Common use of Knowledge and Experience Clause in Contracts

Knowledge and Experience. The Purchaser (i) has such knowledge and experience in financial and business matters as to be capable of evaluating the merits and risks of the Purchaser's prospective investment in the Shares; (ii) has the ability to bear the economic risks of the Purchaser's prospective investment; (iii) has been furnished with and had access to such information as the Purchaser has considered necessary to make a determination as to the purchase of the Shares together with such additional information as is necessary to verify the accuracy of the information supplied; (iv) has had all questions which have been asked by the Purchaser satisfactorily answered by the Company; and (v) has not been offered the Shares by any form of advertisement, article, notice, or other communication published in any newspaper, magazine, or similar medium; or broadcast over television or radio; or any seminar or meeting whose attendees have been invited by any such medium.

Knowledge and Experience. The Purchaser (i) has such knowledge and experience in financial and business matters as to be capable of evaluating the merits and risks of the Purchaser's prospective investment in the Shares; (ii) has the ability to bear the economic risks of the Purchaser's prospective investment; (iii) has been furnished with and had access to such information as the Purchaser has considered necessary to make a determination as to the purchase of the Shares together with such additional information as a is necessary to verify the accuracy of the information supplied; (iv) has had all questions which have been asked by the Purchaser satisfactorily answered by the Company; and (v) has not been offered the Shares by any form of advertisement, article, notice, or other communication published in any newspaper, magazine, or similar medium; or broadcast over television television, or radio; or any seminar or meeting whose attendees have been invited by any such mediummedium and (vi) I am an accredited investor.

Knowledge and Experience. The Purchaser (i) has such knowledge and ------------------------ experience in financial and business matters as to be capable of evaluating the merits and risks of the such Purchaser's prospective investment in the SharesSecurities; (ii) has the ability to bear the economic risks of the such Purchaser's prospective investment; (iii) has been furnished with and has had access to such information as the such Purchaser has considered necessary to make a determination as to the purchase of the Shares Securities together with such additional information as is necessary to verify the accuracy of the information supplied; (iv) has had all questions which have been asked by the such Purchaser satisfactorily answered by the Company; and (v) has not been offered the Shares Securities by any form of advertisement, article, notice, notice or other communication published in any newspaper, magazine, or similar medium; media or broadcast over television or radio; , or any seminar or meeting whose attendees have been invited by any such mediummedia.

Knowledge and Experience. The Such Purchaser (i) has such ------------------------ knowledge and experience in financial and business matters as to be capable of evaluating the merits and risks of the Purchaser's its prospective investment in the SharesSecurities; (ii) has the ability to bear the economic risks of the such Purchaser's prospective investment; (iii) has been furnished with and has had access to such information as the Purchaser it has considered necessary to make a determination as to the purchase of the Shares Securities, together with such additional information as is necessary to verify the accuracy of the information supplied; (iv) has had all questions which have been asked by the Purchaser it satisfactorily answered by the Company; and (v) has not been offered the Shares Securities by any form of advertisement, article, notice, notice or other communication published in any newspaper, magazine, or similar medium; media or broadcast over television or radio; , or any seminar or meeting whose attendees have been invited by any such mediummedia.

Knowledge and Experience. The Purchaser (i) has such knowledge ------------------------ and experience in financial and business matters as to be capable of evaluating the merits and risks of the such Purchaser's prospective investment in the SharesSecurities; (ii) has the ability to bear the economic risks of the such Purchaser's prospective investment; (iii) has been furnished with and has had access to such information as the such Purchaser has considered necessary to make a determination as to the purchase of the Shares Securities together with such additional information as is necessary to verify the accuracy of the information supplied; (iv) has had all questions which have been asked by the such Purchaser satisfactorily answered by the Company; and (v) has not been offered the Shares Securities by any form of advertisement, article, notice, notice or other communication published in any newspaper, magazine, or similar medium; media or broadcast over television or radio; , or any seminar or meeting whose attendees have been invited by any such mediummedia.

Knowledge and Experience. The Purchaser (i) has such knowledge and experience in financial and business matters as to be capable of evaluating the merits and risks of the Purchaser's ’s prospective investment in the SharesNote; (ii) has the ability to bear the economic risks of the Purchaser's ’s prospective investment; (iii) has been furnished with and has had access to such information as the Purchaser has considered necessary to make a determination as to purchase the purchase of the Shares Note together with such additional information as is necessary to verify the accuracy of the information supplied; (iv) has had all questions which that have been asked by the Purchaser satisfactorily answered by the Company; and (v) has not been offered the Shares Note by any form of advertisement, article, notice, notice or other communication published in any newspaper, magazine, or similar medium; media or broadcast over television or radio; , or any seminar or meeting whose attendees have been invited by any such mediummedia.

Knowledge and Experience. The Purchaser (i) has such knowledge and experience in financial and business matters as to be capable of evaluating the merits and risks of the Purchaser's ’s prospective investment in the SharesNotes; (ii) has the ability to bear the economic risks of the Purchaser's ’s prospective investment; (iii) has been furnished with and has had access to such information as the Purchaser has considered necessary to make a determination as to purchase the purchase of the Shares Notes together with such additional information as is necessary to verify the accuracy of the information supplied; (iv) has had all questions which that have been asked by the Purchaser satisfactorily answered by the Company; and (v) has not been offered the Shares Notes by any form of advertisement, article, notice, notice or other communication published in any newspaper, magazine, magazine or similar medium; media or broadcast over television or radio; , or any seminar or meeting whose attendees have been invited by any such mediummedia.

Knowledge and Experience. The Purchaser (i) has such knowledge and experience in financial and business matters as to be capable of evaluating the merits and risks of the Purchaser's ’s prospective investment in the Shares; (ii) has the ability to bear the economic risks of the Purchaser's ’s prospective investment; (iii) has been furnished with and had access to such information as the Purchaser has considered necessary to make a determination as to the purchase of the Shares together with such additional information as is necessary to verify the accuracy of the information supplied; (iv) has had all questions which have been asked by the Purchaser satisfactorily answered by the Company; and (v) has not been offered the Shares by any form of advertisement, article, notice, or other communication published in any newspaper, magazine, or similar medium; or broadcast over television or radio; or any seminar or meeting whose attendees have been invited by any such medium.

Knowledge and Experience. The Purchaser (i) has such knowledge and experience in financial and business matters as to be capable of evaluating the merits and risks of the Purchaser's ’s prospective investment in the Conversion Shares; , (ii) has the ability to bear the economic risks of the Purchaser's ’s prospective investment; , (iii) has been furnished with and has had access to such information as the Purchaser has considered necessary to make a determination as to the purchase of the Conversion Shares together with such additional information as is necessary to verify the accuracy of the information supplied; , (iv) has had all questions which have been asked by the Purchaser satisfactorily answered by the Company; Company and (v) has not been offered the Conversion Shares by any form of advertisement, article, notice, notice or other communication published in any newspaper, magazine, or similar medium; media or broadcast over television or radio; , or any seminar or meeting whose attendees have been invited by any such mediummedia.

Knowledge and Experience. The Purchaser (i) has such knowledge and experience in financial and business matters as to be capable of evaluating the merits and risks of the Purchaser's prospective investment in the Shares; (ii) has the ability to bear the economic risks of the Purchaser's ’s prospective investment; (iii) has been furnished with and had access to such information as the Purchaser has considered necessary to make a determination as to the purchase of the Shares together with such additional information as is necessary to verify the accuracy of the information supplied; (iv) has had all questions which have been asked by the Purchaser satisfactorily answered by the Company; and (v) has not been offered the Shares by any form of advertisement, article, notice, or other communication published in any newspaper, magazine, or similar medium; or broadcast over television or radio; or any seminar or meeting whose attendees have been invited by any such medium.

Knowledge and Experience. The Each Purchaser represents that it ------------------------ (i) has such knowledge and experience in financial and business matters as to be capable of evaluating the merits and risks of the such Purchaser's prospective investment in the SharesSecurities; (ii) has the ability to bear the economic risks of the such Purchaser's prospective investment; (iii) has been furnished with and has had access to such information as the such Purchaser has considered necessary to make a determination as to the purchase of the Shares together with such additional information as is necessary to verify the accuracy of the information suppliedSecurities; (iv) has had all questions which have been asked by the such Purchaser satisfactorily answered by the Company; and (v) has not been offered the Shares Securities by any form of advertisement, article, notice, notice or other communication published in any newspaper, magazine, or similar medium; media or broadcast over television or radio; , or any seminar or meeting whose attendees have been invited by any such mediummedia.

Knowledge and Experience. The Each Purchaser represents that it ------------------------ (i) has such knowledge and experience in In financial and business matters as to be capable of evaluating the merits and risks of the such Purchaser's prospective investment in the SharesSecurities; (ii) has the ability to bear the economic risks of the such Purchaser's prospective investment; (iii) has been furnished with and has had access to such information as the such Purchaser has considered necessary to make a determination as to the purchase of the Shares together with such additional information as is necessary to verify the accuracy of the information suppliedSecurities; (iv) has had all questions which have been asked by the such Purchaser satisfactorily answered by the Company; and (v) has not been offered the Shares Securities by any form of advertisement, article, notice, notice or other communication published in any newspaper, magazine, or similar medium; media or broadcast over television or radio; , or any seminar or meeting whose attendees have been invited by any such mediummedia.

Knowledge and Experience. The Purchaser (i) has such knowledge and experience in financial fmancial and business matters as to be capable of evaluating the merits and risks of the Purchaser's prospective investment in the Shares; (ii) has the ability to bear the economic risks of the Purchaser's prospective investment; (iii) has been furnished with and had access to such information as the Purchaser has considered necessary to make a determination as to the purchase of the Shares together with such additional information as a is necessary to verify the accuracy of the information supplied; (iv) has had all questions which have been asked by the Purchaser satisfactorily answered by the Company; and (v) has not been offered the Shares by any form of advertisement, article, notice, or other communication published in any newspaper, magazine, or similar medium; or broadcast over television television, or radio; or any seminar or meeting whose attendees have been invited by any such medium.

Knowledge and Experience. The Such Purchaser (i) has such ------------------------ knowledge and experience in financial and business matters as to be capable of evaluating the merits and risks of the Purchaser's its prospective investment in the Shares; (ii) has the ability to bear the economic risks of the such Purchaser's prospective investment; (iii) has been furnished with and has had access to such information as the Purchaser it has considered necessary to make a determination as to the purchase of the Shares Shares, together with such additional information as is necessary to verify the accuracy of the information supplied; (iv) has had all questions which have been asked by the Purchaser it satisfactorily answered by the Company; and (v) has not been offered the Shares by any form of advertisement, article, notice, notice or other communication published in any newspaper, magazine, or similar medium; media or broadcast over television or radio; , or any seminar or meeting whose attendees have been invited by any such mediummedia.

Knowledge and Experience. The Purchaser (i) has such knowledge ------------------------ and experience in financial and business matters as to be capable of evaluating the merits and risks of the Purchaser's prospective investment in the SharesSecurities; (ii) has the ability to bear the economic risks of the Purchaser's prospective investment; (iii) has been furnished with and has had access to such information as the Purchaser has considered necessary to make a determination as to the purchase of the Shares Securities together with such additional information as is necessary to verify the accuracy of the information supplied; (iv) has had all questions which have been asked by the Purchaser satisfactorily answered by the Company; and (v) has not been offered the Shares Securities by any form of advertisement, article, notice, notice or other communication published in any newspaper, magazine, or similar medium; media or broadcast over television or radio; , or any seminar or meeting whose attendees have been invited by any such mediummedia.

Knowledge and Experience. The Purchaser Lender (i) has such knowledge and experience in financial and business matters as to be capable of evaluating the merits and risks of the Purchaser's Lender' prospective investment investments in the Note and Shares; (ii) has the ability to bear the economic risks of the PurchaserLender's prospective investmentinvestments; (iii) has been furnished with and or has had access to such information as the Purchaser Lender has considered necessary to make a determination as to lend pursuant to the purchase of the Shares Note together with such additional information as is necessary to verify the accuracy of the information supplied; (iv) has had all questions which have been asked by the Purchaser Lender satisfactorily answered by the Company; and (v) has not been offered the Note or Shares by any form of advertisement, article, notice, notice or other communication published in any newspaper, magazine, or similar medium; media or broadcast over television or radio; , or any seminar or meeting whose attendees have been invited by any such mediummedia.

Knowledge and Experience. The Purchaser (i) has such knowledge and experience in financial and business matters as to be capable of evaluating the merits and risks of the such Purchaser's prospective investment in the SharesSecurities; (ii) has the ability to bear the economic risks of the such Purchaser's prospective investment; (iii) has been furnished with and has had access to such information as the such Purchaser has considered necessary to make a determination as to the purchase of the Shares Securities together with such additional information as is necessary to verify the accuracy of the information supplied; (iv) has had all questions which have been asked by the such Purchaser satisfactorily answered by the Company; and (v) has not been offered the Shares Securities by any form of advertisement, article, notice, notice or other communication published in any newspaper, magazine, or similar medium; media or broadcast over television or radio; , or any seminar or meeting whose attendees have been invited by any such mediummedia.

Knowledge and Experience. The Purchaser (i) has such knowledge and experience in financial and business matters as to be capable of evaluating the merits and risks of the Purchaser's prospective investment in the Shares; : (ii) has the ability to bear the economic risks of the Purchaser's prospective investment; : (iii) has been furnished with and had access to such information as the Purchaser has considered necessary to make a determination as to the purchase of the Shares together with such additional information as a is necessary to verify the accuracy of the information supplied; : (iv) has had all questions which have been asked by the Purchaser satisfactorily answered by the Company; and (v) has not been offered the Shares by any form of advertisement, article, notice, notice or other communication published in any newspaper, magazine, or similar medium; or broadcast over television television, or radio; or any seminar or meeting whose attendees have been invited by any such medium.

Knowledge and Experience. The Each Purchaser (i) has such knowledge and experience in financial and business matters as to be capable of evaluating the merits and risks of the such Purchaser's prospective investment in the Shares; Securities, (ii) has the ability to bear the economic risks of the such Purchaser's prospective investment; , (iii) has been furnished with and has had access to such information as the such Purchaser has considered necessary to make a determination as to the purchase of the Shares Securities together with such additional information as is necessary to verify the accuracy of the information supplied; , (iv) has had all questions which have been asked by the such Purchaser satisfactorily answered by the Company; Company and (v) has not been offered the Shares Securities by any form of advertisement, article, notice, notice or other communication published in any newspaper, magazine, or similar medium; media or broadcast over television or radio; , or any seminar or meeting whose attendees have been invited by any such mediummedia.