Common use of Intentional Acts Clause in Contracts

Intentional Acts. We do not insure loss or damage which arises out of an intentional act by or at the direction of any insured. This includes any intentional act or intentional failure to act by any insured, where resulting injury or damage would be an objectively probable consequence, even if not subjectively intended or expected by any insured. This exclusion applies whether or not: a. the injury or damage is sustained by persons or property not intended or expected by any insured; or b. the injury or damage is different or greater or of a different quality than that intended or expected.

Intentional Acts. We do not insure loss or damage which arises out of an intentional act by or at the direction of any insured. This includes any intentional act or intentional failure to act by any insured, where resulting injury or damage would be an objectively probable consequence, even if not subjectively intended or expected by any insured. This exclusion applies whether or not:: SAMPLE POLICY a. the injury or damage is sustained by persons or property not intended or expected by any insured; or b. the injury or damage is different or greater or of a different quality than that intended or expected.