Common use of Loading the Card Clause in Contracts

Loading the Card. You may load funds to the Card at any time. You may load the Card: (a) using direct deposit; (b) at an authorized Visa Readylink location; and (c) by using cash, check, or money order at any PLS Check Cashers store. You will have immediate access to the funds upon receipt of the funds from the payment originator when loaded to the Card by direct deposit. You may obtain additional information on other load locations by visiting xxx.xxx000.xxx or by visiting xxx.Xxxx.xxx. You will have access to the funds in two (2) business days when loaded to the Card at a Visa ReadyLink location. You will have access to the funds the same day when loaded to the Card at PLS Check Cashers. At our discretion, we may allow a load payment in excess of the limits disclosed below, including the maximum value limit, to post to the Card Account. However, if such a load payment is permitted to post to the Card Account on one provider. To use the service, you must agree to the terms and conditions established by the service provider which may be amended from time to time. The terms and conditions, including any applicable fees, will be provided to you when you register for the service. Canceling a bill pay transaction: You may cancel a single or recurring bill pay transaction after it is scheduled, but before it is paid. Here’s how: Visit www.xpectationscard. com before the payment is scheduled to be made. At the website, you may cancel the payment up to one (1) business day prior to its scheduled payment date. Liability for failure to stop payment of a bill pay transaction: If you order us to stop payment of a bill pay transaction three (3) business days or more before it is scheduled to be made, and we do not do so, we will be liable for your losses or damages. (SVC CHG BALANCE INQ) and the ATM decline fee (SVC CHG NSF ATM) assessed to the Card Account balance may bring the Card Account negative if funds are not sufficient at the time of the transaction. Any time your Card Account balance is less than this fee amount when it is assessed, the balance of your Card Account will be applied to the fee amount. THIS WILL RESULT IN A NEGATIVE BALANCE ON YOUR CARD ACCOUNT. If this occurs, any subsequent deposits or loads into your Card Account will first be applied to the negative balance. Your funds are eligible for FDIC insurance. Your funds will be held at or transferred to The Bancorp Bank, an FDIC- insured institution. Once there, your funds are insured up to $250,000 by the FDIC in the event The Bancorp Bank fails, if specific deposit insurance requirements are met. See xxxx.xxx/xxxxxxx/xxxxxxxx/xxxxxxx.xxxx for details. No overdraft/credit feature. Contact PLS by calling 0-000-000-0000, by mail One South Xxxxxx Xxxxx, 00xx Xxxxx, Xxxxxxx, XX 00000, or visit xxx.xxx000.xxx. For general information about prepaid accounts, visit xxxx.xxx/xxxxxxx. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 0-000-000-0000 or visit xxxx.xxx/xxxxxxxxx

Loading the Card. You may load funds to the Card at any time. You may load the Card: (a) using direct deposit; (b) at an authorized Visa Readylink location; and (c) by using cash, check, or money order at any PLS Check Cashers store. You will have immediate access to the funds upon receipt of the funds from the payment originator when loaded to the Card by direct deposit. You may obtain additional information on other load locations by visiting xxx.xxx000.xxx or by visiting xxx.Xxxx.xxx. You will have access to the funds in two (2) business days when loaded to the Card at a Visa ReadyLink location. You will have access to the funds the same day when loaded to the Card at PLS Check Cashers. At our discretion, we may allow a load payment in excess of the limits disclosed below, including the maximum value limit, to post to the Card Account. However, if such a load payment is permitted to post to the Card Account on one provider. To use the service, you must agree to the terms and conditions established by the service provider which may be amended from time to time. The terms and conditions, including any applicable fees, will be provided to you when you register for the service. Canceling a bill xxxx pay transaction: You may cancel a single or recurring bill xxxx pay transaction after it is scheduled, but before it is paid. Here’s how: Visit www.xpectationscard. com before the payment is scheduled to be made. At the website, you may cancel the payment up to one (1) business day prior to its scheduled payment date. Liability for failure to stop payment of a bill xxxx pay transaction: If you order us to stop payment of a bill xxxx pay transaction three (3) business days or more before it is scheduled to be made, and we do not do so, we will be liable for your losses or damages. (SVC CHG BALANCE INQ) and the ATM decline fee (SVC CHG NSF ATM) assessed to the Card Account balance may bring the Card Account negative if funds are not sufficient at the time of the transaction. Any time your Card Account balance is less than this fee amount when it is assessed, the balance of your Card Account will be applied to the fee amount. THIS WILL RESULT IN A NEGATIVE BALANCE ON YOUR CARD ACCOUNT. If this occurs, any subsequent deposits or loads into your Card Account will first be applied to the negative balance. Your funds are eligible for FDIC insurance. Your funds will be held at or transferred to The Bancorp Bank, an FDIC- insured institution. Once there, your funds are insured up to $250,000 by the FDIC in the event The Bancorp Bank fails, if specific deposit insurance requirements are met. See xxxx.xxx/xxxxxxx/xxxxxxxx/xxxxxxx.xxxx for details. No overdraft/credit feature. Contact PLS by calling 0-000-000-0000, by mail One South Xxx Xxxxx Xxxxxx Xxxxx, 00xx Xxxxx36th Floor, XxxxxxxChicago, XX 00000IL 60606, or visit xxx.xxx000.xxx. For general information about prepaid accounts, visit xxxx.xxx/xxxxxxx. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 0-000-000-0000 or visit xxxx.xxx/xxxxxxxxx

Loading the Card. You may load funds to the Card at any time. You may load the Card: (a) using direct deposit; (b) at an authorized Visa Readylink Mastercard rePower® Load Network location; and (c) by using cash, check, or money order at any PLS Check Cashers store. You will have immediate access to the funds upon receipt of the funds from the payment originator when loaded to the Card by direct deposit. You may obtain additional information on other load locations by visiting xxx.xxx000.xxx or by visiting xxx.Xxxx.xxx. You will have access to the funds in two (2) business days when loaded to the Card at a Visa ReadyLink Mastercard rePower® Load Network location. You will have access to the funds the same day when loaded to the Card at PLS Check Cashers. At our discretion, we may allow a load payment in excess of the limits disclosed below, including the maximum value limit, to post to the Card Account. However, if such a load payment is permitted to post to the Card Account on one provideroccasion, there is no guarantee that load(s) in any form, in excess of the disclosed limit will be permitted in the future. To use Personal checks, cashier’s checks, or money orders sent to the serviceIssuer are unacceptable forms of loading the Card and will be returned unless the full amount may be applied toward a negative balance, in which case the check or money order may or may not be loaded to the Card at the discretion of the Issuer. TAX REFUNDS: The Social Security number (“SSN”) associated with any tax refund must match the SSN registered to the Card Account. This means, if you file a joint return and wish to direct deposit your tax refund to the Card Account, you must agree to be listed as the terms and conditions established by primary filer on the service provider which may be amended from time to timetax return. The terms and conditions, including any applicable fees, will be provided to you when you register for the service. Canceling If a bill pay transaction: You may cancel a single or recurring bill pay transaction after it tax refund is scheduled, but before it is paid. Here’s how: Visit www.xpectationscard. com before the payment is scheduled to be made. At the website, you may cancel the payment up to one (1) business day prior to its scheduled payment date. Liability for failure to stop payment of a bill pay transaction: If you order us to stop payment of a bill pay transaction three (3) business days or more before it is scheduled to be made, and we do not do so, we will be liable for your losses or damages. (SVC CHG BALANCE INQ) and the ATM decline fee (SVC CHG NSF ATM) assessed directed to the Card Account balance and the SSN does not match, it may bring be rejected and returned to the Internal Revenue Service (“IRS”). No more than three electronic tax refunds can be deposited into a single financial account or prepaid card. If you exceed this limit you will receive notice from the IRS and a paper check refund. Please visit xxx.xxx.xxx for additional information. The maximum value of the Card Account negative if funds are not sufficient at the time of the transaction. Any time your Card Account balance is less than this fee amount when it is assessed, the balance of your Card Account will be applied Mastercard rePower® Load Network locations* 2 times per calendar day; up to the fee amount. THIS WILL RESULT IN A NEGATIVE BALANCE ON YOUR CARD ACCOUNT. If this occurs, any subsequent deposits or loads into your Card Account will first be applied to the negative balance. Your funds are eligible for FDIC insurance. Your funds will be held at or transferred to The Bancorp Bank, an FDIC- insured institution. Once there, your funds are insured 5 times per calendar week; $1.00 up to $250,000 by 999.00 per transaction; maximum of $1,998.00 per month (i.e., the FDIC past 30 calendar days) * At our discretion we may allow a load transaction in excess of these limits. Please refer to the event paragraph above titled “Loading The Bancorp Bank fails, if specific deposit insurance requirements are met. See xxxx.xxx/xxxxxxx/xxxxxxxx/xxxxxxx.xxxx Card” for additional details. No overdraft/credit feature. Contact PLS by calling 0-000-000-0000** Third party money transfer services may impose their own daily, by mail One South Xxxxxx Xxxxxweekly, 00xx Xxxxx, Xxxxxxx, XX 00000monthly, or visit xxx.xxx000.xxxper transaction limits on the frequency or amount of cash you may load to the Card Account. For general information about prepaid accounts, visit xxxx.xxx/xxxxxxx$15,000.00. These are the limits associated with loading the Card. NOTE: If you have a complaint about a prepaid accountmultiple active Cards, call the Consumer Financial Protection Bureau maximum load limits shown here are not individual limits, they are combined Card limits. The value of all loads made at 0-000-000-0000 or visit xxxx.xxx/xxxxxxxxxPLS Check Cashers locations to all your active Cards count toward your daily and monthly load limits as well as maximum balance limits.

Loading the Card. You Only your Sponsor or PA may load add funds to the Card at any time. You may load the Card: (a) using direct deposit; (b) at an authorized Visa Readylink location; and (c) by using cash, check, or money order at any PLS Check Cashers store. You will have immediate access to the funds upon receipt of the funds from the payment originator when loaded to the Card by direct deposit. You may obtain additional information on other load locations by visiting xxx.xxx000.xxx or by visiting xxx.Xxxx.xxxyour Plan(s). You will have access to the funds upon activation. Personal checks, cashiers’ checks, and money orders sent to the Issuer are unacceptable forms of loading. All checks and money orders sent to the Issuer for Card loading will be returned unless the full amount may be applied toward a negative balance, in two (2) business days when which case the check or money order may or may not be loaded to the Card at a Visa ReadyLink locationthe discretion of the Issuer. Using The Card/Features The maximum amount that can be spent with the Card per day is limited to the available balance of Plan(s) linked to Card or $99,999.99, whichever is less. You will may use Card to purchase eligible goods or services at selected merchants (“Qualified Expenditures”), such as health care, dependent care, and transit merchants where Visa debit cards or NYCE cards are accepted as long as the value available in Plan(s) is not exceeded. Qualified Expenditures are determined by applicable law, rules and regulations, as well as Plan documents provided by PA or Sponsor. Each time the Card is used, the amount of the transaction and any applicable fees reduce the Plan balance, as determined by Admin. Preauthorization places a “hold” on available funds until the merchant sends the final payment amount of the purchase. Once the final payment amount is received, the preauthorized amount on hold is removed. It may take up to seven (7) days for the hold to be removed. During the hold period you do not have access to the preauthorized amount. Some merchants do not allow split transactions where you use Card as partial payment for goods and services and pay the remainder of the balance with another form of legal tender. You do not have the right to stop payment on any purchase or payment transaction originated by use of Card. You may not make preauthorized regular payments using Card. If you authorize a transaction and then fail to purchase the item, the approval may result in a hold for that amount of funds for up to thirty (30) days. If Card number is used without presenting Card (e.g., mail order, telephone, or Internet purchase), the legal effect is the same day when loaded to as if you used Card itself. For security reasons, the amount or number of transactions you can make on Card at PLS Check Cashersmay be limited. At our discretionCard cannot be redeemed for cash or used for illegal gambling or any other illegal transaction. You may not exceed the available amount in Plan(s) through an individual transaction or a series of transactions. Nevertheless, we may allow if a load payment in excess transaction exceeds the available balance, you remain fully liable for the amount of the limits disclosed below, including the maximum value limit, to post to the Card Account. However, if such a load payment is permitted to post to the Card Account on one provider. To use the service, you must agree to the terms transaction and conditions established by the service provider which may be amended from time to time. The terms and conditions, including any applicable fees, will be provided to you when you register for the service. Canceling a bill pay transaction: You may cancel a single or recurring bill pay transaction after it is scheduled, but before it is paid. Here’s how: Visit www.xpectationscard. com before the payment is scheduled to be made. At the website, you may cancel the payment up to one (1) business day prior to its scheduled payment date. Liability for failure to stop payment of a bill pay transaction: If you order us to stop payment of a bill pay transaction three (3) business days or more before it is scheduled to be made, and we do not do so, we will be liable for your losses or damages. (SVC CHG BALANCE INQ) and the ATM decline fee (SVC CHG NSF ATM) assessed to the Card Account balance may bring the Card Account negative if funds are not sufficient at the time of the transaction. Any time your Card Account balance is less than this fee amount when it is assessed, the balance of your Card Account will be applied to the fee amount. THIS WILL RESULT IN A NEGATIVE BALANCE ON YOUR CARD ACCOUNT. If this occurs, any subsequent deposits or loads into your Card Account will first be applied to the negative balance. Your funds are eligible for FDIC insurance. Your funds will be held at or transferred to The Bancorp Bank, an FDIC- insured institution. Once there, your funds are insured up to $250,000 by the FDIC in the event The Bancorp Bank fails, if specific deposit insurance requirements are met. See xxxx.xxx/xxxxxxx/xxxxxxxx/xxxxxxx.xxxx for details. No overdraft/credit feature. Contact PLS by calling 0-000-000-0000, by mail One South Xxxxxx Xxxxx, 00xx Xxxxx, Xxxxxxx, XX 00000, or visit xxx.xxx000.xxx. For general information about prepaid accounts, visit xxxx.xxx/xxxxxxx. If you have believe a complaint about a prepaid accountCard transaction was deducted from the incorrect Plan, call contact the Consumer Financial Protection Bureau at 0-000-000-0000 or visit xxxx.xxx/xxxxxxxxxPA.