Common use of Eligibility and Requirements Clause in Contracts

Eligibility and Requirements. This disclosure and agreement applies to consumer accounts only. To qualify for this service, you must meet the following criteria: • ALL accounts must be in good standing • Membership must be a member for greater than 30 days • All loans must be current with Xxxxx Xxxx Credit Union: accounts with loans more than 30 days delinquent are subject to restricted access • Valid email address and phone number • Must have a draft account with active debit card You may not be eligible for these services if any of the following apply: • Your account’s funds are frozen for any reason • You have mishandled these services previously • You have not notified the Credit Union of a change of address or we have received returned mail for you System Requirements and Limitations: When using this service, you may experience technical or other difficulties. We do not assume liability for any technical or other difficulties that you may incur. We reserve the right to change, suspend, or revoke services immediately and at any time without prior notice to you. In the event this service is not available to you, you acknowledge that you can deposit your check at any of our physical branch locations or by mail. Xxxxx Xxxx Credit Union may disable the Mobile Banking application and Mobile Deposit Capture without prior notice for scheduled maintenance and upgrades to the system. In order to use these services, you must have a smart phone or device with an enabled camera and service plan that includes data and Internet access. Third party fees may apply for data and Internet access. Contact your smart phone device carrier for additional information. You MUST have the Xxxxx Xxxx Credit Union mobile application installed on your smart phone device. The Xxxxx Xxxx Credit Union mobile application can be downloaded from your device’s application store. The operating system version must be compatible with the latest version of the application as determined by your device’s application store. You MUST be enrolled in FLEXteller in order to download the app. You MUST be enrolled in Mobile Deposit Capture to be able to deposit checks electronically from any location.

Eligibility and Requirements. This disclosure and agreement applies apply to consumer accounts onlyand business accounts. To qualify for this service, you must meet the following criteria: • ALL accounts must be in good standing • Membership must be a member for greater than 30 days • All loans must Loans may not be current with Xxxxx Xxxx Credit Union: accounts with loans more than 30 days delinquent are subject to restricted access • Valid email address and phone number • Must have a draft account with active debit card You may not be eligible for these services if any of the following apply: • Your account’s funds are frozen for any reason • You have mishandled these services previously • You have not notified the Credit Union of a change of address or we have received returned mail for you System Requirements and Limitations: When using this service, you may experience technical or other difficulties. We do not assume liability for any technical or other difficulties that you may incur. We reserve the right to change, suspend, or revoke services immediately and at any time without prior notice to you. In the event this service is not available to you, you acknowledge that you can deposit your check at any of our physical 4 branch locations or by mail. Xxxxx Xxxx Credit Union may disable the Mobile Banking application and Mobile Deposit Capture without prior notice for scheduled maintenance and upgrades to the system. In order to use these services, you must have a smart phone or device with an enabled camera and service plan that includes data and Internet access. Third party fees may apply for data and Internet access. Contact your smart phone device carrier for additional information. You MUST have the Xxxxx Xxxx Credit Union mobile application installed on your smart phone device. The Xxxxx Xxxx Credit Union mobile application can be downloaded from your device’s application store. The operating system version must be compatible with the latest version of the application as determined by your device’s application store. You MUST be enrolled in FLEXteller Online Banking in order to download the app. You MUST be enrolled in Mobile Deposit Capture to be able to deposit checks electronically from any location. Charges and Fees: Xxxxx Xxxx Credit Union does not charge a usage fee for the Mobile Deposit Capture service. We reserve the right to start charging for this service at any time. If a check you transmit for deposit is dishonored, rejected, or otherwise returned unpaid, you agree that we may charge back the amount of the return to the account the check was originally deposited to and you will be assessed a fee in the amount shown on Xxxxx Xxxx Credit Union’s current Fee Schedule for a returned check. If there are insufficient funds in your account to cover the amount of the returned check, your funds will be placed on hold and you will be responsible for the payment. You agree that Xxxxx Xxxx Credit Union may debit any account maintained by you in order to obtain payment of your obligations under this disclosure and agreement. You acknowledge that wireless providers may assess fees, limitations, and restrictions, and that we may contact you concerning accounts at Xxxxx Xxxx Credit Union, including but not limited to account servicing and collection purposes. Image Quality: The image of the check transmitted via the Mobile Deposit Capture feature must be clearly legible. The image being transmitted must comply with all standards for image established by ANSI, the Board of Governors of the Federal Reserve Board, or any regulatory agency, clearing house or association. If the image is not legible, the check will NOT be deposited, and you will be notified by email or phone. The check must be filled out with the name of the drawer/payor and signature, the paying bank’s pre-printed information, MICR encoded information, the name of the payee, and the payment amount information written on the line and the box. Eligible Checks: • Checks which are defined as a negotiable demand draft drawn on or payable through or at an office of any financial institution Ineligible Checks: You agree to not use the Mobile Deposit Capture to deposit any ineligible checks including but not limited to the following: • Post-dated or checks older than 6 months (stale dated) • THIRD PARTY CHECKS: (i.e. any check that is made payable to another party and then endorsed to you by such party). Checks made payable to WRCU or Xxxxx Xxxx CU are acceptable. • Checks payable jointly unless they are being deposited into an account in the name of all payees • Checks containing an obvious alteration to any of the fields on the front of the check which you know or suspect, or should know and suspect to be fraudulent • Any check that is incomplete, unsigned, or illegible • Checks not payable in United States currency or drawn on an institution outside of the U.S. • Checks previously converted to a substitute check • Money orders, travelers’ checks, start or counter checks, Amex Gift Cheques, Savings Bonds, and cash • Checks from a closed account • Checks displaying a “non-negotiable”, “void”, or other similar notation or watermark • Checks with any endorsement on the back other than that specified in this agreement • Checks that have previously been submitted through the service or through a Mobile deposit capture service offered at another financial institution • Checks that have previously been deposited or negotiated in any way via any method at the Credit Union or any other financial institution Eligible suffixes for deposits: Savings, Club, Money Market, and Checking Ineligible suffixes for deposits: XXX, Certificates, and Loans Cut-off time and Credit to Accounts: All deposits are subject to hold. Credit given for the check is provisional and subject to final approval. Deposits received prior to 4:00 pm Eastern time on a Monday through Friday, excluding legal holidays, will be credited to your account on the same business day. Deposits received after 4:00 pm Eastern time or on any day the Credit Union is not open, including legal holidays, will be credited on the next business day. It is in our policy to follow Regulation CC guidelines thus making $200 available to you immediately from the total amount of all images submitted through Mobile Deposit Capture, unless otherwise specified. The remainder of your funds will be available on the second business day, unless an extended hold is necessary. If we are not going to make all the funds from your deposit available on the second business day, we will notify you after reviewing your deposit. Funds you deposit are subject to a longer hold if we have reasonable cause to believe the check is uncollectable. In some cases, we may approve the waiver of the hold based upon member deposit history as well as other criteria. Special circumstances are on a case by case decision and will be determined by the Credit Union. A returned check from a Mobile Deposit Capture deposit on a member’s account may result in longer holds being placed on deposits. You agree to receive all notifications regarding your use of this Service, including but not limited to exception notices by email. With respect to each check you transmit to Xxxxx Xxxx Credit Union for deposit, you agree to indemnify and reimburse Xxxxx Xxxx Credit Union for and hold Xxxxx Xxxx Credit Union harmless from and against any and all losses, costs, and expenses. This indemnity shall survive termination of your account with us and this disclosure and agreement.

Eligibility and Requirements. This disclosure and agreement applies to consumer accounts only. No business accounts will be eligible for Remote Deposit Capture. To qualify for this service, you must meet the following criteria: • ALL accounts must be in good standing • Membership must be a member for greater than 30 60 days • All loans must be current with Xxxxx Xxxx Glatco Credit Union: accounts with loans more than 30 10 days delinquent are subject to restricted access • Valid email address and phone number • Must have a draft account with active debit card You may not be eligible for these services if any of the following apply: • Your account’s funds are frozen for any reason • You have mishandled these services previously • You have not notified the Credit Union of a change of address or we have received returned mail for you System Requirements and Limitations: When using this service, you may experience technical or other difficulties. We do not assume liability for any technical or other difficulties that you may incur. We reserve the right to change, suspend, or revoke services immediately and at any time without prior notice to you. In the event this service is not available to you, you acknowledge that you can deposit your check at any of our physical branch locations the office on 00 X Xxxx Xxxxxx, Xxxxxx Xxxxx, XX 00000 or by mail. Xxxxx Xxxx Glatco Credit Union may disable the Mobile Banking application and Mobile Remote Deposit Capture without prior notice for scheduled maintenance and upgrades to the system. In order to use these services, you must have a smart phone or device with an enabled camera and service plan that includes data and Internet access. Third party fees may apply for data and Internet access. Contact your smart phone device carrier for additional information. You MUST have the Xxxxx Xxxx Glatco Credit Union mobile application installed on your smart phone device. The Xxxxx Xxxx Glatco Credit Union mobile application can be downloaded from your device’s application store. The operating system version must be compatible with the latest version of the application as determined by your device’s application store. You MUST be enrolled in FLEXteller in order to download the app. You MUST be enrolled in Mobile Remote Deposit Capture to be able to deposit checks electronically from any location.

Eligibility and Requirements. This disclosure and agreement applies to consumer accounts only. No business accounts will be eligible for Remote Deposit Capture. To qualify for this service, you must meet the following criteria: • ALL accounts must be in good standing • Membership must be a member for greater than 30 60 days • All loans must be current with Xxxxx Xxxx Glatco Credit Union: accounts with loans more than 30 10 days delinquent are subject to restricted access • Valid email address and phone number • Must have a draft account with active debit card You may not be eligible for these services if any of the following apply: • Your account’s funds are frozen for any reason • You have mishandled these services previously • You have not notified notified the Credit Union of a change of address or we have received returned mail for you System Requirements and Limitations: When using this service, you may experience technical or other difficultiesdifficulties. We do not assume liability for any technical or other difficulties difficulties that you may incur. We reserve the right to change, suspend, or revoke services immediately and at any time without prior notice to you. In the event this service is not available to you, you acknowledge that you can deposit your check at any of our physical branch locations the office on 00 X Xxxx Xxxxxx, Xxxxxx Xxxxx, XX 00000 or by mail. Xxxxx Xxxx Glatco Credit Union may disable the Mobile Banking application and Mobile Remote Deposit Capture without prior notice for scheduled maintenance and upgrades to the system. In order to use these services, you must have a smart phone or device with an enabled camera and service plan that includes data and Internet access. Third party fees may apply for data and Internet access. Contact your smart phone device carrier for additional information. You MUST have the Xxxxx Xxxx Glatco Credit Union mobile application installed on your smart phone device. The Xxxxx Xxxx Glatco Credit Union mobile application can be downloaded from your device’s application store. The operating system version must be compatible with the latest version of the application as determined by your device’s application store. You MUST be enrolled in FLEXteller in order to download the app. You MUST be enrolled in Mobile Remote Deposit Capture to be able to deposit checks electronically from any location.