Linking External Accounts. If enabled by Platform for your Deposit Account, you may link your Deposit Account with us or an external account at a third-party financial institution (“Linked External Account”) for online transfers between your Deposit Account(s) and your Linked External Account. If enabled by Platform for your Deposit Account, you may link an account with your Deposit Account by (i) logging into your financial institution on the Platform App, or (ii) by providing the account and routing details for the external account and verifying the two (2) micro deposits we send to your external account the next business day. We may also verify your control of the external account by requiring you to submit proof of ownership of the external account(s). All Linked External Accounts must be with financial institutions in the United States. We may decline the use of any external account that we believe may present a risk to you and/or us. By linking your external account to your Deposit Account, and by subsequently logging into your Linked External Account(s) through the Platform App, you authorize us to view your Linked External Account history and profile, including, but not limited to, your Linked External Account and routing details, authentication details, balance, transaction history, contact information, and other related information made available by such external financial institution; and you understand this information may be used to transact on your behalf and perform other services subject to our Privacy Policy. When adding an external account, you represent and warrant that you are the owner of, and have the right to access, use and authorize us to use, the external account for information and funds transfer purposes. If any of your Linked External Accounts has a joint account holder, you represent and warrant that the joint account holder has consented for you to represent both you and them, and to use the Linked External Account with the Platform services. If you do not have such consent, you should not use that external account and we will terminate your use of the linking service if we are notified of such a situation. If you close any of your Linked External Accounts, you are responsible for removing it as Linked External Account eligible for the linking service to avoid any transaction failure and possible charges related to a failed transaction. We are not responsible for any acts or omissions by the
Linking External Accounts. You may link your Atlas Card Account to an external bank account you have with another financial institution in the U.S. or a U.S. territory where we offer the Atlas Card Account. We will call that other account a linked external account (Linked External Account). You can use your respective Linked External Accounts to transfer money to your Atlas Account. You may only use a Linked External Account that you own. We may also permit you to use a Linked External Account you own to make payments on any Card, at our sole discretion. Any Linked External Account that is linked to your Atlas Card Account must be owned by you and must be a personal account (not a business or commercial account) held at a U.S. financial institution. Any request to establish a Linked External Account is subject to our verification and approval. In our discretion, we may limit the number of Linked External Accounts linked to your Atlas Card Account at one time, block any transactions requested with your Linked External Account, or disconnect any Linked External Account. In order to link a Linked External Account to your Atlas Card Account, you may be required to provide certain information about your Linked External Account to our service provider, Plaid, or its successor, and may be required to accept the service provider’s additional terms and conditions in order to use this feature.
Linking External Accounts. By linking an external account, or by making a transfer using this service, you accept all the terms and conditions of this Agreement and:
Linking External Accounts. You must link your Account to an account you have with another financial institution in the U.S. or a
Linking External Accounts. You must link an existing external payment method (a depository account held at a U.S. financial institution) to fund your Account. We will call that other account a Linked External Account. Any Linked External Account must be owned by you and must be a personal account (not a business or commercial account). Your request to establish a Linked External Account is subject to our verification and approval. In our discretion, we may limit the number of Linked External Accounts you may have at one time or de-link any Linked External Account.
Linking External Accounts. If enabled by Platform for your Account, Synapse Brokerage may enable you to link an account with Synapse Brokerage or an external account, including an external payment card, at a third-party financial institution for transfers between your linked account(s) and your Account.
15.3.1. If enabled by Platform, you may link your account(s) with your Account for transfers by logging into your financial institution on the Platform Mobile App, or by providing the account and routing details for such account and verifying the two (2) micro deposits we send to your linked account the next business day. We may also verify your control of the external account by requiring you to submit proof of ownership of the external account(s). By linking your external account to your Account, and by subsequently logging into your external account(s) through the Platform Mobile App, you authorize Platform and Synapse Brokerage to view your account history and profile, including, but not limited to, your account and routing details, authentication details, balance, transaction history, contact information, and other related information made available by such external financial institution. By logging into your external account, you understand this information may be used to transact on your behalf and perform other services subject to Synapse Privacy Policy. If any of your linked accounts has a joint account holder, you represent and warrant that the joint account holder has consented for you to represent both you and them. Synapse Brokerage is not responsible for any acts or omissions by the external financial institution or other provider of any aggregated external bank account, including, without limitation, any modification, interruption, or discontinuance of any aggregated external bank account by such financial institution, service provider or Platform or Platform Mobile App.
Linking External Accounts. Program Manager may from time to time, via the Website or Mobile App, permit you to link your Account to one or more external accounts at a third-party financial institution (each, an “External Account”) to facilitate online transfers between your linked External Account(s) and your Account. You may link your External Account(s) with your Account by logging into and following the procedures detailed in the Program Manager’s Website or Mobile App, which may require you to (i) provide account and routing details for the External Account, (ii) verify your receipt of two (2) micro deposits that we send to your External Account the next business day, and/or (iii) follow certain requirements required of our service provider. Any such micro deposits are temporary deposits. These deposits are not made available for use other than for the purpose of account verification and will be reversed once the verification process is complete. We may verify your identity, ownership and control of the External Account by requiring you to submit documentation verifying such ownership and control, which might include proof of ownership of the External Account(s). All External Accounts must be with U.S. federally insured financial institutions. We may decline the use of any External Account for any reason, in our sole discretion. We are not responsible for and you understand that there may be certain system limitations or outages in the service from time to time.
Linking External Accounts. Program Manager may from time to time, via the Website or Mobile App, permit you to link your Account to one or more external accounts at a third-party financial institution (each, an “External Account”) to facilitate online transfers between your linked External Account(s) and your Account. You may link your External Account(s) with your Account by logging into and following the procedures detailed in the Program Manager’s Website or Mobile App. We may verify your identity, ownership and control of the External Account by requiring you to submit documentation verifying such ownership and control, which might include proof of ownership of the External Account(s). All External Accounts must be with U.S. federally insured financial institutions. We may decline the use of any External Account for any reason, in our sole discretion. We are not responsible for and you understand that there may be certain system limitations or outages in the service from time to time. authorize the Program Manager and its service providers to access and view your External Account history and profile data, including, but not limited to, your account and routing details, authentication details, balance, transaction history, contact information, and other related non-public personal information made available by such external financial institution; and you understand this information may be used to transact on your behalf and perform other services subject to the Program Manager’s Privacy Policy and you hereby authorize Program Manager and its service providers to do the same. When adding an External Account, you represent and warrant that you are the owner of and have the right to access and use and authorize Program Manager and its service providers to use the account for information access and funds transfer
Linking External Accounts. The Service requires you to establish an authenticated link between an Account(s) and one or more External Accounts to facilitate EFT Transfers, without physical presence at a branch. The owner of the External Account must be the same as the Account owner, user or Authorized Person permitted to access the Service (See Section II (vii) below for further details regarding accounts with Joint Owners). To electronically link your External Account at another FI, you must verify that account using:
a. The American Bankers Association (ABA) Routing Number and account number for each External Account to be linked and verify two small micro-deposits (less than $1.00) that will be made to the account; OR
b. Your online banking login credentials (your username and password) for each External Account to be linked. Once you have confirmed your External Account, it will be linked for display and use with the Service, allowing you to initiate EFTs through an ACH Network.
Linking External Accounts. The Service requires you to establish an authenticated link between an Account(s) and one or more External Accounts to facilitate EFT Transfers, without physical presence at a branch. The owner of the External Account must be the same as the Account owner, user or Authorized Person permitted to access the Service. To electronically link your External Account at another FI: • You must furnish the American Bankers Association (ABA) Routing Number and account number for each External Account to be linked; and • Verify two small micro-deposits (less than $1.00) that will be made to the account. Once you have confirmed the micro-deposits, the External Account will be linked for display and use with the Service, allowing you to initiate Electronic Funds Transfers (“EFTs”) through an Automated Clearing House (“ACH”) Network. With certain limitations, you will be able to initiate EFTs to come from (debit) or to go to (credit) your External Accounts.
