Negative Reporting. Per Regulation V, also known as the FACT ACT, the credit union may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. Annual Percentage Rate (APR) for Purchases 9.99% or 14.99% for Visa Diamond when you open your account, based on creditworthiness. After that, your APR will vary with the market based on the Prime Rate. 12.24% or 17.24% for Visa Diamond Plus Cash when you open your account, based on creditworthiness. After that, you APR will vary with the market based on the Prime Rate. 11.24% or 16.24% introductory APR for two years for Visa Future Focus, based on creditworthiness. This APR will vary with the market based on the Prime Rate. We will assess whether you still qualify for the program after two years and after four years; and if so, the program rates will continue for two additional years. After six years, or if you no longer qualify under the program, your APR will change to the applicable existing rate under the Visa Diamond Plus Cash program (see Visa Diamond Plus Cash APR above).
Negative Reporting. The Credit Union may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be re- flected in your credit report.
Negative Reporting. Per Regulation V, also known as the FACT ACT, the credit union may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.
