Common use of Life and Health Insurance Clause in Contracts

Life and Health Insurance. 1. The Employer will continue to provide to full-time Employees the same life and health insurance coverage at the same cost as is provided by the Xxxxxx County Board of Commissioners to its other County Employees during the term of this Agreement; provided that the Employer will provide a minimum of thirty-five thousand ($35,000) life insurance coverage to eligible Employees. 2. An Employee who is covered by health insurance provided by any retirement or pension plan, and where the Employee is not required to pay a majority of the cost of the premium, is not entitled to any health insurance coverage under this Article. 3. If the Employer increases the percentage of Employee contributions toward the combined premium costs for health and dental insurance (including self-insured rates, if applicable) by more than the limits set forth below, the Union may reopen the provisions of this Article for renegotiation by serving notice upon the Employer within thirty (30) days of receiving notice of the increased contributions. The Employee contribution limits that would trigger this right to reopen are: High Option 24% of combined premium Mid Option 15% of combined premium Low Option 5% of combined premium These percentage limitations are based on the monthly premiums for health and dental insurance at the single, single-plus-one, and family rate, as chosen by the Employee. These limitations do not restrict the Employer from changing plan designs or charges to the Employee when obtaining medical or dental services, from offering more or fewer than three (3) tiers of coverage, or from imposing supplemental charges for covering family members with other coverage available, provided such changes are applied uniformly to all County employees. In any such reopened negotiations, the statutory impasse resolution procedures shall apply. 4. The Employer shall allow a representative of the Xxxxxx County Sheriff’s Wage and Benefit Committee to participate in the Health Insurance Advisory Committee that consults with the Board of County Commissioners on the design and selection of the health insurance plan.