Common use of in France Clause in Contracts

in France. This cover is valid only for French insured persons who are on holiday in France. The insurer will reimburse the insured, following intervention from the French Social Security system and any other insurance body, the medical, pharmaceutical, surgical and/or hospitalisation expenses prescribed by a doctor, up to the amounts indicated in the summary of cover table. In all cases, the Company will compensate the insured minus the excess, the amount of which is specified in the summary of cover table. Illness or accident of one of the insured’s minor or disabled children who remained in their country of residence: If during the insured’s journey, one of their minor or disabled children who remained in their country of residence becomes ill or injured, the Insurer will be at the disposal of the person in charge of looking after the children to organise the child’s transportation to a hospital which is most likely to provide the care required by the child’s condition, provided that the insured has given written prior authorisation. The insurer guarantees the return home of the insured’s child and will keep the insured informed of the child’s condition, if the insured has left a travel address. If the insured needs to be present, the Insurer will organise their return home. Emergency costs, including search and rescue, and primary and secondary ski piste rescue costs: The Insurer will bear the search and rescue and emergency costs up to the amount per person and per event indicated in the summary of cover table, the costs of which corresponding to the operations organised by civilian or military lifeguards or specialised public or private groups in the event of the insured’s disappearance or in the event of bodily injury. Advance payment of funds in the event of theft or loss of payment methods During their trip abroad, if the insured requires an advance of funds following the loss or theft pf their payment methods, the Insurer may agree to an advance payment of funds up to the amount indicated in the summary of cover table and in exchange for a security deposit cheque for the amount corresponding to the advance payment. Acknowledgement of debt shall be claimed to the insured at their holiday destination. The reimbursement of this advance payment must be made within one month following the presentation of the reimbursement request by the Insurer. Replacement driver If, as a result of illness or an accident, the insured can no longer drive their vehicle and no passenger is capable of replacing them as driver, the Insurer will provide a driver for a maximum of 3 days, to return the car to the usual place of residence via the most direct route. If the trip is over, the family members will be brought back home in the vehicle. The insurer will take care of the driver’s salary as well as their expenses during the trip. The costs of fuel, tolls, hotels and board for any passengers will remain the responsibility of the latter.