Common use of Long Term Disability Insurance Plan Clause in Contracts

Long Term Disability Insurance Plan. The Employer shall bear the cost of a Long Term Disability Plan (L.T.D.) for those employees regularly working full-time. The benefit period commences on the first (1st) day immediately following the exhaustion of Weekly Indemnity and Employment Insurance benefits. Benefits are payable to the earliest attainment of age sixty- five (65), death, recovery, or attainment of that age at which the employee may retire on an unreduced pension or the equivalent of an unreduced pension through a supplemental payment available from any private pension plan to which the Employer contributes. The total disability income is equal to fifty (50%) percent of base weekly earnings at the date of disability, up to a maximum of one thousand ($1,000.00) dollars per month. All disabilities occurring July 1st, 1997, or later, the maximum monthly Long Term Disability benefit will be increased to twelve hundred ($1,200.00) dollars per month. For all disabilities occurring on or after April 1st, 1998, the amount will be increased to fourteen hundred ($1,400.00) dollars per month. For all disabilities occurring on or after March 16th, 2008, the amount will be increased to eighteen hundred ($1,800.00) dollars per month. For all disabilities occurring on or after June 10th, 2011, the amount will be increased to two thousand ($2,000.00) dollars per month. The total disability income is inclusive of any disability payments, including lump sum payments from Government sponsored plans. Government sponsored plans include Workers' Compensation, Canada Pension Plan, Quebec Pension Plan, or any other group disability plan or income replacement program, the cost of which the Employer is or may be required to contribute by law or Collective Agreement. The amount of any payment received from the Canada Pension Plan or the Quebec Pension Plan is to be frozen at the commencement of disability so that subsequent increases in CPP/QPP will not further reduce benefit payments under the Long Term Disability Income Plan. It is understood and agreed that all matters of eligibility, coverage and benefits shall be as set out in the plan and as determined by the carrier.

Long Term Disability Insurance Plan. The Employer shall bear the cost of a Long Term Disability Plan (L.T.D.) for those employees regularly working full-full- time. The benefit period commences on the first (1st) day immediately following the exhaustion of Weekly Indemnity and Employment Insurance benefits. Benefits are payable to the earliest attainment of age sixty- five (65), death, recovery, recovery or attainment of that age at which the employee may retire on an unreduced pension or the equivalent of an unreduced pension through a supplemental payment available from any private pension plan to which the Employer contributes. The total disability income is equal to fifty (50%) percent of base weekly earnings at the date of disability, up to a maximum of one thousand ($1,000.00) dollars per month. All disabilities occurring July 1st, 1997, or later, the maximum monthly Long Term Disability benefit will be increased to twelve hundred ($1,200.00) dollars per month. For all disabilities occurring on or after April 1st, 1998, the amount will be increased to fourteen hundred ($1,400.00) dollars per month. For all disabilities occurring on or after March 16th, 2008, the amount will be increased to eighteen hundred ($1,800.00) dollars per month. For all disabilities occurring on or after June 10th, 2011, the amount will be increased to two thousand ($2,000.00) dollars per month. The total disability income is inclusive of any disability payments, including lump sum payments from Government sponsored plans. Government sponsored plans include Workers' Compensation, Canada Pension Plan, Quebec Pension Plan, or any other group disability plan or income replacement program, the cost of which the Employer is or may be required to contribute by law or Collective Agreement. The amount of any payment received from the Canada Pension Plan or the Quebec Pension Plan is to be frozen at the commencement of disability so that subsequent increases in CPP/QPP will not further reduce benefit payments under the Long Term Disability Income Plan. It is understood and agreed that all matters of eligibility, coverage and benefits shall be as set out in the plan and as determined by the carrier.

Long Term Disability Insurance Plan. The Employer Company shall bear the cost of implement a Long Term Disability Plan (L.T.D.) for those employees regularly working full-time. The cost of the plan shall be borne by the Company. The benefit period commences on the first (1st) day immediately following the exhaustion of Weekly Indemnity and Employment Insurance benefits. Benefits are payable to the earliest attainment of age sixty- sixty-five (65), death, recovery, recovery or attainment of that age at which the employee may retire on an unreduced pension or the equivalent of an unreduced pension through a supplemental payment available from any private pension plan Private Pension Plan to which the Employer Company contributes. The total disability income is equal to fifty (50%) percent of base weekly earnings at the date of disability, up to a maximum of one thousand ($1,000.00) dollars per month. All disabilities occurring July 1st, 1997, or later, the maximum monthly Long Term Disability benefit will be increased to twelve hundred ($1,200.00) dollars per month. For all disabilities occurring on or after April 1st, 1998, the amount will be increased to fourteen four hundred ($1,400.00) dollars per month. For all disabilities occurring on or after March 16thSeptember 8th, 20082010, the amount will be increased total disability income is equal to eighteen fifty (50%) percent of base weekly earnings at the date of disability, up to a maximum of one thousand eight hundred ($1,800.00) dollars per month. For all disabilities occurring on or after June 10th, 2011, the amount will be increased to two thousand ($2,000.00) dollars per month. The total disability income is inclusive of any disability payments, including lump lump-sum payments from Government sponsored plans. Government sponsored plans include include: Workers' Compensation, Canada Pension Plan, Quebec Pension Plan, or any other group disability plan or income replacement program, the cost of which the Employer is Company is, or may be be, required to contribute by law or Collective Agreement. The amount of any payment received from the Canada Pension Plan Plan, or the Quebec Pension Plan Plan, is to be frozen at the commencement of disability so that subsequent increases increase in CPP/QPP will not further reduce benefit payments under the Long Term Disability Income Plan. It is understood and agreed that all matters of eligibility, coverage coverage, and benefits shall be as set out in the plan Plan and as determined by the carrier.. The Company will provide a Hearing Aid Plan for employees already receiving the Group Insurance Package and their dependants. The benefit will be three hundred fifty ($350.00) dollars every four (4) years. • massage therapy – annual maximum benefit of • chiropractic/physiotherapy – annual maximum benefit of $250.00 reimbursed at 80%

Long Term Disability Insurance Plan. The Employer shall bear the cost of a Long Term Disability Plan (L.T.D.) for those employees regularly working full-full- time. The benefit period commences on the first (1st) day immediately following the exhaustion of Weekly Indemnity and Employment Insurance benefits. Benefits are payable to the earliest attainment of age sixty- five (65), death, recovery, or attainment of that age at which the employee may retire on an unreduced pension or the equivalent of an unreduced pension through a supplemental payment available from any private pension plan to which the Employer contributes. The total disability income is equal to fifty (50%) percent of base weekly earnings at the date of disability, up to a maximum of one thousand ($1,000.00) dollars per month. All disabilities occurring July 1st, 1997, or later, the maximum monthly Long Term Disability benefit will be increased to twelve hundred ($1,200.00) dollars per month. For all disabilities occurring on or after April 1st, 1998, the amount will be increased to fourteen hundred ($1,400.00) dollars per month. For all disabilities occurring on or after March 16th, 2008, the amount will be increased to eighteen hundred ($1,800.00) dollars per month. For all disabilities occurring on or after June 10th, 2011, the amount will be increased to two thousand ($2,000.00) dollars per month. The total disability income is inclusive of any disability payments, including lump sum payments from Government sponsored plans. Government sponsored plans include Workers' Compensation, Canada Pension Plan, Quebec Pension Plan, or any other group disability plan or income replacement program, the cost of which the Employer is or may be required to contribute by law or Collective Agreement. The amount of any payment received from the Canada Pension Plan or the Quebec Pension Plan is to be frozen at the commencement of disability so that subsequent increases in CPP/QPP CPP will not further reduce benefit payments under the Long Term Disability Income Plan. It is understood and agreed that all matters of eligibility, coverage and benefits shall be as set out in the plan and as determined by the carrier.