Common use of Excess Coverage Clause in Contracts

Excess Coverage. a) The coverage outlined in this agreement is last payer only. If, at the time of loss, you have insurance from another source, or if any other party is also responsible to pay for benefits also provided under this agreement, Manitoba Blue Cross will only pay eligible expenses in excess of those covered by that other insurance company or insurance companies or other responsible party or parties. This includes insurance plans provided through credit cards, third party liability, group or individual basic or extended health insurance plans or contracts including any private or provincial or territorial auto insurance plan, providing hospital, medical or therapeutic coverage or any third party liability insurance in force concurrently with this agreement. b) All coordination with employee-related plans follows Canadian Life and Health Insurance Association Inc. (CLHIA) guidelines. In no case will the insurer seek to recover against employment-related plans if the maximum for all in-country and out-of-country benefits is $50,000 or less.

Excess Coverage. TERMS & CONDITIONS a) The coverage outlined in this agreement is last payer only. If, at the time of loss, you have insurance from another source, or if any other party is also responsible to pay for benefits also provided under this agreement, Manitoba Blue Cross will only pay eligible expenses in excess of those covered by that other insurance company or insurance companies or other responsible party or parties. This includes insurance plans provided through credit cards, third party liability, group or individual basic or extended health insurance plans or contracts including any private or provincial or territorial auto insurance plan, providing hospital, medical or therapeutic coverage or any third party liability insurance in force concurrently with this agreement. b) All coordination with employee-related plans follows Canadian Life and Health Insurance Association Inc. (CLHIA) guidelines. In no case will the insurer seek to recover against employment-related plans if the maximum for all in-country and out-of-country benefits is $50,000 or less.

Excess Coverage. a) The coverage outlined in this agreement is last payer payor only. If, at the time of loss, you have insurance from another source, or if any other party is also responsible to pay for benefits also provided under this agreement, Manitoba Blue Cross will only pay eligible expenses in excess of those covered by that other insurance company or insurance companies or other responsible party or parties. This includes insurance plans provided through credit cards, third party liability, group or individual basic or extended health insurance plans or contracts including any private or provincial or territorial auto insurance plan, providing hospital, medical or therapeutic coverage or any third 17 party liability insurance in force concurrently with this agreement.. TERMS & CONDITIONS b) All coordination with employee-employee related plans follows Canadian Life and Health Insurance Association Inc. (CLHIA) guidelines. In no case will the insurer seek to recover against employment-employment related plans if the maximum for all in-country and out-of-country benefits is $50,000 or less.