Common use of Mobile Banking Functions Clause in Contracts

Mobile Banking Functions. To access Mobile Banking, your Mobile Device must be Internet enabled and connected to the Internet, enabled to receive and transmit data, and must include mobile browser and texting functionality. To receive any Mobile Banking service, you must be enrolled in Mobile Banking. Enrollment requires identification of your banking relationship with us to our Mobile Banking Service Provider(s). By enrolling in Mobile Banking, you agree to the terms and conditions contained in this Agreement with respect to Mobile Banking and you authorize us or our Service Providers to provide Mobile Banking to you on the terms and conditions set forth in this Agreement. When you access Mobile Banking with your mobile device, you will see a menu of available Mobile Banking functions (e.g., access to account information; view balances, view or search for transactions; locate branches; execute specific types of internal or external funds transfers). We may add, modify, or delete particular Mobile Banking functions or geographic areas served by Mobile Banking from time to time without providing prior notice to you. We also reserve the right to refuse any transaction that you may request through Mobile Banking. Certain functions described in this Agreement or available through Online Banking may not be available with Mobile Banking. All terms and conditions in this Agreement or on the Online Banking website that limit or govern your use of Online Banking also limits and governs your use of those functions through Mobile Banking. You agree to always use Mobile Banking in accordance with the instructions that we provide to you, including instructions posted on the Bank’s website. We reserve the right to make changes or upgrade components of Mobile Banking from time to time. You accept full responsibility for understanding how to use Mobile Banking before you do so, how to properly use your mobile device and Mobile Application, and how to use Mobile Banking as modified in the event that we make changes to Mobile Banking. We are not liable to you for your failure to properly use Mobile Banking or your mobile device or for any losses or damages caused by such failure.

Mobile Banking Functions. To access Mobile BankingBanking services and functions, your Mobile Device must be Internet Internet- enabled and connected to the Internet, Internet through your mobile communications service provider; must be enabled to receive and transmit data, ; and must include mobile browser and texting functionality. To receive any Mobile Banking service, you must also be enrolled in the Online Banking service and in Mobile Banking. Enrollment requires identification of your banking relationship with us Bank to our Bank’s third party Mobile Banking Service Provider(sservice provider(s). By enrolling in Mobile Banking, you agree to the terms and conditions contained in this Agreement with respect to Mobile Banking and you authorize us or our Service Providers Bank and/or its third-party service providers to provide Mobile Banking to you on the terms and conditions set forth in this Agreement. You must also register the particular Mobile Device(s) that you wish to use with Mobile Banking. You must also un-register any Mobile Device(s) that you may no longer wish to be capable of using with Mobile Banking. When you access Mobile Banking with your mobile deviceMobile Device, you will see a menu of available Mobile Banking functions (e.g., access to account information; view balances, ; view or search for transactions; locate branches; execute specific types of internal or external funds transfers; etc.). We may From time to time we will add, modifyand may modify or delete, or delete particular Mobile Banking functions or geographic areas served by Mobile Banking from time to time without providing prior notice to youBanking. We also may make such changes in functions or geographic service with or without prior notice. We reserve the right to refuse to make any transaction that you may request through Mobile Banking. Certain Not all functions that are described in this Agreement or available through at the Online Banking may not be service website are available with Mobile Banking. All terms and conditions in this Agreement or on the Online Banking service’s website that limit or govern your use of Online Banking functions will also limits limit and governs govern your use of those functions through Mobile Banking. You agree accept full responsibility for ensuring that you understand how to use the Mobile Banking service before you do so and that you always use the Mobile Banking service in accordance with the instructions that we provide to you, including instructions posted post on the Bank’s Bank website. You also accept full responsibility for understanding how to properly use your Mobile Device and the Mobile Apps. We reserve the right to make changes may change or upgrade components of Mobile Banking from time to time. You accept full responsibility are responsible for understanding how to use Mobile Banking before making sure that you do so, how to properly use your mobile device and Mobile Application, and understand how to use Mobile Banking as modified in the event that we make changes to Mobile Bankingmodified. We are Bank is not liable to you for your failure to properly use Mobile Banking or your mobile device Mobile Devices or for any losses or damages damaged caused by such failure. • Mobile Banking Service Availability We will use reasonable efforts to make Mobile Banking available for your use on a continuous basis. We do not guarantee functionality of Mobile Banking (or any Mobile Banking Apps) on all Mobile Devices, on all communications networks, in all geographic regions, or at all times. You understand and agree that Mobile Banking may not be accessible or may have limited utility over some mobile networks, such as while roaming. Mobile Banking is not certified to operate for end users trying access it while outside the United States. Mobile Banking may be temporarily unavailable for regular or emergency system maintenance. We will endeavor to have our scheduled maintenance occur during non-peak hours, but we may conduct maintenance at any time. In addition, your accessibility to Mobile Banking may be interrupted because of conditions beyond our control, including because of outages in Internet availability. We will use commercially reasonable efforts to re-establish Mobile Banking in those instances, but we do not promise Mobile Banking will always be available for your use. We may elect to discontinue Mobile Banking (or any of the services that we provide, from time to time, through Mobile Banking) at any time. If we choose to discontinue Mobile Banking, we will endeavor to provide you with reasonable notice but will not be required to do so. In the case of a disaster, your Mobile Banking may be suspended in order to allow emergency and responding personnel to use the cellular networks. In no event, regardless of cause, shall we be liable to you for unavailability of Mobile Banking, or your inability to access Mobile Banking or to execute Mobile Banking functions. • Fees Charged by Bank Currently, we charge no fees to enroll in or use any Mobile Banking service. However, we may assess fees (a) set forth in the other agreements, disclosures or fee schedules for particular banking products or accounts (such as overdraft or funds transfer fees), or (b) for products and services that you may purchase through Mobile Banking. We reserve the right to institute or change fees for all or any individual Mobile Banking service after sending you prior notice. • Mobile Device and Mobile Communications You are responsible for providing your own Mobile Device that supports at a minimum 128- bit encryption. Mobile Banking users may be required to download, install and use certain applications, software systems and programs developed by us, our licensors or other third- parties. We are not responsible for any damage to your Mobile Device resulting from those activities, and you will be engaging in those activities at your own risk. To download Mobile Banking Apps, please follow the instructions found in the Mobile Banking section of your Online Banking site. Depending on its make and model, your Mobile Device may need to be capable of receiving an SMS text message to initiate the download. You are responsible for obtaining your own mobile communications service provider. Your mobile communications service provider may charge you for Internet-related use, including, without limitation, while downloading Mobile Banking Apps and for sending or receiving text (SMS) messages, so please see your mobile carrier for further details about its charges. You are responsible for all fees and charges that you may incur to any mobile communications service provider or any other third parties while using Mobile Banking. We are not a party to, and we have no duty, liability or responsibility with respect to or in connection with (i) your mobile communications service provider agreement, or (ii) any Mobile Device, hardware, software or other any product or service you may purchase from others relating to your use of Mobile Banking. This Agreement does not amend or supersede any agreements that you have with third parties (such as your Mobile Device supplier and your mobile communications service provider), and you remain subject to all terms, fees, costs, other charges, limitations and restrictions in those agreements with third parties. Your Mobile Device supplier and your mobile communications service provider are responsible for their products and services. You agree that any problems you may have concerning those companies’ products, services or agreements shall be resolved by you directly with them, and without involving us.

Mobile Banking Functions. To access Mobile BankingBanking services and functions, your Mobile Device must be Internet enabled and connected to the Internet, ; must be enabled to receive and transmit data, ; and must include mobile browser and texting functionality. To receive any Mobile Banking service, you must also be enrolled in the Online Banking service and in Mobile Banking. Enrollment requires identification of your banking relationship with us the Bank to our third party Mobile Banking Service Provider(s). By enrolling in Mobile Banking, you agree to the terms and conditions contained in this Agreement with respect to Mobile Banking and you authorize us the Bank or our its third-party Service Providers to provide Mobile Banking to you on the terms and conditions set forth in this Agreement. When you access Mobile Banking with your mobile deviceMobile Device, you will see a menu of available Mobile Banking functions (e.g., access to account information; view balances, ; view or search for transactions; locate branches; execute specific types of internal or external funds transfers; etc.). We may You will have the ability to contact the Bank via the “Call Us” feature in the applicable Mobile Banking Application. From time to time we will add, modifyand may modify or delete, or delete particular Mobile Banking functions or geographic areas served by Mobile Banking from time to time without providing prior notice to youBanking. We also may make such changes in functions or geographic service with or without prior notice. We reserve the right to refuse to make any transaction that you may request through Mobile Banking. Certain Not all functions that are described in this Agreement or available through at the Online Banking may not be service website are available with Mobile Banking. All terms and conditions in this Agreement or on the Online Banking service’s website that limit or govern your use of Online Banking functions will also limits limit and governs govern your use of those functions through Mobile Banking. You agree accept full responsibility for ensuring that you understand how to use the Mobile Banking service before you do so and that you always use the Mobile Banking service in accordance with the instructions that we provide to you, including instructions posted post on the Bank’s Bank website. You also accept full responsibility for understanding how to properly use your Mobile Device and the Mobile Application. We reserve the right to make changes may change or upgrade components of Mobile Banking from time to time. You accept full responsibility are responsible for understanding how to use Mobile Banking before making sure that you do so, how to properly use your mobile device and Mobile Application, and understand how to use Mobile Banking as modified in the event that we make changes to Mobile Bankingmodified. We are Bank is not liable to you for your failure to properly use Mobile Banking or your mobile device Mobile Devices or for any losses or damages caused by such failure.

Mobile Banking Functions. To access Mobile BankingBanking services and functions, your Mobile Device must be Internet enabled and connected to the Internet, ; must be enabled to receive and transmit data, ; and must include mobile browser and texting functionality. To receive any Mobile Banking service, you must also be enrolled in the Service and in Mobile Banking. Enrollment requires identification of your banking relationship with us Bank to our Bank’s third party Mobile Banking Service Provider(sservice provider(s). By enrolling in Mobile Banking, you agree to the terms and conditions contained in this Agreement with respect to Mobile Banking and you authorize us Bank or our Service Providers its third-party service providers to provide Mobile Banking to you on the terms and conditions set forth in this Agreement. When you access Mobile Banking with your mobile deviceMobile Device, you will see a menu of available Mobile Banking functions (e.g., access to account information; view balances, ; view or search for transactions; locate branches; execute specific types of internal or external funds transfers; etc.). We may You will have the ability to contact Bank via the “Call Us” feature in the applicable Mobile Banking Application. From time to time we will add, modifyand may modify or delete, or delete particular Mobile Banking functions or geographic areas served by Mobile Banking from time to time without providing prior notice to youBanking. We also may make such changes in functions or geographic service with or without prior notice. We reserve the right to refuse to make any transaction that you may request through Mobile Banking. Certain Not all functions that are described in this Agreement or available through Online Banking may not be at the Service website are available with Mobile Banking. All terms and conditions in this Agreement or on the Online Banking Service's website that limit or govern your use of Online Banking functions will also limits limit and governs govern your use of those functions through Mobile Banking. You agree accept full responsibility for ensuring that you understand how to use the Mobile Banking Service before you do so and that you always use the Mobile Banking Service in accordance with the instructions that we provide to you, including instructions posted post on the Bank’s Bank website. You also accept full responsibility for understanding how to properly use your Mobile Device and the Mobile Application. We reserve the right to make changes may change or upgrade components of Mobile Banking from time to time. You accept full responsibility are responsible for understanding how to use Mobile Banking before making sure that you do so, how to properly use your mobile device and Mobile Application, and understand how to use Mobile Banking as modified in the event that we make changes to Mobile Bankingmodified. We are Bank is not liable to you for your failure to properly use Mobile Banking or your mobile device Mobile Devices or for any losses or damages damaged caused by such failure.