Loading the Card. You may load funds to the Card at any time. You may load the Card: (a) using direct deposit; (b) at an authorized Visa Readylink location; and (c) by using cash, check, or money order at any PLS Check Cashers store. You will have immediate access to the funds upon receipt of the funds from the payment originator when loaded to the Card by direct deposit. You will have access to the funds in two (2) business days when loaded to the Card at a Visa ReadyLink location. You will have access to the funds the same day when loaded to the Card at PLS Check Cashers. At our discretion, we may allow a load payment in excess of the limits disclosed below, including the maximum value limit, to post to the Card Account. However, if such a load payment is permitted to post to the Card Account on one occasion, there is no guarantee that load(s) in any form, in excess of the disclosed limit will be permitted in the future. Personal checks, cashier’s checks, or money orders sent to the Issuer are unacceptable forms of loading the Card and will be returned unless the full amount may be applied toward a negative balance, in which case the check or money order may or may not be loaded to the Card at the discretion of the Issuer. TRANSACTION TYPE FREQUENCY AND/OR DOLLAR LIMITS Direct Deposit 5 times per calendar day, up to 25 times per month, based on original load date $.01 - $15,000.00 per calendar day* Cash Load** PLS Check Cashers locations* $10.00 minimum initial load 5 times per calendar day; up to 25 times per calendar month; $1.00 up to $2,500.00 per calendar day, maximum of $10,000.00 per month (i.e., the past 30 calendar days) Visa Readylink locations* 2 times per calendar day; up to 5 times per calendar week; $1.00 up to $999.00 per transaction; maximum of $1,998.00 per month (i.e., the past 30 calendar days) * At our discretion we may allow a load transaction in excess of these limits. Please refer to the paragraph above titled “Loading The Card” for additional details. ** Third party money transfer services may impose their own daily, weekly, monthly, or per transaction limits on the frequency or amount of cash you may load to the Card Account.
Appears in 4 contracts
Samples: Cardholder Agreement, Cardholder Agreement, Cardholder Agreement
Loading the Card. You may load funds to the Card at any time. You may load the Card: (a) using direct deposit; (b) at an authorized Visa Readylink location; and (c) by using cash, check, or money order at any PLS Check Cashers store. You will have immediate access to the funds upon receipt of the funds from the payment originator when loaded to the Card by direct deposit. You may obtain additional information on other load locations by visiting xxx.xxx000.xxx or by visiting xxx.Xxxx.xxx. You will have access to the funds in two (2) business days when loaded to the Card at a Visa ReadyLink location. You will have access to the funds the same day when loaded to the Card at PLS Check Cashers. At our discretion, we may allow a load payment in excess of the limits disclosed below, including the maximum value limit, to post to the Card Account. However, if such a load payment is permitted to post to the Card Account on one occasionprovider. To use the service, there is no guarantee that load(s) in you must agree to the terms and conditions established by the service provider which may be amended from time to time. The terms and conditions, including any formapplicable fees, in excess of the disclosed limit will be permitted in provided to you when you register for the futureservice. Personal checksCanceling a xxxx pay transaction: You may cancel a single or recurring xxxx pay transaction after it is scheduled, cashierbut before it is paid. Here’s checkshow: Visit www.xpectationscard. com before the payment is scheduled to be made. At the website, you may cancel the payment up to one (1) business day prior to its scheduled payment date. Liability for failure to stop payment of a xxxx pay transaction: If you order us to stop payment of a xxxx pay transaction three (3) business days or money orders sent more before it is scheduled to the Issuer are unacceptable forms of loading the Card be made, and we do not do so, we will be returned unless liable for your losses or damages. Transaction Fee: The ATM balance inquiry fee (SVC CHG BALANCE INQ) and the full amount may be applied toward a negative balance, in which case the check or money order may or may not be loaded ATM decline fee (SVC CHG NSF ATM) assessed to the Card Account balance may bring the Card Account negative if funds are not sufficient at the discretion time of the Issuertransaction. TRANSACTION TYPE FREQUENCY AND/OR DOLLAR LIMITS Direct Deposit 5 times per calendar dayAny time your Card Account balance is less than this fee amount when it is assessed, up the balance of your Card Account will be applied to 25 times per monththe fee amount. THIS WILL RESULT IN A NEGATIVE BALANCE ON YOUR CARD ACCOUNT. If this occurs, based on original load date $.01 - $15,000.00 per calendar day* Cash Load** PLS Check Cashers locations* $10.00 minimum initial load 5 times per calendar day; up any subsequent deposits or loads into your Card Account will first be applied to 25 times per calendar month; $1.00 the negative balance. Your funds are eligible for FDIC insurance. Your funds will be held at or transferred to The Bancorp Bank, an FDIC- insured institution. Once there, your funds are insured up to $2,500.00 per calendar day250,000 by the FDIC in the event The Bancorp Bank fails, maximum of $10,000.00 per month (i.e., the past 30 calendar days) Visa Readylink locations* 2 times per calendar day; up to 5 times per calendar week; $1.00 up to $999.00 per transaction; maximum of $1,998.00 per month (i.e., the past 30 calendar days) * At our discretion we may allow a load transaction in excess of these limitsif specific deposit insurance requirements are met. Please refer to the paragraph above titled “Loading The Card” See xxxx.xxx/xxxxxxx/xxxxxxxx/xxxxxxx.xxxx for additional details. ** Third party money transfer services may impose their own dailyNo overdraft/credit feature. Contact PLS by calling 0-000-000-0000, weeklyby mail Xxx Xxxxx Xxxxxx Xxxxx, monthly36th Floor, Chicago, IL 60606, or per transaction limits on visit xxx.xxx000.xxx. For general information about prepaid accounts, visit xxxx.xxx/xxxxxxx. If you have a complaint about a prepaid account, call the frequency Consumer Financial Protection Bureau at 0-000-000-0000 or amount of cash you may load to the Card Account.visit xxxx.xxx/xxxxxxxxx
Appears in 1 contract
Samples: Cardholder Agreement
Loading the Card. You may load funds to the Card at any time. You may load the Card: (a) using direct deposit; (b) at an authorized Visa Readylink Mastercard rePower® Load Network location; and (c) by using cash, check, or money order at any PLS Check Cashers store. You will have immediate access to the funds upon receipt of the funds from the payment originator when loaded to the Card by direct deposit. You will have access to the funds in two (2) business days when loaded to the Card at a Visa ReadyLink Mastercard rePower® Load Network location. You will have access to the funds the same day when loaded to the Card at PLS Check Cashers. At our discretion, we may allow a load payment in excess of the limits disclosed below, including the maximum value limit, to post to the Card Account. However, if such a load payment is permitted to post to the Card Account on one occasion, there is no guarantee that load(s) in any form, in excess of the disclosed limit will be permitted in the future. Personal checks, cashier’s checks, or money orders sent to the Issuer are unacceptable forms of loading the Card and will be returned unless the full amount may be applied toward a negative balance, in which case the check or money order may or may not be loaded to the Card at the discretion of the Issuer. TAX REFUNDS: The Social Security number (“SSN”) associated with any tax refund must match the SSN registered to the Card Account. This means, if you file a joint return and wish to direct deposit your tax refund to the Card Account, you must be listed as the primary filer on the tax return. If a tax refund is directed to the Card Account and the SSN does not match, it may be rejected and returned to the Internal Revenue Service (“IRS”). No more than three electronic tax refunds can be deposited into a single financial account or prepaid card. If you exceed this limit you will receive notice from the IRS and a paper check refund. Please visit xxx.xxx.xxx for additional information. The maximum value of the Card Account is TRANSACTION TYPE FREQUENCY AND/OR DOLLAR LIMITS Direct Deposit 5 times per calendar day, up to 25 times per month, based on original load date $.01 - $15,000.00 per calendar day* Cash Load** PLS Check Cashers locations* $10.00 minimum initial load 5 times per calendar day; up to 25 times per calendar month; $1.00 up to $2,500.00 per calendar day, maximum of $10,000.00 per month (i.e., the past 30 calendar days) Visa Readylink Mastercard rePower® Load Network locations* 2 times per calendar day; up to 5 times per calendar week; $1.00 up to $999.00 per transaction; maximum of $1,998.00 per month (i.e., the past 30 calendar days) * At our discretion we may allow a load transaction in excess of these limits. Please refer to the paragraph above titled “Loading The Card” for additional details. ** Third party money transfer services may impose their own daily, weekly, monthly, or per transaction limits on the frequency or amount of cash you may load to the Card Account. $15,000.00. These are the limits associated with loading the Card. NOTE: If you have multiple active Cards, the maximum load limits shown here are not individual limits, they are combined Card limits. The value of all loads made at PLS Check Cashers locations to all your active Cards count toward your daily and monthly load limits as well as maximum balance limits.
Appears in 1 contract
Samples: Cardholder Agreement
Loading the Card. You may load funds to the Card at any time. You may load the Card: (a) using direct deposit; (b) at an authorized Visa Readylink location; and (c) by using cash, check, or money order at any PLS Check Cashers store. You will have immediate access to the funds upon receipt of the funds from the payment originator when loaded to the Card by direct deposit. You may obtain additional information on other load locations by visiting xxx.xxx000.xxx or by visiting xxx.Xxxx.xxx. You will have access to the funds in two (2) business days when loaded to the Card at a Visa ReadyLink location. You will have access to the funds the same day when loaded to the Card at PLS Check Cashers. At our discretion, we may allow a load payment in excess of the limits disclosed below, including the maximum value limit, to post to the Card Account. However, if such a load payment is permitted to post to the Card Account on one occasionprovider. To use the service, there is no guarantee that load(s) in you must agree to the terms and conditions established by the service provider which may be amended from time to time. The terms and conditions, including any formapplicable fees, in excess of the disclosed limit will be permitted in provided to you when you register for the futureservice. Personal checksCanceling a bill pay transaction: You may cancel a single or recurring bill pay transaction after it is scheduled, cashierbut before it is paid. Here’s checkshow: Visit www.xpectationscard. com before the payment is scheduled to be made. At the website, you may cancel the payment up to one (1) business day prior to its scheduled payment date. Liability for failure to stop payment of a bill pay transaction: If you order us to stop payment of a bill pay transaction three (3) business days or money orders sent more before it is scheduled to the Issuer are unacceptable forms of loading the Card be made, and we do not do so, we will be returned unless liable for your losses or damages. Transaction Fee: The ATM balance inquiry fee (SVC CHG BALANCE INQ) and the full amount may be applied toward a negative balance, in which case the check or money order may or may not be loaded ATM decline fee (SVC CHG NSF ATM) assessed to the Card Account balance may bring the Card Account negative if funds are not sufficient at the discretion time of the Issuertransaction. TRANSACTION TYPE FREQUENCY AND/OR DOLLAR LIMITS Direct Deposit 5 times per calendar dayAny time your Card Account balance is less than this fee amount when it is assessed, up the balance of your Card Account will be applied to 25 times per monththe fee amount. THIS WILL RESULT IN A NEGATIVE BALANCE ON YOUR CARD ACCOUNT. If this occurs, based on original load date $.01 - $15,000.00 per calendar day* Cash Load** PLS Check Cashers locations* $10.00 minimum initial load 5 times per calendar day; up any subsequent deposits or loads into your Card Account will first be applied to 25 times per calendar month; $1.00 the negative balance. Your funds are eligible for FDIC insurance. Your funds will be held at or transferred to The Bancorp Bank, an FDIC- insured institution. Once there, your funds are insured up to $2,500.00 per calendar day250,000 by the FDIC in the event The Bancorp Bank fails, maximum of $10,000.00 per month (i.e., the past 30 calendar days) Visa Readylink locations* 2 times per calendar day; up to 5 times per calendar week; $1.00 up to $999.00 per transaction; maximum of $1,998.00 per month (i.e., the past 30 calendar days) * At our discretion we may allow a load transaction in excess of these limitsif specific deposit insurance requirements are met. Please refer to the paragraph above titled “Loading The Card” See xxxx.xxx/xxxxxxx/xxxxxxxx/xxxxxxx.xxxx for additional details. ** Third party money transfer services may impose their own dailyNo overdraft/credit feature. Contact PLS by calling 0-000-000-0000, weeklyby mail One South Xxxxxx Xxxxx, monthly00xx Xxxxx, Xxxxxxx, XX 00000, or per transaction limits on visit xxx.xxx000.xxx. For general information about prepaid accounts, visit xxxx.xxx/xxxxxxx. If you have a complaint about a prepaid account, call the frequency Consumer Financial Protection Bureau at 0-000-000-0000 or amount of cash you may load to the Card Account.visit xxxx.xxx/xxxxxxxxx
Appears in 1 contract
Samples: Cardholder Agreement
