Common use of Mobile Banking Transactions Clause in Contracts

Mobile Banking Transactions. At the present time, You may use Mobile Banking in conjunction with Your Access Code, an internet connection and an internet enabled mobile computing device (e.g. smartphone or tablet), for the following services: (a) transfer funds between Your share, share draft, and money market Accounts; (b) make payments on Credit Union loans You have with Us; (c) take advances on Your line of credit with Us; and (d) make miscellaneous inquiries on Your Credit Union deposit and loan balances, deposits, withdrawals and transactional information. Mobile Banking operates 24 hours every day. If You attempt to use the system and are told that "the system is not available," please try again later when service is restored. You may use the Mobile Banking platform to access the Online Bill Payment feature in conjunction with Your Access Code, an internet connection and an internet enabled mobile computing device (e.g. smartphone or tablet) to: (a) authorize the Credit Union to issue on Your behalf, payments in amounts not to exceed $9,999.99 per payment; and (b) check the status of payments previously authorized through the Online Bill Payment feature. In order to use Online Bill Payment for such transactions, You must have a share draft Account with Us. By completing an Online Bill Payment transaction, You authorize Us to post any such payments to Your share draft Account. Payments will be made by check or electronic transfer and will be sent to the payee on the business day You designate it to be sent. Requests for payments to be sent on the same day as the date of Your request must be received by Us not later than the cut-off time for the current business day in order for it to be sent that business day. If You schedule a payment to be paid before closing on a business day that We are open, We will consider that day to be the day of Your request. However, if You schedule a payment to be paid after closing or on a day We are not open, We will consider that the request was made on the next business day We are open. The Credit Union cannot guarantee the time any payment will reach any of Your payees and accepts no liability for any service fees or late charges levied against You. Payments requested to be sent on dates that do not exist in a given month (e.g. February 30th or April 31st), or fall on Saturdays, Sundays, federal reserve and other Credit Union observed holidays will also be sent on the next business day. By using an internet enabled mobile computing device (e.g. smartphone or tablet), an imaging application/device, special software and an Access Code and/or User ID, You may also use the Mobile Banking platform to access the remote deposit system to initiate the deposit of checks into Your share and share draft Account(s) You have with Us. You understand and agree that the remote deposit of Items into Your deposit accounts with Us through use of remote deposit are not subject to the Electronic Fund Transfer Act (15 U.S.C. § 1693 et seq.) or Regulation E (12 CFR 1005.1 et seq.). The remote deposit of Items into Your designated deposit accounts with Us is instead governed solely by the terms and conditions set forth in the separate remote deposit capture agreement.

Mobile Banking Transactions. At the present time, You may use Our Mobile Banking system in conjunction with Your Access Code, an internet connection and an internet enabled mobile computing device (e.g. smartphone or tablet), for the following services: (a) transfer funds between Your share, share draft, and money market line-of-credit Accounts; (b) make payments on Credit Union loans You have with Usverify Your share and share draft Account balances; (c) take advances on make loan payments from Your line of credit with Usshare and share draft Accounts; and (d) make miscellaneous inquiries on Your Credit Union deposit and loan balances, deposits, withdrawals and transactional informationservices that affect Your Account. Mobile Banking operates 24 hours every day. If You attempt to use the system and are told receive a message indicating that "the system is not available," please try again later when service is restored. You may Through the use of the Mobile Banking platform to You may access the Online Bill Payment feature in conjunction with Your Access Code, an internet connection and an internet enabled mobile computing device (e.g. smartphone or tablet) toPay Service to make the following types of transactions on designated Accounts: (a) authorize the Credit Union to issue payments on Your behalf, payments in amounts not to exceed $9,999.99 per payment; and (b) check the status of payments previously authorized through the Online Bill Payment featurePay Service system; and (c) transfer funds from Your share to Your share draft Account. In order to use Online Bill Payment Pay Service for such transactions, You must have a share draft linked Account with Us. By completing an Online a Bill Payment Pay Service transaction, You authorize Us to post any such payments to Your share draft linked Account. Payments will be made by check or electronic transfer and will be sent to the payee on the business day You designate it to be sent. Requests for payments to be sent on the same day as the date of Your request must be received by Us not later than the cut-off time for the current business day in order for it to be sent that business day. If You schedule a payment to be paid Paid before closing on a business day that We are open, We will consider that day to be the day of Your request. However, if You schedule a payment to be paid after closing or on a day We are not open, We will consider that the request was made on the next business day We are open. The Credit Union cannot guarantee the time any payment will reach any of Your payees and accepts no liability for any service fees or late charges levied against You. Payments requested to be sent on dates that do not exist in a given month (e.g. February 30th or April 31st), or fall on Saturdays, Sundays, federal reserve and other Credit Union observed holidays will also be sent on the next business day. By using an internet enabled mobile computing device (e.g. smartphone or tablet), an imaging application/device, special software For security reasons there are limits on the number of transactions and an Access Code and/or User ID, cash withdrawals that may be processed each day. You may also use the Mobile Banking platform to access the remote deposit Our Remote Deposit system in order to initiate the deposit of checks into Your share and share draft Account(s) You have with Us. You understand and agree that the remote deposit of Items into Your deposit accounts Accounts with Us through use of remote deposit are not subject to the Electronic Fund Transfer Act (15 U.S.C. § 1693 et seq.) or Regulation E (12 CFR 1005.1 et seq.). The remote deposit of Items into Your designated deposit accounts Accounts with Us is instead governed solely by the terms and conditions set forth in the separate remote deposit capture agreement.

Mobile Banking Transactions. At the present time, You may use Mobile Banking in conjunction with Your Access Code, an internet connection and an internet enabled mobile computing device (e.g. smartphone or tablet), ) for the following services: (a) transfer funds between Your share, share draft, and money market Accounts; (b) make payments on Credit Union loans You have with Usloans; (c) take advances on Your line of credit with UsAccounts; (d) make check withdrawals from Your Account(s); and (de) make miscellaneous inquiries on Your Credit Union deposit and loan balances, deposits, withdrawals and transactional information. Mobile Banking operates 24 hours every day. If You attempt to use the system and are told receive a message that "the system is not available," please try again later when service is restored. You may also use the Mobile Banking platform to access the Online Our Bill Payment feature system in conjunction with Your Access Code, an internet connection and an internet enabled mobile computing device (e.g. smartphone or tablet) to: (a) authorize the Credit Union to issue payments on Your behalf, payments in amounts not to exceed $9,999.99 per payment; and (b) check the status of payments previously authorized through the Online Bill Payment featuresystem. In order to use Online Bill Payment for such transactions, You must have a share draft linked Account with Us. By completing an Online a Bill Payment transaction, You authorize Us to post any such payments to Your share draft linked Account. Payments will be made by check or electronic transfer and will be sent to the payee on the business day You designate it to be sent. Requests for payments to be sent on the same day as the date of Your request must be received by Us not later than the cut-off time for the current business day in order for it to be sent that business day. If You schedule a payment to be paid before closing on a business day that We are open, We will consider that day to be the day of Your request. However, if You schedule a payment to be paid after closing or on a day We are not open, We will consider that the request was made on the next business day We are open. The Credit Union cannot guarantee the time any payment will reach any of Your payees and accepts no liability for any service fees or late charges levied against You. Payments requested to be sent on dates that do not exist in a given month (e.g. February 30th or April 31st), or fall on Saturdays, Sundays, federal reserve and other Credit Union observed holidays will also be sent on the next business day. By using an internet enabled mobile computing device (e.g. smartphone or tablet), an imaging application/device, special software and an Access Code and/or User ID, You may also use the Mobile Banking platform to access the Our remote deposit system in order to initiate the deposit of checks into Your share and share draft Account(s) You have with Us. You understand and agree that the remote deposit of Items into Your deposit accounts Accounts with Us through use of remote deposit are not subject to the Electronic Fund Transfer Act (15 U.S.C. § 1693 et seq.) or Regulation E (12 CFR 1005.1 et seq.). The remote deposit of Items into Your designated deposit accounts Accounts with Us is instead governed solely by the terms and conditions set forth in the separate remote deposit capture agreement.

Mobile Banking Transactions. At the present time, You may use Our Mobile Banking system in conjunction with Your Access Code, an internet connection and an internet enabled mobile computing device (e.g. smartphone or tablet), for the following services: (a) transfer funds between Your share, share draft, and money market line-of-credit Accounts; (b) make payments on Credit Union loans You have with Usverify Your share and share draft Account balances; (c) take advances on make loan payments from Your line of credit with Usshare and share draft Accounts; and (d) make miscellaneous inquiries on Your Credit Union deposit and loan balances, deposits, withdrawals and transactional informationservices that affect Your Account. Mobile Banking operates 24 hours every day. If You attempt to use the system and are told receive a message indicating that "the system is not available," please try again later when service is restored. You may Through the use of the Mobile Banking platform to You may access the Online Bill Payment feature in conjunction with Your Access Code, an internet connection and an internet enabled mobile computing device (e.g. smartphone or tablet) toPay Service to make the following types of transactions on designated Accounts: (a) authorize the Credit Union to issue payments on Your behalf, payments in amounts not to exceed $9,999.99 per payment; and (b) check the status of payments previously authorized through the Online Bill Payment featurePay Service system; and (c) transfer funds from Your share to Your share draft Account. In order to use Online Bill Payment Pay Service for such transactions, You must have a share draft linked Account with Us. By completing an Online a Bill Payment Pay Service transaction, You authorize Us to post any such payments to Your share draft linked Account. Payments will be made by check or electronic transfer and will be sent to the payee on the business day You designate it to be sent. Requests for payments to be sent on the same day as the date of Your request must be received by Us not later than the cut-off time for the current business day in order for it to be sent that business day. If You schedule a payment to be paid before closing on a business day that We are open, We will consider that day to be the day of Your request. However, if You schedule a payment to be paid after closing or on a day We are not open, We will consider that the request was made on the next business day We are open. The Credit Union cannot guarantee the time any payment will reach any of Your payees and accepts no liability for any service fees or late charges levied against You. Payments requested to be sent on dates that do not exist in a given month (e.g. February 30th or April 31st), or fall on Saturdays, Sundays, federal reserve and other Credit Union observed holidays will also be sent on the next business day. By using an internet enabled mobile computing device (e.g. smartphone or tablet), an imaging application/device, special software For security reasons there are limits on the number of transactions and an Access Code and/or User ID, cash withdrawals that may be processed each day. You may also use the Mobile Banking platform to access the remote deposit Our Remote Deposit system in order to initiate the deposit of checks into Your share and share draft Account(s) You have with Us. You understand and agree that the remote deposit of Items into Your deposit accounts Accounts with Us through use of remote deposit are not subject to the Electronic Fund Transfer Act (15 U.S.C. § 1693 et seq.) or Regulation E (12 CFR 1005.1 et seq.). The remote deposit of Items into Your designated deposit accounts Accounts with Us is instead governed solely by the terms and conditions set forth in the separate remote deposit capture agreement.

Mobile Banking Transactions. At the present time, You may use Mobile Banking in conjunction with Your Access Code, an internet connection and an internet enabled mobile computing device (e.g. smartphone or tablet), for the following services: (a) transfer funds between Your share, share draft, and money market Accounts; (b) make payments on Credit Union loans You have with Us; (c) take advances on Your line lines of credit that You have with Us; and (d) make miscellaneous inquiries on Your Credit Union deposit and loan balances, deposits, withdrawals and transactional information; and (e) make bill payments to creditors that You have previously authorized. Mobile Banking operates 24 hours every day. If You attempt to use the system and are told receive a message that "the system is not available," please try again later when service is restored. Additionally, by using an internet connection, an imaging application/device, special software and an Access Code and/or User ID, You may also use the Mobile Banking platform to access Our remote deposit system in order to initiate the Online deposit of checks into Your share and share draft Account(s) You have with Us. You understand and agree that the remote deposit of Items into Your deposit accounts with Us through use of remote deposit are not subject to the Electronic Fund Transfer Act (15 U.S.C. § 1693 et seq.) or Regulation E (12 CFR 1005.1 et seq.). The remote deposit of Items into Your designated deposit accounts with Us is instead governed solely by the terms and conditions set forth in the separate remote deposit capture agreement. BILL PAY TRANSACTIONS. You may use Bill Payment feature Pay in conjunction with Your Access Code, an internet connection and an internet enabled mobile computing device (e.g. smartphone or tablet) a personal computer to: (a) authorize the Credit Union to issue payments on Your behalf, payments in amounts not to exceed $9,999.99 per payment; and (b) check the status of payments previously authorized through the Online Bill Payment featurePay system. In order to use Online Bill Payment Pay for such transactions, You must have a share draft Account with Us. By completing an Online a Bill Payment Pay transaction, You authorize Us to post any such payments to Your share draft Account. Payments will be made by check or electronic transfer and will be sent to the payee on the business day You designate it to be sent. Requests for payments to be sent on the same day as the date of Your request must be received by Us not later than the cut-off time for the current business day in order for it to be sent that business day. If You schedule a payment to be paid before closing on a business day that We are open, We will consider that day to be the day of Your request. However, if You schedule a payment to be paid after closing or on a day We are not open, We will consider that the request was made on the next business day We are open. The Credit Union cannot guarantee the time any payment will reach any of Your payees and accepts no liability for any service fees or late charges levied against You. Payments requested to be sent on dates that do not exist in a given month (e.g. February 30th or April 31st), or fall on Saturdays, Sundays, federal reserve and other Credit Union observed holidays will also be sent on the next business day. By using an internet enabled mobile computing device (e.g. smartphone or tablet), an imaging application/device, special software and an Access Code and/or User ID, You may also use the Mobile Banking platform to access the remote deposit system to initiate the deposit of checks into Your share and share draft Account(s) You have with Us. You understand and agree that the remote deposit of Items into Your deposit accounts with Us through use of remote deposit are not subject to the Electronic Fund Transfer Act (15 U.S.C. § 1693 et seq.) or Regulation E (12 CFR 1005.1 et seq.). The remote deposit of Items into Your designated deposit accounts with Us is instead governed solely by the terms and conditions set forth in the separate remote deposit capture agreement.

Mobile Banking Transactions. At the present time, You may use Mobile Banking in conjunction with Your your Access Code, an internet connection and an internet enabled mobile computing device (e.g. e.g., smartphone or tablet), for the following services: (a) transfer • Transfer funds between Your your share, share draft, and money market Accounts; (b) make Accounts • Make payments on Credit Union loans You have with Us; (c) take Us • Make a check withdrawal from your share, share draft, and money market Accounts • Take advances on Your your line of credit with Us; and (d) make Us • Make miscellaneous inquiries on Your your Credit Union deposit and loan balances, deposits, withdrawals withdrawals, and transactional information. information Mobile Banking operates 24 twenty-four (24) hours every day. If You attempt to use the system and are told that "the system is not available," please try again later when service is restored. You may use the Mobile Banking platform to access the Online Bill Payment feature in conjunction with Your your Access Code, an internet connection and an internet enabled mobile computing device (e.g. e.g., smartphone or tablet) to: (a) authorize • Authorize the Credit Union to issue on Your your behalf, payments in amounts not to exceed $9,999.99 per payment; and (b) check payment • Check the status of payments previously authorized through the Online Bill Payment feature. feature In order to use Online Bill Payment for such transactions, You must have a share draft Account with Us. By completing an Online Bill Payment transaction, You authorize Us to post any such payments to Your your share draft Account. Payments will be made by check or electronic transfer and will be sent to the payee on the business day You designate it to be sent. Requests for payments to be sent on the same day as the date of Your your request must be received by Us not later than the cut-off time for the current business day in order for it to be sent that business day. If You schedule a payment to be paid before closing on a business day that We are open, We will consider that day to be the day of Your your request. However, if You schedule a payment to be paid after closing or on a day We are not open, We will consider that the request was made on the next business day We are open. The Credit Union cannot guarantee the time any payment will reach any of Your your payees and accepts no liability for any service fees or late charges levied against You. Payments requested to be sent on dates that do not exist in a given month (e.g. e.g., February 30th or April 31st), or fall on Saturdays, Sundays, federal reserve and other Credit Union observed holidays will also be sent on the next business day. By using an internet enabled mobile computing device (e.g. e.g., smartphone or tablet), an imaging application/device, special software and an Access Code and/or User ID, You may also use the Mobile Banking platform to access the remote deposit system to initiate the deposit of checks into Your your share and share draft Account(s) You have with Us. You understand and agree that the remote deposit of Items into Your deposit accounts Accounts with Us through use of remote deposit are not subject to the Electronic Fund Transfer Act (15 U.S.C. § 1693 et seq.) or Regulation E (12 CFR 1005.1 et seq.). The remote deposit of Items into Your your designated deposit accounts Accounts with Us is instead governed solely by the terms and conditions set forth in the separate remote deposit capture agreement.

Mobile Banking Transactions. At the present time, You may use Our Mobile Banking system in conjunction with Your PIN and/or Access Code, an internet connection and an internet enabled mobile computing device (e.g. smartphone or tablet), for the following services: (a) transfer funds between Your share, share draft, and money market line-of-credit Accounts; (b) make payments on Credit Union loans You have with Usverify Your share and share draft Account balances; (c) take advances on make loan payments from Your line of credit with Usshare and share draft Accounts; and (d) make miscellaneous inquiries on Your Credit Union deposit and loan balances, deposits, withdrawals and transactional informationservices that affect Your Account. Mobile Banking operates 24 hours every day. If You attempt to use the system and are told receive a message indicating that "the system is not available," please try again later when service is restored. You may Through the use of the Mobile Banking platform You may access Bill Pay to access make the Online Bill Payment feature in conjunction with Your Access Code, an internet connection and an internet enabled mobile computing device (e.g. smartphone or tablet) tofollowing types of transactions on designated Accounts: (a) authorize the Credit Union to issue payments on Your behalf, payments in amounts not to exceed an aggregate total of $9,999.99 10,000.00 per calendar day, subject to a minimum of $5.00 per payment; and (b) check the status of payments previously authorized through the Online Bill Payment featurePay system; and (c) transfer funds from Your share to Your share draft Account. In order to use Online Bill Payment Pay for such transactions, You must have a share draft linked Account with Us. By completing an Online a Bill Payment Pay transaction, You authorize Us to post any such payments to Your share draft linked Account. Payments will be made by check or electronic transfer and will be sent to the payee on the business day You designate it to be sent. Requests for payments to be sent on the same day as the date of Your request must be received by Us not later than the cut-off time for the current business day in order for it to be sent that business day. If You schedule a payment to be paid before closing on a business day that We are open, We will consider that day to be the day of Your request. However, if You schedule a payment to be paid after closing or on a day We are not open, We will consider that the request was made on the next business day We are open. The Credit Union cannot guarantee the time any payment will reach any of Your payees and accepts no liability for any service fees or late charges levied against You. Payments requested to be sent on dates that do not exist in a given month (e.g. February 30th or April 31st), or fall on Saturdays, Sundays, federal reserve and other Credit Union observed holidays will also be sent on the next business day. By using an internet enabled mobile computing device (e.g. smartphone or tablet), an imaging application/device, special software For security reasons there are limits on the number of transactions and an Access Code and/or User ID, cash withdrawals that may be processed each day. You may also use the Mobile Banking platform to access the remote deposit Our Remote Deposit system in order to initiate the deposit of checks into Your share and share draft Account(s) You have with Us. You understand and agree that the remote deposit of Items into Your deposit accounts Accounts with Us through use of remote deposit are not subject to the Electronic Fund Transfer Act (15 U.S.C. § 1693 et seq.) or Regulation E (12 CFR 1005.1 et seq.). The remote deposit of Items into Your designated deposit accounts Accounts with Us is instead governed solely by the terms and conditions set forth in the separate remote deposit capture agreement.

Mobile Banking Transactions. At the present time, You may use Mobile Banking in conjunction with Your Access Code, an internet connection and an a personal computer or internet enabled mobile portable computing device (e.g. smartphone or tablet), for the following services: (a) transfer funds between Your shareshare and share draft Accounts, share draft, excluding IRA and money market Christmas Club Accounts; (b) make payments on Your Credit Union loans You have with Usloan accounts from Your share and share draft Accounts, excluding IRA and Christmas Club Accounts; (c) take make credit advances on from Your Credit Union home equity line of credit with Usaccount to Your share and share draft Accounts; and (d) make miscellaneous inquiries on Your Credit Union deposit and loan balances, deposits, withdrawals and transactional informationservices that affect Your Account. Mobile Banking operates 24 hours every day. If You attempt to use the system and are told that "the system is not available," please try again later when service is restored. You may use the Mobile Banking platform to access the Online Bill Payment BillPay feature in conjunction with Your Access Code, an internet connection and an internet enabled mobile computing device (e.g. smartphone or tablet) toCode for the following services: (a) authorize the Credit Union to issue payments in amounts up to $2,500.00 on Your behalf, except to the extent that such payments in amounts not to exceed $9,999.99 per paymentare for governmental agencies, state and local taxing authorities, court- ordered payment and/or addresses outside the United States of America; and (b) check the status of payments previously authorized through the Online Bill Payment online bill pay feature. In order to use Online Bill Payment the online bill pay feature for such transactions, You must have a share draft Account with Us. By completing an online bill pay transaction using the Online Bill Payment transactionBillPay feature, You authorize Us to post any such payments to Your share draft Account. Payments will be made by check or electronic transfer and will may take as long as 10 business days from the date requested to be sent to the payee on the business day You designate it to be sent. Requests for payments to be sent on the same day as the date of Your request must be received by Us not later than the cut-off time for the current business day in order for it to be sent that business day. If You schedule a payment to be paid before closing on a business day that We are open, We will consider that day to be the day of Your request. However, if You schedule a payment to be paid after closing or on a day We are not open, We will consider that the request was made on the next business day We are openpayee. The Credit Union cannot guarantee the time any payment will reach any of Your payees and accepts no liability for any service fees or late charges levied against You. Payments requested to be sent on dates that do not exist in a given month (e.g. i.e. February 30th or April 31st), or fall on Saturdays, Sundays, federal reserve and other Credit Union observed holidays will also be sent on the next business day. By using an internet enabled mobile computing device (e.g. smartphone or tablet), an imaging application/device, special software and an Access Code and/or User ID, You may also use the Mobile Banking platform to access the remote deposit system to initiate the deposit of checks into Your share and share draft Account(s) You have with Us. You understand and agree that the remote deposit of Items into Your deposit accounts with Us through use of remote deposit are not subject to the Electronic Fund Transfer Act (15 U.S.C. § 1693 et seq.) or Regulation E (12 CFR 1005.1 et seq.). The remote deposit of Items into Your designated deposit accounts with Us is instead governed solely by the terms and conditions set forth in the separate remote deposit capture agreement.