Common use of EMPLOYEE DIRECTORS Clause in Contracts

EMPLOYEE DIRECTORS. STOCK OPTIONS for a total of __________ shares of Common Stock of Sun Bancorp, Inc. (the "Company") is hereby granted to ______________________ (the "Optionee") at the price determined as provided in, and in all respects subject to the terms, definitions and provisions of the 2004 Stock-Based Incentive Plan (the "Plan") adopted by the Company which is incorporated by reference herein, receipt of which is hereby acknowledged. Such Stock Options do not comply with Options granted under Section 422 of the Internal Revenue Code of 1986, as amended.

EMPLOYEE DIRECTORS. STOCK OPTIONS for a total of __________ shares of Common Stock of Sun Bancorp, Inc. Kearny Financial Corp. (the "Company") is hereby granted to ______________________ (the "Optionee") at the price determined as provided in, and in all respects subject to the terms, definitions and provisions of the 2004 Stock-Based 2005 Stock Compensation and Incentive Plan (the "Plan") adopted by the Company which is incorporated by reference herein, receipt of which is hereby acknowledged. Such Stock Options do not comply with Options granted under Section 422 of the Internal Revenue Code of 1986, as amended.

EMPLOYEE DIRECTORS. STOCK OPTIONS for a total of __________ shares of Common Stock of Sun Bancorp, Inc. Teche Holding Company (the "Company") is hereby granted to ________________________ (the "Optionee") at the price determined as provided in, and in all respects subject to the terms, definitions and provisions of the 2004 2001 Stock-Based Incentive Plan (the "Plan") adopted by the Company which is incorporated by reference herein, receipt of which is hereby acknowledged. Such Stock Options do not comply with Options granted under Section 422 of the Internal Revenue Code of 1986, as amended.

EMPLOYEE DIRECTORS. STOCK OPTIONS for a total of __________ shares of Common Stock of Sun BancorpOsage Bancshares, Inc. (the "Company") is hereby granted to ______________________ (the "Optionee") at the price determined as provided in, and in all respects subject to the terms, definitions and provisions of the 2004 Stock-Based Incentive Stock Option Plan (the "Plan") adopted by the Company which is incorporated by reference herein, receipt of which is hereby acknowledged. Such Stock Options do not comply with Options granted under Section 422 of the Internal Revenue Code of 1986, as amended.

EMPLOYEE DIRECTORS. STOCK OPTIONS for a total of __________ shares of Common Stock of Sun BancorpOsage Federal Financial, Inc. (the "Company") is hereby granted to ______________________ (the "Optionee") at the price determined as provided in, and in all respects subject to the terms, definitions and provisions of the 2004 Stock-Based Incentive Stock Option Plan (the "Plan") adopted by the Company which is incorporated by reference herein, receipt of which is hereby acknowledged. Such Stock Options do not comply with Options granted under Section 422 of the Internal Revenue Code of 1986, as amended.

EMPLOYEE DIRECTORS. STOCK OPTIONS for a total of __________ shares of Common Stock of Sun BancorpSynergy Financial Group, Inc. (the "Company") is hereby granted to _____________________________________________ (the "Optionee") at the price determined as provided in, and in all respects subject to the terms, definitions and provisions of the 2004 Stock-Based Incentive 2003 Stock Option Plan (the "Plan") adopted by the Company which is incorporated by reference herein, receipt of which is hereby acknowledged. Such Stock Options do not comply with Options granted under Section 422 of the Internal Revenue Code of 1986, as amended.

EMPLOYEE DIRECTORS. STOCK OPTIONS for a total of __________ shares of Common Stock of Sun BancorpOsage Bancshares, Inc. (the "Company") is hereby granted to _____________________________ (the "Optionee") at the price determined as provided in, and in all respects subject to the terms, definitions and provisions of the 2004 Stock-Based 2007 Stock Compensation and Incentive Plan (the "Plan") adopted by the Company which is incorporated by reference herein, receipt of which is hereby acknowledged. Such Stock Options do not comply with Options granted under Section 422 of the Internal Revenue Code of 1986, as amended.

EMPLOYEE DIRECTORS. STOCK OPTIONS for a total of __________ shares of Common Stock of Sun Fidelity Bancorp, Inc. (the "Company") is hereby granted to ________________________ (the "Optionee") at the price determined as provided in, and in all respects subject to the terms, definitions and provisions of the 2004 2005 Stock-Based Incentive Plan (the "Plan") adopted by the Company which is incorporated by reference herein, receipt of which is hereby acknowledged. Such Stock Options Stoxx Xxtions do not comply with Options granted under Section 422 of the Internal Revenue Code of 1986, as amended.

EMPLOYEE DIRECTORS. STOCK OPTIONS for a total of __________ shares of Common Stock of Sun Bancorp, Inc. WHG Bancshares Corporation (the "Company") is hereby granted to ______________________ (the "Optionee") at the price determined as provided in, and in all respects subject to the terms, definitions and provisions of the 2004 Stock-Based Incentive 2001 Stock Option Plan (the "Plan") adopted by the Company which is incorporated by reference herein, receipt of which is hereby acknowledged. Such Stock Options do not comply with --- Options granted under Section 422 of the Internal Revenue Code of 1986, as amended.