Common use of Excluded Uses Clause in Contracts

Excluded Uses. Unless coverage is expressly given by an endorsement of this Policy, the Insurer shall not be liable under Section C of this Policy while: (a) the Described Automobile is rented or leased to another person, but does not include the use by an employee of the employer’s in the business of the employee’s employer for which the employee is paid; (b) the Described Automobile is used to carry explosives, or to carry radioactive material for research, education, development or industrial purposes, or for purposes incidental to those purposes. “Radioactive material” means (i) spent nuclear fuel rods that have been exposed to radiation in a nuclear reactor, (ii) radioactive material waste, (iii) unused enriched nuclear fuel rods, or (iv) any other radioactive material of such quantity and quantity as to be harmful to persons or property if its container were destroyed or damaged; (c) the Described Automobile is used as a taxicab, public omnibus, livery, jitney or sightseeing conveyance or for carrying passengers for compensation or hire provided that the following uses shall not be deemed to be the carrying of passengers for compensation or hire: (i) the use by the Insured of his Described Automobile for the carriage of another person in return for the Insured’s carriage in the automobile of the other person; (ii) the occasional and infrequent use of the Insured of the Described Automobile for the carriage of another person who shares the cost of the trip; (iii) the use by the Insured of his Described Automobile for the carriage of a temporary or permanent domestic servant of the Insured or the Insured’s spouse or adult interdependent partner; (iv) the occasional and infrequent use by a person of the Described Automobile for the transportation of children to or from activities conducted as part of an educational program; (v) the use by the Insured of his Described Automobile for the carriage of a client or customer or prospective client or customer.

Excluded Uses. Unless coverage is expressly given by an endorsement of this Policy, the Insurer shall not be liable under Section C of this Policy while: (a) the Described Automobile automobile is rented or leased to another personanother, but does provided that the following shall not include be deemed to be renting or leasing of an automobile to another: (i) the use by an employee of the employeremployee’s in automobile on the business of the employee’s employer and for which the employee is being paid; (ii) the use of an owned automobile by a customer pending return of the customer’s automobile which has been left with the Insured for repairs or servicing; or (iii) the use of an owned automobile by a customer for a period not exceeding 30 days, pending future delivery of an automobile for which a purchase order or a lease agreement has been placed with the Insured by such customer; and further provided that this exclusion shall not apply while an owned automobile, rented or leased to another, is in the care, custody or control of the Insured for the purpose of maintenance or repair, and in such case this Policy shall be first loss insurance; (b) the Described Automobile automobile is used to carry explosives, or to carry radioactive material for research, education, development or industrial purposes, or for purposes incidental to those purposes. “Radioactive material” means (i) spent nuclear fuel rods that have been exposed to radiation in a nuclear reactor, (ii) radioactive material waste, (iii) unused enriched nuclear fuel rods, or (iv) any other radioactive material of such quantity and quantity as to be harmful to persons or property if its container were destroyed or damagedthereto; (c) the Described Automobile automobile is used as a taxicab, public omnibus, livery, jitney or sightseeing conveyance or for carrying passengers for compensation or hire hire; provided that the following uses shall not be deemed to be the carrying of passengers for compensation or hire: (i) the use by the Insured of his Described Automobile the automobile for the carriage of another person in return for the Insuredformer’s carriage in the automobile of the other personlatter; (ii) the occasional and infrequent use of by the Insured of the Described Automobile automobile for the carriage of another person who shares the cost of the trip; (iii) the use by the Insured of his Described Automobile the automobile for the carriage of a temporary or permanent domestic servant of the Insured or the Insured’s spouse or spouse/adult interdependent partner; (iv) the use by the Insured of the automobile for the carriage of clients or customers or prospective clients or customers; or (v) the occasional and infrequent use by a person the Insured of the Described Automobile automobile for the transportation of children to or from school or school activities conducted as part within the education program; or (d) the automobile is being used (i) for the carrying of an educational programgoods or materials for compensation; (vii) the use by the Insured for public road construction, repair or maintenance; or (iii) as farm or contractor’s equipment on behalf of his Described Automobile others for the carriage of a client or customer or prospective client or customercompensation.

Excluded Uses. Unless coverage is expressly given by an endorsement of this Policypolicy, the Insurer shall not be liable under Section C of this Policy policy while: (a) the Described Automobile automobile is rented or leased to another personanother, but does provided that the following shall not include be deemed to be renting or leasing of an automobile to another: (i) the use by an employee of the employer’s in his automobile on the business of the employee’s his employer and for which he is being paid; (ii) the employee use of an owned automobile by a customer pending return of the customer's automobile which has been left with the Insured for repairs or servicing; or (iii) the use of an owned automobile by a customer for a period not exceeding 30 days, pending future delivery of an automobile for which a purchase order or a lease agreement has been placed with the Insured by such customer; and further provided that this exclusion shall not apply while an owned automobile, rented or leased to another, is paidin the care, custody or control of the Insured for the purpose of maintenance or repair, and in such case this policy shall be first loss insurance; (b) the Described Automobile automobile is used to carry explosives, or to carry radioactive material for research, education, development or industrial purposes, or for purposes incidental to those purposes. “Radioactive material” means (i) spent nuclear fuel rods that have been exposed to radiation in a nuclear reactor, (ii) radioactive material waste, (iii) unused enriched nuclear fuel rods, or (iv) any other radioactive material of such quantity and quantity as to be harmful to persons or property if its container were destroyed or damagedthereto; (c) the Described Automobile automobile is used as a taxicab, public omnibus, livery, jitney or sightseeing conveyance or for carrying passengers for compensation or hire provided that the following uses shall not be deemed to be the carrying of passengers for compensation or hire: (i) the use by the Insured of his Described Automobile the automobile for the carriage of another person in return for the Insured’s former's carriage in the automobile of the other personlatter; (ii) the occasional and infrequent use of by the Insured of the Described Automobile automobile for the carriage of another person who shares the cost of the trip; (iii) the use by the Insured of his Described Automobile the automobile for the carriage of a temporary or permanent domestic servant of the Insured or the Insured’s spouse or adult interdependent partnerhis spouse; (iv) the use by the Insured of the automobile for the carriage of clients or customers or prospective clients or customers; or (v) the occasional and infrequent use by a person the Insured of the Described Automobile automobile for the transportation of children to or from school or school activities conducted as part of an within the educational program, or (d) the automobile is being used (i) for the carrying of goods or materials for compensation; (vii) the use by the Insured of his Described Automobile for the carriage of a client public road construction, repair or customer or prospective client or customer.maintenance; or

Excluded Uses. Unless coverage is expressly given by an endorsement of this Policypolicy, the Insurer shall not be liable under Section C of this Policy policy while: (a) the Described Automobile automobile is rented or leased to another personanother, but does provided that the following shall not include be deemed to be renting or leasing of an automobile to another: (i) the use by an employee of the employeremployee’s in automobile on the business of the employee’s employer and for which the employee is being paid; (ii) the use of an owned automobile by a customer pending return of the customer’s automobile which has been left with the insured for repairs or servicing; or (iii) the use of an owned automobile by a customer for a period not exceeding 30 days, pending future delivery of an automobile for which a purchase order or a lease agreement has been placed with the insured by such customer; and further provided that this exclusion shall not apply while an owned automobile, rented or leased to another, is in the care, custody or control of the insured for the purpose of maintenance or repair, and in such case this policy shall be first loss insurance; (b) the Described Automobile automobile is used to carry explosives, or to carry radioactive material for research, education, development or industrial purposes, or for purposes incidental to those purposes. “Radioactive material” means (i) spent nuclear fuel rods that have been exposed to radiation in a nuclear reactor, (ii) radioactive material waste, (iii) unused enriched nuclear fuel rods, or (iv) any other radioactive material of such quantity and quantity as to be harmful to persons or property if its container were destroyed or damagedthereto; (c) the Described Automobile automobile is used as a taxicab, public omnibus, livery, jitney or sightseeing conveyance or for carrying passengers for compensation or hire hire; provided that the following uses shall not be deemed to be the carrying of passengers for compensation or hire: (i) the use by the Insured insured of his Described Automobile the automobile for the carriage of another person in return for the Insuredformer’s carriage in the automobile of the other personlatter; (ii) the occasional and infrequent use by the insured of the Insured of the Described Automobile automobile for the carriage of another person who shares the cost of the trip; (iii) the use by the Insured insured of his Described Automobile the automobile for the carriage of a temporary or permanent domestic servant of the Insured insured or the Insured’s spouse or spouse/adult interdependent partner; (iv) the use by the insured of the automobile for the carriage of clients or customers or prospective clients or customers; or (v) the occasional and infrequent use by a person the insured of the Described Automobile automobile for the transportation of children to or from school or school activities conducted as part within the education program; or (d) the automobile is being used (i) for the carrying of an educational programgoods or materials for compensation; (vii) the use by the Insured for public road construction, repair or maintenance; or (iii) as farm or contractor’s equipment on behalf of his Described Automobile others for the carriage of a client or customer or prospective client or customercompensation.

Excluded Uses. Unless coverage is expressly given by an endorsement of this Policy, the Insurer insurer shall not be liable under Section C of this Policy while: (a) the Described Automobile automobile is rented or leased to another person, but does not include the use by an employee of the employer’s automobile in the business of the employee’s employer for which the employee is paid; (b) the Described Automobile automobile is used to carry explosives, or to carry radioactive material for research, education, development or industrial purposes, or for purposes incidental to those purposes. “Radioactive material” means (i) spent nuclear fuel rods that have been exposed to radiation in a nuclear reactor, (ii) radioactive material wastewaste material, (iii) unused enriched nuclear fuel rods, or (iv) any other radioactive material of such quantity and quantity quality as to be harmful to persons or property if its container were destroyed or damaged; (c) the Described Automobile automobile is used as a taxicab, public omnibus, livery, jitney or sightseeing conveyance or for carrying passengers for compensation or hire provided that the following uses shall not be deemed to be the carrying of passengers for compensation or hire: (i) the use by the Insured insured of his Described Automobile the insured’s automobile for the carriage of another person in return for the Insuredinsured’s carriage in the automobile of the other person;. (ii) the occasional and infrequent use by the insured of the Insured of the Described Automobile automobile for the carriage of another person who shares the cost of the trip; (iii) the use by the Insured insured of his Described Automobile the insured’s automobile for the carriage of a temporary or permanent domestic servant of the Insured insured or the Insuredinsured’s spouse or spouse/adult interdependent partner; (iv) the occasional and infrequent use by a person the insured of the Described Automobile automobile for the transportation of children to or from activities conducted as part of an educational program;, (v) the use by an insured of the Insured of his Described Automobile automobile for the carriage of a client or customer or prospective client or customer.