Common use of Employment Variables Clause in Contracts

Employment Variables. Employment questions were asked of all persons 16 years and older at the time of the interview. Employment variables consist of person-level indicators such as employment status and job- related variables such as hourly wage. All job-specific variables refer to a person’s current main job. The current main job, defined by the respondent, indicates the main source of employment. Employment variables included on the Panel 15 Round 3/Panel 16 Round 1 2011 release are: EMPST13, HRWAG13X, HRWGRD13, HRWAY13, HOUR13, HELD13X, OFFER13X, NUMEMP13 and SELFCM13. Most employment variables pertain to status as of the date of the interview. Logical edits were performed on variables that indicate whether health insurance is held or offered at a current main job. In addition, some wage information was logically edited for consistency. Edits were performed under three circumstances: • in cases where a respondent updated a wage, indicating as the reason for the change that the amount reported in a previous round was in error, and then provided the corrected amount for the previous round; • in some cases where wages reported as less than $1.00 per hour are updated in a subsequent round to greater than $1.00, and the wage increased by a factor of 10 or 100 (for example, if a Round 4 wage is updated to $20.00, the Round 3 wage of $0.20 could logically be updated to $20.00); in some of these cases, additional comments may have also indicated an error; and • in some cases where wages changed substantially from round to round and a keying error was evident (for example, ‘the number of hours on which the salary is based’ is updated from ‘40’ to ‘4’; the ‘4’ could logically be updated to ‘40’). In all cases that result in an edit, a complete review of wage and employment history is performed; in some cases, comparisons are made to employment at similar establishments within the MEPS as well as to data reported and summarized by the Bureau of Labor Statistics. When missing, wage values were imputed for certain persons’ hourly wage; however, there was no editing performed on any values reported by the respondent (except as noted above). Hourly wages greater than or equal to $67.31 were top-coded to –10. The number of employees variable was top-coded at 500. Employment status was asked for all persons aged 16 or older. Responses to the employment status question were: “currently employed” if the person had a job at the interview date, “has a job to return to” if the person did not work during the reference period but had a job to return to as of the interview date, “employed during the reference period” if the person had no job at the interview date but did work during 2011, and “not employed with no job to return to” if the person did not have a job at the interview date, did not work during the reference period, and did not have a job to return to. These responses are mutually exclusive. A current main job was defined for persons reporting that they were currently employed and who identified a current main job, and for persons who reported and identified a job to return to. Therefore, job-specific information, such as hourly wage, exists for persons not presently working at the interview date but who have a job to return to. Hourly wage was asked of all persons who reported a current main job that was not self- employment (SELFCM13). For reasons of confidentiality, the hourly wage variable (HRWAG13X) was top-coded. A value of –10 indicates that the hourly wage was greater than or equal to $67.31. The hourly wage on this file (HRWAG13X) should be considered along with its accompanying variables HRWGRD13 and HRWAY13. HRWGRD13 is a flag that indicates the round in which the reported hourly wage was collected. This flag is always set to “1” for people who are a part of Panel 16 because the reported hourly wage is always from Round 1 as only Round 1 information is reported on this file. People who are a part of Panel 15 can have a current main job from a previous round and HRWGRD13 indicates the round in which the wage information was collected. For Round 3 current main jobs that continue as the current main job from Round 1, HRWGRD13 is “1”. For Round 3 current main jobs that continue as the current main job from Round 2 (but not Round 1), HRWGRD13 is “2”. For Round 3 current main jobs that are identified as current main for the first time in Round 3, HRWGRD13 is “3”. For persons who did not indicate a wage amount but who did indicate a range into which the hourly wage falls, the reported hourly wage (HRWAG13X) is the median within that range. The medians were calculated using actual wages reported from the same round by persons of the same gender reporting hourly wages within each age range category. In some cases, particularly in the low wage range, gender was not used in the calculation of the median wage in order to provide a large enough base. HRWAY13 indicates how the corresponding HRWAG13X was constructed. Hourly wage was derived, as applicable, from a large number of source variables. In the simplest case, hourly wage was reported directly by the respondent. For other persons, construction of the hourly wage was based upon their salary, the time period on which the salary was based, and the number of hours worked per time period. If the number of hours worked per time period was not available, a value of 40 hours per week was assumed, as identified in the HRWAY13 variable. There are two employment-related health insurance measures included in this release: health insurance held from a current main job (HELD13X) and health insurance offered from a current main job (OFFER13X). The held and offer variables were logically edited using health insurance information from the health insurance section not available for public release. Persons under age 16 as well as persons aged 16 and older who do not hold a current main job, who are self-employed with no employees, or who are otherwise ineligible are coded as “inapplicable” for both the health insurance-related employment variables. HELD13X is “yes” if the person reported having insurance coverage from the employer or union at the current main job and that coverage provides hospital/physician or Medigap benefits (as long as the person is not self-employed with no employees). HELD13X is also “yes” if the person’s current main job is with the armed forces. HELD13X is “no” if the person either reported that insurance is not obtained through the current main job or reported insurance and then disavowed it. To disavow insurance is to initially report it but then to deny that it is provided later in the interview, or to confirm it but indicate that it does not include hospital/physician or Medigap benefits. As noted above, this does not apply to self-employed persons with no employees (always “inapplicable”) and those with a current main job in the armed forces (always “yes”). OFFER13X is always coded as “yes” if HELD13X is “yes”. In addition, except for certain self- employed persons with OFFER13X set to “inapplicable” (see above), OFFER13X is coded as “yes” if insurance was offered through the employer or union at the job. OFFER13X is “no” when HELD13X equals “no” and insurance was not offered by the employer or union at the job. As indicated above, information collected in the health insurance section of the interview was considered in the construction of HELD13X and OFFER13X. For example, several persons indicated in the employment section of the interview that they held health insurance through a current main job and then denied this coverage later in the health insurance section. Such people were coded as “no” for HELD13X. Due to questionnaire skip patterns, the value for HELD13X was considered in constructing the OFFER13X variable. For example, if a person responded that health insurance was held from a current main job, they were skipped past the question relating to whether health insurance was offered at that job. If the person later disavowed this insurance in the health insurance section of the questionnaire, we would not be able to ascertain whether they were offered a policy. These individuals are coded as -9 for OFFER13X. HOUR13 is the number of hours worked per week at the current main job. Due to confidentiality concerns, the variable indicating the number of employees at the establishment (NUMEMP13) has been top coded at 500 or more employees. NUMEMP13 indicates the number of employees at the location of the person’s current main job. For persons who reported a categorical size, we report a median estimated size from within the reported range.

Employment Variables. Employment questions were asked of all persons 16 years and older at the time of the interview. Employment variables consist of person-level indicators such as employment status and job- related variables such as hourly wage. All job-specific variables refer to a person’s current main job. The current main job, defined by the respondent, indicates the main source of employment. Employment variables included on the Panel 15 14 Round 3/Panel 16 15 Round 1 2011 2010 release are: EMPST13, HRWAG13X, HRWGRD13, HRWAY13, HOUR13, HELD13X, OFFER13X, NUMEMP13 and SELFCM13. Most employment variables pertain to status as of the date of the interview. Logical edits were performed on variables that indicate whether health insurance is held or offered at a current main job. In addition, some wage information was logically edited for consistency. Edits were performed under three circumstances: • in cases where a respondent updated a wage, indicating as the reason for the change that the amount reported in a previous round was in error, and then provided the corrected amount for the previous round; • in some cases where wages reported as less than $1.00 per hour are updated in a subsequent round to greater than $1.00, and the wage increased by a factor of 10 or 100 (for example, if a Round 4 wage is updated to $20.00, the Round 3 wage of $0.20 could logically be updated to $20.00); in some of these cases, additional comments may have also indicated an error; and • in some cases where wages changed substantially from round to round and a keying error was evident (for example, ‘the number of hours on which the salary is based’ is updated from ‘40’ to ‘4’; the ‘4’ could logically be updated to ‘40’). In all cases that result in an edit, a complete review of wage and employment history is performed; in some cases, comparisons are made to employment at similar establishments within the MEPS as well as to data reported and summarized by the Bureau of Labor Statistics. When missing, wage values were imputed for certain persons’ hourly wage; however, there was no editing performed on any values reported by the respondent (except as noted above). Hourly wages greater than or equal to $67.31 69.79 were top-coded to –10. The number of employees variable was top-coded at 500. Employment status was asked for all persons aged 16 or older. Responses to the employment status question were: “currently employed” if the person had a job at the interview date, “has a job to return to” if the person did not work during the reference period but had a job to return to as of the interview date, “employed during the reference period” if the person had no job at the interview date but did work during 20112010, and “not employed with no job to return to” if the person did not have a job at the interview date, did not work during the reference period, and did not have a job to return to. These responses are mutually exclusive. A current main job was defined for persons reporting that they were currently employed and who identified a current main job, and for persons who reported and identified a job to return to. Therefore, job-specific information, such as hourly wage, exists for persons not presently working at the interview date but who have a job to return to. Hourly wage was asked of all persons who reported a current main job that was not self- employment (SELFCM13). For reasons of confidentiality, the hourly wage variable (HRWAG13X) was top-coded. A value of –10 indicates that the hourly wage was greater than or equal to $67.3169.79. The hourly wage on this file (HRWAG13X) should be considered along with its accompanying variables HRWGRD13 and HRWAY13. HRWGRD13 is a flag that indicates the round in which the reported hourly wage was collected. This flag is always set to “1” for people who are a part of Panel 16 15 because the reported hourly wage is always from Round 1 as only Round 1 information is reported on this file. People who are a part of Panel 15 14 can have a current main job from a previous round and HRWGRD13 indicates the round in which the wage information was collected. For Round 3 current main jobs that continue as the current main job from Round 1, HRWGRD13 is “1”. For Round 3 current main jobs that continue as the current main job from Round 2 (but not Round 1), HRWGRD13 is “2”. For Round 3 current main jobs that are identified as current main for the first time in Round 3, HRWGRD13 is “3”. For persons who did not indicate a wage amount but who did indicate a range into which the hourly wage falls, the reported hourly wage (HRWAG13X) is the median within that range. The medians were calculated using actual wages reported from the same round by persons of the same gender reporting hourly wages within each age range category. In some cases, particularly in the low wage range, gender was not used in the calculation of the median wage in order to provide a large enough base. HRWAY13 indicates how the corresponding HRWAG13X was constructed. Hourly wage was derived, as applicable, from a large number of source variables. In the simplest case, hourly wage was reported directly by the respondent. For other persons, construction of the hourly wage was based upon their salary, the time period on which the salary was based, and the number of hours worked per time period. If the number of hours worked per time period was not available, a value of 40 hours per week was assumed, as identified in the HRWAY13 variable. There are two employment-related health insurance measures included in this release: health insurance held from a current main job (HELD13X) and health insurance offered from a current main job (OFFER13X). The held and offer variables were logically edited using health insurance information from the health insurance section not available for public release. Persons under age 16 as well as persons aged 16 and older who do not hold a current main job, who are self-employed with no employees, or who are otherwise ineligible are coded as “inapplicable” for both the health insurance-related employment variables. HELD13X is “yes” if the person reported having insurance coverage from the employer or union at the current main job and that coverage provides hospital/physician or Medigap benefits (as long as the person is not self-employed with no employees). HELD13X is also “yes” if the person’s current main job is with the armed forces. HELD13X is “no” if the person either reported that insurance is not obtained through the current main job or reported insurance and then disavowed it. To disavow insurance is to initially report it but then to deny that it is provided later in the interview, or to confirm it but indicate that it does not include hospital/physician or Medigap benefits. As noted above, this does not apply to self-employed persons with no employees (always “inapplicable”) and those with a current main job in the armed forces (always “yes”). OFFER13X is always coded as “yes” if HELD13X is “yes”. In addition, except for certain self- employed persons with OFFER13X set to “inapplicable” (see above), OFFER13X is coded as “yes” if insurance was offered through the employer or union at the job. OFFER13X is “no” when HELD13X equals “no” and insurance was not offered by the employer or union at the job. As indicated above, information collected in the health insurance section of the interview was considered in the construction of HELD13X and OFFER13X. For example, several persons indicated in the employment section of the interview that they held health insurance through a current main job and then denied this coverage later in the health insurance section. Such people were coded as “no” for HELD13X. Due to questionnaire skip patterns, the value for HELD13X was considered in constructing the OFFER13X variable. For example, if a person responded that health insurance was held from a current main job, they were skipped past the question relating to whether health insurance was offered at that job. If the person later disavowed this insurance in the health insurance section of the questionnaire, we would not be able to ascertain whether they were offered a policy. These individuals are coded as -9 for OFFER13X. HOUR13 is the number of hours worked per week at the current main job. Due to confidentiality concerns, the variable indicating the number of employees at the establishment (NUMEMP13) has been top coded at 500 or more employees. NUMEMP13 indicates the number of employees at the location of the person’s current main job. For persons who reported a categorical size, we report a median estimated size from within the reported range.

Employment Variables. Employment questions were asked of all persons 16 years and older at the time of the interview. Employment variables consist of person-level indicators such as employment status and job- related variables such as hourly wage. All job-specific variables refer to a person’s current main job. The current main job, defined by the respondent, indicates the main source of employment. Employment variables included on the Panel 15 17 Round 3/Panel 16 18 Round 1 2011 2013 release are: EMPST13, HRWAG13X, HRWGRD13, HRWAY13, HOUR13, HELD13X, OFFER13X, NUMEMP13 and SELFCM13. Most employment variables pertain to status as of the date of the interview. Logical edits were performed on variables that indicate whether health insurance is held or offered at a current main job. In addition, some wage information was logically edited for consistency. Edits were performed under three circumstances: • in cases where a respondent updated a wage, indicating as the reason for the change that the amount reported in a previous round was in error, and then provided the corrected amount for the previous round; • in some cases where wages reported as less than $1.00 per hour are updated in a subsequent round to greater than $1.00, and the wage increased by a factor of 10 or 100 (for example, if a Round 4 wage is updated to $20.00, the Round 3 wage of $0.20 could logically be updated to $20.00); in some of these cases, additional comments may have also indicated an error; and • in some cases where wages changed substantially from round to round and a keying error was evident (for example, ‘the number of hours on which the salary is based’ is updated from ‘40’ to ‘4’; the ‘4’ could logically be updated to ‘40’). In all cases that result in an edit, a complete review of wage and employment history is performed; in some cases, comparisons are made to employment at similar establishments within the MEPS as well as to data reported and summarized by the Bureau of Labor Statistics. When missing, wage values were imputed for certain persons’ hourly wage; however, there was no editing performed on any values reported by the respondent (except as noted above). Hourly wages greater than or equal to $67.31 72.12 were top-coded to –10. The number of employees variable was top-coded at 500. Employment status was asked for all persons aged 16 or older. Responses to the employment status question were: “currently employed” if the person had a job at the interview date, “has a job to return to” if the person did not work during the reference period but had a job to return to as of the interview date, “employed during the reference period” if the person had no job at the interview date but did work during 20112013, and “not employed with no job to return to” if the person did not have a job at the interview date, did not work during the reference period, and did not have a job to return to. These responses are mutually exclusive. A current main job was defined for persons reporting that they were currently employed and who identified a current main job, and for persons who reported and identified a job to return to. Therefore, job-specific information, such as hourly wage, exists for persons not presently working at the interview date but who have a job to return to. Hourly wage was asked of all persons who reported a current main job that was not self- employment (SELFCM13). For reasons of confidentiality, the hourly wage variable (HRWAG13X) was top-coded. A value of –10 indicates that the hourly wage was greater than or equal to $67.3172.12. The hourly wage on this file (HRWAG13X) should be considered along with its accompanying variables HRWGRD13 and HRWAY13. HRWGRD13 is a flag that indicates the round in which the reported hourly wage was collected. This flag is always set to “1” for people who are a part of Panel 16 18 because the reported hourly wage is always from Round 1 as only Round 1 information is reported on this file. People who are a part of Panel 15 17 can have a current main job from a previous round and HRWGRD13 indicates the round in which the wage information was collected. For Round 3 current main jobs that continue as the current main job from Round 1, HRWGRD13 is “1”. For Round 3 current main jobs that continue as the current main job from Round 2 (but not Round 1), HRWGRD13 is “2”. For Round 3 current main jobs that are identified as current main for the first time in Round 3, HRWGRD13 is “3”. For persons who did not indicate a wage amount but who did indicate a range into which the hourly wage falls, the reported hourly wage (HRWAG13X) is the median within that range. The medians were calculated using actual wages reported from the same round by persons of the same gender reporting hourly wages within each age range category. In some cases, particularly in the low wage range, gender was not used in the calculation of the median wage in order to provide a large enough base. HRWAY13 indicates how the corresponding HRWAG13X was constructed. Hourly wage was derived, as applicable, from a large number of source variables. In the simplest case, hourly wage was reported directly by the respondent. For other persons, construction of the hourly wage was based upon their salary, the time period on which the salary was based, and the number of hours worked per time period. If the number of hours worked per time period was not available, a value of 40 hours per week was assumed, as identified in the HRWAY13 variable. There are two employment-related health insurance measures included in this release: health insurance held from a current main job (HELD13X) and health insurance offered from a current main job (OFFER13X). The held and offer variables were logically edited using health insurance information from the health insurance section not available for public release. Persons under age 16 as well as persons aged 16 and older who do not hold a current main job, who are self-employed with no employees, or who are otherwise ineligible are coded as “inapplicableInapplicable” for both the health insurance-related employment variables. HELD13X is “yes” if the person reported having insurance coverage from the employer or union at the current main job and that coverage provides hospital/physician or Medigap benefits (as long as the person is not self-employed with no employees). HELD13X is also “yes” if the person’s current main job is with the armed forces. HELD13X is “no” if the person either reported that insurance is not obtained through the current main job or reported insurance and then disavowed it. To disavow insurance is to initially report it but then to deny that it is provided later in the interview, or to confirm it but indicate that it does not include hospital/physician or Medigap benefits. As noted above, this does not apply to self-employed persons with no employees (always “inapplicableInapplicable”) and those with a current main job in the armed forces (always “yes”). OFFER13X is always coded as “yes” if HELD13X is “yes”. In addition, except for certain self- employed persons with OFFER13X set to “inapplicableInapplicable” (see above), OFFER13X is coded as “yes” if insurance was offered through the employer or union at the job. OFFER13X is “no” when HELD13X equals “no” and insurance was not offered by the employer or union at the job. As indicated above, information collected in the health insurance section of the interview was considered in the construction of HELD13X and OFFER13X. For example, several persons indicated in the employment section of the interview that they held health insurance through a current main job and then denied this coverage later in the health insurance section. Such people were coded as “no” for HELD13X. Due to questionnaire skip patterns, the value for HELD13X was considered in constructing the OFFER13X variable. For example, if a person responded that health insurance was held from a current main job, they were skipped past the question relating to whether health insurance was offered at that job. If the person later disavowed this insurance in the health insurance section of the questionnaire, we would not be able to ascertain whether they were offered a policy. These individuals are coded as -9 for OFFER13X. HOUR13 is the number of hours worked per week at the current main job. Due to confidentiality concerns, the variable indicating the number of employees at the establishment (NUMEMP13) has been top coded at 500 or more employees. NUMEMP13 indicates the number of employees at the location of the person’s current main job. For persons who reported a categorical size, we report a median estimated size from within the reported range.

Employment Variables. Employment questions were asked of all persons 16 years and older at the time of the interview. Employment variables consist of person-level indicators such as employment status and job- related variables such as hourly wage. All job-specific variables refer to a person’s current main job. The current main job, defined by the respondent, indicates the main source of employment. Employment variables included on the Panel 15 16 Round 3/Panel 16 17 Round 1 2011 2012 release are: EMPST13, HRWAG13X, HRWGRD13, HRWAY13, HOUR13, HELD13X, OFFER13X, NUMEMP13 and SELFCM13. Most employment variables pertain to status as of the date of the interview. Logical edits were performed on variables that indicate whether health insurance is held or offered at a current main job. In addition, some wage information was logically edited for consistency. Edits were performed under three circumstances: • in cases where a respondent updated a wage, indicating as the reason for the change that the amount reported in a previous round was in error, and then provided the corrected amount for the previous round; • in some cases where wages reported as less than $1.00 per hour are updated in a subsequent round to greater than $1.00, and the wage increased by a factor of 10 or 100 (for example, if a Round 4 wage is updated to $20.00, the Round 3 wage of $0.20 could logically be updated to $20.00); in some of these cases, additional comments may have also indicated an error; and • in some cases where wages changed substantially from round to round and a keying error was evident (for example, ‘the number of hours on which the salary is based’ is updated from ‘40’ to ‘4’; the ‘4’ could logically be updated to ‘40’). In all cases that result in an edit, a complete review of wage and employment history is performed; in some cases, comparisons are made to employment at similar establishments within the MEPS as well as to data reported and summarized by the Bureau of Labor Statistics. When missing, wage values were imputed for certain persons’ hourly wage; however, there was no editing performed on any values reported by the respondent (except as noted above). Hourly wages greater than or equal to $67.31 66.98 were top-coded to –10. The number of employees variable was top-coded at 500. Employment status was asked for all persons aged 16 or older. Responses to the employment status question were: “currently employed” if the person had a job at the interview date, “has a job to return to” if the person did not work during the reference period but had a job to return to as of the interview date, “employed during the reference period” if the person had no job at the interview date but did work during 20112012, and “not employed with no job to return to” if the person did not have a job at the interview date, did not work during the reference period, and did not have a job to return to. These responses are mutually exclusive. A current main job was defined for persons reporting that they were currently employed and who identified a current main job, and for persons who reported and identified a job to return to. Therefore, job-specific information, such as hourly wage, exists for persons not presently working at the interview date but who have a job to return to. Hourly wage was asked of all persons who reported a current main job that was not self- employment (SELFCM13). For reasons of confidentiality, the hourly wage variable (HRWAG13X) was top-coded. A value of –10 indicates that the hourly wage was greater than or equal to $67.3166.98. The hourly wage on this file (HRWAG13X) should be considered along with its accompanying variables HRWGRD13 and HRWAY13. HRWGRD13 is a flag that indicates the round in which the reported hourly wage was collected. This flag is always set to “1” for people who are a part of Panel 16 17 because the reported hourly wage is always from Round 1 as only Round 1 information is reported on this file. People who are a part of Panel 15 16 can have a current main job from a previous round and HRWGRD13 indicates the round in which the wage information was collected. For Round 3 current main jobs that continue as the current main job from Round 1, HRWGRD13 is “1”. For Round 3 current main jobs that continue as the current main job from Round 2 (but not Round 1), HRWGRD13 is “2”. For Round 3 current main jobs that are identified as current main for the first time in Round 3, HRWGRD13 is “3”. For persons who did not indicate a wage amount but who did indicate a range into which the hourly wage falls, the reported hourly wage (HRWAG13X) is the median within that range. The medians were calculated using actual wages reported from the same round by persons of the same gender reporting hourly wages within each age range category. In some cases, particularly in the low wage range, gender was not used in the calculation of the median wage in order to provide a large enough base. HRWAY13 indicates how the corresponding HRWAG13X was constructed. Hourly wage was derived, as applicable, from a large number of source variables. In the simplest case, hourly wage was reported directly by the respondent. For other persons, construction of the hourly wage was based upon their salary, the time period on which the salary was based, and the number of hours worked per time period. If the number of hours worked per time period was not available, a value of 40 hours per week was assumed, as identified in the HRWAY13 variable. There are two employment-related health insurance measures included in this release: health insurance held from a current main job (HELD13X) and health insurance offered from a current main job (OFFER13X). The held and offer variables were logically edited using health insurance information from the health insurance section not available for public release. Persons under age 16 as well as persons aged 16 and older who do not hold a current main job, who are self-employed with no employees, or who are otherwise ineligible are coded as “inapplicableInapplicable” for both the health insurance-related employment variables. HELD13X is “yes” if the person reported having insurance coverage from the employer or union at the current main job and that coverage provides hospital/physician or Medigap benefits (as long as the person is not self-employed with no employees). HELD13X is also “yes” if the person’s current main job is with the armed forces. HELD13X is “no” if the person either reported that insurance is not obtained through the current main job or reported insurance and then disavowed it. To disavow insurance is to initially report it but then to deny that it is provided later in the interview, or to confirm it but indicate that it does not include hospital/physician or Medigap benefits. As noted above, this does not apply to self-employed persons with no employees (always “inapplicableInapplicable”) and those with a current main job in the armed forces (always “yes”). OFFER13X is always coded as “yes” if HELD13X is “yes”. In addition, except for certain self- employed persons with OFFER13X set to “inapplicableInapplicable” (see above), OFFER13X is coded as “yes” if insurance was offered through the employer or union at the job. OFFER13X is “no” when HELD13X equals “no” and insurance was not offered by the employer or union at the job. As indicated above, information collected in the health insurance section of the interview was considered in the construction of HELD13X and OFFER13X. For example, several persons indicated in the employment section of the interview that they held health insurance through a current main job and then denied this coverage later in the health insurance section. Such people were coded as “no” for HELD13X. Due to questionnaire skip patterns, the value for HELD13X was considered in constructing the OFFER13X variable. For example, if a person responded that health insurance was held from a current main job, they were skipped past the question relating to whether health insurance was offered at that job. If the person later disavowed this insurance in the health insurance section of the questionnaire, we would not be able to ascertain whether they were offered a policy. These individuals are coded as -9 for OFFER13X. HOUR13 is the number of hours worked per week at the current main job. Due to confidentiality concerns, the variable indicating the number of employees at the establishment (NUMEMP13) has been top coded at 500 or more employees. NUMEMP13 indicates the number of employees at the location of the person’s current main job. For persons who reported a categorical size, we report a median estimated size from within the reported range.

Employment Variables. Employment questions were asked of all persons 16 years and older at the time of the interview. Employment variables consist of person-level indicators such as employment status and job- related variables such as hourly wage. All job-specific variables refer to a person’s current main job. The current main job, defined by the respondent, indicates the main source of employment. Employment variables included on the Panel 15 19 Round 3/Panel 16 20 Round 1 2011 2015 release are: EMPST13, HRWAG13X, HRWGRD13, HRWAY13, HOUR13, HELD13X, OFFER13X, NUMEMP13 and SELFCM13. Most employment variables pertain to status as of the date of the interview. Logical edits were performed on variables that indicate whether health insurance is held or offered at a current main job. In addition, some wage information was logically edited for consistency. Edits were performed under three these circumstances: • in cases where a respondent updated a wage, indicating as the reason for the change that the amount reported in a previous round was in error, and then provided the corrected amount for the previous round; • in some cases where wages reported as less than $1.00 per hour are updated in a subsequent round to greater than $1.00, and the wage increased by a factor of 10 or 100 (for example, if a Round 4 wage is updated to $20.00, the Round 3 wage of $0.20 could logically be updated to $20.00); in some of these cases, additional comments may have also indicated an error; and • in some cases where wages changed substantially from round to round and a keying error was evident (for example, ‘the number of hours on which the salary is based’ is updated from ‘40’ to ‘4’; the ‘4’ could logically be updated to ‘40’). In all cases that result in an edit, a complete review of wage and employment history is performed; in some cases, comparisons are made to employment at similar establishments within the MEPS as well as to data reported and summarized by the Bureau of Labor Statistics. When missing, wage values were imputed for certain persons’ hourly wage; however, there was no editing performed on any values reported by the respondent (except as noted above). Hourly wages greater than or equal to $67.31 72.12 were top-coded to –10-10. The number of employees variable was top-coded at 500. Employment status was asked for all persons aged 16 or older. Responses to the employment status question were: “currently employed” if the person had a job at the interview date, “has a job to return to” if the person did not work during the reference period but had a job to return to as of the interview date, “employed during the reference period” if the person had no job at the interview date but did work during 20112015, and “not employed with no job to return to” if the person did not have a job at the interview date, did not work during the reference period, and did not have a job to return to. These responses are mutually exclusive. A current main job was defined for persons reporting that they were currently employed and who identified a current main job, and for persons who reported and identified a job to return to. Therefore, job-specific information, such as hourly wage, exists for persons not presently working at the interview date but who have a job to return to. Hourly wage was asked of all persons who reported a current main job that was not self- employment (SELFCM13). For reasons of confidentiality, the hourly wage variable (HRWAG13X) was top-coded. A value of –10 -10 indicates that the hourly wage was greater than or equal to $67.3172.12. The hourly wage on this file (HRWAG13X) should be considered along with its accompanying variables HRWGRD13 and HRWAY13. HRWGRD13 is a flag that indicates the round in which the reported hourly wage was collected. This flag is always set to “1” for people who are a part of Panel 16 20 because the reported hourly wage is always from Round 1 as only Round 1 information is reported on this file. People who are a part of Panel 15 19 can have a current main job from a previous round and HRWGRD13 indicates the round in which the wage information was collected. For Round 3 current main jobs that continue as the current main job from Round 1, HRWGRD13 is “1”. For Round 3 current main jobs that continue as the current main job from Round 2 (but not Round 1), HRWGRD13 is “2”. For Round 3 current main jobs that are identified as current main for the first time in Round 3, HRWGRD13 is “3”. For persons who did not indicate a wage amount but who did indicate a range into which the hourly wage falls, the reported hourly wage (HRWAG13X) is the median within that range. The medians were calculated using actual wages reported from the same round by persons of the same gender reporting hourly wages within each age range category. In some cases, particularly in the low wage range, gender was not used in the calculation of the median wage in order to provide a large enough base. HRWAY13 indicates how the corresponding HRWAG13X was constructed. Hourly wage was derived, as applicable, from a large number of source variables. In the simplest case, hourly wage was reported directly by the respondent. For other persons, construction of the hourly wage was based upon their salary, the time period on which the salary was based, and the number of hours worked per time period. If the number of hours worked per time period was not available, a value of 40 hours per week was assumed, as identified in the HRWAY13 variable. There are two employment-related health insurance measures included in this release: health insurance held from a current main job (HELD13X) and health insurance offered from a current main job (OFFER13X). The held and offer variables were logically edited using health insurance information from the health insurance section not available for public release. Persons under age 16 as well as persons aged 16 and older who do not hold a current main job, who are self-employed with no employees, or who are otherwise ineligible are coded as “inapplicableInapplicable” for both the health insurance-related employment variables. HELD13X is “yes” if the person reported having insurance coverage from the employer or union at the current main job and that coverage provides hospital/physician or Medigap benefits (as long as the person is not self-employed with no employees). HELD13X is also “yes” if the person’s current main job is with the armed forces. HELD13X is “no” if the person either reported that insurance is not obtained through the current main job or reported insurance and then disavowed it. To disavow insurance is to initially report it but then to deny that it is provided later in the interview, or to confirm it but indicate that it does not include hospital/physician or Medigap benefits. As noted above, this does not apply to self-employed persons with no employees (always “inapplicableInapplicable”) and those with a current main job in the armed forces (always “yes”). OFFER13X is always coded as “yes” if HELD13X is “yes”. In addition, except for certain self- employed persons with OFFER13X set to “inapplicableInapplicable” (see above), OFFER13X is coded as “yes” if insurance was offered through the employer or union at the job. OFFER13X is “no” when HELD13X equals “no” and insurance was not offered by the employer or union at the job. As indicated above, information collected in the health insurance section of the interview was considered in the construction of HELD13X and OFFER13X. For example, several persons indicated in the employment section of the interview that they held health insurance through a current main job and then denied this coverage later in the health insurance section. Such people were coded as “no” for HELD13X. Due to questionnaire skip patterns, the value for HELD13X was considered in constructing the OFFER13X variable. For example, if a person responded that health insurance was held from a current main job, they were skipped past the question relating to whether health insurance was offered at that job. If the person later disavowed this insurance in the health insurance section of the questionnaire, we would not be able to ascertain whether they were offered a policy. These individuals are coded as -9 for OFFER13X. HOUR13 is the number of hours worked per week at the current main job. Due to confidentiality concerns, the variable indicating the number of employees at the establishment (NUMEMP13) has been top coded at 500 or more employees. NUMEMP13 indicates the number of employees at the location of the person’s current main job. For persons who reported a categorical size, we report a median estimated size from within the reported range.

Employment Variables. Employment questions were asked of all persons 16 years and older at the time of the interview. Employment variables consist of person-level indicators such as employment status and job- related variables such as hourly wage. All job-specific variables refer to a person’s current main job. The current main job, defined by the respondent, indicates the main source of employment. Employment variables included on the Panel 15 12 Round 3/Panel 16 13 Round 1 2011 2008 release are: EMPST13, HRWAG13X, HRWGRD13, HRWAY13, HOUR13, HELD13X, OFFER13X, NUMEMP13 and SELFCM13. Most employment variables pertain to status as of the date of the interview. Logical edits were performed on variables that indicate whether health insurance is held or offered at a current main job. In addition, some wage information was logically edited for consistency. Edits were performed under three circumstances: • in cases where a respondent updated a wage, indicating as the reason for the change that the amount reported in a previous round was in error, and then provided the corrected amount for the previous round; • in some cases where wages reported as less than $1.00 per hour are updated in a subsequent round to greater than $1.00, and the wage increased by a factor of 10 or 100 (for example, if a Round 4 wage is updated to $20.00, the Round 3 wage of $0.20 could logically be updated to $20.00); in some of these cases, additional comments may have also indicated an error; and • in some cases where wages changed substantially from round to round and a keying error was evident (for example, ‘the number of hours on which the salary is based’ is updated from ‘40’ to ‘4’; the ‘4’ could logically be updated to ‘40’). In all cases that result in an edit, a complete review of wage and employment history is performed; in some cases, comparisons are made to employment at similar establishments within the MEPS as well as to data reported and summarized by the Bureau of Labor Statistics. When missing, wage values were imputed for certain persons’ hourly wage; however, there was no editing performed on any values reported by the respondent (except as noted above). Hourly wages greater than or equal to $67.31 65.97 were top-coded to –10. The number of employees variable was top-coded at 500. Employment status was asked for all persons aged 16 or older. Responses to the employment status question were: “currently employed” if the person had a job at the interview date, “has a job to return to” if the person did not work during the reference period but had a job to return to as of the interview date, “employed during the reference period” if the person had no job at the interview date but did work during 20112008, and “not employed with no job to return to” if the person did not have a job at the interview date, did not work during the reference period, and did not have a job to return to. These responses are mutually exclusive. A current main job was defined for persons reporting that they were currently employed and who identified a current main job, and for persons who reported and identified a job to return to. Therefore, job-specific information, such as hourly wage, exists for persons not presently working at the interview date but who have a job to return to. Hourly wage was asked of all persons who reported a current main job that was not self- employment (SELFCM13). For reasons of confidentiality, the hourly wage variable (HRWAG13X) was top-coded. A value of –10 indicates that the hourly wage was greater than or equal to $67.3165.97. The hourly wage on this file (HRWAG13X) should be considered along with its accompanying variables HRWGRD13 and HRWAY13. HRWGRD13 is a flag that indicates the round in which the reported hourly wage was collected. This flag is always set to “1” for people who are a part of Panel 16 13 because the reported hourly wage is always from Round 1 as only Round 1 information is reported on this file. People who are a part of Panel 15 12 can have a current main job from a previous round and HRWGRD13 indicates the round in which the wage information was collected. For Round 3 current main jobs that continue as the current main job from Round 1, HRWGRD13 is “1”. For Round 3 current main jobs that continue as the current main job from Round 2 (but not Round 1), HRWGRD13 is “2”. For Round 3 current main jobs that are identified as current main for the first time in Round 3, HRWGRD13 is “3”. For persons who did not indicate a wage amount but who did indicate a range into which the hourly wage falls, the reported hourly wage (HRWAG13X) is the median within that range. The medians were calculated using actual wages reported from the same round by persons of the same gender reporting hourly wages within each age range category. In some cases, particularly in the low wage range, gender was not used in the calculation of the median wage in order to provide a large enough base. HRWAY13 indicates how the corresponding HRWAG13X was constructed. Hourly wage was derived, as applicable, from a large number of source variables. In the simplest case, hourly wage was reported directly by the respondent. For other persons, construction of the hourly wage was based upon their salary, the time period on which the salary was based, and the number of hours worked per time period. If the number of hours worked per time period was not available, a value of 40 hours per week was assumed, as identified in the HRWAY13 variable. There are two employment-related health insurance measures included in this release: health insurance held from a current main job (HELD13X) and health insurance offered from a current main job (OFFER13X). The held and offer variables were logically edited using health insurance information from the health insurance section not available for public release. Persons under age 16 as well as persons aged 16 and older who do not hold a current main job, who are self-employed with no employees, or who are otherwise ineligible are coded as “inapplicable” for both the health insurance-related employment variables. HELD13X is “yes” if the person reported having insurance coverage from the employer or union at the current main job and that coverage provides hospital/physician or Medigap benefits (as long as the person is not self-employed with no employees). HELD13X is also “yes” if the person’s current main job is with the armed forces. HELD13X is “no” if the person either reported that insurance is not obtained through the current main job or reported insurance and then disavowed it. To disavow insurance is to initially report it but then to deny that it is provided later in the interview, or to confirm it but indicate that it does not include hospital/physician or Medigap benefits. As noted above, this does not apply to self-employed persons with no employees (always “inapplicable”) and those with a current main job in the armed forces (always “yes”). OFFER13X is always coded as “yes” if HELD13X is “yes”. In addition, except for certain self- employed persons with OFFER13X set to “inapplicable” (see above), OFFER13X is coded as “yes” if insurance was offered through the employer or union at the job. OFFER13X is “no” when HELD13X equals “no” and insurance was not offered by the employer or union at the job. As indicated above, information collected in the health insurance section of the interview was considered in the construction of HELD13X and OFFER13X. For example, several persons indicated in the employment section of the interview that they held health insurance through a current main job and then denied this coverage later in the health insurance section. Such people were coded as “no” for HELD13X. Due to questionnaire skip patterns, the value for HELD13X was considered in constructing the OFFER13X variable. For example, if a person responded that health insurance was held from a current main job, they were skipped past the question relating to whether health insurance was offered at that job. If the person later disavowed this insurance in the health insurance section of the questionnaire, we would not be able to ascertain whether they were offered a policy. These individuals are coded as -9 for OFFER13X. HOUR13 is the number of hours worked per week at the current main job. Due to confidentiality concerns, the variable indicating the number of employees at the establishment (NUMEMP13) has been top coded at 500 or more employees. NUMEMP13 indicates the number of employees at the location of the person’s current main job. For persons who reported a categorical size, we report a median estimated size from within the reported range.

Employment Variables. Employment questions were asked of all persons 16 years and older at the time of the interview. Employment variables consist of person-level indicators such as employment status and job- related variables such as hourly wage. All job-specific variables refer to a person’s current main job. The current main job, defined by the respondent, indicates the main source of employment. Employment variables included on the Panel 15 13 Round 3/Panel 16 14 Round 1 2011 2009 release are: EMPST13, HRWAG13X, HRWGRD13, HRWAY13, HOUR13, HELD13X, OFFER13X, NUMEMP13 and SELFCM13. Most employment variables pertain to status as of the date of the interview. Logical edits were performed on variables that indicate whether health insurance is held or offered at a current main job. In addition, some wage information was logically edited for consistency. Edits were performed under three circumstances: • in cases where a respondent updated a wage, indicating as the reason for the change that the amount reported in a previous round was in error, and then provided the corrected amount for the previous round; • in some cases where wages reported as less than $1.00 per hour are updated in a subsequent round to greater than $1.00, and the wage increased by a factor of 10 or 100 (for example, if a Round 4 wage is updated to $20.00, the Round 3 wage of $0.20 could logically be updated to $20.00); in some of these cases, additional comments may have also indicated an error; and • in some cases where wages changed substantially from round to round and a keying error was evident (for example, ‘the number of hours on which the salary is based’ is updated from ‘40’ to ‘4’; the ‘4’ could logically be updated to ‘40’). In all cases that result in an edit, a complete review of wage and employment history is performed; in some cases, comparisons are made to employment at similar establishments within the MEPS as well as to data reported and summarized by the Bureau of Labor Statistics. When missing, wage values were imputed for certain persons’ hourly wage; however, there was no editing performed on any values reported by the respondent (except as noted above). Hourly wages greater than or equal to $67.31 were top-coded to –10. The number of employees variable was top-coded at 500. Employment status was asked for all persons aged 16 or older. Responses to the employment status question were: “currently employed” if the person had a job at the interview date, “has a job to return to” if the person did not work during the reference period but had a job to return to as of the interview date, “employed during the reference period” if the person had no job at the interview date but did work during 20112009, and “not employed with no job to return to” if the person did not have a job at the interview date, did not work during the reference period, and did not have a job to return to. These responses are mutually exclusive. A current main job was defined for persons reporting that they were currently employed and who identified a current main job, and for persons who reported and identified a job to return to. Therefore, job-specific information, such as hourly wage, exists for persons not presently working at the interview date but who have a job to return to. Hourly wage was asked of all persons who reported a current main job that was not self- employment (SELFCM13). For reasons of confidentiality, the hourly wage variable (HRWAG13X) was top-coded. A value of –10 indicates that the hourly wage was greater than or equal to $67.31. The hourly wage on this file (HRWAG13X) should be considered along with its accompanying variables HRWGRD13 and HRWAY13. HRWGRD13 is a flag that indicates the round in which the reported hourly wage was collected. This flag is always set to “1” for people who are a part of Panel 16 14 because the reported hourly wage is always from Round 1 as only Round 1 information is reported on this file. People who are a part of Panel 15 13 can have a current main job from a previous round and HRWGRD13 indicates the round in which the wage information was collected. For Round 3 current main jobs that continue as the current main job from Round 1, HRWGRD13 is “1”. For Round 3 current main jobs that continue as the current main job from Round 2 (but not Round 1), HRWGRD13 is “2”. For Round 3 current main jobs that are identified as current main for the first time in Round 3, HRWGRD13 is “3”. For persons who did not indicate a wage amount but who did indicate a range into which the hourly wage falls, the reported hourly wage (HRWAG13X) is the median within that range. The medians were calculated using actual wages reported from the same round by persons of the same gender reporting hourly wages within each age range category. In some cases, particularly in the low wage range, gender was not used in the calculation of the median wage in order to provide a large enough base. HRWAY13 indicates how the corresponding HRWAG13X was constructed. Hourly wage was derived, as applicable, from a large number of source variables. In the simplest case, hourly wage was reported directly by the respondent. For other persons, construction of the hourly wage was based upon their salary, the time period on which the salary was based, and the number of hours worked per time period. If the number of hours worked per time period was not available, a value of 40 hours per week was assumed, as identified in the HRWAY13 variable. There are two employment-related health insurance measures included in this release: health insurance held from a current main job (HELD13X) and health insurance offered from a current main job (OFFER13X). The held and offer variables were logically edited using health insurance information from the health insurance section not available for public release. Persons under age 16 as well as persons aged 16 and older who do not hold a current main job, who are self-employed with no employees, or who are otherwise ineligible are coded as “inapplicable” for both the health insurance-related employment variables. HELD13X is “yes” if the person reported having insurance coverage from the employer or union at the current main job and that coverage provides hospital/physician or Medigap benefits (as long as the person is not self-employed with no employees). HELD13X is also “yes” if the person’s current main job is with the armed forces. HELD13X is “no” if the person either reported that insurance is not obtained through the current main job or reported insurance and then disavowed it. To disavow insurance is to initially report it but then to deny that it is provided later in the interview, or to confirm it but indicate that it does not include hospital/physician or Medigap benefits. As noted above, this does not apply to self-employed persons with no employees (always “inapplicable”) and those with a current main job in the armed forces (always “yes”). OFFER13X is always coded as “yes” if HELD13X is “yes”. In addition, except for certain self- employed persons with OFFER13X set to “inapplicable” (see above), OFFER13X is coded as “yes” if insurance was offered through the employer or union at the job. OFFER13X is “no” when HELD13X equals “no” and insurance was not offered by the employer or union at the job. As indicated above, information collected in the health insurance section of the interview was considered in the construction of HELD13X and OFFER13X. For example, several persons indicated in the employment section of the interview that they held health insurance through a current main job and then denied this coverage later in the health insurance section. Such people were coded as “no” for HELD13X. Due to questionnaire skip patterns, the value for HELD13X was considered in constructing the OFFER13X variable. For example, if a person responded that health insurance was held from a current main job, they were skipped past the question relating to whether health insurance was offered at that job. If the person later disavowed this insurance in the health insurance section of the questionnaire, we would not be able to ascertain whether they were offered a policy. These individuals are coded as -9 for OFFER13X. HOUR13 is the number of hours worked per week at the current main job. Due to confidentiality concerns, the variable indicating the number of employees at the establishment (NUMEMP13) has been top coded at 500 or more employees. NUMEMP13 indicates the number of employees at the location of the person’s current main job. For persons who reported a categorical size, we report a median estimated size from within the reported range.

Employment Variables. Employment questions were asked of all persons 16 years and older at the time of the interview. Employment variables consist of person-level indicators such as employment status and job- related variables such as hourly wage. All job-specific variables refer to a person’s current main job. The current main job, defined by the respondent, indicates the main source of employment. Employment variables included on the Panel 15 18 Round 3/Panel 16 19 Round 1 2011 2014 release are: EMPST13, HRWAG13X, HRWGRD13, HRWAY13, HOUR13, HELD13X, OFFER13X, NUMEMP13 and SELFCM13. Most employment variables pertain to status as of the date of the interview. Logical edits were performed on variables that indicate whether health insurance is held or offered at a current main job. In addition, some wage information was logically edited for consistency. Edits were performed under three these circumstances: • in cases where a respondent updated a wage, indicating as the reason for the change that the amount reported in a previous round was in error, and then provided the corrected amount for the previous round; • in some cases where wages reported as less than $1.00 per hour are updated in a subsequent round to greater than $1.00, and the wage increased by a factor of 10 or 100 (for example, if a Round 4 wage is updated to $20.00, the Round 3 wage of $0.20 could logically be updated to $20.00); in some of these cases, additional comments may have also indicated an error; and • in some cases where wages changed substantially from round to round and a keying error was evident (for example, ‘the number of hours on which the salary is based’ is updated from ‘40’ to ‘4’; the ‘4’ could logically be updated to ‘40’). In all cases that result in an edit, a complete review of wage and employment history is performed; in some cases, comparisons are made to employment at similar establishments within the MEPS as well as to data reported and summarized by the Bureau of Labor Statistics. When missing, wage values were imputed for certain persons’ hourly wage; however, there was no editing performed on any values reported by the respondent (except as noted above). Hourly wages greater than or equal to $67.31 73.47 were top-coded to –10. The number of employees variable was top-coded at 500. Employment status was asked for all persons aged 16 or older. Responses to the employment status question were: “currently employed” if the person had a job at the interview date, “has a job to return to” if the person did not work during the reference period but had a job to return to as of the interview date, “employed during the reference period” if the person had no job at the interview date but did work during 20112014, and “not employed with no job to return to” if the person did not have a job at the interview date, did not work during the reference period, and did not have a job to return to. These responses are mutually exclusive. A current main job was defined for persons reporting that they were currently employed and who identified a current main job, and for persons who reported and identified a job to return to. Therefore, job-specific information, such as hourly wage, exists for persons not presently working at the interview date but who have a job to return to. Hourly wage was asked of all persons who reported a current main job that was not self- employment (SELFCM13). For reasons of confidentiality, the hourly wage variable (HRWAG13X) was top-coded. A value of –10 indicates that the hourly wage was greater than or equal to $67.3173.47. The hourly wage on this file (HRWAG13X) should be considered along with its accompanying variables HRWGRD13 and HRWAY13. HRWGRD13 is a flag that indicates the round in which the reported hourly wage was collected. This flag is always set to “1” for people who are a part of Panel 16 19 because the reported hourly wage is always from Round 1 as only Round 1 information is reported on this file. People who are a part of Panel 15 18 can have a current main job from a previous round and HRWGRD13 indicates the round in which the wage information was collected. For Round 3 current main jobs that continue as the current main job from Round 1, HRWGRD13 is “1”. For Round 3 current main jobs that continue as the current main job from Round 2 (but not Round 1), HRWGRD13 is “2”. For Round 3 current main jobs that are identified as current main for the first time in Round 3, HRWGRD13 is “3”. For persons who did not indicate a wage amount but who did indicate a range into which the hourly wage falls, the reported hourly wage (HRWAG13X) is the median within that range. The medians were calculated using actual wages reported from the same round by persons of the same gender reporting hourly wages within each age range category. In some cases, particularly in the low wage range, gender was not used in the calculation of the median wage in order to provide a large enough base. HRWAY13 indicates how the corresponding HRWAG13X was constructed. Hourly wage was derived, as applicable, from a large number of source variables. In the simplest case, hourly wage was reported directly by the respondent. For other persons, construction of the hourly wage was based upon their salary, the time period on which the salary was based, and the number of hours worked per time period. If the number of hours worked per time period was not available, a value of 40 hours per week was assumed, as identified in the HRWAY13 variable. There are two employment-related health insurance measures included in this release: health insurance held from a current main job (HELD13X) and health insurance offered from a current main job (OFFER13X). The held and offer variables were logically edited using health insurance information from the health insurance section not available for public release. Persons under age 16 as well as persons aged 16 and older who do not hold a current main job, who are self-employed with no employees, or who are otherwise ineligible are coded as “inapplicableInapplicable” for both the health insurance-related employment variables. HELD13X is “yes” if the person reported having insurance coverage from the employer or union at the current main job and that coverage provides hospital/physician or Medigap benefits (as long as the person is not self-employed with no employees). HELD13X is also “yes” if the person’s current main job is with the armed forces. HELD13X is “no” if the person either reported that insurance is not obtained through the current main job or reported insurance and then disavowed it. To disavow insurance is to initially report it but then to deny that it is provided later in the interview, or to confirm it but indicate that it does not include hospital/physician or Medigap benefits. As noted above, this does not apply to self-employed persons with no employees (always “inapplicableInapplicable”) and those with a current main job in the armed forces (always “yes”). OFFER13X is always coded as “yes” if HELD13X is “yes”. In addition, except for certain self- employed persons with OFFER13X set to “inapplicableInapplicable” (see above), OFFER13X is coded as “yes” if insurance was offered through the employer or union at the job. OFFER13X is “no” when HELD13X equals “no” and insurance was not offered by the employer or union at the job. As indicated above, information collected in the health insurance section of the interview was considered in the construction of HELD13X and OFFER13X. For example, several persons indicated in the employment section of the interview that they held health insurance through a current main job and then denied this coverage later in the health insurance section. Such people were coded as “no” for HELD13X. Due to questionnaire skip patterns, the value for HELD13X was considered in constructing the OFFER13X variable. For example, if a person responded that health insurance was held from a current main job, they were skipped past the question relating to whether health insurance was offered at that job. If the person later disavowed this insurance in the health insurance section of the questionnaire, we would not be able to ascertain whether they were offered a policy. These individuals are coded as -9 for OFFER13X. HOUR13 is the number of hours worked per week at the current main job. Due to confidentiality concerns, the variable indicating the number of employees at the establishment (NUMEMP13) has been top coded at 500 or more employees. NUMEMP13 indicates the number of employees at the location of the person’s current main job. For persons who reported a categorical size, we report a median estimated size from within the reported range.