EFT SERVICES. If approved, you may conduct any one or more of the EFT services offered by the Credit Union. You may use your Card and PIN (Personal Identification Number) in automated teller machines of the Credit Union, CIRRUS, Pulse and MoneyPass networks and such other machines or facilities as the Credit Union may designate. At the present time, you may use your Card to. Make deposits to your savings or checking accounts (Ohio Only). Withdraw available funds from your savings or checking accounts. Transfer available funds from your savings to your checking accounts. Transfer available funds from your checking to your savings accounts. Obtain balance information for your savings and your checking accounts. Make POS (Point-of-Sale) transactions with your Card and PIN (Personal Identification Number) to purchase goods or services at POS terminals that accept your Card. The following limitations on the frequency and amount of ATM transactions may apply: You may withdraw up to a maximum of $300.00 in any one (1) day, if there are sufficient available funds in your account. Maximum cash deposit to an ATM machine is $9,999.99. You may purchase up to a maximum of $1,500.00 from POS terminals per day, if there are sufficient available funds in your account. For security purposes, there are other limits on the frequency and amount of transfers available at ATMs. You may transfer up to the available balance in your accounts at the time of the transfer. See “transfer limitations” section for any transactions. Because of the servicing schedule and processing time required in ATM operations, there may be a delay between the time a deposit (either cash or check) is made and when it will be available for withdrawal. MASTERCARD Debit Card You may use your Card to purchase goods and services from participating merchants. However, you may not use your card to initiate any type of gambling transaction. If you wish to pay for goods or services over the Internet, you may be required to provide card member security information before you will be permitted to complete the transaction. You agree that you will not use your Card for any transaction that is illegal under applicable federal, state, or local law. Funds to cover your Card purchases will be deducted from your checking account. For one-time debit transactions, you must consent to the Credit Union’s discretionary overdraft service plan in order for the transaction amount to be covered under the plan. Without your consent, the Credit Union may not authorize and pay an overdraft resulting from these types of transaction. Services and fees for overdrafts are shown in the document the Credit Union uses to capture the member’s opt-in choice for a discretionary overdraft service and the Schedule of Fees and Charges. For other types of transactions, if the available balance in your account is not sufficient to pay the transaction amount, the Credit Union will pay the amount and treat the transaction as a request to transfer funds from other deposit accounts, approved discretionary overdraft service accounts or loan accounts that you have established with the Credit Union. If you initiate a transaction that overdraws your Account, you agree to make immediate payment of any overdrafts together with any service charges to the Credit Union. In the event of repeated overdrafts, the Credit Union may terminate all services under this Agreement. You may use your card and personal identification number (PIN) in automated teller machines of the Credit Union, Maestro, Cirrus and MoneyPass networks and such other machines or facilities as the Credit Union may designate. However, provisions of this Agreement relating to MasterCard transactions do not apply to transactions processed through non-MasterCard networks. To initiate a MasterCard Debit transaction, you may sign a receipt, provide a card number or swipe your card through a point-of-sale (POS) terminal and choose to route the transaction over a MasterCard network. Please refer to the Member Liability section of this Agreement for terms and conditions. At the present time, you may also use your Card to: Deposit checks totaling more than $5,000.00 on any one (1) day. Make deposits to your savings or checking accounts (Ohio Only). Withdraw available funds from your savings or checking accounts. Transfer available funds from your savings to your checking accounts. Transfer available funds from your checking to your savings accounts. Obtain balance information for your savings and your checking accounts. Make POS (Point-of-Sale) transactions with your Card and PIN (Personal Identification Number) to purchase goods or services at merchants that accept MasterCard. Order goods or services by mail, telephone or online from places that accept MasterCard. The following limitations on the frequency and amount of MASTERCARD Debit card transactions may apply: Purchase amounts are limited to the available amount in your account. You may purchase up to a maximum of $1,500.00 per day. You may withdraw up to a maximum of $300.00 in any one (1) day from an ATM machine, if there are sufficient funds in your account. You may purchase up to a maximum of $1,500.00 from POS terminals per day, if there are sufficient funds in your account. For security purposes, there are other limits on the frequency and amount of transfers available at ATMs. Total debit limit (including ATM) of $1,500.00 per day. You may transfer up to the available balance in your accounts at the time of the transfer. See “transfer limitations” that may apply to these transactions. Because of the servicing schedule and processing time required in ATM operations, there may be a delay between the time a deposit (either cash or check) is made and when it will be available for withdrawal. Call-24 If we approve CALL-24 for your accounts, a separate PIN (Personal Identification Number) will be assigned to you. You must use your PIN (Personal Identification Number) along with your account number to access your accounts. At the present time you may use CALL-24 to: Withdraw available funds from your savings and checking accounts. Transfer available funds from your savings and checking accounts. Obtain available balance information for your savings, checking, loan, club, XXX, and certificate accounts. Make loan payments from available funds in your savings and checking accounts. Determine if a particular item has cleared. Verify the last date and amount of your payroll deposit. Your accounts can be accessed under CALL-24 via a touch tone telephone only. CALL-24 will be available for your convenience twenty-four (24) hours per day. This service may be interrupted for a short time each day for data processing. There is no limit to the number of inquiries, transfers, or withdrawal requests you may make in any one (1) day. Withdrawal/Transfers are limited to the available balance in your accounts. See “transfer limitations” that may apply to these transactions. The Credit Union reserves the right to refuse any transaction which would draw upon unavailable or insufficient funds, exceed a credit limit, lower an account below a required balance, or otherwise require us to increase our required reserve on the account. All checks are payable to you as a primary member and will be mailed to your address on record. The Credit Union may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction, and there may be limits on the duration of each telephone call. The Credit Union may set other limits on the amount of any transaction, and you will be notified of those limits.
Appears in 3 contracts
Samples: Master Account Agreement, Master Account Agreement, Master Account Agreement
EFT SERVICES. If approved, you may conduct any one (1) or more of the EFT services offered by the Credit Union.
a. RescueCard (ATM Card). You If approved, you may use your Card card and PIN personal identification number (Personal Identification NumberPIN) in automated teller machines (ATMs) of the Credit Union, CIRRUSMaestro and aother approved networks, Pulse and MoneyPass networks and such other machines or facilities as the Credit Union may designate. For ATM transactions, you must consent to the Credit Union’s overdraft protection plan in order for the transaction amount to be covered under the plan. Without your consent, the Credit Union may not authorize and pay an overdraft resulting from these types of transactions. Services and fees for ATM overdrafts are shown in the document the Credit Union uses to capture the member’s opt-in choice for overdraft protection and the Schedule of Fees and Charges. At the present time, you may use your Card card to. Make deposits to your savings or checking accounts (Ohio Only). : - Withdraw available funds from your savings or share and checking accounts. - Transfer available funds from your savings to your share and checking accounts. Transfer available funds from your checking to your savings accounts. - Obtain balance information for your savings share and your checking accounts. - Make POS (Pointpoint-of-Salesale (POS) transactions with your Card card and PIN personal identification number (Personal Identification NumberPIN) to purchase goods or services at POS terminals that accept your Cardcarry Maestro and aother approved network logo(s). The following limitations on the frequency and amount of RescueCard (ATM Card) transactions may apply: - There is no limit on the number of cash withdrawals you may make in any one (1) day. - You may withdraw up to a maximum of $300.00 500.00 in any one (1) day, if there are sufficient available funds in your account. Maximum cash deposit to an ATM machine - There is $9,999.99no limit on the number of POS transactions you may make in any one (1) day. You may purchase up to a maximum of $1,500.00 from POS terminals per day, if there are sufficient available funds in your account. - For security purposes, there are other limits on the frequency and amount of transfers available at ATMs. - You may transfer up to the available balance in your accounts at the time of the transfer. - See “Section 2 for transfer limitations” section for any limitations that may apply to these transactions.
b. RescuePlus Card (Debit Card). Because of the servicing schedule and processing time required in ATM operationsIf approved, there may be a delay between the time a deposit (either cash or check) is made and when it will be available for withdrawal. MASTERCARD Debit Card You you may use your Card Mastercard® card to purchase goods and services from participating merchants. However, you may not use your card to initiate any type of gambling transaction. If you wish to pay for goods or services over the Internet, you may be required to provide card member number security information before you will be permitted to complete the transaction. You agree that you will not use your Card card for any transaction that is illegal under applicable federal, state, or local law. Funds to cover your Card card purchases will be deducted from your checking account. For ATM and one-time debit card transactions, you must consent to the Credit Union’s discretionary overdraft service protection plan in order for the transaction amount to be covered under the plan. Without your consent, the Credit Union may not authorize and pay an overdraft resulting from these types of transactiontransactions. Services and fees for overdrafts are shown in the document the Credit Union uses to capture the member’s opt-in choice for a discretionary overdraft service protection and the Schedule of Fees and Charges. For other types of transactions, if the available balance in your account is not sufficient to pay the transaction amount, the Credit Union will may pay the amount and treat the transaction as a request to transfer funds from other deposit accounts, approved discretionary overdraft service accounts protection accounts, or loan accounts that you have established with the Credit Union. If you initiate a transaction that overdraws your Accountaccount, you agree to make immediate payment of any overdrafts together with any service charges to the Credit Union. In the event of repeated overdrafts, the Credit Union may terminate all services under this Agreement. You may use your card and personal identification number (PIN) in automated teller machines ATMs of the Credit Union, MaestroMaestro and other approved networks, Cirrus and MoneyPass networks and such other machines or facilities as the Credit Union may designate. However, provisions of this Agreement relating to MasterCard transactions do not apply to transactions processed through non-MasterCard networks. To initiate a MasterCard Debit transaction, you may sign a receipt, provide a card number or swipe your card through a point-of-sale (POS) terminal and choose to route the transaction over a MasterCard network. Please refer to the Member Liability section of this Agreement for terms and conditions. At the present time, you may also use your Card card to: Deposit checks totaling more than $5,000.00 on any one (1) day. Make deposits to your savings or checking accounts (Ohio Only). - Withdraw available funds from your savings or share and checking accounts. - Transfer available funds from your savings to your share and checking accounts. Transfer available funds from your checking to your savings accounts. - Obtain balance information for your savings share and your checking accounts. - Make POS (Pointpoint-of-Salesale (POS) transactions with your Card card and PIN personal identification number (Personal Identification NumberPIN) to purchase goods or services at merchants that accept MasterCardMastercard. - Order goods or services by mail, mail or telephone or online from places that accept MasterCardMastercard. The following limitations on the frequency and amount of MASTERCARD RescuePlus Card (Debit card Card) transactions may apply: Purchase amounts are limited to - There is no limit on the available amount in your accountnumber of RescuePlus Card (Debit Card) purchases you make per day. - You may purchase up to a maximum of $1,500.00 5,000.00 per day. - There is no limit to the number of cash withdrawals you may make in any one (1) day from an ATM machine. - You may withdraw up to a maximum of $300.00 500.00 in any one (1) day from an ATM machine, if there are sufficient funds in your account. You - There is no limit on the number of POS transactions you may purchase up to a maximum of $1,500.00 from POS terminals per make in any one (1) day, if there are sufficient funds in your account. - For security purposes, there are other limits on the frequency and amount of transfers available at ATMs. Total debit limit (including ATM) of $1,500.00 per day. - You may transfer up to the available balance in your accounts at the time of the transfer. - See “Section 2 for transfer limitations” limitations that may apply to these transactions. Because of Card Information Updates and Authorizations. If you have authorized a merchant to xxxx charges to your card on a recurring basis, it is your responsibility to notify the servicing schedule merchant in the event your card is replaced, your card information (such as card number and processing time required expiration date) changes, or the account associated with your card is closed. However, if your card is replaced or card information changes, you authorize us, without obligation on our part, to provide the updated card information to the merchant in ATM operationsorder to permit the merchant to xxxx recurring charges to the card. You authorize us to apply such recurring charges to the card until you notify us that you have revoked authorization for the charges to your card. Your card is automatically enrolled in an information updating service. Through this service, there your updated card information (such as card number and expiration date) may be shared with participating merchants to facilitate continued recurring charges. Updates are not guaranteed before your next payment to a delay between the time a deposit (either cash or check) merchant is made and when it will be available for withdrawal. Call-24 If we approve CALL-24 for your accounts, a separate PIN (Personal Identification Number) will be assigned to youdue. You must use are responsible for making direct payment until recurring charges resume. To revoke your PIN (Personal Identification Number) along with your account number to access your accounts. At the present time you may use CALL-24 to: Withdraw available funds from your savings and checking accounts. Transfer available funds from your savings and checking accounts. Obtain available balance information for your savings, checking, loan, club, XXX, and certificate accounts. Make loan payments from available funds in your savings and checking accounts. Determine if a particular item has cleared. Verify the last date and amount of your payroll deposit. Your accounts can be accessed under CALL-24 via a touch tone telephone only. CALL-24 will be available for your convenience twenty-four (24) hours per day. This service may be interrupted for a short time each day for data processing. There is no limit to the number of inquiries, transfers, or withdrawal requests you may make in any one (1) day. Withdrawal/Transfers are limited to the available balance in your accounts. See “transfer limitations” that may apply to these transactions. The Credit Union reserves the right to refuse any transaction which would draw upon unavailable or insufficient funds, exceed a credit limit, lower an account below a required balance, or otherwise require authorization allowing us to increase our required reserve on the account. All checks are payable provide updated card information to you as a primary member and will be mailed to your address on record. The Credit Union may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transactionmerchant, and there may be limits on the duration of each telephone call. The Credit Union may set other limits on the amount of any transaction, and you will be notified of those limitsplease contact us.
Appears in 1 contract
Samples: Membership and Account Agreement
EFT SERVICES. If approved, you may conduct any one or more of the EFT services offered by the Credit Union. You .
a. ATM transactions - If approved, you may use your Card card and PIN personal identification number (Personal Identification NumberPIN) in automated teller machines (ATMs) of the Credit UnionAccel/Exchange networks, CIRRUS, Pulse and MoneyPass networks and such other machines or facilities as the Credit Union may designate. At the present time, you You may use your Card card to. Make deposits to your savings or checking accounts (Ohio Only). : • Withdraw available funds from your primary savings or checking accounts. • Transfer available funds from your primary savings to your or checking accounts. Transfer available funds from your checking to your savings accounts. • Obtain balance information for your primary savings and your or checking accounts. Make POS (Point-of-Sale) transactions with your Card and PIN (Personal Identification Number) to purchase goods or Some of these services may not be available at POS terminals that accept your Cardall terminals. The following limitations on the frequency and amount of ATM transactions may apply: . • You may withdraw make up to 10 cash withdrawals each day. • You may withdrawal up to a maximum of $300.00 in any one (1) day, if there are sufficient available funds in your account. Maximum cash deposit to an ATM machine is $9,999.99. You may purchase up to a maximum of $1,500.00 from POS terminals 500.00 per day, if there are sufficient available funds in your accountaccount while the system is online, $200.00 if off-line. For security purposes(From time to time our system may be off-line to conduct our end of day, there end of month, or end of year processes. • Limits are other reset at 2:00 pm each business day. Saturday, Sunday, and Monday are considered one business day. • There are no limits on the frequency and amount of transfers available at ATMs. • You may transfer up to the amount available balance in your accounts at the time of the transfer. See “transfer limitations” section for any transactions. Because of the servicing schedule and processing time required in When you use an ATM operationsnot owned by us, there you may be charged a delay between fee by the time ATM operator or any network used (and you may be charged a deposit (either cash or check) is made and when it will be available fee for withdrawal. MASTERCARD a balance inquiry even if you do not complete a fund transfer)
b. MasterCard® Debit Card You point-of-sale transactions - If approved, you may use your Card card to purchase goods and services from participating merchants. However, you may not use your card to initiate any type of gambling transaction. If you wish to pay for goods transaction or services over the Internet, you may be required to provide card member security information before you will be permitted to complete the transaction. You agree that you will not use your Card for any transaction that is illegal under applicable federal, state, or local law. Funds No purchase may exceed the available funds in your account. We will debit your account for POS transactions, and you agree that each debit shall constitute a simultaneous withdrawal from or demand on such account even if you have not signed a sales authorization and even though the transaction may not actually be posted to cover your Card purchases the account until a later date. POS transactions will be deducted from posted to your checking account in the order received and with the same legal effect as checks or drafts drawn on the same type of account. For one-time debit transactions, you must consent to the Credit Union’s discretionary overdraft service plan in order We may require that merchants who accept your card for the POS transaction amount to be covered under the planobtain an authorization from us for any transaction over a certain dollar amount. Without your consent, the Credit Union may not authorize and pay an overdraft resulting from these types of transaction. Services and fees for overdrafts are shown in the document the Credit Union uses to capture the member’s opt-in choice for a discretionary overdraft service and the Schedule of Fees and Charges. For other types of transactions, if the The available balance in your account is will be reduced by the amount of the POS transaction for which a merchant received authorization from us, even if the documentation evidencing such POS transaction has not sufficient to pay yet been received and processed by us. When the documentation has cleared through us, a “hold” placed on your account for the amount of the transaction amount, the Credit Union will pay be released and your account will be debited for the amount and treat of the POS transaction. We shall not be liable to you for dishonor of checks or failure to authorize subsequent POS transactions at any time that a prior POS transaction as a request to transfer funds from other deposit accounts, approved discretionary overdraft service accounts or loan accounts that you we have established with the Credit Union. If you initiate a transaction that overdraws your Account, you agree to make immediate payment of any overdrafts together with any service charges to the Credit Union. In the event of repeated overdrafts, the Credit Union may terminate all services under this Agreementauthorized has not yet been processed. You may use your card and personal identification number (PIN) in automated teller machines of the Credit Union, Maestro, Cirrus and MoneyPass networks and such other machines or facilities as the Credit Union may designate. However, provisions of this Agreement relating to MasterCard transactions do not apply to transactions processed through non-MasterCard networks. To initiate a MasterCard Debit transaction, you may sign a receipt, provide a card number or swipe your card through a point-of-sale (POS) terminal and choose to route the transaction over a MasterCard network. Please refer to the Member Liability section of this Agreement for terms and conditions. At the present time, you may also use your Card to: Deposit checks totaling more than $5,000.00 on any one (1) day. Make deposits to your savings or checking accounts (Ohio Only). Withdraw available funds from your savings or checking accounts. Transfer available funds from your savings to your checking accounts. Transfer available funds from your checking to your savings accounts. Obtain balance information for your savings and your checking accounts. • Make POS (Point-of-Sale) transactions with your Card and PIN (Personal Identification Number) to purchase goods or services at merchants that accept MasterCard. • Order goods or services by mail, telephone telephone, or online from places that accept MasterCard. Internet The following limitations on the frequency and amount of MASTERCARD Debit card POS transactions may apply: Purchase amounts are limited . • You may make up to the available amount in your account20 MasterCard® purchases each day. • You may purchase up to a maximum of $1,500.00 per day. You may withdraw up to a maximum of $300.00 in any one (1) day from an ATM machine, if there are sufficient funds in your account. You may purchase up to a maximum of $1,500.00 from POS terminals 1,000.00 per day, if there are sufficient funds in your account. For security purposes, there are other limits on the frequency and amount of transfers available at ATMs. Total debit limit (including ATM) of $1,500.00 per day. You may transfer up to the available balance in your accounts at the time of the transfer. See “transfer limitations” that may apply to these transactions. Because of the servicing schedule and processing time required in ATM operations, there may be a delay between the time a deposit (either cash or check) is made and when it will be available for withdrawal. Call-24 If we approve CALL-24 for your accounts, a separate PIN (Personal Identification Number) will be assigned to you. You must use your PIN (Personal Identification Number) along with your account number to access your accounts. At the present time you may use CALL-24 to: Withdraw available funds from your savings and checking accounts. Transfer available funds from your savings and checking accounts. Obtain available balance information for your savings, checking, loan, club, XXX, and certificate accounts. Make loan payments from available funds in your savings and checking accounts. Determine if a particular item has cleared. Verify the last date and amount of your payroll deposit. Your accounts can be accessed under CALL-24 via a touch tone telephone only. CALL-24 will be available for your convenience twenty-four (24) hours per day. This service may be interrupted for a short time each day for data processing. • There is no limit to on the number of inquiries, transfers, or withdrawal requests you may make in any one (1) daydebit card transactions during a statement period. Withdrawal/Transfers are limited to the available balance in your accounts. See “transfer limitations” that may apply to these transactions. • The Credit Union reserves the right to refuse any transaction which would draw upon unavailable or insufficient funds, exceed a credit limit, lower an account below a required balance, or otherwise require us to increase our required reserve on the account. All checks are payable to you as a primary member and will be mailed to your address on record. The Credit Union may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction, and there may be limits on the duration of each telephone call. The Credit Union may set other limits on the amount of any transaction, and you will be notified of those limits.
Appears in 1 contract
Samples: Electronic Funds Transfers Agreement
EFT SERVICES. If approved, you may conduct any one or more of the EFT services offered by the Credit Union. You may use your Card and PIN (Personal Identification Number) in automated teller machines of the Credit Union, CIRRUS, Pulse and MoneyPass networks and such other machines or facilities as the Credit Union may designate. At the present time, you may use your Card to. ❖ Make deposits to your savings or checking accounts (Ohio Only). ❖ Withdraw available funds from your savings or checking accounts. ❖ Transfer available funds from your savings to your checking accounts. ❖ Transfer available funds from your checking to your savings accounts. ❖ Obtain balance information for your savings and your checking accounts. ❖ Make POS (Point-of-Sale) transactions with your Card and PIN (Personal Identification Number) to purchase goods or services at POS terminals that accept your Card. The following limitations on the frequency and amount of ATM transactions may apply: ❖ You may withdraw up to a maximum of $300.00 in any one (1) day, if there are sufficient available funds in your account. ❖ Maximum cash deposit to an ATM machine is $9,999.99. ❖ You may purchase up to a maximum of $1,500.00 from POS terminals per day, if there are sufficient available funds in your account. ❖ For security purposes, there are other limits on the frequency and amount of transfers available at ATMs. ❖ You may transfer up to the available balance in your accounts at the time of the transfer. ❖ See “transfer limitations” section for any transactions. Because of the servicing schedule and processing time required in ATM operations, there may be a delay between the time a deposit (either cash or check) is made and when it will be available for withdrawal. MASTERCARD Debit Card You may use your Card to purchase goods and services from participating merchants. However, you may not use your card to initiate any type of gambling transaction. If you wish to pay for goods or services over the Internet, you may be required to provide card member security information before you will be permitted to complete the transaction. You agree that you will not use your Card for any transaction that is illegal under applicable federal, state, or local law. Funds to cover your Card purchases will be deducted from your checking account. For one-time debit transactions, you must consent to the Credit Union’s discretionary overdraft service plan in order for the transaction amount to be covered under the plan. Without your consent, the Credit Union may not authorize and pay an overdraft resulting from these types of transaction. Services and fees for overdrafts are shown in the document the Credit Union uses to capture the member’s opt-in choice for a discretionary overdraft service and the Schedule of Fees and Charges. For other types of transactions, if the available balance in your account is not sufficient to pay the transaction amount, the Credit Union will pay the amount and treat the transaction as a request to transfer funds from other deposit accounts, approved discretionary overdraft service accounts or loan accounts that you have established with the Credit Union. If you initiate a transaction that overdraws your Account, you agree to make immediate payment of any overdrafts together with any service charges to the Credit Union. In the event of repeated overdrafts, the Credit Union may terminate all services under this Agreement. You may use your card and personal identification number (PIN) in automated teller machines of the Credit Union, Maestro, Cirrus and MoneyPass networks and such other machines or facilities as the Credit Union may designate. However, provisions of this Agreement relating to MasterCard transactions do not apply to transactions processed through non-MasterCard networks. To initiate a MasterCard Debit transaction, you may sign a receipt, provide a card number or swipe your card through a point-of-sale (POS) terminal and choose to route the transaction over a MasterCard network. Please refer to the Member Liability section of this Agreement for terms and conditions. At the present time, you may also use your Card to: ❖ Deposit checks totaling more than $5,000.00 on any one (1) day. ❖ Make deposits to your savings or checking accounts (Ohio Only). ❖ Withdraw available funds from your savings or checking accounts. ❖ Transfer available funds from your savings to your checking accounts. ❖ Transfer available funds from your checking to your savings accounts. ❖ Obtain balance information for your savings and your checking accounts. ❖ Make POS (Point-of-Sale) transactions with your Card and PIN (Personal Identification Number) to purchase goods or services at merchants that accept MasterCard. ❖ Order goods or services by mail, telephone or online from places that accept MasterCard. The following limitations on the frequency and amount of MASTERCARD Debit card transactions may apply: ❖ Purchase amounts are limited to the available amount in your account. ❖ You may purchase up to a maximum of $1,500.00 per day. ❖ You may withdraw up to a maximum of $300.00 in any one (1) day from an ATM machine, if there are sufficient funds in your account. ❖ You may purchase up to a maximum of $1,500.00 from POS terminals per day, if there are sufficient funds in your account. ❖ For security purposes, there are other limits on the frequency and amount of transfers available at ATMs. ❖ Total debit limit (including ATM) of $1,500.00 per day. ❖ You may transfer up to the available balance in your accounts at the time of the transfer. ❖ See “transfer limitations” that may apply to these transactions. Because of the servicing schedule and processing time required in ATM operations, there may be a delay between the time a deposit (either cash or check) is made and when it will be available for withdrawal. Call-24 If we approve CALL-24 for your accounts, a separate PIN (Personal Identification Number) will be assigned to you. You must use your PIN (Personal Identification Number) along with your account number to access your accounts. At the present time you may use CALL-24 to: ❖ Withdraw available funds from your savings and checking accounts. ❖ Transfer available funds from your savings and checking accounts. ❖ Obtain available balance information for your savings, checking, loan, club, XXXIRA, and certificate accounts. ❖ Make loan payments from available funds in your savings and checking accounts. ❖ Determine if a particular item has cleared. ❖ Verify the last date and amount of your payroll deposit. Your accounts can be accessed under CALL-24 via a touch tone telephone only. CALL-24 will be available for your convenience twenty-four (24) hours per day. This service may be interrupted for a short time each day for data processing. ❖ There is no limit to the number of inquiries, transfers, or withdrawal requests you may make in any one (1) day. ❖ Withdrawal/Transfers are limited to the available balance in your accounts. ❖ See “transfer limitations” that may apply to these transactions. The Credit Union reserves the right to refuse any transaction which would draw upon unavailable or insufficient funds, exceed a credit limit, lower an account below a required balance, or otherwise require us to increase our required reserve on the account. All checks are payable to you as a primary member and will be mailed to your address on record. The Credit Union may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction, and there may be limits on the duration of each telephone call. The Credit Union may set other limits on the amount of any transaction, and you will be notified of those limits. ❖ Direct Deposit. Upon instruction of (i) your employer or (ii) the Treasury Department or (iii) other financial institutions, the Credit Union will accept direct deposits of your paycheck or of federal recurring payments, such as Social Security, to your savings, checking, or money market account. ❖ Preauthorized Debits. Upon instruction, we will pay certain recurring transactions from your checking account.
Appears in 1 contract
Samples: Master Account Agreement
