paper statements for your Umpqua accounts. You can use online banking to enroll in Paperless Statements us for your checking and savings accounts. This is your authorization to us to stop delivering paper statements for the accounts you designateaccount. You will only be able to view get a monthly account statement from us for your Paperless Statements online savings accounts, unless there are no electronic transfers in online bankinga particular month. Use the Settings page of online banking to enroll. You In any case, you will be presented with get a separate Paperless Statement Agreement that outlines details of this servicestatement at least quarterly. Change in Terms - We may change any term of this Agreement at any time. If the change would result in increased fees for any online banking Online Banking service, increased liability for you, fewer types of available electronic fund transfers, or stricter limitations on the frequency or dollar amount of transfers, we agree to give you notice at least 30 21 days before the effective date of any such change, unless an immediate change is necessary to maintain the security of an account or our electronic fund transfer system. We will post any required notice of the change in terms on the Umpqua online banking Heritage Bank website or forward it to you by e-mail email or by postal mail. If advance notice of the change is not required, and disclosure does not jeopardize the security of the account or our electronic fund transfer system, we will notify you of the change in terms within 30 days after the change becomes effective. Your continued use of any or all of the subject online banking Online Banking Services indicates your acceptance of the change in terms. We reserve the right to waive, reduce reduce, or reverse charges or fees in individual situations. You acknowledge and agree that changes to fees applicable to specific accounts are governed by the applicable deposit agreements and disclosures. ERROR RESOLUTION In Case of Errors or Questions about Your Electronic Transfers, including Xxxx Payments - For Personal Accounts review Contact us as soon as you can, if you think your paper or electronic statement is incorrect, or if you need more information about a transfer listed on your paper or electronic statement. Call us at 000-000-0000, write us at X.X. Xxx 0000, Xxxxxx, XX 00000, email us at Xxxxxxx@XxxxxxxxXxxxXX.xxx, or visit your local branch office. We must hear from you no later than 60 days after we sent the Error Resolution Notice in Personal Rules and Regulations that were provided to first statement upon which the problem or error appeared. When you when you initially opened your personal account. For Business Accounts review the Business Rules and Regulations that were provided to you when you initially opened your company account with Umpqua.contact us:
Appears in 2 contracts
Disclosure of Account Information and Transfers. You understand information about your accounts or the transfers you make may automatically be disclosed to others. For example, tax laws require disclosure to the government of the amount of interest you earn, and some transactions, such as large currency and foreign transactions, must be reported to the government. We may also provide information about your accounts to persons or companies we believe would use the information for reasonable purposes, such as when a prospective creditor seeks to verify information you may have given in a credit application or a merchant calls to verify a check you have written. In addition, we routinely inform credit bureaus when accounts are closed because they were not handled properly. We may also seek information about you from others, such as the credit bureau, in connection with the opening or maintaining of your account or in connection with approving your access to "xxxxxxxxxxxxx.xxx" online bankingbanking service. You agree and hereby authorize all of these transfers of information. Periodic Statements PERIODIC STATEMENTS - You will not receive a separate "xxxxxxxxxxxxx.xxx" online banking service statement. Transfers to and from your accounts using "xxxxxxxxxxxxx.xxx" online banking service will appear on the respective periodic paper statements for your Umpqua Islanders Bank accounts. You can use online banking to enroll in Paperless Statements for your checking and savings accounts. This is your authorization to us to stop delivering paper statements for the accounts you designate. You will only be able to view your Paperless Statements online in online banking. Use the Settings page of online banking to enroll. You will be presented with a separate Paperless Statement Agreement that outlines details of this service. Change in Terms CHANGE IN TERMS - We may change any term of this Agreement at any time. If the change would result in increased fees for any "xxxxxxxxxxxxx.xxx" online banking service, increased liability for you, fewer types of available electronic fund transfers, or stricter limitations on the frequency or dollar amount of transfers, we agree to give you notice at least 30 21 days before the effective date of any such change, unless an immediate change is necessary to maintain the security of an account or our electronic fund transfer system. We will post any required notice of the change in terms on the Umpqua online banking "xxxxxxxxxxxxx.xxx" website or forward it to you by e-mail or by postal mail. If advance notice of the change is not required, and disclosure does not jeopardize the security of the account or our electronic fund transfer system, we will notify you of the change in terms within 30 days after the change becomes effective. Your continued use of any or all of the subject "xxxxxxxxxxxxx.xxx" online banking Services service indicates your acceptance of the change in terms. We reserve the right to waive, reduce or reverse charges or fees in individual situations. You acknowledge and agree that changes to fees applicable to specific accounts are governed by the applicable deposit agreements and disclosures. ERROR RESOLUTION DISCLAIMER OF WARRANTY AND LIMITATION OF LIABILITY - For Personal Accounts review We make no warranty of any kind, express or implied, including any implied warranty of merchantability or fitness for a particular purpose, in connection with the Error Resolution Notice in Personal Rules and Regulations that were "xxxxxxxxxxxxx.xxx" online banking service provided to you when under this Agreement. We do not and cannot warrant that "xxxxxxxxxxxxx.xxx" online banking service will operate without errors, or that any or all "xxxxxxxxxxxxx.xxx" online banking service will be available and operational at all times. Except as specifically provided in this Agreement, or otherwise required by law, you initially opened agree that our officers, directors, employees, agents or contractors are not liable for any indirect, incidental, special or consequential damages under or by reason of any services or products provided under this Agreement or by reason of your personal accountuse of or access to "xxxxxxxxxxxxx.xxx" online banking service, including loss of profits, revenue, data or use by you or any third party, whether in an action in contract or tort or based on a warranty. For Business Accounts review Further, in no event shall the Business Rules and Regulations that were liability of Islanders Bank or its affiliates exceed the amounts paid by you for the services provided to you when you initially opened through "xxxxxxxxxxxxx.xxx" online banking service. YOUR RIGHT TO TERMINATE - You may cancel your company account "xxXxxxxxxxxxx.xxx" online banking service at any time by providing us with Umpquawritten notice by postal mail or fax. Your access to "xxxxxxxxxxxxx.xxx" online banking service will be suspended within 3 business days of our receipt of your instructions to cancel the service. You will remain responsible for all outstanding fees and charges incurred prior to the date of cancellation.
Appears in 1 contract
Samples: www.islandersbank.com
Disclosure of Account Information and Transfers. You understand information about your accounts or the transfers you make may automatically be disclosed to others. For example, tax laws require disclosure to the government of the amount of interest you earn, and some transactions, such as large currency and foreign transactions, must be reported to the government. We may also provide information about your accounts to persons or companies we believe would use the information for reasonable purposes, such as when a prospective creditor seeks to verify information you may be given in a credit application or a merchant calls to verify a check you have written or other service agencies such as check reporting services. In addition, we routinely inform credit bureaus when accounts are closed because they were not handled properlyabout your credit experience with us. We may also seek information about you from others, such as the credit bureau, in connection with the opening or maintaining of your account or in connection with approving your access to online bankingOnline Banking. You agree and hereby authorize all of these transfers of information. Illegal Transactions Your Online Banking service may only be used for legal transactions and may not be used for any illegal transactions, including illegal internet gambling. Periodic Statements - You will not receive a separate online banking Online Banking statement. Transfers to and from your accounts using online banking Online Banking will appear on the respective periodic paper statements for your Umpqua First Keystone Community Bank accounts. You can use online banking to enroll in Paperless Statements for your checking and savings accounts. This is your authorization to us to stop delivering paper statements for the accounts you designate. You will only be able to view your Paperless Statements online in online banking. Use the Settings page of online banking to enroll. You will be presented with a separate Paperless Statement Agreement that outlines details of this service. Change in Terms - We may change any term of this Agreement at any time. We may do so by notifying you by posting a notice at this electronic site or by mail or delivery of a written notice of such amendments or changes. If the change would result in increased fees for any online banking Online Banking service, increased liability for you, fewer types of available electronic fund transfers, or stricter limitations on the frequency or dollar amount of transfers, we agree to give you notice at least 30 days before the effective date of any such change, unless an immediate change is necessary to maintain the security of an account or our electronic fund transfer system. We will post any required notice of the change in terms on the Umpqua online banking First Keystone Community Bank website or forward it to you by e-mail or by postal mail. If advance notice of the change is not required, and disclosure does not jeopardize the security of the account or our electronic fund transfer system, we will notify you of the change in terms within 30 days after the change becomes effective. Your continued use of any or all of the subject online banking Services First Keystone Community Bank services indicates your acceptance of the change in terms. We reserve the right to waive, reduce or reverse charges or fees in individual situations. You acknowledge and agree that changes to fees applicable to specific accounts are governed by the applicable deposit agreements and disclosures. ERROR RESOLUTION In Case of Errors or Questions about Your Electronic Transfers, including Xxxx Payments - For Personal Accounts review Contact us as soon as you can if you think your statement is wrong, or if you need more information about a transfer listed on your statement. We must hear from you no later than 60 days after we sent the Error Resolution Notice in Personal Rules and Regulations that were provided to first statement upon which the problem or error occurred. When you when you initially opened your personal account. For Business Accounts review the Business Rules and Regulations that were provided to you when you initially opened your company account with Umpqua.contact us:
Appears in 1 contract
Samples: Online Banking Agreement
Disclosure of Account Information and Transfers. You understand information about your accounts or the transfers you make may automatically be disclosed to others. For example, tax laws require disclosure to the government of the amount of interest you earn, and some transactions, such as large currency and foreign transactions, must be reported to the government. We may also routinely provide information about your accounts to persons or companies we believe would use the information for reasonable purposes, such as when a prospective creditor seeks to verify information you may have given in a credit application or a merchant calls to verify a check you have written. In addition, we may inform credit bureaus when accounts are closed because they were not handled properly. We may also seek information about you from others, such as the credit bureau, in connection with the opening or maintaining of your account or in connection with approving your access to online bankingInternet Banking. You agree and hereby authorize all of these transfers of information. Periodic Statements PERIODIC STATEMENTS - You will not receive a separate online banking Internet Banking statement. Transfers to and from your accounts using online banking Internet Banking will appear on the respective periodic paper statements for your Umpqua LCSB accounts. You can use online banking to enroll in Paperless Statements for your checking and savings accounts. This is your authorization to us to stop delivering paper statements for the accounts you designate. You will only be able to view your Paperless Statements online in online banking. Use the Settings page of online banking to enroll. You will be presented with a separate Paperless Statement Agreement that outlines details of this service. Change in Terms CHANGE IN TERMS - We may change any term of this Agreement at any time. If the change would result in increased fees for any online banking Internet Banking service, increased liability for you, fewer types of available electronic fund transfers, or stricter limitations on the frequency or dollar amount of transfers, we agree to give you notice at least 30 days before the effective date of any such change, unless an immediate change is necessary to maintain the security of an account or our electronic fund transfer systemInternet Banking. We will post any required notice of the change in terms on the Umpqua online banking website or forward it to you by e-mail Lea County State Bank Web site or by postal mail. If advance notice of the change is not required, and disclosure does not jeopardize the security of the account or our electronic fund transfer systemInternet Banking, we will notify you of the change in terms within 30 21 days after the change becomes effective. Your continued use of any or all of the subject online banking Services Internet Banking services indicates your acceptance of the change in terms. We reserve the right to waive, reduce or reverse charges or fees in individual situations. You acknowledge and agree that changes to fees applicable to specific accounts are governed by the applicable deposit agreements and disclosures. ERROR RESOLUTION IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC TRANSFERS, INCLUDING XXXX PAYMENTS - For Personal Accounts review Contact us as soon as you can, if you think your paper statement is wrong, or if you need more information about a transfer listed on your paper statement. We must hear from you no later than 60 days after we sent the Error Resolution Notice in Personal Rules and Regulations that were provided to FIRST paper statement upon which the problem or error appeared. When you when you initially opened your personal account. For Business Accounts review the Business Rules and Regulations that were provided to you when you initially opened your company account with Umpqua.contact us:
Appears in 1 contract
Samples: Agreement
Disclosure of Account Information and Transfers. You understand information about your accounts or the transfers you make may automatically be disclosed to others. For example, tax laws require disclosure to the government of the amount of interest you earn, and some transactions, such as large currency and foreign transactions, must be reported to the government. We may also provide information about your accounts to persons or companies we believe would use the information for reasonable purposes, such as when a prospective creditor seeks to verify information you may have given in a credit application or a merchant calls to verify a check you have written. In addition, we routinely inform credit bureaus when accounts are closed because they were not handled properly. We may also seek information about you from others, such as the credit bureau, in connection with the opening or maintaining of your account or in connection with approving your access to online bankingOnline Banking. You agree and hereby authorize all of these transfers of information. Periodic Statements - You will not receive a separate online banking Online Banking statement. Transfers to and from your accounts using online banking Online Banking will appear on the respective periodic paper or electronic statements for your Umpqua Bank accounts. You can use online banking to enroll in Paperless Statements for your checking and savings accounts. This is your authorization to us to stop delivering paper statements for the accounts you designate. You will only be able to view your Paperless Statements online in online banking. Use the Settings page of online banking to enroll. You will be presented with a separate Paperless Statement Agreement that outlines details of this service. Change in Terms - We may change any term of this Agreement at any time. If the change would result in increased fees for any online banking service, increased liability for you, fewer types of available electronic fund transfers, Online Banking service or stricter limitations on the frequency or dollar amount of transfers, we agree to give you notice at least 30 21 days before the effective date of any such change, unless an immediate change is necessary to maintain the security of an account or our electronic fund transfer system. We will post any required notice of the change in terms on the Umpqua online banking website Bank web site or forward it to you by e-mail or by postal mail. If advance notice of the change is not required, and disclosure does not jeopardize the security of the account or our electronic fund transfer system, we will notify you of the change in terms within 30 days after the change becomes effective. Your continued use of any or all of the subject online banking Online Banking Services indicates your acceptance of the change in terms. We reserve the right to waive, reduce or reverse charges or fees in individual situations. You acknowledge and agree that changes to fees applicable to specific accounts are governed by the applicable deposit agreements and disclosures. ERROR RESOLUTION In Case of Errors or Questions about Your Electronic Transfers, including Bill Payments - For Personal Accounts review Contact us as soon as you can, if you think your paper or electronic statement is wrong, or if you need more information about a transfer listed on your paper or electronic statement. We must hear from you no later than 60 days after we sent the Error Resolution Notice in Personal Rules and Regulations that were provided to FIRST paper or electronic statement upon which the problem or error appeared. When you when you initially opened your personal account. For Business Accounts review the Business Rules and Regulations that were provided to you when you initially opened your company account with Umpqua.contact us:
Appears in 1 contract
Samples: Banking Services Agreement
Disclosure of Account Information and Transfers. You understand information about your accounts or the transfers you make may automatically be disclosed to others. For example, tax laws require disclosure to the government of the amount of interest you earn, and some transactions, such as large currency and foreign transactions, must be reported to the government. We may also provide information about your accounts to persons or companies we believe would use the information for reasonable purposes, such as when a prospective creditor seeks to verify information you may have given in a credit application or a merchant calls to verify a check you have written. In addition, we routinely inform credit bureaus when accounts are closed because they were not handled properly. We may also seek information about you from others, such as the credit bureau, in connection with the opening or maintaining of your account or in connection with approving your access to online bankingOnline Banking. You agree and hereby authorize all of these transfers of information. Periodic Statements - You will not receive a separate online banking Online Banking statement. Transfers to and from your accounts using online banking Online Banking will appear on the respective periodic paper or electronic statements for your Umpqua Bank accounts. You can use online banking to enroll in Paperless Statements for your checking and savings accounts. This is your authorization to us to stop delivering paper statements for the accounts you designate. You will only be able to view your Paperless Statements online in online banking. Use the Settings page of online banking to enroll. You will be presented with a separate Paperless Statement Agreement that outlines details of this service. Change in Terms - We may change any term of this Agreement at any time. If the change would result in increased fees for any online banking service, increased liability for you, fewer types of available electronic fund transfers, Online Banking service or stricter limitations on the frequency or dollar amount of transfers, we agree to give you notice at least 30 21 days before the effective date of any such change, unless an immediate change is necessary to maintain the security of an account or our electronic fund transfer system. We will post any required notice of the change in terms on the Umpqua online banking website Bank web site or forward it to you by e-mail or by postal mail. If advance notice of the change is not required, and disclosure does not jeopardize the security of the account or our electronic fund transfer system, we will notify you of the change in terms within 30 days after the change becomes effective. Your continued use of any or all of the subject online banking Online Banking Services indicates your acceptance of the change in terms. We reserve the right to waive, reduce or reverse charges or fees in individual situations. You acknowledge and agree that changes to fees applicable to specific accounts are governed by the applicable deposit agreements and disclosures. ERROR RESOLUTION In Case of Errors or Questions about Your Electronic Transfers, including Xxxx Payments - For Personal Accounts review Contact us as soon as you can, if you think your paper or electronic statement is wrong, or if you need more information about a transfer listed on your paper or electronic statement. We must hear from you no later than 60 days after we sent the Error Resolution Notice in Personal Rules and Regulations that were provided to FIRST paper or electronic statement upon which the problem or error appeared. When you when you initially opened your personal account. For Business Accounts review the Business Rules and Regulations that were provided to you when you initially opened your company account with Umpqua.contact us:
Appears in 1 contract
Samples: Banking Services Agreement
Disclosure of Account Information and Transfers. You understand and agree that in addition to information furnished pursuant to legal process, some information about your accounts or the transfers you make account(s) may automatically be disclosed to others. For example, the tax laws require disclosure to the government of the amount of interest you earn, and some transactions, such as certain large currency and or foreign transactions, transactions must be reported to the government. We also routinely The Xxxxxxxx Bank may inform a credit bureaus bureau or collection agency when accounts are closed by The Xxxxxxxx Bank because they were not handled properly. We Disclosure of any information should be in accordance with all applicable Federal laws and regulations. YOUR RIGHT TO TERMINATE - You may also seek information about you from otherscancel your online banking service at any time by providing us with written notice via postal mail or fax. Within three (3) business days of receiving instructions, such as the credit bureau, in connection with the opening or maintaining of your account or in connection with approving your access to online banking. You agree and hereby authorize all of these transfers of information. Periodic Statements - You will not receive a separate online banking statement. Transfers to and from your accounts using online banking will appear on the respective periodic paper statements for your Umpqua accounts. You can use online banking to enroll in Paperless Statements for your checking and savings accounts. This is your authorization to us to stop delivering paper statements for the accounts you designatebe suspended. You will only be able remain responsible for all outstanding fees incurred prior to view The Xxxxxxxx Bank receiving and processing your Paperless Statements online in online bankingcancellation. Use the Settings page You may also cancel any of your online banking services by calling (000) 000-0000, or sending cancellation instructions in writing to enrollThe Xxxxxxxx Bank, XX Xxx 000, Xxxxxxxx, XX 00000 - Attention: Online Banking Customer Service. OUR RIGHT TO TERMINATE - Your online banking access may be canceled by The Xxxxxxxx Bank at any time, without prior notice and for any reason. After cancellation, online banking services may be reinstated at The Xxxxxxxx Bank's discretion. To reinstate your service, call The Xxxxxxxx Bank at (000) 000-0000. If you do not access your account(s) through online banking for a ninety-day period, The Xxxxxxxx Bank reserves the right to disconnect your service without notice. ASSIGNMENT OF THIS AGREEMENT - You may not transfer or assign this Agreement without our prior written approval, and any unauthorized assignment or transfer will be presented with a separate Paperless Statement Agreement that outlines details of this servicenull and void. Change in Terms - We may change any term of assign or transfer this Agreement at any timetime without notice. If the change would result in increased fees for COMMUNICATIONS WITH THE XXXXXXXX BANK Telephone - You can contact us by telephone at (000) 000-0000. Facsimile - You can contact us by fax at (000) 000-0000. Postal Mail - You can write to us at: The Xxxxxxxx Bank XX Xxx 000 Xxxxxxxx, XX 00000 In Person - You may visit us at any online banking service, increased liability for you, fewer types of available electronic fund transfers, or stricter limitations on the frequency or dollar amount of transfers, we agree to give you notice at least 30 days before the effective date of any such change, unless an immediate change is necessary to maintain the security of an account or our electronic fund transfer system. We will post any required notice of the change in terms on the Umpqua online banking website or forward it to you by e-mail or by postal mail. If advance notice of the change is not required, and disclosure does not jeopardize the security of the account or our electronic fund transfer system, we will notify you of the change in terms within 30 days after the change becomes effective. Your continued use of any or all of the subject online banking Services indicates your acceptance of the change in terms. We reserve the right to waive, reduce or reverse charges or fees in individual situations. You acknowledge and agree that changes to fees applicable to specific accounts are governed by the applicable deposit agreements and disclosures. ERROR RESOLUTION - For Personal Accounts review the Error Resolution Notice in Personal Rules and Regulations that were provided to you when you initially opened your personal account. For Business Accounts review the Business Rules and Regulations that were provided to you when you initially opened your company account with Umpquabranch locations.
Appears in 1 contract
Disclosure of Account Information and Transfers. You understand information about your accounts or the transfers you make may automatically be disclosed to others. For example, tax laws require disclosure to the government of the amount of interest you earn, and some transactions, such as large currency and foreign transactions, must be reported to the government. We may also provide information about your accounts to persons or companies we believe would use the information for reasonable purposes, such as when a prospective creditor seeks to verify information you may have given in a credit application. In addition, we routinely inform credit bureaus when accounts are closed because they were not handled properly. We may also seek information about you from others, such as the credit bureau, in connection with the opening or maintaining of your account or in connection with approving your access to the online bankingbanking service. You agree and hereby authorize all of these transfers of information. Periodic Statements - You will not receive a separate online banking service statement. Transfers to and from your accounts using online banking will appear on the respective periodic paper statements for your Umpqua Brickyard Bank accounts. You can use online banking to enroll in Paperless Statements for your checking and savings accounts. This is your authorization to us to stop delivering paper statements for the accounts you designate. You will only be able to view your Paperless Statements online in online banking. Use the Settings page of online banking to enroll. You will be presented with a separate Paperless Statement Agreement that outlines details of this service. Change in Terms - We may change any term of this Agreement at any time. If the change would result in increased fees for any online banking service, increased liability for to you, fewer types of available electronic fund transfers, or stricter limitations on the type or frequency or dollar amount of transfers, we agree to give you notice at least 30 21 days before the effective date of any such change, unless an immediate change is necessary to maintain the security of an account or our electronic fund transfer system. We will post any required notice of the change in terms on the Umpqua online banking Brickyard Bank website or forward it to you by e-mail or by postal mail. If advance notice of the change is not required, and disclosure does not jeopardize the security of the account or our electronic fund transfer system, we will notify you of the change in terms within 30 days after the change becomes effective. Your continued use of any or all of the subject online banking Services system services indicates your acceptance of the change in terms. We reserve the right to waive, reduce or reverse charges or fees in individual situations. You acknowledge and agree that changes to fees applicable to specific accounts are governed by the applicable deposit agreements and disclosures. ERROR RESOLUTION - For Personal Accounts review In Case of Errors or Questions about Your Electronic Transfers Telephone us at 000-000-0000, or write us at Brickyard Bank, Attn: Bookkeeping Department, Brickyard Bank, 0000 X. Xxxxxxx Ave. Lincolnwood, IL 60712 as soon as you can, if you think your paper statement is wrong, or if you need more information about a transfer listed on your paper statement. We must hear from you no later than 60 days after we sent the Error Resolution Notice in Personal Rules and Regulations that were provided to FIRST paper statement upon which the problem or error appeared. When you when you initially opened your personal account. For Business Accounts review contact us, provide the Business Rules and Regulations that were provided to you when you initially opened your company account with Umpqua.following information:
Appears in 1 contract
Disclosure of Account Information and Transfers. You understand and agree that in addition to information furnished pursuant to legal process, some information about your accounts or the transfers you make account(s) may automatically be disclosed to others. For example, the tax laws require disclosure to the government of the amount of interest you earn, and some transactions, such as certain large currency and or foreign transactions, transactions must be reported to the government. We WBC may also routinely provide information about your account(s) to persons or companies WBC believes would use the information for reasonable purposes, such as when a prospective creditor seeks to verify information you may have given in a credit application or a merchant calls to verify a check you have written. In addition, WBC may inform a credit bureaus bureau or collection agency when accounts are closed by WBC because they were not handled properly. We Disclosure of any information should be in accordance with all applicable Federal and/or State laws and regulations. WBC may also seek information about you from others, such as the a credit report from a credit bureau, in connection with the opening or maintaining of your account account(s), and by accepting this agreement, you give us authority to provide or in connection obtain all the above information. YOUR RIGHT TO TERMINATE You may cancel WeB at any time by providing us with approving written notice via postal mail or fax. Within three (3) business days of receiving instructions, your access to online banking. You agree and hereby authorize all of these transfers of information. Periodic Statements - You WeB will not receive a separate online banking statement. Transfers to and from your accounts using online banking will appear on the respective periodic paper statements for your Umpqua accounts. You can use online banking to enroll in Paperless Statements for your checking and savings accounts. This is your authorization to us to stop delivering paper statements for the accounts you designatebe suspended. You will remain responsible for all outstanding fees incurred prior to WBC receiving and processing your cancellation. You may also cancel WeB by contacting Customer Service at your local WBC branch. OUR RIGHT TO TERMINATE Your WeB access may be canceled by WBC at any time, without prior notice and for any reason. After cancellation, WeB service may be reinstated at WBC’s discretion. To reinstate your service, contact your local WBC Customer Service Representative. If you do not access your WBC account(s) through WeB for a one-year period, WBC reserves the right to disconnect your service without notice. COMMUNICATIONS WITH XXXXXXXX BANK CORPORATION OF KENTUCKY Telephone – Please call your local WBC Branch Representative In Person – You may visit us at any of our branch locations. Secure Email Message through Online Banking DELIVERY OF ACCOUNT STATEMENTS By accepting below or by otherwise using WeB, you are consenting to receive from us by e-mail only notification that your account statement(s) are available to view through WeB. Your periodic online statement and accompanying legal notices and disclosures will be presented to you via WeB. An electronic notification will be sent at the end of each statement cycle alerting you that the most recent statement is available for viewing. All statements are in a format that can be printed or saved to your computer or device for your future reference. If you close an account, you will no longer be able to view that account online. You may request that a copy of your Paperless Statements online in online bankingcurrent or a previous statement be mailed to you at your home address. Use There could be a fee associated with this request. If you currently receive duplicate statements at the Settings page same address, mailing of online banking the duplicate copy will be discontinued; however, you can print multiple copies of your statement through the Service. If you currently have statements mailed to enrollan interested party, i.e., a statement mailed to your accountant, mailing of the interested party statement will be discontinued; however, you can forward your statement to your interested party at your own discretion. This electronic delivery of your account statement(s) is known as eStatements. You will be presented with receive your account statement(s) from us in this manner, unless you discontinue the use of WeB. You may request a separate Paperless Statement Agreement that outlines details paper copy of this service. Change in Terms - We any account statement you have received electronically, although fees may change any term of this Agreement at any timeapply. If the change would result in increased fees for any online banking service, increased liability for you, fewer types of available electronic fund transfers, or stricter limitations on the frequency or dollar amount of transfers, we agree to give you notice at least 30 days before the effective date of any such change, unless an immediate change is necessary to maintain the security of an account or our electronic fund transfer system. We will post any required notice of the change in terms on the Umpqua online banking website or forward it to you by your e-mail or by postal mail. If advance notice of the change notification is not required, and disclosure does not jeopardize the security of the account or our electronic fund transfer systemundeliverable, we will make a reasonable effort to notify you. It is your responsibility to notify WBC if your e-mail address has changed. ELECTRONIC DELIVERY OF NOTICES By accepting below or by otherwise using WeB, you of the change in terms within 30 days after the change becomes effective. Your continued use of any or all of the subject online banking Services indicates your acceptance of the change in terms. We reserve the right to waive, reduce or reverse charges or fees in individual situations. You acknowledge and also agree that changes any and all disclosures and communications regarding WeB between you and WBC, including this Agreement, may be made electronically by posting to fees the WBC web site in accordance with applicable law. Any electronic disclosure or communication we make will be considered made when transmitted by WBC, and any disclosure or communication we make by posting to specific accounts are governed our web site will be considered made when posted by the applicable deposit agreements and disclosuresWBC. ERROR RESOLUTION - For Personal Accounts review the Error Resolution Notice in Personal Rules and Regulations that were provided to you when you initially opened your personal accountEXCEPT AS SPECIFIED ABOVE, OR AS MAY OTHERWISE BE PROVIDED BY LAW, WBC SHALL HAVE NO LIABILITY FOR ANY ACT OR OMISSION IN CONNECTION WITH WeB. WBC’S CUMULATIVE LIABILITY IN ANY ONE CALENDAR YEAR, SHOULD IT BE FOUND TO EXIST NOTWITHSTANDING THIS PROVISION, SHALL NOT EXCEED THE FEES YOU HAVE PAID FOR WeB IN THAT CALENDAR YEAR. For Business Accounts review the Business Rules and Regulations that were provided to you when you initially opened your company account with UmpquaWBC HEREBY DISCLAIMS, FOR ITSELF AND/OR ANY OTHER ENTITY INVOLVED IN THE PROVIDING OF WeB, ALL WARRANTIES, EITHER EXPRESSED, IMPLIED OR STATUTORY, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR LACK OF VIRUSES. IN NO EVENT SHALL WBC OR ANY OTHER ENTITY INVOLVED IN THE PROVIDING OF WeB BE LIABLE FOR (1) DAMAGES CAUSED OTHER THAN BY ITS OWN GROSS NEGLIGENCE OR INTENTIONAL MISCONDUCT, OR (2) INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES. BY CLICKING “I AGREE” YOU AGREE TO THE TERMS AND CONDITIONS OF THIS AGREEMENT. YOU ALSO AUTHORIZE WBC TO SEEK INFORMATION ABOUT YOU FROM OTHERS, FOR EXAMPLE A CREDIT REPORT FROM ANY CREDIT BUREAU(S) SELECTED BY WBC, IN CONNECTION WITH THE OPENING AND MAINTAINING OF YOUR ACCOUNT(S). BY CLICKING “I AGREE” YOU AGREE TO THE TERMS AND CONDITIONS OF THIS AGREEMENT. YOU ALSO AUTHORIZE WBC TO SEEK INFORMATION ABOUT YOU FROM OTHERS, FOR EXAMPLE A CREDIT REPORT FROM ANY CREDIT BUREAU(S) SELECTED BY WBC, IN CONNECTION WITH THE OPENING AND MAINTAINING OF YOUR ACCOUNT(S).
Appears in 1 contract
Samples: www.whitakerbank.com
Disclosure of Account Information and Transfers. You understand and agree that in addition to information furnished pursuant to legal process, some information about your accounts or the transfers you make account(s) may automatically be disclosed to others. For example, the tax laws require disclosure to the government of the amount of interest you earn, and some transactions, such as certain large currency and or foreign transactions, transactions must be reported to the government. We Woodland Bank may also routinely provide information about your account(s) to persons or companies Woodland Bank believes would use the information for reasonable purposes, such as when a prospective creditor seeks to verify information you may have given in a credit application or a merchant calls to verify a check you have written. In addition, Woodland Bank may inform a credit bureaus bureau or collection agency when accounts are closed by Woodland Bank because they were not handled properly. We Disclosure of any information should be in accordance with all applicable Federal laws and regulations. Woodland Bank may also seek information about you from others, such as the a credit bureau, in connection with the opening or maintaining of your account account(s), and by accepting this agreement, you give us authority to provide or in connection obtain all the above information. YOUR RIGHT TO TERMINATE – You may cancel your OLB service at any time by providing us with approving written and signed notice via postal mail or fax. Within three (3) business days of receiving instructions, your access to online banking. You agree and hereby authorize all of these transfers of information. Periodic Statements - You OLB will not receive a separate online banking statement. Transfers to and from your accounts using online banking will appear on the respective periodic paper statements for your Umpqua accounts. You can use online banking to enroll in Paperless Statements for your checking and savings accounts. This is your authorization to us to stop delivering paper statements for the accounts you designatebe suspended. You will only be able remain responsible for all outstanding fees incurred prior to view Woodland Bank receiving and processing your Paperless Statements online cancellation. You may also cancel any of your OLB services by contacting our bookkeeping department at (000) 000-0000, or sending cancellation instructions in online bankingwriting to: Woodland Bank, P. O. Xxx 000, Xxxxx Xxxxxx, XX 00000 Attention: Bookkeeping. Use the Settings page of OUR RIGHT TO TERMINATE – Your online banking to enroll. You will access may be presented with a separate Paperless Statement Agreement that outlines details of this service. Change in Terms - We may change any term of this Agreement canceled by Woodland Bank at any time, without prior notice and for any reason. After cancellation, online banking services may be reinstated at Woodland Bank's discretion. To reinstate your service, call bookkeeping at (000) 000-0000. If the change would result in increased fees you do not access your Woodland Bank account(s) through OLB for any online banking servicea 6 month period, increased liability for you, fewer types of available electronic fund transfers, or stricter limitations on the frequency or dollar amount of transfers, we agree to give you notice at least 30 days before the effective date of any such change, unless an immediate change is necessary to maintain the security of an account or our electronic fund transfer system. We will post any required notice of the change in terms on the Umpqua online banking website or forward it to you by e-mail or by postal mail. If advance notice of the change is not required, and disclosure does not jeopardize the security of the account or our electronic fund transfer system, we will notify you of the change in terms within 30 days after the change becomes effective. Your continued use of any or all of the subject online banking Services indicates your acceptance of the change in terms. We reserve Woodland Bank reserves the right to waivedisconnect your service without notice. COMMUNICATIONS WITH WOODLAND BANK Telephone – You can contact us by telephone at (000) 000-0000 or Toll Free (888) 566- 2357; Office hours are from 8:00 a.m. (CST) to 5:00 p.m. (CST); 24 hour voicemail is available. Facsimile – You can contact us by fax at (000) 000-0000. Postal Mail – You can write to us at Woodland Bank, reduce or reverse charges or fees in individual situationsP. O. Xxx 000, Xxxxx Xxxxxx, XX 00000 Attention: Bookkeeping. In Person – You acknowledge and agree that changes to fees applicable to specific accounts are governed by the applicable deposit agreements and disclosuresmay visit us at any of our locations as listed on our website at xxx.xxxxxxxxxxxx.xxx. ERROR RESOLUTION - For Personal Accounts review the Error Resolution Notice in Personal Rules and Regulations that were provided to you when you initially opened your personal accountEmail – You may email us at xxxxxxxxxxx@xxxxxxxxxxxx.xxx. For Business Accounts review the Business Rules and Regulations that were provided to you when you initially opened your company account with UmpquaEXCEPT AS SPECIFIED ABOVE OR AS MAY OTHERWISE BE PROVIDED BY LAW, WOODLAND BANK SHALL HAVE NO LIABILITY FOR ANY ACT OR OMISSION IN CONNECTION WITH THE SERVICE, AND WOODLAND BANK'S CUMULATIVE LIABILITY IN ANY ONE CALENDAR YEAR, SHOULD IT BE FOUND TO EXIST NOTWITHSTANDING THIS PROVISION, SHALL NOT EXCEED THE FEES YOU HAVE PAID FOR THE SERVICE IN THAT CALENDAR YEAR. WOODLAND BANK HEREBY DISCLAIMS, FOR ITSELF AND/OR ANY OTHER ENTITY INVOLVED IN THE PROVIDING OF THIS SERVICE, ALL WARRANTIES, EITHER EXPRESSED, IMPLIED OR STATUTORY, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR LACK OF VIRUSES. IN NO EVENT SHALL OLB OR ANY OTHER ENTITY INVOLVED IN THE PROVIDING OF THE SERVICE BE LIABLE FOR (1) DAMAGES CAUSED OTHER THAN BY ITS OWN GROSS NEGLIGENCE OR INTENTIONAL MISCONDUCT, OR (2) INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES.
Appears in 1 contract
Samples: Woodland Bank Personal Online Banking Enrollment Agreement
Disclosure of Account Information and Transfers. You understand information about your accounts or the transfers you make may automatically be disclosed to others. For example, tax laws require disclosure to the government of the amount of interest you earn, and some transactions, such as large currency and foreign transactions, must be reported to the government. We may also routinely provide information about your accounts to persons or companies we believe would use the information for reasonable purposes, such as when a prospective creditor seeks to verify information you may have given in a credit application or a merchant calls to verify a check you have written. In addition, we may inform credit bureaus when accounts are closed because they were not handled properly. We may also seek information about you from others, such as the credit bureau, in connection with the opening or maintaining of your account or in connection with approving your access to online bankingInternet Banking. You agree and hereby authorize all of these transfers of information. Periodic Statements PERIODIC STATEMENTS - You will not receive a separate online banking Internet Banking statement. Transfers to and from your accounts using online banking Internet Banking will appear on the respective periodic paper statements for your Umpqua LCSB accounts. You can use online banking to enroll in Paperless Statements for your checking and savings accounts. This is your authorization to us to stop delivering paper statements for the accounts you designate. You will only be able to view your Paperless Statements online in online banking. Use the Settings page of online banking to enroll. You will be presented with a separate Paperless Statement Agreement that outlines details of this service. Change in Terms CHANGE IN TERMS - We may change any term of this Agreement at any time. If the change would result in increased fees for any online banking Internet Banking service, increased liability for you, fewer types of available electronic fund transfers, or stricter limitations on the frequency or dollar amount of transfers, we agree to give you notice at least 30 days before the effective date of any such change, unless an immediate change is necessary to maintain the security of an account or our electronic fund transfer systemInternet Banking. We will post any required notice of the change in terms on the Umpqua online banking website or forward it to you by e-mail Lea County State Bank Web site or by postal mail. If advance notice of the change is not required, and disclosure does not jeopardize the security of the account or our electronic fund transfer systemInternet Banking, we will notify you of the change in terms within 30 21 days after the change becomes effective. Your continued use of any or all of the subject online banking Services Internet Banking services indicates your acceptance of the change in terms. We reserve the right to waive, reduce or reverse charges or fees in individual situations. You acknowledge and agree that changes to fees applicable to specific accounts are governed by the applicable deposit agreements and disclosures. ERROR RESOLUTION IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC TRANSFERS, INCLUDING BILL PAYMENTS - For Personal Accounts review Contact us as soon as you can, if you think your paper statement is wrong, or if you need more information about a transfer listed on your paper statement. We must hear from you no later than 60 days after we sent the Error Resolution Notice in Personal Rules and Regulations that were provided to FIRST paper statement upon which the problem or error appeared. When you when you initially opened your personal account. For Business Accounts review the Business Rules and Regulations that were provided to you when you initially opened your company account with Umpqua.contact us:
Appears in 1 contract
Samples: Agreement
Disclosure of Account Information and Transfers. You understand information about your accounts or the transfers you make may automatically be disclosed to others. For example, tax laws require disclosure to the government of the amount of interest you earn, and some transactions, such as large currency and foreign transactions, must be reported to the government. We may also provide information about your accounts to persons or companies we believe would use the information for reasonable purposes, such as when a prospective creditor seeks to verify information you may have given in a credit application or a merchant calls to verify a check you have written. In addition, we routinely inform credit bureaus when accounts are closed because they were not handled properly. We may also seek information about you from others, form others such as the a credit bureau, in connection with the opening or maintaining of your account or in connection with approving your access to online bankingthe Internet Banking Service. You agree and hereby authorize all of these transfers of information. Periodic Statements - Statements- You will not receive a separate online banking Internet Banking Service statement. Transfers to and from your accounts using online banking Internet Banking Service will appear on the respective periodic paper statements for your Umpqua Bank accounts. You can use online banking to enroll Changes in Paperless Statements for your checking and savings accounts. This is your authorization to us to stop delivering paper statements for the accounts you designate. You will only be able to view your Paperless Statements online in online banking. Use the Settings page of online banking to enroll. You will be presented with a separate Paperless Statement Agreement that outlines details of this service. Change in Terms - terms- We may change any term terms of this Agreement at any time. If the change would result in increased fees for any online banking service, Internet Banking Service increased liability for you, fewer types of available electronic fund transfers, or stricter limitations on the frequency or dollar amount of transfers, we agree to give you notice at least 30 21 days before the effective date of any such change, unless an immediate change is necessary to maintain the security of an account or our electronic fund transfer system. We will post any required notice of the change in terms on the Umpqua online banking website Bank Internet Banking Service web site or forward it to you by e-mail or by postal mail. If advance notice of the change is not required, and disclosure does not jeopardize the security of the account amount or our electronic fund transfer system, we will notify you of the change in terms within 30 days after the change becomes effective. Your continued use of any or all of the subject online banking Services Internet Banking Service services indicates your acceptance of the change in terms. We reserve the right to waive, reduce or reverse charges or of fees in individual situations. You acknowledge and agree that changes to fees applicable to specific accounts are governed by the applicable deposit agreements and disclosures. ERROR RESOLUTION - For Personal Accounts review In Case of Errors or Questions about Your Electronic Transfers, including Xxxx Payments- Contact us as soon as you can, if you think your paper statement is wrong, or if you need more information about a transfer listed on your paper statement. We must hear from you no later than 60 days after we sent the Error Resolution Notice in Personal Rules and Regulations that were provided to First paper statement upon which the problem or error appeared. When you when you initially opened your personal account. For Business Accounts review the Business Rules and Regulations that were provided to you when you initially opened your company account with Umpqua.contact us:
Appears in 1 contract
Disclosure of Account Information and Transfers. You understand Cornerstone Bank is committed to protecting your security and confidentiality. We will guard your information about from third parties except for the following reasons: Where necessary for completing transactions In order to verify the existence and condition of your accounts or the transfers you make may automatically be disclosed to others. For example, tax laws require disclosure to the government of the amount of interest you earn, and some transactionsaccount for a third party, such as large currency a credit bureau or merchant In order to comply with laws, government agency rules or orders, court orders, subponeas, or other legal process If you give us written permission Limited Liability on Transfers Cornerstone Bank will not be liable for transfers that do not take place in several situations, including but not limited to, the following: Through no fault of ours, you do not have enough money in your account to make the transfer If you have an overdraft line and foreign transactions, must be reported to the government. We also routinely inform credit bureaus when accounts are closed because they were not handled properly. We may also seek information about you from others, such as transfer exceeds the credit bureaulimit If the automated teller machine where you are making the transfer does not have enough cash If the terminal or system was not working properly and you knew about the breakdown when you started the transfer If circumstances beyond our control prevent the transfer, despite reasonable precautions that we have taken Unauthorized Transfers/Errors and Questions in connection with Relation to Consumer Accounts Tell us AT ONCE if you believe your code, your card and/or your login credentials have been lost or stolen or if you believe that an electronic funds transfer has been made without your permission using information from your check or debit card. Immediately calling Cornerstone Bank is the opening best way of limiting your losses. You could lose all the money in your account (plus the maximum of any overdraft line of credit). If you tell us within two (2) Business days after you learn of a theft or maintaining loss of your account card and/or code, you can lose no more than $50 if someone uses your card and/or code without your permission. If you do not tell us within two (2) Business days after you learn of the loss or theft of your card and/or code, and we could have stopped someone from using your card and/or code without your permission, you could lose as much as $500. Also if your statement shows transfers that you did not make, including those made by card, code or other means, tell us AT ONCE. If you do not tell us within 30 (thirty) days after the First statement was mailed or provided to you electronically you may not get back any money you lost after the thirty (30) days if we can establish we could have stopped someone from taking the money had you told us in connection with approving your access to online bankingthe prescribed time. You agree and hereby authorize all of these transfers of information. Periodic Statements - You will not receive a separate online banking statement. Transfers to and from your accounts using online banking will appear on the respective periodic paper statements for your Umpqua accounts. You can use online banking to enroll Contact Cornerstone Bank via writing, email or call at contact information listed in Paperless Statements for your checking and savings accounts. This is your authorization to us to stop delivering paper statements for the accounts you designate. You will only be able to view your Paperless Statements online in online banking. Use the Settings page of online banking to enroll. You will be presented with a separate Paperless Statement Agreement that outlines details of this service. Change in Terms - We may change any term of this Agreement at any time. noting: Name and account number Describe the error or the transfer you are unsure about explaining as clearly as you can why you believe it is an error The date, dollar amount(s) and suspected error If the change would result in increased fees for any online banking service, increased liability for you, fewer types of available electronic fund transfers, or stricter limitations on the frequency or dollar amount of transfersyou tell us orally, we agree may require you to give you notice at least 30 days before the effective date complete written notification within 10 (ten) business days. Regardless of any such changenotification method, unless an immediate change is necessary we may ask for copies of documents and/or further documentation to maintain the security of an account or our electronic fund transfer systemaid in investigation. We will post any required notice of the change in terms on the Umpqua online banking website or forward it to you by edetermine whether an error occurred within: Five (5) business days if transaction involved a point-mail or by postal mail. If advance notice of the change is not required, and disclosure does not jeopardize the security of the account or our electronic fund transfer system, we will notify you of the change in terms within 30 days after the change becomes effective. Your continued use of any or all of the subject online banking Services indicates your acceptance of the change in terms. We reserve the right to waive, reduce or reverse charges or fees in individual situations. You acknowledge and agree that changes to fees applicable to specific accounts are governed by the applicable deposit agreements and disclosures. ERROR RESOLUTION - For Personal Accounts review the Error Resolution Notice in Personal Rules and Regulations that were provided to you when you initially opened your personal account. For Business Accounts review the Business Rules and Regulations that were provided to you when you initially opened your company account with Umpqua.of-sale transaction
Appears in 1 contract
Disclosure of Account Information and Transfers. You understand information about your accounts or the transfers you make may automatically be disclosed to others. For example, tax laws require disclosure to the government of the amount of interest you earn, and some transactions, such as large currency and foreign transactions, must be reported to the government. We may also provide information about your accounts to persons or companies we believe would use the information for reasonable purposes, such as when a prospective creditor seeks to verify information you may have given in a credit application or a merchant calls to verify a check you have written. In addition, we routinely inform credit bureaus when accounts are closed because they were not handled properly. We may also seek information about you from others, such as the credit bureau, in connection with the opening or maintaining of your account or in connection with approving your access to online bankingSYSTEM. You agree and hereby authorize all of these transfers of information. Periodic Statements - You will not continue to receive a separate online banking statement. Transfers to and from your accounts using online banking will appear regular account statement by mail, either monthly or quarterly, depending on the respective periodic paper type of account, unless you choose to receive e-statements. Once you accept the e-statement disclosure within your online banking, you will no longer receive statements for your Umpqua accounts. You can use online banking to enroll in Paperless Statements for your checking and savings accounts. This is your authorization to us to stop delivering paper statements for the accounts by mail, but instead you designate. You will only be able to view them through your Paperless Statements online in online banking. Use the Settings page of online banking to enroll. You will be presented with a separate Paperless Statement Agreement that outlines details of this service. Change in Terms - We may change any term of this Agreement at any time. If the change would result in increased fees for any online banking SYSTEM service, increased liability for you, fewer types of available electronic fund transfers, or stricter limitations on the frequency or dollar amount of transfers, we agree to give you notice at least 30 21 days before the effective date of any such change, unless an immediate change is necessary to maintain the security of an account or our electronic fund transfer system. We will post any required notice of the change in terms on the Umpqua online banking BANK SYSTEM website or forward it to you by e-mail or by postal mail. If advance notice of the change is not required, and disclosure does not jeopardize the security of the account or our electronic fund transfer system, we will notify you of the change in terms within 30 days after the change becomes effective. Your continued use of any or all of the subject online banking SYSTEM Services indicates your acceptance of the change in terms. We reserve the right to waive, reduce or reverse charges or fees in individual situations. You acknowledge and agree that changes to fees applicable to specific accounts are governed by the applicable deposit agreements and disclosures. ERROR RESOLUTION - For Personal Accounts review the Error Resolution Notice in Personal Rules and Regulations that were provided to you when you initially opened your personal account. For Business Accounts review the Business Rules and Regulations that were provided to you when you initially opened your company account with Umpqua.
Appears in 1 contract
Samples: priorityonebank.com
Disclosure of Account Information and Transfers. You understand information about your accounts or the transfers you make may automatically be disclosed to others. For example, tax laws require disclosure to the government of the amount of interest you earn, and some transactions, such as large currency and foreign transactions, must be reported to the government. We may also provide information about your accounts to persons or companies we believe would use the information for reasonable purposes, such as when a prospective creditor seeks to verify information you may have given in a credit application or a merchant calls to verify a check you have written. In addition, we routinely inform credit bureaus when accounts are closed because they were not handled properly. We may also seek information about you from others, such as the credit bureau, in connection with the opening or maintaining of your account or in connection with approving your access to online bankingOnline Banking. You agree and hereby authorize all of these transfers of information. Periodic Statements - — You will not receive a separate online banking Online Banking statement. Transfers to and from your accounts using online banking Online Banking will appear on the respective periodic paper statements for your Umpqua United Bank accounts. You can use online banking to enroll in Paperless Statements for your checking and savings accounts. This is your authorization to us to stop delivering paper statements for the accounts you designate. You will only be able to view your Paperless Statements online in online banking. Use the Settings page of online banking to enroll. You will be presented with a separate Paperless Statement Agreement that outlines details of this service. Change in Terms - — We may change any term of this Agreement at any time. If the change would result in increased fees for any online banking Online Banking service, increased liability for you, fewer types of available electronic fund transfers, or stricter limitations on the frequency or dollar amount of transfers, we agree to give you notice at least 30 21 days before the effective date of any such change, unless an immediate change is necessary to maintain the security of an account or our electronic fund transfer system. We will post any required notice of the change in terms on the Umpqua online banking website United Bank web site or forward it to you by e-mail or by postal mail. If advance notice of the change is not required, and disclosure does not jeopardize the security of the account or our electronic fund transfer system, we will notify you of the change in terms within 30 days after the change becomes effective. Your continued use of any or all of the subject online banking Online Banking Services indicates your acceptance of the change in terms. We reserve the right to waive, reduce or reverse charges or fees in individual situations. You acknowledge and agree that changes to fees applicable to specific accounts are governed by the applicable deposit agreements and disclosures. ERROR RESOLUTION - For Personal Accounts review In Case of Errors or Questions about Your Electronic Transfers, including Bill Payments — Contact us as soon as you can, if you think your paper statement is wrong, or if you need more information about a transfer listed on your paper statement. We must hear from you no later than 60 days after we sent the Error Resolution Notice in Personal Rules and Regulations that were provided to FIRST paper statement upon which the problem or error appeared. When you when you initially opened your personal account. For Business Accounts review the Business Rules and Regulations that were provided to you when you initially opened your company account with Umpqua.contact us:
Appears in 1 contract
Samples: Online Access Agreement
Disclosure of Account Information and Transfers. You understand and agree that in addition to information furnished pursuant to legal process, some information about your accounts or the transfers you make account(s) may automatically be disclosed to others. For example, the tax laws require disclosure to the government of the amount of interest you earn, and some transactions, such as certain large currency and or foreign transactions, transactions must be reported to the government. We also routinely The Xxxxxxxx Bank may inform a credit bureaus bureau or collection agency when accounts are closed by The Xxxxxxxx Bank because they were not handled properly. We Disclosure of any information should be in accordance with all applicable Federal laws and regulations. YOUR RIGHT TO TERMINATE - You may also seek information about you from otherscancel your online banking service at any time by providing us with written notice via postal mail or fax. Within three (3) business days of receiving instructions, such as the credit bureau, in connection with the opening or maintaining of your account or in connection with approving your access to online banking. You agree and hereby authorize all of these transfers of information. Periodic Statements - You will not receive a separate online banking statement. Transfers to and from your accounts using online banking will appear on the respective periodic paper statements for your Umpqua accounts. You can use online banking to enroll in Paperless Statements for your checking and savings accounts. This is your authorization to us to stop delivering paper statements for the accounts you designatebe suspended. You will only be able remain responsible for all outstanding fees incurred prior to view The Xxxxxxxx Bank receiving and processing your Paperless Statements online in online bankingcancellation. Use the Settings page You may also cancel any of your online banking services by calling (000) 000-0000, or sending cancellation instructions in writing to enrollThe Xxxxxxxx Bank, PO Box 127, Hamilton, MO 64644 - Attention: Online Banking Customer Service. OUR RIGHT TO TERMINATE - Your online banking access may be canceled by The Xxxxxxxx Bank at any time, without prior notice and for any reason. After cancellation, online banking services may be reinstated at The Xxxxxxxx Bank's discretion. To reinstate your service, call The Xxxxxxxx Bank at (000) 000-0000. If you do not access your account(s) through online banking for a ninety-day period, The Xxxxxxxx Bank reserves the right to disconnect your service without notice. ASSIGNMENT OF THIS AGREEMENT - You may not transfer or assign this Agreement without our prior written approval, and any unauthorized assignment or transfer will be presented with a separate Paperless Statement Agreement that outlines details of this servicenull and void. Change in Terms - We may change any term of assign or transfer this Agreement at any timetime without notice. If the change would result in increased fees for COMMUNICATIONS WITH THE XXXXXXXX BANK Telephone - You can contact us by telephone at (000) 000-0000. Facsimile - You can contact us by fax at (000) 000-0000. Postal Mail - You can write to us at: The Xxxxxxxx Bank PO Box 127 Xxxxxxxx, MO 64644 In Person - You may visit us at any online banking service, increased liability for you, fewer types of available electronic fund transfers, or stricter limitations on the frequency or dollar amount of transfers, we agree to give you notice at least 30 days before the effective date of any such change, unless an immediate change is necessary to maintain the security of an account or our electronic fund transfer system. We will post any required notice of the change in terms on the Umpqua online banking website or forward it to you by e-mail or by postal mail. If advance notice of the change is not required, and disclosure does not jeopardize the security of the account or our electronic fund transfer system, we will notify you of the change in terms within 30 days after the change becomes effective. Your continued use of any or all of the subject online banking Services indicates your acceptance of the change in terms. We reserve the right to waive, reduce or reverse charges or fees in individual situations. You acknowledge and agree that changes to fees applicable to specific accounts are governed by the applicable deposit agreements and disclosures. ERROR RESOLUTION - For Personal Accounts review the Error Resolution Notice in Personal Rules and Regulations that were provided to you when you initially opened your personal account. For Business Accounts review the Business Rules and Regulations that were provided to you when you initially opened your company account with Umpquabranch locations.
Appears in 1 contract
