EMV PSP Service Deferred Authorization Disclosures and Acknowledgment. Subject to the Merchant Acquiring Bank allowing deferred authorizations, the EMV PSP Service is configured to accept Cards when communication with the Merchant Acquiring Bank is unavailable (“Deferred Authorization” mode). In such instances a predefined Transaction limit you establish in your sole discretion can be configured so that charges above this limit are automatically rejected and charges below this limit are automatically accepted without approval of the Merchant Acquiring Bank. Due to the increased liability and risk exposure to you when operating in Deferred Authorization mode, you acknowledge and agree that your use of Deferred Authorization mode is subject to the following terms: (a) you acknowledge that NCR Voyix will enable Deferred Authorization mode only in emergencies or when online communication with the Merchant Acquiring Bank is not economically practical or is otherwise not feasible; (b) you understand that if the Deferred Authorization mode is enabled, Cards will be accepted even though the EMV PSP Service, the Service or related back office application is unable to communicate with the Merchant Acquiring Bank without immediate approval from the Merchant Acquiring Bank; (c) you understand that if either the EMV PSP Service, the Service or related back office application is lost, destroyed or reset before or while being brought online to the Merchant Acquiring Bank, Cards you accept from a Service User in connection with the Service but not authorized through the EMV PSP Service may be lost, and, as a result, you may lose the revenue associated with any such Card transactions; (d) you understand that once the EMV PSP Service, the Service or related back office application are brought online, some Card charges accepted but not approved may be declined or not approved by the Merchant Acquiring Bank, and as a result, the revenue associated with the rejected Card charges may be lost; (e) you understand that operating in Deferred Authorization mode may increase the risk or severity of potential breaches which may increase your potential liability; and (f) you accept any and all liability for operating in Deferred Authorization mode, and Card transactions accepted by the EMV PSP Service, the Service or related back office application while they are offline to the Merchant Acquiring Bank, and agree to hold NCR Voyix and its third-party suppliers harmless from any such liabilities that may result.