Common use of Eligibility for Courtesy Pay Clause in Contracts

Eligibility for Courtesy Pay. Courtesy Pay is not a credit product. It is a feature that is automatically included with eligible checking accounts (unless you decline Courtesy Pay entirely as described below or information we get from a consumer reporting agency does not meet Credit Union standards). Eligibility is at the sole discretion of the Credit Union and is based on you managing your checking account in a responsible manner. Courtesy Pay may be available for checking accounts for which the primary checking account owner is 18 years of age or older. We reserve the right to limit Courtesy Pay to one (1) account per household or member. We may suspend or permanently revoke Courtesy Pay from your checking account, in our sole and absolute discretion, based on any one or more of the following criteria: You are not making regular deposits into your checking account; You do not bring your checking account to a positive balance for at least one full business day within a thirty (30) day period; Your membership is not in good standing; You are more than thirty (30) days past due or are in default in any other respect on any loan or other obligation to us; You have an outstanding balance due on an overdraft repayment plan; Your primary savings account does not have a positive balance; Your checking account is subject to any legal or administrative orders or levies; You have insufficient credit or negative credit history; You are a party to a bankruptcy proceeding; Any or all of your account(s) with us are being reviewed for improper activity or transactions; Your checking account is classified as inactive; You use the Service to pay items written to check cashing agencies; You have an unresolved prior loss with us; or We believe you are not managing your checking account in a responsible manner which may harm you or us.

Eligibility for Courtesy Pay. Courtesy Pay is not a credit product. It is a feature that is automatically included with eligible checking accounts (unless you decline Courtesy Pay entirely as described below or information we get from a consumer reporting agency does not meet Credit Union standards). Eligibility is at the sole discretion of the Credit Union and is based on you managing your checking account in a responsible manner. Courtesy Pay may be available for checking accounts for which the primary checking account owner is 18 years of age or older. We reserve the right to limit Courtesy Pay to one (1) account per household or member. We may suspend or permanently revoke Courtesy Pay from your checking account, in our sole and absolute discretion, based on any one or more of the following criteria: You are not making regular deposits into your checking account; • You do not bring your checking account to a positive balance for at least one full business day within a thirty sixteen (3016) day period; • Your membership is not in good standing; • You are more than thirty ten (3010) days past due or are in default in any other respect on any loan or other obligation to us; • You have an outstanding balance due on an overdraft repayment plan; Your primary savings account does not have a positive balance; Your checking account is subject to any legal or administrative orders or levies; • You have insufficient credit or negative credit history; • You are a party to a bankruptcy proceeding; • Any or all of your account(s) with us are being reviewed for improper activity or transactions; Your checking account is classified as inactive; You use the Service to pay items written to check cashing agencies; • You have an unresolved prior loss with us; or • We believe you are not managing your checking account in a responsible manner which may harm you or us.

Eligibility for Courtesy Pay. Courtesy Pay is not a credit product. It is a feature that is automatically included with eligible checking accounts (unless you decline Courtesy Pay entirely as described below or information information, we get from a consumer reporting agency does not meet Credit Union standards). Eligibility is at the sole discretion of the Credit Union and is based on you managing your checking account in a responsible manner. Courtesy Pay may be available for checking accounts for which the primary checking account owner is 18 years of age or older. We reserve the right to limit Courtesy Pay to one (1) account per household or member. We may suspend or permanently revoke Courtesy Pay from your checking account, in our sole and absolute discretion, based on any one or more of the following criteria: You are not making regular deposits into your checking account; You do not bring your checking account to a positive balance for at least one full business day within a thirty (30) day period; Your membership is not in good standing; You are more than thirty (30) days past due or are in default in any other respect on any loan or other obligation to us; You have an outstanding balance due on an overdraft repayment plan; Your primary savings account does not have a positive balance; Your checking account is subject to any legal or administrative orders or levies; You have insufficient credit or negative credit history; You are a party to a bankruptcy proceeding; Any or all of your account(s) with us are being reviewed for improper activity or transactions; Your checking account is classified as inactive; You use the Service to pay items written to check cashing agencies; You have an unresolved prior loss with us; or We believe you are not managing your checking account in a responsible manner which may harm you or us.

Eligibility for Courtesy Pay. Courtesy Pay is not a credit product. It is a feature that is automatically included with eligible checking accounts (unless accounts, provided you decline elect Courtesy Pay entirely as described below or information we get from a consumer reporting agency does not and meet Credit Union standards)eligibility requirements. Eligibility is at the sole discretion of the Credit Union and is based on you managing your checking account in a responsible manner. Courtesy Pay may be available for consumer checking accounts for which the primary checking account owner is 18 years of age or olderolder and has been a member for at least 90 days. Courtesy Pay is not available for fiduciary or business accounts. We reserve the right to limit Courtesy Pay to one (1) account per household or member. We may suspend or permanently revoke Courtesy Pay from your checking account, in our sole and absolute discretion, based on any one or more of the following criteria: You are do not making regular deposits into maintain a direct deposit to your covered checking accountaccount totaling at least $500 per month; You do not bring your checking account to a positive balance for at least one full business day within a thirty (30) day period; Your membership is not in good standing; You are more than thirty (30) days past due or are in default in any other respect on any loan or other obligation to us; You have an outstanding balance due on an overdraft repayment plan; Your primary savings account does not have a positive balance; Your checking account is subject to any legal or administrative orders or levies; You have insufficient credit or negative credit history; You are a party to a bankruptcy proceeding; Any or all of your account(s) with us are being reviewed for improper activity or transactions; Your checking account is classified as inactive; You use the Service to pay items written to check cashing agencies; You have an unresolved prior loss with us; or We believe you are not managing your checking account in a responsible manner which may harm you or us.

Eligibility for Courtesy Pay. Courtesy Pay is not a credit product. It is a feature that is automatically included with eligible checking accounts (unless accounts, provided you decline elect Courtesy Pay entirely as described below or information we get from a consumer reporting agency does not and meet Credit Union standards)eligibility requirements. Eligibility is at the sole discretion of the Credit Union and is based on you managing your checking account in a responsible manner. Courtesy Pay may be available for consumer checking accounts for which the primary checking account owner is 18 years of age or olderolder and has been a member for at least 90 days. Courtesy Pay is not available for fiduciary or business accounts. We reserve the right to limit Courtesy Pay to one (1) account per household or member. We may suspend or permanently revoke Courtesy Pay from your checking account, in our sole and absolute discretion, based on any one or more of the following criteria:  You are do not making regular deposits into maintain a direct deposit to your covered checking accountaccount totaling at least $500 per month;  You do not bring your checking account to a positive balance for at least one full business day within a thirty (30) day period;  Your membership is not in good standing;  You are more than thirty (30) days past due or are in default in any other respect on any loan or other obligation to us;  You have an outstanding balance due on an overdraft repayment plan;  Your primary savings account does not have a positive balance;  Your checking account is subject to any legal or administrative orders or levies;  You have insufficient credit or negative credit history;  You are a party to a bankruptcy proceeding;  Any or all of your account(s) with us are being reviewed for improper activity or transactions;  Your checking account is classified as inactive;  You use the Service to pay items written to check cashing agencies;  You have an unresolved prior loss with us; or  We believe you are not managing your checking account in a responsible manner which may harm you or us.

Eligibility for Courtesy Pay. Courtesy Pay is not a credit product. It product and requires no application or credit approval process; it is a feature that is automatically included with eligible checking accounts (unless you decline opt out of Courtesy Pay entirely as described below or information we get from a consumer reporting agency does not meet Credit Union standardsbelow). Eligibility is at the sole discretion of the Credit Union and is based on you managing your checking account in a responsible manner. Courtesy Pay may be is available for checking accounts for which the primary checking account owner is 18 years of age or older, is in good standing, and the checking account has been open for at least thirty (30) days with the applicable minimum balance requirement. We reserve the right to limit Courtesy Pay to one (1) account per household or member. We may suspend suspend, limit, or permanently revoke Courtesy Pay from your checking account, in our sole and absolute discretion, based on any one or more of the following criteria: • You are not making regular deposits into your checking account; • You do not bring your checking account to a positive balance for at least one full business day within a thirty fourteen (3014) day period; • Your membership is not in good standing; • You are more than thirty fifteen (3015) days past due or are in default in any other respect on any loan or other obligation to us; • You have an outstanding balance due on an overdraft repayment plan; Your primary savings account does not have a positive balance; • Your checking account is subject to any legal or administrative orders or levies; • You have insufficient credit or negative credit history; • You are a party to a bankruptcy proceeding; • Any or all of your account(s) with us are being reviewed for improper activity or transactions; • Your checking account is classified as inactive; • You use the Service to pay have had more than three (3) items written to check cashing agenciesreturned for non-sufficient funds in a calendar year; • You have an unresolved prior loss with us; • We do not have a valid mailing or email address for you; or • We believe you are not managing your checking account in a responsible manner which may harm you or us.

Eligibility for Courtesy Pay. Courtesy Pay is not a credit product. It is a feature that is automatically included with eligible checking accounts (unless accounts, provided you decline elect Courtesy Pay entirely as described below or information we get from a consumer reporting agency does not and meet Credit Union standards)eligibility requirements. Eligibility is at the sole discretion of the Credit Union and is based on you managing your checking account in a responsible manner. Courtesy Pay may be available for consumer checking accounts for which the primary checking account owner is 18 years of age or olderolder and has been a member for at least 90 days. Courtesy Pay is not available for fiduciary or business accounts. We reserve the right to limit Courtesy Pay to one (1) account per household or member. We may suspend or permanently revoke Courtesy Pay from your checking account, in our sole and absolute discretion, based on any one or more of the following criteria: • You are do not making regular deposits into maintain a direct deposit to your covered checking account; account totaling at least $500 per month. • You do not bring your checking account to a positive balance for at least one full business day within a thirty (30) day period; . • Your membership is not in good standing; . • You are more than thirty (30) days past due or are in default in any other respect on any loan or other obligation to us; . • You have an outstanding balance due on an overdraft repayment plan; . • Your primary savings account does not have a positive balance; . • Your checking account is subject to any legal or administrative orders or levies; . • You have insufficient credit or negative credit history; . • You are a party to a bankruptcy proceeding; . • Any or all of your account(s) with us are being reviewed for improper activity or transactions; . • Your checking account is classified as inactive; . • You use the Service to pay items written to check cashing agencies; . • You have an unresolved prior loss with us; or • We believe you are not managing your checking account in a responsible manner which may harm you or us.

Eligibility for Courtesy Pay. Courtesy Pay is not a credit product. It is a feature that is automatically included with eligible checking accounts (unless you decline Courtesy Pay entirely as described below or information we get from a consumer reporting agency does not meet Credit Union standards). Eligibility is at the sole discretion of the Credit Union and is based on you managing your checking account in a responsible manner. Courtesy Pay may be available for checking accounts for which the primary checking account owner is 18 years of age or older. We reserve the right to limit Courtesy Pay to one (1) account per household or member. We may suspend or permanently revoke Courtesy Pay from your checking account, in our sole and absolute discretion, based on any one or more of the following criteria: You are not making regular direct deposits into your checking account; You do not bring your checking account to a positive balance for at least one full business day within a thirty (30) day period; Your membership is not in good standing; You are more than thirty (30) days past due or are in default in any other respect on any loan or other obligation to us; You have an outstanding balance due on an overdraft repayment plan; Your primary savings account does not have a positive balance; Your checking account is subject to any legal or administrative orders or levies; You have insufficient credit or negative credit history; You are a party to a bankruptcy proceeding; Any or all of your account(s) with us are being reviewed for improper activity or transactions; Your checking account is classified as inactive; You use the Service to pay items written to check cashing agencies; You have an unresolved prior loss with us; or We believe you are not managing your checking account in a responsible manner which may harm you or us.

Eligibility for Courtesy Pay. Courtesy Pay is not a credit product. It is a feature that is automatically included with eligible checking accounts (unless you decline Courtesy Pay entirely as described below or information we get from a consumer reporting agency does not meet Credit Union standards). Eligibility is at the sole discretion of the Credit Union and is based on you managing your checking account in a responsible manner. Courtesy Pay may be available for checking accounts for which the primary checking account owner is 18 years of age or older. We reserve the right to limit Courtesy Pay to one (1) account per household or member. member We may suspend or permanently revoke Courtesy Pay from your checking account, in our sole and absolute discretion, based on any one or more of the following criteria:  You are not making regular deposits into your checking account;  You do not bring your checking account to a positive balance for at least one full business day within a thirty (30) day period;  Your membership is not in good standing;  You are more than thirty (30) days past due or are in default in any other respect on any loan or other obligation to with us;  You have an outstanding balance due on an overdraft repayment plan;  Your primary savings account does not have a positive balance;  Your checking account is subject to any legal or administrative orders or levies;  You have insufficient credit or negative credit history;  You are a party to a bankruptcy proceeding;  Any or all of your account(s) with us are being reviewed for improper activity or transactions;  Your checking account is classified as inactive;  You use the Service to pay items written to check cashing agencies;  You have an unresolved prior loss with us; or  We believe you are not managing your checking account in a responsible manner which may harm you or us.