Common use of Drugs and Drug Paraphernalia Clause in Contracts

Drugs and Drug Paraphernalia. Sale of narcotics, controlled substances, and any equipment designed for making or using drugs, such as bongs, vaporizers, and hookahs • Pseudo-Pharmaceuticals: Pharmaceuticals and other products that make health claims that have not been approved or verified by the applicable local and/or national regulatory body • Substances designed to mimic illegal drugs: Sale of a legal substance that provides the same effect as an illegal drug (e.g., salvia, kratom) • Adult Content and Services: Pornography and other obscene materials (including literature, imagery and other media); sites offering any sexually-related services such as prostitution, escorts, pay-per view, adult live chat features • Multi-level Marketing: Pyramid schemes, network marketing, and referral marketing programs • Unfair, predatory or deceptive practices: Investment opportunities or other services that promise high rewards; Sale or resale of a service without added benefit to the buyer; resale of government offerings without authorization or added value; sites that we determine in our sole discretion to be unfair, deceptive, or predatory towards consumers • High risk businesses: any businesses that we believe poses elevated financial risk, legal liability, or violates card network or bank policies Conditional Use Express written consent and approval from Metal X must be obtained prior to using Metal X Services for the following categories of business and/or use ("Conditional Uses"). Consent may be requested by contacting us athttps://xxxxxxx.xxxxxx.xxx. Metal X may also require you to agree to additional conditions, make supplemental representations and warranties, complete enhanced on-boarding procedures, and operate subject to restrictions if you use Metal X Services in connection with any of following businesses, activities, or practices: • Money Services: Money transmitters, Digital Currency transmitters; currency or Digital Currency exchanges or dealers; gift cards; prepaid cards; sale of in-game currency unless the merchant is the operator of the virtual world; act as a payment intermediary or aggregator or otherwise resell any of the Metal X Services • Charities: Acceptance of donations for nonprofit enterprise • Games of Skill: Games which are not defined as gambling under this Agreement or by law, but which require an entry fee and award a prize

Drugs and Drug Paraphernalia. Sale of narcotics, controlled substances, and any equipment designed for making or using drugs, such as bongs, vaporizers, and hookahs • ● Pseudo-Pharmaceuticals: Pharmaceuticals and other products that make health claims that have not been approved or verified by the applicable local and/or or national regulatory body • ● Substances designed to mimic illegal drugs: Sale of a legal substance that provides the same effect as an illegal drug (e.g., salvia, kratom) • ● Adult Content and Services: Pornography and other obscene materials (including literature, imagery and other media); sites offering any sexually-related services such as prostitution, escorts, pay-per view, adult live chat features • ● Multi-level Marketing: Pyramid schemes, network marketing, and referral marketing programs • ● Unfair, predatory or deceptive practices: Investment opportunities or other services that promise high rewards; Sale or resale of a service without added benefit to the buyer; resale of government offerings without authorization or added value; sites that we determine in our sole discretion to be unfair, deceptive, or predatory towards consumers • ● High risk businesses: any businesses that we believe poses elevated financial risk, legal liability, or violates card network or bank policies Conditional Use Express written consent and approval from Metal X eToro must be obtained prior to using Metal X the Services for the following categories of business and/or or use ("“Conditional Uses"”). Consent may be requested by contacting us athttps://xxxxxxx.xxxxxx.xxxat xxxxx://xxx.xxxxx.xxx/en-us/customer-service. Metal X eToro may also require you to agree to additional conditions, make supplemental representations and warranties, complete enhanced on-boarding procedures, and operate subject to restrictions if you use Metal X the Services in connection with any of the following businesses, activities, or practices: • ● Money Services: Money transmitters, Digital Currency Cryptocurrency transmitters; currency or Digital Currency Cryptocurrency exchanges or dealers; gift cards; prepaid cards; sale of in-game currency unless the merchant is the operator of the virtual world; act as a payment intermediary or aggregator or otherwise resell any of the Metal X Services • ● Charities: Acceptance of donations for nonprofit enterprise • ● Games of Skill: Games which are not defined as gambling under this Agreement or by law, but which require an entry fee and award a prize

Drugs and Drug Paraphernalia. Sale of narcotics, controlled substances, and any equipment designed for making or using drugs, such as bongs, vaporizers, and hookahs • hookahs; Pseudo-Pharmaceuticals: Pharmaceuticals and other products that make health claims that have not been approved or verified by the applicable local and/or national regulatory body • body; Substances designed to mimic illegal drugs: Sale of a legal substance that provides the same effect as an illegal drug (e.g., salvia, kratom) • ); Adult Content and Services: Pornography and other obscene materials (including literature, imagery and other media); sites offering any sexually-related services such as prostitution, escorts, pay-per view, adult live chat features • features; Multi-level Marketing: Pyramid schemes, network marketing, and referral marketing programs • programs; Unfair, predatory or deceptive practices: Investment opportunities or other services that promise high rewards; Sale or resale of a service without added benefit to the buyer; resale of government offerings without authorization or added value; sites that we determine in our sole discretion to be unfair, deceptive, or predatory towards consumers • consumers; High risk businesses: any businesses that we believe poses elevated financial risk, legal liability, or violates card network or bank policies policies. Conditional Use Express written consent and approval from Metal X CoinList must be obtained prior to using Metal X CoinList Services for the following categories of business and/or use ("Conditional Uses"). Consent may be requested by contacting us athttps://xxxxxxx.xxxxxx.xxxat xxxxxxx@xxxxxxxx.xx . Metal X CoinList may also require you to agree to additional conditions, make supplemental representations and warranties, complete enhanced on-boarding procedures, and operate subject to restrictions if you use Metal X CoinList Markets Services in connection with any of following businesses, activities, or practices: • Money Services: Money transmitters, Digital Currency transmitters; currency or Digital Currency exchanges or dealers; gift cards; prepaid cards; sale of in-game currency unless the merchant is the operator of the virtual world; act as a payment intermediary or aggregator or otherwise resell any of the Metal X Services • CoinList Services; Charities: Acceptance of donations for nonprofit enterprise • enterprise; Games of Skill: Games which are not defined as gambling under this Agreement or by law, but which require an entry fee and award a prize; Religious/Spiritual Organizations: Operation of a for-profit religious or spiritual organization. APPENDIX 2: VERIFICATION PROCEDURES AND LIMITS As a regulated financial service company operating in the US we are required to identify users on our platform. This ensures we remain in compliance with KYC/AML laws in the jurisdictions in which we operate, something that is necessary for us to be able to continue to offer digital currency exchange services to our customers. CoinList and our affiliates collect and verify information about you in order to: (a) protect CoinList and the community from fraudulent users, and (b) to keep appropriate records of CoinList customers, and (c) manage any transaction limitations All customers who wish to use CoinList Services, including the sending and receiving of Digital Assets reconciled to a blockchain, are required to establish a CoinList Account by: ● Providing your name and valid email address, password and your state and country of residence, and certify that you are 18 years or older, ● Accepting Terms of Service, onboarding confirmations, Subscriber Agreement and Privacy Policy, and ● Verifying your identity by submitting the following information (CoinList reserves the right to request additional information as needed; additional information may be requested of entities such as companies and trusts):

Drugs and Drug Paraphernalia. Sale of narcotics, controlled substances, and any equipment designed for making or using drugs, such as bongs, vaporizers, and hookahs • Pseudo-Pharmaceuticals: Pharmaceuticals and other products that make health claims that have not been approved or verified by the applicable local and/or or national regulatory body • Substances designed to mimic illegal drugs: Sale of a legal substance that provides the same effect as an illegal drug (e.g., salvia, kratom) • Adult Content and Services: Pornography and other obscene materials (including literature, imagery and other media); sites offering any sexually-related services such as prostitution, escorts, pay-per view, adult live chat features • Multi-level Marketing: Pyramid schemes, network marketing, and referral marketing programs • Unfair, predatory or deceptive practices: Investment opportunities or other services that promise high rewards; Sale or resale of a service without added benefit to the buyer; resale of government offerings without authorization or added value; sites that we determine in our sole discretion to be unfair, deceptive, or predatory towards consumers • High risk businesses: any businesses that we believe poses elevated financial risk, legal liability, or violates card network or bank policies Conditional Use Express written consent and approval from Metal X eToro must be obtained prior to using Metal X the Services for the following categories of business and/or or use ("“Conditional Uses"”). Consent may be requested by contacting us athttps://xxxxxxx.xxxxxx.xxx. Metal X at xxxxx://xxx.xxxxx.xxx/customer-service/. eToro may also require you to agree to additional conditions, make supplemental representations and warranties, complete enhanced on-on- boarding procedures, and operate subject to restrictions if you use Metal X the Services in connection with any of following businesses, activities, or practices: • Money Services: Money transmitters, Digital Currency Asset transmitters; currency or Digital Currency Asset exchanges or dealers; gift cards; prepaid cards; sale of in-game currency unless the merchant is the operator of the virtual world; act as a payment intermediary or aggregator or otherwise resell any of the Metal X Services • Charities: Acceptance of donations for nonprofit non-profit enterprise • Games of Skill: Games which are not defined as gambling under this Agreement these Terms or by law, but which require an entry fee and award a prize

Drugs and Drug Paraphernalia. Sale of narcotics, controlled substances, and any equipment designed for making or using drugs, such as bongs, vaporizers, and hookahs • ● Pseudo-Pharmaceuticals: Pharmaceuticals and other products that make health claims that have not been approved or verified by the applicable local and/or national regulatory body • ● Substances designed to mimic illegal drugs: Sale of a legal substance that provides the same effect as an illegal drug (e.g., salvia, kratom) • ● Adult Content and Services: Pornography and other obscene materials (including literature, imagery and other media); sites offering any sexually-related services such as prostitution, escorts, pay-per view, adult live chat features • ● Multi-level Marketing: Pyramid schemes, network marketing, and referral marketing programs • ● Unfair, predatory or deceptive practices: Investment opportunities or other services that promise high rewards; Sale or resale of a service without added benefit to the buyer; resale of government offerings without authorization or added value; sites that we determine in our sole discretion to be unfair, deceptive, or predatory towards consumers • ● High risk businesses: any businesses that we believe poses elevated financial risk, legal liability, or violates card network or bank policies Conditional Use Express written consent and approval from Metal X Monarch must be obtained prior to using Metal X Monarch Services for the following categories of business and/or use ("Conditional Uses"). Consent may be requested by contacting us athttps://xxxxxxx.xxxxxx.xxxat xxxxx://xxxxxxx.Xxxxxxxxxxxx.xx. Metal X Monarch may also require you to agree to additional conditions, make supplemental representations and warranties, complete enhanced on-boarding procedures, and operate subject to restrictions if you use Metal X Monarch Services in connection with any of following businesses, activities, or practices: • ● Money Services: Money transmitters, Digital Currency transmitters; currency or Digital Currency exchanges or dealers; gift cards; prepaid cards; sale of in-game currency unless the merchant is the operator of the virtual world; act as a payment intermediary or aggregator or otherwise resell any of the Metal X Monarch Services • ● Charities: Acceptance of donations for nonprofit enterprise • ● Games of Skill: Games which are not defined as gambling under this Agreement or by law, but which require an entry fee and award a prizeprize ● Religious/Spiritual Organizations: Operation of a for-profit religious or spiritual organization APPENDIX 2: VERIFICATION PROCEDURES AND LIMITS As a regulated financial service company operating in the US we are required to identify users on our platform. This ensures we remain in compliance with KYC/AML laws in the jurisdictions in which we operate, something that is necessary for us to be able to continue to offer digital currency exchange services to our customers. Monarch collects and verifies information about you in order to: (a) protect Monarch and the community from fraudulent users, and (b) to keep appropriate records of Monarch's customers. Your daily or weekly Conversion limits, deposits, withdrawal and trading limits, Instant Buy limits, USD Wallet transfer limits, and limits on transactions from a linked payment method are based on the identifying information and/or proof of identity you provide to Monarch. All U.S. customers who wish to use Monarch Services are required to establish a Monarch Account by: ● Providing your name and valid email address, a password and your state of residence, ● Certifying that you are 18 years or older, ● Accepting User Agreement and Privacy Policy, and ● Verifying your identity by submitting the following information: o Name o DOB o Physical address o SSN (or ID # from gov’t issued ID) o Source of funds o Income/employment information (US only) o Explanation of activity (US only) All U.S. customers who wish to send and received Digital Currency on to the block chain are required to: ● Submit a copy of an acceptable form of identification (i.e. passport, state driver's license, or state identification card), and ● Submit a picture of yourself or a selfie from your webcam or mobile phone. Notwithstanding these minimum verification procedures for the referenced Monarch Services, Monarch may require you to provide or verify additional information, or to wait some amount of time after completion of a transaction, before permitting you to use any Monarch Services and/or before permitting you to engage in transactions beyond certain volume limits. You may determine the volume limits associated with your level of identity verification by visiting your account's Limits page. You may contact us at xxxxx://xxxxxxx.Xxxxxxxxxxxx.xx to request larger limits. Monarch will require you to submit to Enhanced Due Diligence. Additional fees and costs may apply, and Monarch does not guarantee that we will raise your limits. APPENDIX 3: E-SIGN DISCLOSURE AND CONSENT This policy describes how Monarch delivers communications to you electronically. We may amend this policy at any time by providing a revised version on our website. The revised version will be effective at the time we post it. We will provide you with prior notice of any material changes via our website.

Drugs and Drug Paraphernalia. Sale of narcotics, controlled substances, and any equipment designed for making or using drugs, such as bongs, vaporizers, and hookahs • Pseudo-Pharmaceuticals: Pharmaceuticals and other products that make health claims that have not been approved or verified by the applicable local and/or or national regulatory body • Substances designed to mimic illegal drugs: Sale of a legal substance that provides the same effect as an illegal drug (e.g., salvia, kratom) • Adult Content and Services: Pornography and other obscene materials (including literature, imagery and other media); sites offering any sexually-related services such as prostitution, escorts, pay-per view, adult live chat features • Multi-level Marketing: Pyramid schemes, network marketing, and referral marketing programs • Unfair, predatory or deceptive practices: Investment opportunities or other services that promise high rewards; Sale or resale of a service without added benefit to the buyer; resale of government offerings without authorization or added value; sites that we determine in our sole discretion to be unfair, deceptive, or predatory towards consumers • High risk businesses: any businesses that we believe poses elevated financial risk, legal liability, or violates card network or bank policies policies. Conditional Use Express written consent and approval from Metal X XXXX.xx must be obtained prior to using Metal X the Services for the following categories of business and/or or use ("“Conditional Uses"”). Consent may be requested by contacting us athttps://xxxxxxx.xxxxxx.xxxat xxxxx@xxxx.xxx. Metal X XXXX.xx may also require you to agree to additional conditions, make supplemental representations and warranties, complete enhanced on-boarding procedures, and operate subject to restrictions if you use Metal X the Services in connection with any of the following businesses, activities, or practices: • Money Services: Money transmitters, Digital Currency Cryptocurrency transmitters; currency or Digital Currency Cryptocurrency exchanges or dealers; gift cards; prepaid cards; sale of in-game currency unless the merchant is the operator of the virtual world; act as a payment intermediary or aggregator or otherwise resell any of the Metal X Services • Charities: Acceptance of donations for nonprofit enterprise • Games of Skill: Games which are not defined as gambling under this Agreement or by law, but which require an entry fee and award a prize

Drugs and Drug Paraphernalia. Sale of narcotics, Selling and distributing controlled substances, substances and any equipment products designed for making or using drugsthe production and consumption of drugs (e.g., such as bongs, vaporizers, hookahs), or items intended for concealing drugs. ! Regulated and hookahs • Licensed Goods and Services: Engaging in the sale of tobacco, cigarettes (including e-cigarettes), e-liquids; dealing in precious metals and stones; operating online pharmacies, including the sale of prescription medications; selling weapons, firearms, munitions, gunpowder, and other explosives; offering fireworks and pyrotechnics; trading in toxic, flammable, and radioactive materials; and participation in the oil and gas industries and extractive sectors. ! Illicit Substances and Pseudo-Pharmaceuticals: Pharmaceuticals and other products Selling any product or substance that make health poses a risk to consumer safety or makes misleading or unsupported claims that have not been approved or officially confirmed and verified by competent authorities in the applicable local country, and/or national regulatory body • Substances designed to mimic illegal drugsobtained the necessary certifications and licenses. ! Counterfeit or Stolen Goods: Sale Engaging in the sale of a legal substance counterfeit designer products distributed by unauthorized and unlicensed retailers or resellers; selling replicas; dealing in goods that provides the same effect have been illegally imported or exported; and offering stolen goods for sale. ! Restricted Financial Services: Providing services such as an illegal drug (e.g.check cashing, salviabail bonds, kratom) • and collection agency services. ! Unlicensed Providers of Services in Regulated Industries: Operating without proper licenses in industries like foreign exchange, lotteries, and gambling. ! Adult Content and Services: Pornography Distributing pornographic materials; running online and other obscene materials (including literature, imagery and other media); sites offline stores offering any sexuallysex-related services such as prostitution, escorts, goods; providing escort and prostitution services; offering adult live chats and pay-per view, per-view adult live chat features • Multiwebsites. ! Fraudulent Financial Schemes: Involvement in multi-level Marketing: Pyramid marketing, pyramid or Ponzi schemes, network marketing, and referral marketing programs • schemes. ! NGOs and Non-Profit Organizations; Charities: Accepting donations for non- profit purposes. ! Goods and Service Providers Engaging in Unfair, predatory Misleading, and Aggressive Commercial Practices: Any merchant or deceptive practices: Investment opportunities or other services that promise high rewards; Sale or resale of a service without added benefit to the buyer; resale of government offerings without authorization or added value; sites that we determine in provider that, at our sole discretion to be unfairdiscretion, deceptiveemploys methods of harassment, coercion, including physical force, or predatory towards consumers • High undue influence that impairs consumers’ freedom of choice or conduct. ! Other High-Risk Businesses: Engaging in businesses that, based on applicable laws and regulations, are determined by us to have a high-risk businesses: any businesses that profile, and which we subsequently believe poses pose elevated financial risk, and/or legal risk of liability, or violates card network or bank policies Conditional Use Express written consent and approval from Metal X must be obtained prior to using Metal X Services for the following categories of business and/or use ("Conditional Uses"). Consent may be requested by contacting us athttps://xxxxxxx.xxxxxx.xxx. Metal X may also require you to agree to additional conditions, make supplemental representations and warranties, complete enhanced on-boarding proceduresviolations, and operate subject to restrictions if you use Metal X Services in connection with any of following businesses, activities, or practices: • Money Services: Money transmitters, Digital Currency transmitters; currency or Digital Currency exchanges or dealers; gift cards; prepaid cards; sale of in-game currency unless the merchant is the operator of the virtual world; act as a payment intermediary or aggregator or otherwise resell any of the Metal X Services • Charities: Acceptance of donations for nonprofit enterprise • Games of Skill: Games which are not defined as gambling under this Agreement or by law, but which require an entry fee and award a prizecriminal activity.

Drugs and Drug Paraphernalia. Sale of narcotics, controlled substances, and any equipment designed for making or using drugs, such as bongs, vaporizers, and hookahs •  Pseudo-Pharmaceuticals: Pharmaceuticals and other products that make health claims that have not been approved or verified by the applicable local and/or or national regulatory body •  Substances designed to mimic illegal drugs: Sale of a legal substance that provides the same effect as an illegal drug (e.g., salvia, kratom) •  Adult Content and Services: Pornography and other obscene materials (including literature, imagery and other media); sites offering any sexually-related services such as prostitution, escorts, pay-per view, adult live chat features •  Multi-level Marketing: Pyramid schemes, network marketing, and referral marketing programs •  Unfair, predatory or deceptive practices: Investment opportunities or other services that promise high rewards; Sale or resale of a service without added benefit to the buyer; resale of government offerings without authorization or added value; sites that we determine in our sole discretion to be unfair, deceptive, or predatory towards consumers •  High risk businesses: any businesses that we believe poses elevated financial risk, legal liability, or violates card network or bank policies Conditional Use Express written consent and approval from Metal X eToro must be obtained prior to using Metal X the Services for the following categories of business and/or or use ("“Conditional Uses"”). Consent may be requested by contacting us athttps://xxxxxxx.xxxxxx.xxxat xxxxx://xxx.xxxxx.xxx/en-us/customer-service. Metal X eToro may also require you to agree to additional conditions, make supplemental representations and warranties, complete enhanced on-boarding procedures, and operate subject to restrictions if you use Metal X the Services in connection with any of following businesses, activities, or practices: •  Money Services: Money transmitters, Digital Currency Cryptocurrency transmitters; currency or Digital Currency Cryptocurrency exchanges or dealers; gift cards; prepaid cards; sale of in-game currency unless the merchant is the operator of the virtual world; act as a payment intermediary or aggregator or otherwise resell any of the Metal X Services •  Charities: Acceptance of donations for nonprofit enterprise •  Games of Skill: Games which are not defined as gambling under this Agreement these Terms or by law, but which require an entry fee and award a prize

Drugs and Drug Paraphernalia. Sale of narcotics, controlled substances, and any equipment designed for making or using drugs, such as bongs, vaporizers, and hookahs • hookahs. Pseudo-Pharmaceuticals: Pharmaceuticals and other products that make health claims that have not been approved or verified by the applicable local and/or national regulatory body • body: Substances designed to mimic illegal drugs: Sale of a legal substance that provides the same effect as an illegal drug (e.g., salvia, kratom) • ). Adult Content and Services: Pornography and other obscene materials (including literature, imagery and other media); sites offering any sexually-related services such as prostitution, escorts, pay-per view, adult live chat features • features. Multi-level Marketing: Pyramid schemes, network marketing, and referral marketing programs • programs. Unfair, predatory or deceptive practices: Investment opportunities or other services that promise high rewards; Sale or resale of a service without added benefit to the buyer; resale of government offerings without authorization or added value; sites that we determine in our sole discretion to be unfair, deceptive, or predatory towards consumers • consumers. High risk businesses: any businesses that we believe poses elevated financial risk, legal liability, or violates card network or bank policies Conditional Use Express written consent and approval from Metal X AKB Fintech must be obtained prior to using Metal X AKB Fintech Services for the following categories of business and/or use ("Conditional Uses"). Consent may be requested by contacting us athttps://xxxxxxx.xxxxxx.xxxat xxxxx://xxxxxxx.xxxxxxxxxx.xxx. Metal X AKB Fintech may also require you to agree to additional conditions, make supplemental representations and warranties, complete enhanced on-boarding procedures, and operate subject to restrictions if you use Metal X AKB Fintech Services in connection with any of following businesses, activities, or practices: • Money Services: Money transmitters, Digital Currency transmitters; currency or Digital Currency exchanges or dealers; gift cards; prepaid cards; sale of in-game currency unless the merchant is the operator of the virtual world; act as a payment intermediary or aggregator or otherwise resell any of the Metal X Services • AKB Fintech Services. Charities: Acceptance of donations for nonprofit enterprise • enterprise. Games of Skill: Games which are not defined as gambling under this Agreement or by law, but which require an entry fee and award a prize. Religious/Spiritual Organizations: Operation of a for-profit religious or spiritual organization APPENDIX 2: Verification Procedures and Limits As a regulated financial service company operating in the US we are required to identify users on our platform. This ensures we remain in compliance with KYC/AML laws in the jurisdictions in which we operate, something that is necessary for us to be able to continue to offer digital currency exchange services to our customers. AKB Fintech collects and verifies information about you in order to: (a) protect AKB Fintech and the community from fraudulent users, and (b) to keep appropriate records of AKB Fintech customers. Your daily or weekly Conversion limits deposit, withdrawal and trading limits, Instant Buy limits, USD Wallet transfer limits, and limits on transactions from a linked payment method are based on the identifying information and/or proof of identity you provide to AKB Fintech. All U.S. customers who wish to use AKB Fintech Services are required to establish a AKB Fintech Account by: Providing your name and valid email address, a password and your state of residence, Certifying that you are 18 years or older, Accepting User Agreement and Privacy Policy, and Verifying your identity by submitting the following information: Name, DOB, Physical address, SSN (or ID # from gov’t issued ID), Source of funds, Income/employment information (US only), Explanation of activity (US only), All U.S. customers who wish to send and received Digital Currency on to the blockchain are required to: Submit a copy of an acceptable form of identification (i.e. passport, state driver's license, or state identification card), and Submit a picture of yourself or a selfie from your webcam or mobile phone. Notwithstanding these minimum verification procedures for the referenced AKB Fintech Services, AKB Fintech may require you to provide or verify additional information, or to wait some amount of time after completion of a transaction, before permitting you to use any AKB Fintech Services and/or before permitting you to engage in transactions beyond certain volume limits. You may determine the volume limits associated with your level of identity verification by visiting your account's Limits page. You may contact us at xxxxx://xxxxxxx.xxxxxxxxxx.xxx to request larger limits. AKB Fintech will require you to submit to Enhanced Due Diligence. Additional fees and costs may apply, and AKB Fintech does not guarantee that we will raise your limits. APPENDIX 3: E-Sign Disclosure and Consent This policy describes how AKB Fintech delivers communications to you electronically. We may amend this policy at any time by providing a revised version on our website. The revised version will be effective at the time we post it. We will provide you with prior notice of any material changes via our website. Electronic Delivery of Communications. You agree and consent to receive electronically all communications, agreements, documents, notices

Drugs and Drug Paraphernalia. Sale of narcotics, controlled substances, and any equipment designed for making or using drugs, such as bongs, vaporizers, and hookahs • Pseudo-Pharmaceuticals: Pharmaceuticals and other products that make health claims that have not been approved or verified by the applicable local and/or national regulatory body • Substances designed to mimic illegal drugs: Sale of a legal substance that provides the same effect as an illegal drug (e.g., salvia, kratom) • Adult Content and Services: Pornography and other obscene materials (including literature, imagery and other media); sites offering any sexually-related services such as prostitution, escorts, pay-per view, adult live chat features • Multi-level Marketing: Pyramid schemes, network marketing, and referral marketing programs • Unfair, predatory or deceptive practices: Investment opportunities or other services that promise high rewards; Sale or resale of a service without added benefit to the buyer; resale of government offerings without authorization or added value; sites that we determine in our sole discretion to be unfair, deceptive, or predatory towards consumers • High risk businesses: any businesses that we believe poses elevated financial risk, legal liability, or violates card network or bank policies Conditional Use Express written consent and approval from Metal X DBS must be obtained prior to using Metal X DBS Services for the following categories of business and/or use ("Conditional Uses"). Consent may be requested by contacting us athttps://xxxxxxx.xxxxxx.xxxat 000 Xxxx Xxxxxxx Street, 7th Floor, San Antonio, TX 78205 or xxxxx://xxx.xxxxxxx.xxxxxxxxx. Metal X DBS may also require you to agree to additional conditions, make supplemental representations and warranties, complete enhanced on-on- boarding procedures, and operate subject to restrictions if you use Metal X DBS Services in connection with any of following businesses, activities, or practices: • Money Services: Money transmitters, Digital Currency transmitters; currency or Digital Currency exchanges or dealers; gift cards; prepaid cards; sale of in-game currency unless the merchant is the operator of the virtual world; act as a payment intermediary or aggregator or otherwise resell any of the Metal X DBS Services • Charities: Acceptance of donations for nonprofit enterprise • Games of Skill: Games which are not defined as gambling under this Agreement or by law, but which require an entry fee and award a prize

Drugs and Drug Paraphernalia. Sale of narcotics, controlled substances, and any equipment designed for making or using drugs, such as bongs, vaporizers, and hookahs • Pseudo-Pharmaceuticals: Pharmaceuticals and other products that make health claims that have not been approved or verified by the applicable local and/or or national regulatory body • Substances designed to mimic illegal drugs: Sale of a legal substance that provides the same effect as an illegal drug (e.g., salvia, kratom) • Adult Content and Services: Pornography and other obscene materials (including literature, imagery and other media); sites offering any sexually-related services such as prostitution, escorts, pay-per view, adult live chat features • Multi-level Marketing: Pyramid schemes, network marketing, and referral marketing programs • Unfair, predatory or deceptive practices: Investment opportunities or other services that promise high rewards; Sale or resale of a service without added benefit to the buyer; resale of government offerings without authorization or added value; sites that we determine in our sole discretion to be unfair, deceptive, or predatory towards consumers • High risk businesses: any businesses that we believe poses elevated financial risk, legal liability, or violates card network or bank policies Conditional Use Express written consent and approval from Metal X XXXX.xx must be obtained prior to using Metal X the Services for the following categories of business and/or or use ("“Conditional Uses"”). Consent may be requested by contacting us athttps://xxxxxxx.xxxxxx.xxxat xxxxx@xxxx.xxx. Metal X XXX.xx may also require you to agree to additional conditions, make supplemental representations and warranties, complete enhanced on-on- boarding procedures, and operate subject to restrictions if you use Metal X the Services in connection with any of following businesses, activities, or practices: • Money Services: Money transmitters, Digital Currency transmitters; currency or Digital Currency exchanges or dealers; gift cards; prepaid cards; sale of in-game currency unless the merchant is the operator of the virtual world; act as a payment intermediary or aggregator or otherwise resell any of the Metal X Services • Charities: Acceptance of donations for nonprofit non-profit enterprise • Games of Skill: Games which are not defined as gambling under this Agreement or by law, but which require an entry fee and award a prize

Drugs and Drug Paraphernalia. Sale of narcotics, controlled substances, and any equipment designed for making or using drugs, such as bongs, vaporizers, and hookahs • hookahs. ● Pseudo-Pharmaceuticals: Pharmaceuticals and other products that make health claims that have not been approved or verified by the applicable local and/or national regulatory body • body. ● Substances designed to mimic illegal drugs: Sale of a legal substance that provides the same effect as an illegal drug (e.g., salvia, kratom) • ). ● Adult Content and Services: Pornography and other obscene materials (including literature, imagery and other media); sites offering any sexually-related services such as prostitution, escorts, pay-per view, adult live chat features • features. ● Multi-level Marketing: Pyramid schemes, network marketing, and referral marketing programs • programs. ● Unfair, predatory Predatory or deceptive practicesDeceptive Practices: Investment opportunities or other services that promise high rewards; Sale sale or resale of a service without added benefit to the buyer; resale of government offerings without authorization or added value; sites that we determine in our sole discretion to be unfair, deceptive, or predatory towards consumers • High risk businesses: any businesses that we believe poses elevated financial risk, legal liability, or violates card network or bank policies Conditional Use Express written consent and approval from Metal X must be obtained prior to using Metal X Services for the following categories of business and/or use ("Conditional Uses")consumers. Consent may be requested by contacting us athttps://xxxxxxx.xxxxxx.xxx● Gambling Services. Metal X may also require you to agree to additional conditions, make supplemental representations and warranties, complete enhanced on-boarding procedures, and operate subject to restrictions if you use Metal X Services in connection with any of following businesses, activities, or practices: • ● Weapons Manufacturers/Vendors. ● Hate Groups. ● Money Services: Money transmitters, Digital Currency transmitters; currency or Digital Currency exchanges or dealers; gift Gift cards; prepaid cards; sale of in-game currency unless the merchant is the operator of the virtual world; act as a payment intermediary or aggregator or otherwise resell any of the Metal X Custodial Services. ● Crowdfunding. ● Resell any of the Custodial Services • or software. ● High-risk Businesses: any businesses that we believe pose elevated financial risk or legal liability. Conditional Use Express written consent and approval from Trust Company must be obtained prior to using Custodial Services for the following categories of business and/or use (“Conditional Uses”). Consent may be requested by contacting Trust Company at xxxxxxx@xxxxx.xxx. Trust Company may also require Client to agree to additional conditions, make supplemental representations and warranties, complete enhanced on-boarding procedures, and operate subject to restrictions if Client uses the Custodial Services in connection with any of the following businesses, activities, or practices: ● Charities: Acceptance of donations for nonprofit enterprise • enterprise. ● Games of Skill: Games which are not defined as gambling under this Agreement or by lawApplicable Law, but which require an entry fee and award a prize. ● Religious/Spiritual Organizations: Operation of a for-profit religious or spiritual organization. ● Digital Currency Services: Operation of a Bitcoin (“BTC”) ATM, BTC mining, BTC exchange, or other high-risk Digital Currency service. SCHEDULE A: FEE SCHEDULE The monthly minimum fee adjustment is effective as of the 1st day of October, 2021, (the Effective Date). The parties hereto agree that the fees associated with the Custodial Services for Client shall be as set forth below. All capitalized terms not defined herein shall have the meaning ascribed to that term in the Agreement.

Drugs and Drug Paraphernalia. Sale of narcotics, controlled substances, and any equipment designed for making or using drugs, such as bongs, vaporizers, and hookahs • hookahs; Pseudo-Pharmaceuticals: Pharmaceuticals and other products that make health claims that have not been approved or verified by the applicable local and/or national regulatory body • body; Substances designed to mimic illegal drugs: Sale of a legal substance that provides the same effect as an illegal drug (e.g., salvia, kratom) • ); Adult Content and Services: Pornography and other obscene materials (including literature, imagery and other media); sites offering any sexually-related services such as prostitution, escorts, pay-per view, adult live chat features • features; Multi-level Marketing: Pyramid schemes, network marketing, and referral marketing programs • programs; Unfair, predatory or deceptive practices: Investment opportunities or other services that promise high rewards; Sale or resale of a service without added benefit to the buyer; resale of government offerings without authorization or added value; sites that we determine in our sole discretion to be unfair, deceptive, or predatory towards consumers • consumers; High risk businesses: any businesses that we believe poses elevated financial risk, legal liability, or violates card network or bank policies of our third party providers. Conditional Use Express written consent and approval from Metal X CoinList must be obtained prior to using Metal X CoinList Services for the following categories of business and/or use ("Conditional Uses"). Consent may be requested by contacting us athttps://xxxxxxx.xxxxxx.xxxat xxxxx://xxxxxxxx.xxxxxxxxx.xxx/en/support/home. Metal X CoinList may also require you to agree to additional conditions, make supplemental representations and warranties, complete enhanced on-boarding procedures, and operate subject to restrictions if you use Metal X CoinList Services in connection with any of following businesses, activities, or practices: • Money Services: Money transmitters, Digital Currency transmitters; currency or Digital Currency exchanges or dealers; gift cards; prepaid cards; sale of in-game currency unless the merchant is the operator of the virtual world; act as a payment intermediary or aggregator or otherwise resell any of the Metal X Services • CoinList Services; Charities: Acceptance of donations for nonprofit enterprise • enterprise; Games of Skill: Games which are not defined as gambling under this Agreement or by law, but which require an entry fee and award a prize; Religious/Spiritual Organizations: Operation of a for-profit religious or spiritual organization. User understands and agrees that the provisions contained in APPENDIX 1: PROHIBITED USE, PROHIBITED BUSINESSES AND CONDITIONAL USE are material and non-negotiable terms in this Agreement. User further agrees that in the event that they violate the terms contained in the aforementioned appendix, ATS has the unilateral right to ban users from the platform, freeze and/or close a users’ account, or seize the tokens that the User is storing on ATS’s platform. The aforementioned remedies are not exhaustive, ATS reserve the rights to seek and utilize other remedies that are appropriate given the circumstance surrounding the User’s violation of the material term(s). APPENDIX 2: VERIFICATION PROCEDURES AND LIMITS As a regulated financial service company operating in the US we are required to identify users on our platform. This ensures we remain in compliance with KYC/AML laws in the jurisdictions in which we operate, something that is necessary for us to be able to continue to offer digital currency exchange services to our customers. CoinList and our affiliates collect and verify information about you in order to: (a) protect CoinList and the community from fraudulent users, and (b) to keep appropriate records of CoinList customers, and (c) manage any transaction limitations All customers who wish to use CoinList Services, including the sending and receiving of Digital Assets reconciled to a blockchain, are required to establish a CoinList Account by: ● Providing your name and valid email address, password and your state and country of residence, and certify that you are 18 years or older, ● Accepting Terms of Service, onboarding confirmations, Subscriber Agreement and Privacy Policy, and ● Verifying your identity by submitting the following information (CoinList reserves the right to request additional information as needed; additional information may be requested of entities such as companies and trusts):