Common use of Excess Insurance Provision Clause in Contracts

Excess Insurance Provision. The insurance provided under both Medical and Evacuation shall be in excess of all other valid and collectable insurance or indemnity and shall apply only when such other benefits are exhausted. In the event no other insurance exist this coverage becomes primary with the Insurer reserving the right to review and potentially subrogate with any undeclared coverage whether known or unknown to the Plan Participant.